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March 21, 2007


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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Nannette R. Cropper and Tony Cropper to Bank One, N.A., dated July 15, 2000, recorded in Deed Book 21-R, Page 20, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of SEVENTY THOUSAND AND 0/100 DOLLARS ($70,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in April, 2007, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Nannette R. Cropper and Tony Cropper or a tenant or tenants and said property is more commonly known as 191 Reisling Dr, Braselton, GA 30517.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
JPMorgan Chase Bank, N.A. sbm to Bank One, N.A. as Attorney-in-Fact for Nannette R. Cropper and Tony Cropper
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/el1 4/3/07
Our file no. 5429707-FT3
EXHIBIT A
All that tract or parcel of land situate, lying and being in the 1765th District GM, Jackson County, Georgia, located in Lot 17, Block D, Phase II of Vineyard’s Subdivision, as per plat recorded in Plat Book 29, Page 144, in the Office of the Clerk of the Superior Court of Jackson County, Georgia, which recorded plat is incorporated herein by reference and made a part of this description.
Address: 191 Reisling Drive; Braselton, GA 30517 Tax Map or Parcel ID No.: B03 099
Subject to security deed recorded in Deed Book 17D, Page 749, aforesaid records.
(MA7,14,21,28B/12062 5000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Mary A. Nash to HomeBanc Mortgage Corporation, dated August 6, 2004, recorded in Deed Book 35-Z, Page 791, Jackson County, Georgia Records, as last transferred to Chase Home Finance LLC by assignment recorded in Deed Book 47-D, Page 351, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED EIGHTEEN THOUSAND THREE HUNDRED AND 0/100 DOLLARS ($118,300.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in April, 2007, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Mary A. Nash or a tenant or tenants and said property is more commonly known as 400 Jefferson Walk Cir., Jefferson, Georgia 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Chase Home Finance LLC as Attorney-in-Fact for Mary A. Nash
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/el1 4/3/07
Our file no. 52146506-FT3
EXHIBIT A
All that tract or parcel of land lying and being in GMD 245 of Jackson County, Georgia, being Lot 26, Block B, Jefferson Walk East, Unit One, as per plat recorded in Plat Book 62, Page 81, Jackson County Records, which plat is incorporated herein and made a part hereof by reference.
(MA7,14,21,28B/12062 5000)

Notice of Sale
Notice of Sale Under Power
By virtue of the power of sale contained in a Deed to Secure Debt by Randall C. Stephens and Michelle Stephens to Mortgage Electronic Registration Systems, Inc., as nominee for American Equity Mortgage, Inc., dated March 12, 2004, and filed for record March 26, 2004 in Deed Book 33-W, Page 660, Jackson County, Georgia records, and securing a Note in the original principal amount of $119,000.00; last transferred to CitiMortgage, Inc. by Assignment filed for record August 23, 2006, in Deed Book 45-F, Page 45, Jackson County, Georgia records, there will be sold at a public outcry for cash to the highest bidder before the Courthouse door of Jackson County, Georgia, between the legal hours of sale on the first Tuesday in April, 2007, by CitiMortgage, Inc. as Attorney-in-Fact for Randall C. Stephens and Michelle Stephens the following property to-wit:
ALL THAT TRACT or parcel of land lying and being in the 245th District, G.M., State of Georgia, County of Jackson, City of Arcade, being Farm No. 74 in the Trotter’s Ridge Farms Subdivision, and being more particularly described and delineated according to a plat and survey being of record in the Office of the Clerk of Superior Court of Jackson County, Georgia, in Plat Book 46, Page 114, which said plat and the recording thereof are by reference hereto incorporated herein for a more complete and detailed description.
The above described property is also known as 342 S. Trotters Way, Jefferson, GA 30549.
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney’s fees, if applicable.
The property will be sold as the property of the aforesaid grantor subject to the following: all prior restrictive covenants, easements, rights-of-way, security deeds, or encumbrances of record; all valid zoning ordinances; matters which would be disclosed by an accurate survey of the property or by any inspection of the property; all outstanding taxes, assessments, unpaid bills, charges, and expenses that are a lien against the property whether due and payable or not yet due and payable.
To the best of the undersigned’s knowledge and belief, possession of the subject property is held by RANDALL C. STEPHENS AND MICHELLE STEPHENS.
CitiMortgage, Inc. as Attorney-in-Fact for Randall C. Stephens and Michelle Stephens
SHUPING, MORSE & ROSS, LLP
By: S. Andrew Shuping, Jr.
S. Andrew Shuping, Jr.
6259 Riverdale Road
Suite 100
Riverdale, Georgia 30274-1698
(770) 991-0000
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(MA7,14,21,28B/119 5000)
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of a Power of Sale contained in that certain Security Deed from Gary C. Dowdy to Benchmark Funding Corp., dated September 26, 2003, recorded in Deed Book 32-E, Page 357, Jackson County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of ONE HUNDRED EIGHT THOUSAND EIGHT HUNDRED AND 00/100 ($108,800.00) with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Mortgage Electronic Registration Systems, Inc., there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in April, 2007, the following described property:
ALL THAT LOT, TRACT, OR PARCEL OF LAND, together with improvements thereon, lying and being in the City of Jefferson, Jefferson District (GMD 245) of Jackson County, Georgia, being all of Lot 1, Alexander Place Subdivision, as shown on a plat of survey prepared for Godfrey Thomas Knight, Jr. and Carol Ann Hubbard Knight by Allen L. Venable, Jr., Georgia Registered Land Surveyor No. 1761, Venable & Associates, Inc., dated October 14, 1994, a copy of said plat being of record in the Office of the Clerk of Superior Court of Jackson County, Georgia, in Plat Book 44, Page 132, which plat is hereto incorporated by reference for a more complete description of said property.
Said property is commonly known as 1220 Old Swimming Pool Road, Jefferson, GA 30549.
The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorney’s fees and all other payments provided for under the terms of the Security Deed and Note.
Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Gary C. Dowdy or tenant(s).
MORTGAGE ELECTRIC REGISTRATION SYSTEMS, INC. as Attorney-in-Fact for GARY C. DOWDY
Contact: Colline Anderson (ext. 1234)
Morris, Schneider & Prior, L.L.C.
1587 Northeast Expressway
Atlanta, GA 30329
(770) 234-9181
MSP File No.382.0707262\CGA
Web Site: www.foreclosues.msplaw.com
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(MA7,14,21,28B/12062 6000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of a Power of Sale contained in that certain Security Deed from Calvin L. Judkins to Mortgage Electronic Registration Systems, Inc., acting solely as nominee for Suntrust Mortgage, Inc., d/b/a/ Sun America Mortgage, its successors and assigns, dated February 22, 2005, recorded in Deed Book 37-W, Page 82, Jackson County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of ONE HUNDRED FIFTY-SEVEN THOUSAND SEVEN HUNDRED AND 00/100 ($157,700.00) with interest thereon as provided for therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in April, 2007, the following described property:
All that tract or parcel of land lying and being in the 245th GMD of the City of Jefferson, Jackson County, Georgia and being Lot 50, Block A of Arbors of Jefferson Subdivision according to that plat of survey recorded in Plat Book 62, Page 278, Jackson County, Georgia Records, which said plat is incorporated herein and made a part hereof by reference thereto for a more complete and detailed description of the property conveyed herein.
Said property is commonly known as 38 Holly Court, Jefferson, GA 30549.
The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorney’s fees and all other payments provided for under the terms of the Security Deed and Note.
Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Calvin L. Judkins or tenant(s).
SUNTRUST MORTGAGE as Attorney-in-Fact for CALVIN L. JUDKINS
Contact: A. Farrington (ext. 1516)
Morris, Schneider & Prior, L.L.C.
1587 Northeast Expressway
Atlanta, GA 30329
(770) 234-9181
MSP File No.221.0705427\ASF
Web Site: www.foreclosures.msplaw.com
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(MA7,14,21,28B/21062 5000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Ricky D. Whitlock and Trixie Leann B. Whitlock to Norwest Bank Colorado, N. A., dated February 7, 2000, recorded in Deed Book 20-Y, Page 13, Jackson County, Georgia Records, as last transferred to Wells Fargo Bank, N.A. by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of THIRTY-EIGHT THOUSAND AND 0/100 DOLLARS ($38,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in April, 2007, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Ricky D. Whitlock and Trixie Leann B. Whitlock or a tenant or tenants and said property is more commonly known as 421 Summit Heights Drive, Nicholson, Georgia 30565.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Wells Fargo Bank, N.A. as Attorney-in-Fact for Ricky D. Whitlock and Trixie Leann B. Whitlock
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/fd 4/3/07
Our file no. 5492107-FT5
EXHIBIT A
All that tract or parcel of land lying and being in the 253rd District, G.M., City of Nicholson, Jackson County, Georgia, containing 3.520 acres more or less, designated as Tract 11, as shown on that plat and survey for Summit Heights, prepared by W.T. Dunahoo and Associates, Surveyors, dated August 12, 1995, and recorded in the Office of the Clerk of the Superior Court of Jackson County, Georgia, in Plat Book 50, Page 237. Said plat as recorded, is hereby incorporated by reference for a more detailed description of said property Subject to existing easements and rights of way for public roads and utilities now in use.
Need references:; Deed Book 14 M. Page 795; 12 X, 561; 7 P, 410; 6 W, 114; 6 Q, 480; 6 Q, 481; 6 C, 177; 6A, 03; 4 G, 167; Jackson County, Georgia Records.
(MA7,14,21,28B/12062 6000)

Notice of Sale
Notice of Sale Under Power
Georgia
Jackson County
Because of a default in the payment of principal and interest on certain Promissory Notes each dated August 31, 2005 in the original principal amount of $401,250.00 and $48,250.00, (hereinafter collectively the “Notes”), said Notes being secured by the real property described in that certain Deed to Secure Debt And Security Agreement executed by PHIL E. CARTER and JUDY N. CARTER to OCONEE STATE BANK, dated August 31, 2005, recorded in Deed Book 40-L, Pages 251-257, in the Office of the Clerk of Superior Court of Jackson County, Georgia; the Deed to Secure Debt being foreclosed upon is subject and inferior to that certain Security Deed from Phil E. Carter to Regions Bank in the original amount of $161,247.00 recorded in Deed Book 23-W, Page 630, aforesaid Clerk’s Office, as last modified by Modification Agreement filed June 9, 2004 and recorded in Deed Book 34-W, Page 251, aforesaid Clerk’s Office as assigned by Assignment of Note and Security Deed between Regions Bank and Oconee State Bank, dated November 3, 2006, and recorded in Deed Book 46-H, Pages 223-224, aforesaid Clerk’s Office (hereinafter the “First Lien Indebtedness”); said default having been more than thirty (30) days and not having been made good in accordance with the terms and provisions of said Deed to Secure Debt And Security Agreement, OCONEE STATE BANK, pursuant to said Deed to Secure Debt And Security Agreement, and the Note secured thereby, has declared the entire amount of the indebtedness secured by said Deed to Secure Debt And Security Agreement, due, payable, and collectible; and, pursuant to the power of sale contained in said Deed to Secure Debt And Security Agreement, will, on the first Tuesday in April, 2007, within the legal hours of sale before the Courthouse door in Jackson County, Georgia, sell at public outcry to the highest bidder for cash, a portion of the property described in said Deed to Secure Debt and Security Agreement, to wit:
Tract 3
All that tract or parcel of land lying and being in the 1765th G.M.D., Town of Braselton, Jackson County, Georgia, containing 0.514 acres, more or less, as shown on plat and survey of Venable & Associates, Inc., Surveyor, dated March 3, 1995, recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia, in Plat Book 45, Page 150. For a more detailed description to said tract, reference is hereby made to said plat as recorded. Subject to existing easements and rights-of-way for public roads and utilities now in use.
To the best of the undersigned’s information and belief the street address for the above described property is:
5394 HIGHWAY 53
BRASELTON, GEORGIA 30517
Said property will be sold, a deed executed by the undersigned to purchaser and the proceeds of sale applied by the undersigned, all as provided in said power of sale and the Deed to Secure Debt, containing said power.
Said property is being sold as the property of PHIL E. CARTER and subject to the First Lien Indebtedness, all unpaid taxes, assessments and/or matters of record, if any.
This 2nd day of March, 2007.
OCONEE STATE BANK as Attorney-in-Fact for PHIL E. CARTER and JUDY N. CARTER
FORTSON, BENTLEY AND GRIFFIN, P.A.
2500 DANIELL’S BRIDGE ROAD
BUILDING 200, SUITE 3A
Athens, Georgia 30606
(706) 548-1151
(MA7,14,21,28B/1034 6000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Bradley J. Minish to Mortgage Electronic Registration Systems, Inc., dated April 28, 2006, recorded in Deed Book 43-U, Page 2, Jackson County, Georgia Records, as last transferred to Opteum Financial Services, LLC by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-SIX THOUSAND ONE HUNDRED ELEVEN AND 0/100 DOLLARS ($136,111.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in April, 2007, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Bradley J. Minish or a tenant or tenants and said property is more commonly known as 581 Bishop Court, Commerce, Georgia 30529.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Opteum Financial Services, LLC as Attorney-in-Fact for Bradley J. Minish
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/clp2 4/3/07
Our file no. 5494507-FT10
EXHIBIT A
All that tract or parcel of land lying and being in Minish GMD 225 District, Jackson County, Georgia, being Lot 123, Phase IV, Brentwood Estates. Subdivision, as recorded in Plat Book 60, Page 111, Jackson County, Georgia Records which Plat Book 60 is incorporated herein and made a part hereof by reference.
(MA7,14,21,28B/12062 5000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Danny Shane Waldrop to Mortgage Electronic Registration Systems, Inc., dated February 17, 2006, recorded in Deed Book 42-S, Page 751, Jackson County, Georgia Records, as last transferred to Opteum Financial Services, LLC by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-FIVE THOUSAND SEVEN HUNDRED SEVEN AND 0/100 DOLLARS ($125,707.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in April, 2007, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Danny Shane Waldrop or a tenant or tenants and said property is more commonly known as 1092 Ridgeway Road, Commerce, Georgia 30529.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Opteum Financial Services, LLC as Attorney-in-Fact for Danny Shane Waldrop
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/clp2 4/3/07
Our file no. 5493207-FT10
EXHIBIT A
All that tract or parcel of land lying and being in Minish 255 District, of Jackson County, Georgia, being Lot 10, Phase IV, Brentwood Estates, as recorded in Plat Book 60, Page 111, Jackson County, Georgia Records, which plat is incorporated herein and made a part hereof by reference.
(MA7,14,21,28B/12062 5000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Kevin Beck to Mortgage Electronic Registration Systems, Inc., dated October 29, 2004, recorded in Deed Book 36-W, Page 46, Jackson County, Georgia Records, as last transferred to Opteum Financial Services, LLC by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY THOUSAND ONE HUNDRED TWENTY-THREE AND 0/100 DOLLARS ($130,123.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in April, 2007, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Kevin Beck or a tenant or tenants and said property is more commonly known as 487 Bishop Court, Commerce, Georgia 30529.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Opteum Financial Services, LLC as Attorney-in-Fact for Kevin Beck
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/clp2 4/3/07
Our file no. 5290607-FT10
EXHIBIT A
All that tract or parcel of land lying and being in Minish GMD 255 District, Jackson County, Georgia, and being shown as Lot 119, Phase IV, Brentwood Estates, as recorded in Plat Book 60, Page 111, Jackson County, Georgia Records.
(MA7,14,21,28B/12062 5000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Ruby M. Lee and Charlie E. Lee to United Mortgage Investors, Inc., dated July 6, 1995, recorded in Deed Book 14-U, Page 395, Jackson County, Georgia Records, as last transferred to NationsBanc Mortgage Corp. by assignment recorded in Deed Book 15C, Page 601, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of NINETY-FOUR THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($94,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in April, 2007, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Ruby M. Lee and Charlie E. Lee or a tenant or tenants and said property is more commonly known as 483 Bravo Drive, Pendergrass, Georgia 30567.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Bank of America, N.A. sbm BA Mortgage llc (A wholly owned subsidiary of Bank of America, N.A.) sbm NationsBanc Mortgage Corporation as Attorney-in- Fact for Ruby M. Lee and Charlie E. Lee
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/crs 4/3/07
Our file no. 52265704-FT7
EXHIBIT A
All that tract or parcel of land lying and being in GMD 455, Jackson County, Georgia, as shown and delineated as 5.032 acres, more or less, on plat of survey of Charlie Lee and Ruby Lee by Peter J. Pietraszuk dated June 15, 1995, and being more particularly described as follows:
To find the true point of beginning, begin at the intersection of the centerlines of Pond Fork Creek and Marlow Creek; thence proceed North 53 degrees 41 minutes 11 seconds East, a distance of 160.97 feet to a point, and then proceed North 06 degrees 21 minutes 44 seconds East, a distance of 70.06 feet, to a point, the place or point of beginning; thence running North 40 degrees 01 minutes 59 seconds West, a distance of 564.89 feet, to an iron pin; thence running North 63 degrees 05 minutes 00 seconds East, a distance of 530.00 feet, to an iron pin, thence running South 36 degrees 44 minutes 00 seconds East, a distance of 362.20 feet, to a point on the centerline of Marlow Creek; thence running the following courses and distances along the centerline of Marlow Creek, to a point, being the place or point of beginning; South 39 degrees 35 minutes 27 seconds West, a distance of 69.37 feet; South 60 degrees 56 minutes 17 seconds West, a distance of 103.22 feet; South 35 degrees 13 minutes 15 seconds West, a distance of 47.69 feet; South 76 degrees 00 minutes 10 seconds West, a distance of 73.86 feet; South 03 degrees 12 minutes 20 seconds West, a distance of 42.60 feet; South 35 degrees 47 minutes 57 seconds West, a distance of 141.32 feet; and, South 06 degrees 21 minutes 44 seconds West, a distance of 65.00 feet.
Also conveyed herewith is all right, title & interest in that ingress/egress easements for the purpose of ingress/egress to/from the within described property and Lipscomb Lake Road. Said easement is the same as that easement shown in Deed Book 9-I, Page 401, Jackson County Deed Records, which easement is incorporated herein by reference for a more complete description.
The right, if any, of The United States of America to redeem said land within 120 days from the date of the foreclosure sale held on April 3, 2007, as provided for by the Federal Tax Lien Act of 1966 (Public Law 89-719).
(MA7,14,21,28B/12062 9000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Michael Findlay and Karen Findlay to nBank, N.A., dated March 4, 2005, recorded in Deed Book 38-D, Page 155, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of EIGHTY-NINE THOUSAND NINE HUNDRED TEN AND 0/100 DOLLARS ($89,910.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in April, 2007, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Michael Findlay and Karen Findlay or a tenant or tenants and said property is more commonly known as Lot 16-P Traditions at Braselton, Jefferson, Georgia 30548.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
nBank, N.A. as Attorney-in-Fact for Michael Findlay and Karen Findlay
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/mh3 4/3/07
Our file no. 52873707-FT2
EXHIBIT A
All that tract or parcel of land lying and being in the 245th and 248th District, G.M., Jackson County, Georgia, being Lot 16, Pod P, Traditions of Braselton, as per plat recorded in Plat Book 64, Page 150-152, in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, which plat is incorporated herein by reference and made a part of this description.
(MA7,14,21,28B/12062 5000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of a Power of Sale contained in that certain Security Deed from Karen Sellers to Residential Mortgage Corporation (IMC), Inc., dated May 22, 1998, recorded in Deed Book 18-B, Page 358, Jackson County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of THIRTY-TWO THOUSAND NINE HUNDRED AND 00/100 ($ 32,900.00) with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to The Bank of New York-as Co-Trustee, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in April, 2007, the following described property:
All that tract or parcel of land, situate, lying and being in the 1704th G.M.D., containing 1.00 acres, more or less, as shown on a plat entitled “Survey for Karen L. Sellers & Kayla Sellers”, dated June 26, 1996, recorded at Plat Book 19, Page 33, in the Office of the Clerk of the Superior Court of Jackson County, Georgia and being incorporated herein by reference for a more particular description
Said property is commonly known as 362 Kesler Road, Nicholson, GA 30565.
The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorney’s fees and all other payments provided for under the terms of the Security Deed and Note.
Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Karen Sellers or tenant(s).
THE BANK OF NEW YORK-AS CO-TRUSTEE as Attorney-in-Fact for KAREN SELLERS
Contact: Krystal Kelly (ext. 1414)
Morris, Schneider & Prior, L.L.C.
1587 Northeast Expressway
Atlanta, GA 30329
(770) 234-9181
MSP File No.560.0402881\KNK
Web Site: www.foreclosures.msplaw.com
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(MA7,14,21,28B/12062 5000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Franklin Free to Mortgage Electronic Registration Systems, Inc., dated November 30, 2004, recorded in Deed Book 370, Page 102, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of SEVENTY-FIVE THOUSAND NINE HUNDRED TWENTY AND 0/100 DOLLARS ($75,920.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in April, 2007, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Franklin Free or a tenant or tenants and said property is more commonly known as 328 Highland Estates Dr., Commerce, Georgia 30259.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Mortgage Electronic Registration Systems, Inc. as Attorney-in-Fact for Franklin Free
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/lc 4/3/07
Our file no. 52199305-FT4
EXHIBIT A
All that tract or parcel of land lying and being in the 255 G.M.D., Jackson County, Georgia, designated as Lot 6, Block E, Section 2 of Highland Estates as shown on a Plat and survey entitled “Survey for Richard Bonanno, Jr.”, prepared by Paul & Evans Land Surveying, Inc., dated May 27, 1998, recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia, in Plat Book 52, at Page 169, which said Plat and the recording thereof are by reference incorporated herein for a more complete and detailed description.
(MA7,14,21,28B/12062 5000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of a Power of Sale contained in that certain Security Deed from Robert S. Welty to Mortgage Electronic Registration Systems, Inc., acting as nominee for Taylor, Bean & Whitaker Mortgage Corp., dated October 5, 2000, recorded in Deed Book 22-B, Page 793, Jackson County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of NINETY-NINE THOUSAND FIVE HUNDRED AND 00/100 ($ 99,500.00) with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Mortgage Electronic Registration Systems, Inc, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in April, 2007, the following described property:
All that tract or parcel of land lying and being in the City of Arcade, 245th District, G.M., Jackson County, Georgia, and being that 1.07 acres, more or less, designated as Lot 4 on a final plat of Trotter Ridge Subdivision, prepared by W.T. Dunahoo, Registered Surveyor, dated September 11, 1995, recorded in Plat Book 46, Page 114, in the Office of the Clerk of the Superior Court of Jackson County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description.
Subject to Protective Covenants recorded at Deed Book 15-H, Page 326, Jackson County, Georgia records.
Said property is commonly known as 160 North Trotters Way, Jefferson, GA 30549
The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorney’s fees and all other payments provided for under the terms of the Security Deed and Note.
Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Robert S. Welty or tenant(s).
MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC as Attorney-in-Fact for ROBERT S. WELTY
Contact: Monique Green (ext. 1261)
Morris, Schneider & Prior, L.L.C.
1587 Northeast Expressway
Atlanta, GA 30329
(770) 234-9181
MSP File No.414.0705224\MRG
Web Site: www.foreclosures.msplaw.com
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(MA7,14,21,28B/12062 5000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Rhonda S. Perry to Regions Mortgage, Inc., dated January 29, 2003, recorded in Deed Book 29-A, Page 1, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of FIFTY-FIVE THOUSAND AND 0/100 DOLLARS ($55,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in April, 2007, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Rhonda S. Perry or a tenant or tenants and said property is more commonly known as 2330 Commerce Rd., Jefferson, Georgia 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Regions Bank dba Regions Mortgage as Attorney-in-Fact for Rhonda S. Perry
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/lr3 4/3/07
Our file no. 5285607-FT8
EXHIBIT A
All that tract or parcel of land lying and being in the 257th District, G.M., Jackson County, Georgia. Further described as being a portion of that tract of land described as Tract One, of a plat drawn by W.T. Dunahoo and recorded in Plat Book 6, Page 221, of the Jackson County Records. Being a portion of Tract One, beginning at the common point of Georgia Highway 15 right of way; Tract One and Tract Two; thence S 32 degrees 55 minutes E 100 feet; thence S 65 degrees-36 minutes W 130 feet; thence N 23 degrees 21 minutes W 100 feet; thence N 65 degrees 36 minutes E 130 feet to the point of beginning.
(MA7,14,21,28B/12062 6000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by David Smith to Home123 Corporation, dated July 19, 2006, recorded in Deed Book 44-Z, Page 603, Jackson County, Georgia Records, as last transferred to FV-1, Inc by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED NINETY-FIVE THOUSAND AND 0/100 DOLLARS ($195,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in April, 2007, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is David Smith or a tenant or tenants and said property is more commonly known as 46 Saint Michael Street, Commerce, Georgia 30530.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
FV-1, Inc as Attorney-in-Fact for David Smith
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/ld3 4/3/07
Our file no. 5444907-FT4
EXHIBIT A
All that tract or parcel of land lying and being in the 255th District, G.M., Jackson County, Georgia, designated as Lot 37, Eagle Trace Subdivision, as shown by plat and survey prepared by Slate & Assoc. Inc. certified by G. Brian Slate, GRLS No. 2629, dated May 1, 2001 and revised November 20, 2002, as recorded in Plat Book 62, Page 3-6, Jackson County, Georgia Records, which plat and the recording thereof are hereby incorporated herein by reference for a more detailed description of the property.
Being the same premises which Gary & Olsson Properties, LLC by deed dated 1/25/2006 and recorded 1/30/2006 in Jackson County in Book 42-J on Page 675, granted and conveyed unto Kenneth W. Gary.
Parcel Number: 010-036-37
(MA7,14,21,28B/12062 6000)
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Glenn R. David to National City Mortgage Co dba Commonwealth United Mortgage Company, dated May 13, 2003, recorded in Deed Book 30-G, Page 616, Jackson County, Georgia Records, as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment recorded in Deed Book 36R, Page 654, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED NINETEEN THOUSAND ONE HUNDRED AND 0/100 DOLLARS ($219,100.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in April, 2007, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Glenn R. David or a tenant or tenants and said property is more commonly known as 2000 Chandler Bridge Road, Nicholson, Georgia 30565.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Mortgage Electronic Registration Systems, Inc. as Attorney-in-Fact for Glenn R. David
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/lc 4/3/07
Our file no. 51957104-FT4
EXHIBIT A
All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 1747th “Attica” District, G.M., Jackson County, Georgia, and known as Tract 2, containing 9.448 acres, according to a plat entitled “Survey for Alex Vandergrift”, made February 13, 1978, by Ben McLeroy & Associates, Engineers and Surveyors, recorded in Plat Book 15, Page 92, in the office of the Clerk of the Superior Court Jackson County, Georgia, bounded on the southwest by Jefferson River Road, northwest by the centerline of Crooked Creek which is the property line, on the northeast by the centerline of the Oconee River which is the property line, and on the southeast by Chapel Bridge Road and being more particularly described in accordance with said plat as follows:
Beginning at an iron pin at the northerly corner of the intersection of said Jefferson River Road and Chapel Bridge Road; running thence in a northwesterly direction around the northeasterly side of Jefferson River Road to the centerline of said Crooked Creek with chords as follows: north 33 degrees 59 minutes west 258.5 feet to an iron pin; north 35 degrees 16 minutes west 133.6 feet to an iron pin hereinafter referred to as Iron Pin “A” and north 35 degrees 16 minutes west 23.0 feet to the centerline of said Crooked Creek; running thence in a northeasterly direction along the centerline of said Crooked Creek to the point where it flows into the Oconee River and thence in a southeasterly direction along the centerline of the Oconee River to a point located more definitely by the courses and distances hereinafter given on the northwesterly side of said Chapel Bridge Road and thence south 45 degrees 11 minutes west 35.0 feet along the northwesterly side of said Chapel Bridge Road to a point hereinafter referred to as Point “A”, the surveyor’s reference courses and distances from said Pin “A” to said Point “B” being; from said Iron Pin “A” running north 49 degrees 16 minutes east 385.6 feet to an iron pin, thence north 51 degrees 21 minutes east 303.0 feet to an iron pin, thence north 62 degrees 50 minutes east 193.4 feet to an iron pin, thence north 63 degrees 12 minutes east 294.0 feet across said Crooked Creek to an iron pin on the northwesterly side thereof, thence south 43 degrees 23 minutes east 17.0 feet to the centerline of said Crooked Creek and thence south 43 degrees 23 minutes east 111.6 feet to an iron pin and thence south 76 degrees 36 minutes east 56.5 feet to said Point “B” on the northwesterly side of said Chapel Bridge Road; from said Point “B” running thence in a southwesterly direction along and around the northwesterly side of said Chapel Bridge Road to the beginning iron pin, the chords thereof being south 45 degrees 11 minutes west 44.6 feet to a right of way marker, thence south 45 degrees 11 minutes west 302.5 feet to a right of way marker, thence south 45 degrees 15 minutes west 633.2 feet to a right of way marker and thence south 45 degrees 15 minutes west 266.6 feet to said beginning iron pin; this being the same tract or land conveyed to Alexander Vandergrift by Harry Rosser by deed dated September 11, 1972, recorded in Deed Book 5-Z, Page 41, in said Clerk’s Office; and described in Foreclosure Deed of Athens Federal Savings Bank, formerly Athens Federal Savings and Loan Association, Attorney in fact for Alexander Vandergrift, to Athens Federal Savings Bank dated December 4, 1990, recorded in Deed Book 11-O, Page 96, in said Clerk’s Office.
(MA7,14,21,28B/12062 11000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Matthew T. Little and Vivian Little to Mortgage Electronic Registration Systems, Inc., dated June 30, 2004, recorded in Deed Book 35-H, Page 38, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-FOUR THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($124,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in April, 2007, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Matthew T. Little aka Matthew Travis Little or a tenant or tenants and said property is more commonly known as 190 Brannon Dr., Hoschton, Georgia 30548.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Mortgage Electronic Registration Systems, Inc. as Attorney-in-Fact for Matthew T. Little and Vivian Little
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/lc 4/3/07
Our file no. 51249905-FT4
EXHIBIT A
All that tract or parcel of land lying and being in the 248th District, G.M. of Jackson County, Georgia, being Lot 5, of Autumn Ridge Subdivision, as per plat recorded in Plat Book 54, Page 296, in the Office of the Clerk of Superior Court of Jackson County, Georgia Records which recorded plat is hereby incorporated herein by reference and made a part of this legal description.
Being the same property conveyed to Matthew T. Little and Vivian Little by Deed from GMB Builders, LLC recorded in Deed Book 260, Page 5.35, in the Office of the Clerk of the Superior Court of Jackson County, Georgia.
(MA7,14,21,28B/12062 5000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Jerry S. Henderson and Jennifer L. Hernderson to Argent Mortgage Company, LLC, dated July 23, 2004, recorded in Deed Book 35-M, Page 238, Jackson County, Georgia Records, as last transferred to Wells Fargo Bank, N.A. in trust for the Benefit of Park Place Securities, Inc. Asset-Backed Pass-Through Certificates Series 2004-WCW2 by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of SIXTY THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($60,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in April, 2007, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Jerry S. Henderson or a tenant or tenants and said property is more commonly known as 256 J S Williamson Court, Nicholson, Georgia 30565.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Wells Fargo Bank, N.A. in trust for the Benefit of Park Place Securities, Inc. Asset-Backed Pass-Through Certificates Series 2004-WCW2 as Attorney-in-Fact for Jerry S. Henderson and Jennifer L. Hernderson
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/as2 4/3/07
Our file no. 5432507-FT4
EXHIBIT A
All that tract or parcel of land lying and being in Jackson County, Georgia, G.M.D. being designated as Tract 2.00 acres containing 2.000 acres more or less, according to the survey for Louann Massey prepared by Venable & Associates, Inc., Registered Land Surveyor, dated March 3, 2004. Said plat is recorded in Plat Book 63, Page 36, Jackson County records and is incorporated herein by reference for a more complete description.
(MA7,14,21,28B/12062 6000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness, secured by a Security Deed executed by Ernest Bacon to Argent Mortgage Company, LLC dated the 16th day of February, 2005, in the amount of $200,000.00, and recorded in Deed Book 37-V, Page 532, JACKSON County, Georgia Records as last transferred to Wells Fargo Bank, NA as Trustee by assignment; the undersigned, Wells Fargo Bank, NA as Trustee, pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in April, 2007, during the legal hours of sale, at the Courthouse door in JACKSON County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in Land Lot 248 G.M.D., Jackson County, Georgia, designated as Lot 77 as shown on plat and survey of Southampton Falls, recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia, in Plat Book 62, at pages 95-103. For a more detailed description, reference is hereby made to said plat as recorded. Subject to all existing easements and Rights of Way for public roads and utilities now in use. Also subject to Protective Covenants for Southampton Falls as recorded in Deed Book 29-H, at Page 359, Jackson County Records.
which has the property address of 23 Montvale Drive, Hoschton, GA, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Ernest Bacon and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Wells Fargo Bank, NA as Trustee
Attorney-in-Fact for Ernest Bacon
Anthony DeMarlo, Attorney/adp
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 200506468 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(MA7,14,21,28B/1325 5000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness, secured by a Security Deed executed by Roxianne M. Flowers to Argent Mortgage Company, LLC dated the 20th day of December, 2004, in the amount of $122,000.00, and recorded in Deed Book 372, Page 768, JACKSON County, Georgia Records as last transferred to Wells Fargo Bank, NA as Trustee by assignment; the undersigned, Wells Fargo Bank, NA as Trustee, pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in April, 2007, during the legal hours of sale, at the Courthouse door in JACKSON County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in the 245 G.M.D., Jackson County, Georgia, designated as Lot 17, Unit Two of Swann Heights, encompassing 1.50 acres, more or less, as shown on a plat of survey entitled “Survey for Greg Hanson” prepared by Paul & Evans Land Surveying, Inc., dated September 1, 1998, recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia, in Plat Book 53, at Page 24, which said plat and the recording thereof are by reference incorporated herein for a more complete and detailed description.
which has the property address of 868 Swann Road, Jefferson, GA, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Roxianne M. Flowers and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Wells Fargo Bank, NA as Trustee
Attorney-in-Fact for Roxianne M. Flowers
Anthony DeMarlo, Attorney/adp
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 200701352 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(MA7,14,21,28B/1325 5000)

Notice of Sale
Notice of Sale Under
Power in Security Deed
State of Georgia
County of Jackson
By virtue of a Power of Sale contained in a Security Deed from David Vickery to Mortgage Electronic Registration Systems, Inc., dated February 2, 2006, and recorded in Deed Book 42-R, Page 368-386, Jackson County, Georgia Records, securing a debt of even date in the original principal amount of $127,980.00, and assigned to MorEquity, Inc., any and all other indebtedness thereafter owing to the grantee, however incurred, with interest as provided therein on the unpaid balance until paid, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Jackson County, Georgia, within the legal hours of sale on the 1st Tuesday in April, 2007. the property described as follows:
All that tract or parcel of land lying and being in the 255th District, G.M., Jackson County, Georgia, being that 0.732 acres, more or less, and being Lot 35 of Miss Ruby Estates Subdivision, as more particularly shown on a plat of survey of Miss Ruby Estates, by Venable & Associates and Land Surveyors, Registered Surveyor, dated December 27, 1999, recorded in Plat Book 54, Page 143, in the office of the Clerk of the Superior Court of Jackson County, Georgia, and incorporated herein and made a part hereof by reference for a more detailed description subject to existing easements and right of way for public utilities and rights of way now in use.
The debt secured by said Security Deed has been and is hereby declared due because of non-payment of monthly installments on said loan and other defaults as defined in the Security Deed. This sale will be made for the purposes of paying same, and all expenses of this sale, including attorneys( fees.
The property will be sold as the property of David Vickery and subject to all outstanding ad valorem taxes and/or assessments, if any, and subject to all easements and other items appearing in the record.
To the best knowledge and belief of the undersigned, the party in possession of the property is David Vickery or a tenant or tenants and said property is more commonly known as 121 Gober Drive, Commerce, Georgia 30530.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
MorEquity, Inc. As Attorney-In-Fact for David Vickery
DAVID G. CROCKETT, P.C.
100 Peachtree Street, N.W.
1950 The Equitable Building
Atlanta, Georgia 30303
(404) 522-4280
(MA7,14,21,28P4)

Notice of Sale
Notice of sale Under Power
State of Georgia
County of Jackson
By virtue of the power of sale contained in that certain Real Estate Deed to Secure Debt from Acordia Homes, Inc. to Branch Banking & Trust Company as successor to Main Street Bank, dated January 17, 2006, and recorded in Deed Book 42-L, Page 100, Jackson County, Georgia Records (hereinafter referred to as “Deed to Secure Debt”), said Deed to Secure Debt securing a Promissory Note (“Note”) in the original principal sum of Two Hundred Eighty-Five Thousand and No/100 Dollars ($285,000.00), with interest from said date at the rate stated in said Note on the unpaid balance until paid, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse at Jackson County, Georgia, within the legal hours of sale on Tuesday, April 3, 2007, the property described on Exhibit “A” attached hereto and incorporated herein by reference. The debts secured by said Deed to Secure Debt have been and are hereby declared due and payable because of, among other possible events of default, failure to make payments on said Note. The debts remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney’s fees.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, easements, covenants, and matters of record superior to the Deed to Secure Debt first set out above, including, but not necessarily limited to, senior encumbrances that will not be extinguished by the foreclosure sale contemplated by this Notice.
To the best knowledge and belief of the undersigned, the Party in possession of the property is Acordia Homes, Inc., or a tenant or tenants, and said property is more commonly known as 11 J TRADITIONS AT BRASELTON, BRASELTON, JACKSON COUNTY, GEORGIA 30517.
Branch Banking & Trust Company
Attorney in Fact for Acordia Homes, Inc.
Martin G. Quirk, Esq.
Quirk & Quirk, LLC
6000 Lake Forrest Drive
Suite 325
Atlanta, Georgia 30328
(404) 252-1425
EXHIBIT “A”
ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN GMD 248, JACKSON COUNTY, GEORGIA AND BEING LOT 11, POD J, TRADITIONS OF BRASELTON SUBDIVISION, PHASE 1, AS PER PLAT BOOK 60, PAGES 286-290, JACKSON COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN BY REFERENCE AND MADE A PART HEREOF.
(MA7,14,21,28P4)

Notice of Sale
Notice of Sale Under Power
State of Georgia
County of Jackson
By virtue of the power of sale contained in that certain Real Estate Deed to Secure Debt from Acordia Homes, Inc. to Branch Banking & Trust Company as successor to Main Street Bank, dated January 31, 2006, and recorded in Deed Book 42-M, Page 499, Jackson County, Georgia Records (hereinafter referred to as “Deed to Secure Debt”), said Deed to Secure Debt securing a Promissory Note (“Note”) in the original principal sum of Two Hundred Thirty-Four Thousand Seven Hundred Fifty and No/100 Dollars ($234,750.00), with interest from said date at the rate stated in said Note on the unpaid balance until paid, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse at Jackson County, Georgia, within the legal hours of sale on Tuesday, April 3, 2007, the property described on Exhibit “A” attached hereto and incorporated herein by reference. The debts secured by said Deed to Secure Debt have been and are hereby declared due and payable because of, among other possible events of default, failure to make payments on said Note. The debts remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney’s fees.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, easements, covenants, and matters of record superior to the Deed to Secure Debt first set out above, including, but not necessarily limited to, senior encumbrances that will not be extinguished by the foreclosure sale contemplated by this Notice.
To the best knowledge and belief of the undersigned, the Party in possession of the property is Acordia Homes, Inc., or a tenant or tenants, and said property is more commonly known as LOT 22, 126 ALEX COURT, HOSCHTON, JACKSON COUNTY, GEORGIA 30548.
Branch Banking & Trust Company
Attorney-in-Fact for Acordia Homes, Inc.
Martin G. Quirk, Esq.
Quirk & Quirk, LLC
6000 Lake Forrest Drive
Suite 325
Atlanta, Georgia 30328
(404) 252-1425
EXHIBIT “A”
ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN THE 248TH DISTRICT, G.M., JACKSON COUNTY, GEORGIA ENCOMPASSING 0.75 ACRE AND BEING KNOWN AS LOT 22, BLOCK A WITHIN LEGENDARY MEADOWS SUBDIVISION AND BEING MORE PARTICULARLY DESCRIBED AND DELINEATED WITHIN A PLAT AND SURVEY RECORDED IN PLAT BOOK 63 AT PAGE 33, JACKSON COUNTY, GEORGIA RECORDS; WHICH SAID PLAT AND THE RECORDING THEREOF ARE HEREBY INCORPORATED HEREIN BY REFERENCE FOR A MORE DETAILED DESCRIPTION OF THE PROPERTY.
(MA7,14,21,28P4)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Jackie L. Martin and Joan M. Martin to Mortgage Electronic Registration Systems, Inc., dated October 21, 2003, recorded in Deed Book 32-H, Page 594, Jackson County, Georgia Records, as last transferred to ABN Amro Mortgage Group, Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY-THREE THOUSAND AND 0/100 DOLLARS ($163,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in April, 2007, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Jackie L. Martin and Joan M. Martin or a tenant or tenants and said property is more commonly known as 201 Mill Road, Jefferson, Georgia 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
ABN Amro Mortgage Group, Inc. as Attorney-in-Fact for Jackie L. Martin and Joan M. Martin
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/crs 4/3/07
Our file no. 5431007-FT7
EXHIBIT A
All that tract or parcel of land lying and being in the 245th GMD, Jackson County, Georgia, City of Jefferson, shown on Lot No. 8, of Holder’s Mill Subdivision, containing 0.703 acre, more or less, as per plat of survey prepared for Jackie L. Martin and Joan M. Martin, by David J. Baggett Land Surveying, Georgia Registered Surveyors, dated June 19, 2000, and recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Plat Book 56, Page 186. Said plat as recorded is hereby referenced for a more detailed description of said property.
Subject to Restrictive Covenants for Holder’s Mill Subdivision, Phase I, recorded in Deed Book 14-A, Page 326 and 14-D, Page 716, Jackson County, Georgia records.
(MA7,14,21,28B/12062 6000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Shane Bryant to__ , dated September 29, 2006, recorded in Deed Book 45-U, Page 276, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED NINETY THOUSAND AND 0/100 DOLLARS ($190,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in April, 2007, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Shane Bryant or a tenant or tenants and said property is more commonly known as 17 Glencrest Drive, Commerce, Georgia 30529.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
__ as Attorney-in-Fact for Shane Bryant
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/ttw 4/3/07
Our file no. 5402707-FT4
EXHIBIT A
All that tract or parcel of land lying and being in the City of Commerce, 255 G.M.D., Jackson County, Georgia, and being designated as Lot 21 on a final plat of survey prepared for Lakeview Glen by Barry D. Lord, Surveyor, dated November 2, 2000, recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia in Plat Book 57, at Page 172. Subject to Declaration of Covenants, Restrictions and Easements for Lakeview Glen Subdivision as recorded in Deed Book 23-K, at Page 689, Jackson County, Georgia Records and First Amendment to said Declaration of Covenants as recorded in Deed Book 23-U, at Page 116, Jackson County, Georgia Records.
(MA7,14,21,28B/12062 6000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of a Power of Sale contained in that certain Security Deed from Shane Bryant to Mortgage Electronic Registration Systems, Inc., acting solely as nominee for Equifirst Corporation, its successors and assigns, dated March 17, 2004, recorded in Deed Book 33-U, Page 203, Jackson County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of EIGHTY THOUSAND FIVE HUNDRED AND 00/100 ($80,500.00) with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Deutsche Bank Trust Company Americas, as Trustee and Custodian for EquiFirst Mortgage Loan Trust 2004-2, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in April, 2007, the following described property:
All that tract or parcel of land lying and being in the City of Commerce, Georgia, Jackson County, 255th District G.M. and fully described as follows; Beginning at an Iron Pin on Roosevelt Blvd., and running thence along said street N. 32.30 E. 99.5 to stake on street, thence N. 29.27 W. 148.1 to a stake on street, thence S. 32.10 W.132.7 to an iron pin, thence S. 41.47 E. 134.8 to the beginning iron pin corner on Roosevelt Blvd., said parcel of land being in the shape of a forth circle, on which is erected a frame dwelling house and tool house; This being the property that grantor bought from the Hood Sub-division, and adjoins property of Nelson on the North and Conn on the South, and fronts on Roosevelt Blvd. and being Lot No. 85 in the Hood Orchard Co., subdivision, according to plat hereto attached and made a part of the description of this deed.
Deed References: Deed Book 3 Y, Page 205; Deed Book 3 P. Page 574; Deed Book 3 P, Page 171, Jackson
County, Georgia records.
Said property is commonly known as 398 Roosevelt Boulevard, Commerce, GA 30529.
The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorney’s fees and all other payments provided for under the terms of the Security Deed and Note.
Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Shane Bryant or tenant(s).
DEUTSCHE BANK TRUST COMPANY AMERICAS, AS TRUSTEE AND CUSTODIAN FOR EQUIFIRST MORTGAGE LOAN TRUST 2004-2 as Attorney-in-Fact for SHANE BRYANT
Contact: James Gant (ext. 1350)
Morris, Schneider & Prior, L.L.C.
1587 Northeast Expressway
Atlanta, GA 30329
(770) 234-9181
MSP File No.604.0704911\JSG
Web Site: www.foreclosures.msplaw.com
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(MA7,14,21,28B/12062 6000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Laura A. Boruty to Wells Fargo Home Mortgage, Inc., dated August 23, 2001, recorded in Deed Book 24-G, Page 499, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of SEVENTY-SIX THOUSAND EIGHT HUNDRED AND 0/100 DOLLARS ($76,800.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in April, 2007, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Laura A. Boruty or a tenant or tenants and said property is more commonly known as 202 Deerbrook Drive, Nicholson, Georgia 30565.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Wells Fargo Bank, N.A. sbm Wells Fargo Home Mortgage, Inc. as Attorney-in-Fact for Laura A. Boruty
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/crs 4/3/07
Our file no. 51000604-FT7
EXHIBIT A
All that tract or parcel of land, together with all improvements thereon, containing 3.00 acres, more or less, situate, lying and being in the 1704th District, G.M. of Jackson County, Georgia, and being more particularly shown and designated as Lot No. 6 on a plat entitled “Final Plat for: Deerbrook,” prepared by Venable & Associates, Inc., Registered Surveyor, dated September 11, 1997, recorded in Plat Book 51, Page 291, in the Office of the Clerk of the Superior Court of Jackson County, Georgia, which plat and record are by reference incorporated herein;
Grantor represents, covenants and agrees that the mobile (manufactured) home located on the land is to remain on the land and has been permanently affixed to the land described herein, so as to become a part of the real property.
(MA7,14,21,28B/12062 6000)
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Lee A. Waddell and Tamara D. Waddell to First Citizens Bank, dated January 19, 1999, recorded in Deed Book 18-Z, Page 776, Jackson County, Georgia Records, as last transferred to Chase Manhattan Mortgage Corporation by assignment recorded in Deed Book 19-F, Page 152, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED EIGHTY-FIVE THOUSAND AND 0/100 DOLLARS ($185,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in April, 2007, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Lee A. Waddell and Tamara D. Waddell or a tenant or tenants and said property is more commonly known as 2682 Jackson Trail Road, Jefferson, Georgia 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Chase Home Finance LLC sbm to Chase Manhattan Mortgage Corporation as Attorney-in-Fact for Lee A. Waddell and Tamara D. Waddell
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/mt1 4/3/07
Our file no. 51985104-FT3
EXHIBIT A
All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 245th District, G.M., Jackson County, Georgia, containing 5.00 acres more or less, and being more particularly described and delineated by plat of survey for Lee A. Waddell dated January 15, 1998, prepared by Venable & Associates, Inc., certified by Allen L. Venable, GRLS No. 1761, recorded in Plat Book 53, Page 194, Jackson County, Georgia Records, which plat and the record thereof are hereby incorporated herein by reference for a more detailed description of the property.
Together with 20-foot easement for purposes of ingress and egress as shown and described on the above referenced plat.
(MA7,14,21,28B/12062 6000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of a Power of Sale contained in that certain Security Deed from Roscoe Pough Sr. and Josephine T. Pough to Wilmington Finance, a division of AIG Federal Savings Bank, dated October 13, 2004, recorded in Deed Book 36-M, Page 341, Jackson County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of ONE HUNDRED EIGHT THOUSAND FORTY AND 00/100 ($108,040.00) with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to JP Morgan Chase Bank as Trustee for Equity One ABS, Inc. Mortgage/pass through certificate series # 2005-1, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in April, 2007, the following described property:
All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 255th District, G. M., Jackson County, within the City of Commerce, containing 0.357 of an acre, being Lot 13, Block C of Park Hill Subdivision and being more particularly described and delineated by plat of survey prepared for Alan R. Rockmore and Lisa R. Rockmore dated July 30, 1996, by Ringo & Sadler, certified by David L. Ringo, Sr. GRLS NO. 2290, recorded in Plat Book 48, Page 141, Jackson County Georgia Records, which plat and the record thereof are hereby incorporated herein by reference for more detailed and complete description of the property.
Tax parcel IDS: C16-113
Address: 265 Carson Street, Commerce, GA 30529
Said property is commonly known as 265 Carson Street, Commerce, GA 30529.
The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorney’s fees and all other payments provided for under the terms of the Security Deed and Note.
Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Roscoe Pough Sr. and Josephine T. Pough or tenant(s).
JP MORGAN CHASE BANK AS TRUSTEE FOR EQUITY ONE ABS, INC. MORTGAGE/PASS THROUGH CERTIFICATE SERIES # 2005-1 as Attorney-in-Fact for ROSCOE POUGH SR. AND JOSEPHINE T. POUGH
Contact: Matt Williamson (ext. 1261)
Morris, Schneider & Prior, L.L.C.
1587 Northeast Expressway
Atlanta, GA 30329
(770) 234-9181
MSP File No.746.0515876\MPW
Web Site: www.foreclosures.msplaw.com
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(MA7,14,21,28B/12062 6000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of a Power of Sale contained in that certain Security Deed from Christi A. Higgins to Mortgage Electronic Registration Systems, Inc. acting solely as nominee for Decision One Mortgage Company, LLC, its successors and assigns, dated August 31, 2006, recorded in Deed Book 45-M, Page 338, Jackson County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of ONE HUNDRED FORTY-TWO THOUSAND AND 00/100 ($142,000.00) with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Residential Funding Company, LLC, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in April, 2007, the following described property:
All that tract or parcel of land, together with all improvements thereon, situate lying and being in the 1691st District, G.M., Jackson County, Georgia designated as Lot 39, Block A of Cedar Hollow Subdivision as shown by plat and survey entitled “Final Plan for Cedar Hollow”, prepared by W.T. Dunahoo and Associates, certified by W.T. Dunahoo GRLS No. 1577, dated September 3, 2002, as recorded in Plat Book 60, Page 132, Jackson County, Georgia Records; which plat and the recording thereof are hereby incorporated herein by reference for a more detailed description of the property.
Said property is commonly known as 131 Cedar Hollow Drive, Talmo, GA 30575
The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorney’s fees and all other payments provided for under the terms of the Security Deed and Note.
Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed.
To the best of the knowledge and belief of the undersigned, the party in possession of the property is Christi A. Higgins or tenant(s).
RESIDENTIAL FUNDING COMPANY, LLC as Attorney-in-Fact for CHRISTI A. HIGGINS
Contact: Kelly Stevens (ext. 1131)
Morris, Schneider & Prior, L.L.C.
1587 Northeast Expressway
Atlanta, GA 30329
(770) 234-9181
MSP File No.382.0704177\KAS
Web Site: www.foreclosures.msplaw.com
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(MA7,14,21,28B/12062 5000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by James Kyle Dawson to Mortgage Electronic Registration Systems, Inc., dated December 22, 2005, recorded in Deed Book 42-B, Page 467, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of SIXTY-SIX THOUSAND FOUR HUNDRED EIGHTY-TWO AND 0/100 DOLLARS ($66,482.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in April, 2007, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is James Kyle Dawson or a tenant or tenants and said property is more commonly known as 338 Mahaffey Street, Jefferson, Georgia 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Mortgage Electronic Registration Systems, Inc. as Attorney-in-Fact for James Kyle Dawson
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/ld3 4/3/07
Our file no. 5293307-FT4
EXHIBIT A
All that tract or parcel of land together with all improvements thereon, situate, lying and being in the 245th G.M. District, Jackson County, Georgia, City of Jefferson and being Lot 16 of Highview Subdivision, as per plat thereof recorded in Plat Book 3, Page 378, Jackson County, Georgia Records, which recorded plat is incorporated herein by reference and made a part of this description.
(MA7,14,21,28B/12062 5000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Melvin Bridges and Evelyn Bridges to Mortgage Electronic Registration Systems, Inc., dated February 27, 2006, recorded in Deed Book 43-A, Page 382, Jackson County, Georgia Records, as last transferred to Deutsche Bank National Trust Company, as Trustee for Morgan Stanley Loan Trust 2006-HE6 by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of SIXTY-SIX THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($66,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in April, 2007, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Melvin Bridges and Evelyn Bridges or a tenant or tenants and said property is more commonly known as 331 Pine Avenue, Commerce, Georgia 30529.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
__ as Attorney-in-Fact for Melvin Bridges and Evelyn Bridges
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/am3 4/3/07
Our file no. 5315507-FT5
EXHIBIT A
All that tract or parcel of land lying and being in the State of Georgia, County of Jackson, City of Commerce, one lot in Johntown located on Ridgeway Road and Radio Street on the East side same. Beginning on the corner of Ridgeway Road and Radio Street, the same being the corner of Jessie Deadwyler, Lot No. 3, and extending with her line in Northeastern direction 270 feet to her corner of front lot, thence with Jim Wallace line 60 feet to his rear corner and Charles Cochrans corner, thence parallel to first line 190 feet to stake Radio Street; thence with Radio Street 93 feet to the beginning corner containing 14,520 feet or 1/3 of an acre.
***IF Notice given TF***
(MA7,14,21,28B/12062 6000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Gary L. Tiller, Sr. to New Century Mortgage Corporation, dated October 26, 2005, recorded in Deed Book 41-G, Page 459, Jackson County, Georgia Records, as last transferred to Deutsche Bank National Trust Company, as trustee for New Century Mortgage Corporation by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED SIXTY-NINE THOUSAND AND 0/100 DOLLARS ($269,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in April, 2007, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Gary L. Tiller, Sr. or a tenant or tenants and said property is more commonly known as 198 Camille Ct., Jefferson, Georgia 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Deutsche Bank National Trust Company, as trustee for New Century Mortgage Corporation as Attorney-in-Fact for Gary L. Tiller, Sr.
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/el1 4/3/07
Our file no. 5341607-FT3
EXHIBIT A
All that tract or parcel of land lying and being in the City of Jefferson, 245th District, G.M., Jackson County, Georgia, and being designated as Lot No. 8, on a final plat of survey for Whitney Place Subdivision, prepared by Sappington Design Group, Inc., Registered Surveyor, dated September 5, 2001, recorded in Plat Book 57, Page 294, in the Office of the Clerk of the Superior Court of Jackson County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description.
Subject to Protective Covenants recorded at Deed Book 25-Q, Page 759, Jackson County, Georgia Records.
(MA7,14,21,28B/12062 6000)
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by James W. Cobb and Melissa Cobb to National Bank of Commerce, dated May 17, 2004, recorded in Deed Book 37-D, Page 482, Jackson County, Georgia Records, as last transferred to SunTrust Bank by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWENTY-NINE THOUSAND AND 0/100 DOLLARS ($29,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in April, 2007, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is James W. Cobb and Melissa Cobb or a tenant or tenants and said property is more commonly known as 96 Burr Oak, Jefferson, Georgia 30328.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
SunTrust Bank as Attorney-in-Fact for James W. Cobb and Melissa Cobb
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/eda 4/3/07
Our file no. 5249807-FT2
EXHIBIT A
All that certain parcel of land situated in City of Jefferson being known as GMD 248, Being Lot 41, Block A, Magnolia Pointe Subdivision, recorded in Plat Book 60, Page 141. Map/Parcel #L05B-041, and being more fully described in Deed Book 34-0, Page 330, recorded on 05/19/2004 among the land records of Jackson County, GA.
Being the same property conveyed to James W. Cobb, Melissa Cobb by deed from McGill Homes, Inc. dated 05/17/2004, recorded 05/19/2004, Deed Book 34-0 page 330.
Subject to security deed recorded in Deed Book 34-O, Page 331, aforesaid records.
(MA7,14,21,28B/12062 6000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness, secured by a Security Deed executed by Donald P. Clayton to Mortgage Electronic Registration Systems, Inc. dated the 30th day of December, 2004, in the amount of $129,900.00, and recorded in Deed Book 37-H, Page 617, JACKSON County, Georgia Records, the undersigned, Mortgage Electronic Registration Systems, Inc., pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in April, 2007, during the legal hours of sale, at the Courthouse door in JACKSON County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in Porter GMD 1765, Jackson County, Georgia, being Lot 68, Block A, Remington Park on the River, as per plat recorded in Plat Book 57, Page 111, Jackson County, Georgia Records, which plat is hereby referred to and made a part of this description.
which has the property address of 158 Glenwood Trail, Braselton, GA, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Donald P. Clayton and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Mortgage Electronic Registration Systems, Inc.
Attorney in Fact for Donald P. Clayton
Anthony DeMarlo, Attorney/eat
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 200607358 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(MA7,14,21,28B/1325 5000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness, secured by a Security Deed executed by Jason Lee Sikes and Sonya L. Sikes to Athens First Bank and Trust Company dated the 29th day of June, 1999, in the amount of $114,673.00, and recorded in Deed Book 19-U, Page 751; and Modified by Agreement in Deed Book 32-B, Page 155, JACKSON County, Georgia Records as last transferred to CitiMortgage, Inc. by assignment; the undersigned, CitiMortgage, Inc., pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in April, 2007, during the legal hours of sale, at the Courthouse door in JACKSON County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in the City of Arcade, 245th District, G.M., Jackson County, Georgia, containing 1.52 acres, more or less, and designated as Tract 7 as shown on plat and survey for Still Lake Estates- Unit One, prepared by W. T. Dunahoo and Associates, Inc., Surveyors, dated September 20, 1993, and recorded in Plat Book 42, Page 6, in the Office of the Clerk of the Superior Court of Jackson County, Georgia.
Said plat, as recorded, is hereby incorporated by reference for a more detailed description of said property, which has the address of 343 Williamson Street, Jefferson, Georgia, 30549.
which has the property address of 343 Williamson Street, Jefferson, GA, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Jason Lee Sikes and Sonya L. Sikes and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
CitiMortgage, Inc.
Attorney in Fact for Jason Lee Sikes and Sonya L. Sikes
Anthony DeMarlo, Attorney/aew
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 200501160 /FHA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(MA7,14,21,28B/1325 5000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness, secured by a Security Deed executed by Caroline M. Camp to Mortgage Electronic Registration Systems, Inc. dated the 24th day of June, 2005, in the amount of $373,100.00, and recorded in Deed Book 39-N, Page 723, JACKSON County, Georgia Records as last transferred to Deutsche Bank National Trust Company, as Trustee for Encore Credit Receivables Trust 2005-3 by assignment; the undersigned, Deutsche Bank National Trust Company, as Trustee for Encore Credit Receivables Trust 2005-3, pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in April, 2007, during the legal hours of sale, at the Courthouse door in JACKSON County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land located or being in Georgia Militia District 455, Jackson County, Georgia, and being more particularly described as follows:
Commence at the intersection on the centerline of Dunahoo Road and the Right of Way of Plainview Road (100 foot Right of Way) and proceed Westerly along the Right of Way of said Plainview Road a distance of 5,326 feet to a 1/2” rebar found; said rebar being the Point of Beginning. Proceed thence along the Right of Way of said Plainview Road along the arc of a curve having a radius of 555.45 feet a distance of 358.97 feet, said arc being subtended by a chord having a bearing North 67 degrees 09 minutes 00 seconds West and a length of 365.53 feet to a point; thence North 20 degrees 44 minutes 43 seconds East 427.94 feet to a 1/2” rebar set; thence South 81 degrees 11 minutes 54 seconds East 586.04 feet to a 1/2” rebar found; thence South 41 degrees 38 minutes 00 seconds West 601.97 feet to a 1/2” rebar found, said point also being the Point of Beginning.
Said tract or parcel of land contains 5.00 acres and is more particularly described on a Plat of Survey prepared for Caroline Camp by Venable & Associates, Inc. dated January 12, 2000.
which has the property address of 1400 Plainview Road, Maysville, GA, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Caroline M. Camp and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Deutsche Bank National Trust Company, as Trustee for Encore Credit Receivables Trust 2005-3
Attorney in Fact for Caroline M. Camp
Anthony DeMarlo, Attorney/lw
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 200607201 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(MA7,14,21,28B/1325 7000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness, secured by a Security Deed executed by Diane Gurganus and Phillip Gurganus to American Equity Mortgage, Inc. dated the 15th day of September, 2005, in the amount of $350,000.00, and recorded in Deed Book 41-D, Page 340, JACKSON County, Georgia Records as last transferred to Deutsche Bank National Trust Company, as Trustee for the Certificateholders of Soundview Home Loan Trust 2005-OPT4, Asset-Backed Certificates, Series 2005-OPT4 by assignment; the undersigned, Deutsche Bank National Trust Company, as Trustee for the Certificateholders of Soundview Home Loan Trust 2005-OPT4, Asset-Backed Certificates, Series 2005-OPT4, pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in April, 2007, during the legal hours of sale, at the Courthouse door in JACKSON County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in the 245th and 248th Districts, G.M., Jackson County, Georgia, containing 5.05 acres, more or less, and designated as Lot 26, as shown on that plat and survey for Briarwood Manor Unit One, prepared by W.T. Dunahoo, Surveyor, dated July 12, 1995, and recorded in the Office of the Clerk of the Superior Court of Jackson County, Georgia, in Plat Book 46, Page 86 said plat, as recorded, is of said property. Subject to existing easements and rights of way for public roads and utilities now in use. Also subject to protective covenants and restrictions recorded at Deed Book 14-Z, Page 783, Jackson County, Georgia.
which has the property address of 1047 Skelton Road, Hoschton, GA, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Diane Gurganus and Phillip Gurganus and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Deutsche Bank National Trust Company, as Trustee for the Certificateholders of Soundview Home Loan Trust 2005-OPT4, Asset-Backed Certificates, Series 2005-OPT4
Attorney-in-Fact for Diane Gurganus and Phillip Gurganus
Anthony DeMarlo, Attorney/lw
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 200607803 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(MA7,14,21,28B/1325 6000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Joshua Long and Kelly Dixon to Chase Manhattan Mortgage Corporation, dated February 20, 2004, recorded in Deed Book 33-N, Page 575, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED EIGHT THOUSAND THREE HUNDRED AND 0/100 DOLLARS ($108,300.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in April, 2007, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Joshua Long and Kelly Dixon or a tenant or tenants and said property is more commonly known as 164 Oak Hill Drive, Jefferson, Georgia 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Chase Home Finance LLC sbm to Chase Manhattan Mortgage Corporation as Attorney-in-Fact for Joshua Long and Kelly Dixon
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/jpk 4/3/07
Our file no. 5251507-FT3
EXHIBIT A
All that tract of land lying and being in the 242nd GMD, Jackson County, Georgia, designated as Lot No. 8, in Oak Hill Subdivision, as shown on plat and survey of Venable & Associates, Inc., Surveys, dated November 3, 2000, recorded in the Office of the Clerk of Superior Court of Jackson, Georgia, in Plat Book 57, Page 71-72. For a more detailed description to said tract, reference is hereby made to said plat as recorded.
This conveyance is made subject to all zoning ordinances, easements and restrictions of record affecting said bargained premises.
(MA7,14,21,28B/12062 6000)

Notice of Sale
Notice of Sale Under Power
Georgia, Hall County
By virtue of a Power of Sale contained in that certain Security Deed from Maria Alvarez to Mortgage Electronic Registration Systems, Inc. solely as nominee for Southstar Funding, LLC, dated September 30, 2005, recorded in Deed Book 5503, Page 235, Hall County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of NINETY-SEVEN THOUSAND SEVEN HUNDRED AND 00/100 ($97,700.00) with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to US Bank, N.A. As Trustee., there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Hall County, Georgia, within the legal hours of sale on the first Tuesday in April, 2007, the following described property:
ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN TADMORE GMD 268 OF HALL COUNTY, GEORGIA, AND TALMO GMD 1691, JACKSON COUNTY, GEORGIA, LOT 34 OF SILVERLAKE SUBDIVISION, PHASE TWO, AS SHOWN ON SAID SUBDIVISION, RECORDED IN PLAT SLIDE 785, PAGES 135A - 138A, HALL COUNTY, GEORGIA RECORDS, AND PLAT BOOK 54, PAGES 241- 245, JACKSON COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN AND MADE A PART HEREOF BY REFERENCE.
Said property is commonly known as 4329 Windhaven Court, Gainesville, GA 30543.
The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorney’s fees and all other payments provided for under the terms of the Security Deed and Note.
Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Maria Alvarez and Raul Villatoro or tenant(s).
US BANK, N.A. AS TRUSTEE. as Attorney-in-Fact for MARIA ALVAREZ
Contact: A Farrington (ext. 1516)
Morris, Schneider & Prior, L.L.C.
1587 Northeast Expressway
Atlanta, GA 30329
(770) 234-9181
MSP File No.382.0703620\ASF
Web Site: www.foreclosures.msplaw.com
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(MA7,14,21,28B/12062 6000)

Public Notice
Notice of Branch Acquisition
An application concerning a proposed acquisition of certain assets and assumption certain liabilities was filed on or about March 16, 2007, with the Federal Deposit Insurance Corporation, Atlanta Regional Office, Atlanta, Georgia involving the purchase of assets from nBank, National Association, including its office at 1731 North Elm Street, Commerce, Georgia 30529, by First Covenant Bank, 300 Village Center Drive, Suite 110, Woodstock, Georgia 30188. As a result of the acquisition, all deposits associated with the 1731 North Elm Street office of nBank will become deposits of First Covenant Bank, and the 1731 North Elm Street location of nBank will operate as a branch office of First Covenant Bank. Most loans associated with such nBank office also will be acquired by First Covenant Bank.
The notice was published pursuant to 12 U.S.C. § 1828(c) of the Federal Deposit Insurance Act and Subpart D of the rules and regulations of the Federal Deposit Insurance Corporation. Any person wishing to comment on this application may file his or her comments in writing with the Regional Director of the Federal Deposit Insurance Corporation at the Atlanta Regional Offices, 10 Tenth Street, NE, Suite 800, Atlanta, GA 30309-3906, and with the Department of Banking and Finance, State of Georgia, 2990 Brandywine Road, Suite 200, Atlanta, Georgia 30341-5565, not later than April 19, 2007. The nonconfidential portions of the application are on file at the appropriate FDIC Atlanta Regional Offices and are available for public inspection during regular business hours. Photocopies of the nonconfidential portion of the application file will be made available upon request.
This notice will be published three times over a period commencing on March 17, 2007, and ending on April 18, 2007.
(MA21,AP4,18P2)

Public Notice
East Jackson High School
Lowering of Dam Spillway
Description of project: East Jackson High School has applied for a State Water buffer encroachment for the purpose of lowering the spillway of an existing dam.
Location of Project: East Jackson High School Site located at the intersection of Hoods Mill and Water Works Rd.
Public Inspection: Plans of the proposed encroachment can be viewed at the Jackson County Public Development Department, 67 Athens St, Jefferson GA.
Public Comment: Written comments should be submitted to:
Program Manager, NonPoint Source Program
Erosion and Sediment Control Unit
4220 International Parkway
Suite 101
Atlanta, GA 30354
(MA21,28,AP4,11B/485 1000)

Public Notice
Sale of Abandoned Vehicle
Notice is hereby given that the following AS IS vehicle will be sold at public auction at Edward Leon Roberts, 3107 Deadwyler Rd., Maysville, Ga. 30558, to the highest bidder on the 6th day of April, 2007, at 9:00 a.m. Vehicle may be viewed at the above address prior to auction.
1989 Ford F250 Vin. # 1FTHX26M1KKB75708
(MA21,28P2)

Public Hearing
The Jefferson Downtown Development Authority will meet Tuesday, March 27, 2007, at 7:00 p.m., at the Jefferson Civic Center, 65 Kissam Street Jefferson, GA.
All interested persons are invited to attend.
(MA21B/175 1000)

Citation
Georgia, Jackson County
Estate No. GM-07-64
In Re: Petition of Delisa Ann Byrd for Temporary Letters of Guardianship
Estate of: Diane Nicole Thome, minor
To: Lisa Marie Thome & Curtis Dove
You are hereby notified that a petition for the appointment of a temporary guardian has been filed regarding the above-named minor. All objections to the Petition described above either to the appointment of a temporary guardian or the appointment of the petitioner(s) as temporary guardian(s), must be in writing, setting forth the grounds of any such objections, and must be filed with this Court no later than 14 days after this notice is mailed, or 10 days after this notice is personally served upon you, or 10 days after the second publication of this notice if you are served by publication. All pleadings must be signed before a notary public or Georgia probate court clerk, and filing fees must be tendered with your pleadings, unless you qualify to file as an indigent party. Contact probate court personnel at the below address/telephone number for the required amount of filing fees.
NOTE: If a natural guardian files an objection to the creation of the temporary guardianship, the Petition will be dismissed. If a natural guardian files an objection to the appointment of the petitioner(s) as guardian(s), or if a parent who is not a natural guardian files an objection to the petition, a hearing on the matter shall be held on a later date.
Margaret Deadwyler, Probate Judge
By: Jennifer Gearing
Deputy Clerk
5000 Jackson Pkwy.
Suite 140
Jefferson, GA 30549
706-387-6276
(MA21,28B/498 3000)

Citation
Georgia, Jackson County
Estate No. GM-07-60
In Re: Petition of Amanda C. Stephens for Temporary Letters of Guardianship
Estate of: Tyler Joseph Ratajski, minor
To: Chad Wesley Pence
You are hereby notified that a petition for the appointment of a temporary guardian has been filed regarding the above-named minor. All objections to the Petition described above either to the appointment of a temporary guardian or the appointment of the petitioner(s) as temporary guardian(s), must be in writing, setting forth the grounds of any such objections, and must be filed with this Court no later than 14 days after this notice is mailed, or 10 days after this notice is personally served upon you, or 10 days after the second publication of this notice if you are served by publication. All pleadings must be signed before a notary public or Georgia probate court clerk, and filing fees must be tendered with your pleadings, unless you qualify to file as an indigent party. Contact probate court personnel at the below address/telephone number for the required amount of filing fees.
NOTE: If a natural guardian files an objection to the creation of the temporary guardianship, the Petition will be dismissed. If a natural guardian files an objection to the appointment of the petitioner(s) as guardian(s), or if a parent who is not a natural guardian files an objection to the petition, a hearing on the matter shall be held on a later date.
Margaret Deadwyler, Probate Judge
By: Jennifer Gearing
Deputy Clerk
5000 Jackson Pkwy.
Suite 140
Jefferson, GA 30549
706-387-6276
(MA21,28B/498 3000)

Citation
Georgia, Jackson County
Estate No. GM-07-58
In Re: Petition of Virginia L. Marlow for Temporary Letters of Guardianship
Estate of: Chad Williams & Haley Williams, minors
To: Eddie E. Williams
You are hereby notified that a petition for the appointment of a temporary guardian has been filed regarding the above-named minor. All objections to the Petition described above either to the appointment of a temporary guardian or the appointment of the petitioner(s) as temporary guardian(s), must be in writing, setting forth the grounds of any such objections, and must be filed with this Court no later than 14 days after this notice is mailed, or 10 days after this notice is personally served upon you, or 10 days after the second publication of this notice if you are served by publication. All pleadings must be signed before a notary public or Georgia probate court clerk, and filing fees must be tendered with your pleadings, unless you qualify to file as an indigent party. Contact probate court personnel at the below address/telephone number for the required amount of filing fees.
NOTE: If a natural guardian files an objection to the creation of the temporary guardianship, the Petition will be dismissed. If a natural guardian files an objection to the appointment of the petitioner(s) as guardian(s), or if a parent who is not a natural guardian files an objection to the petition, a hearing on the matter shall be held on a later date.
Margaret Deadwyler, Probate Judge
By: Jennifer Gearing
Deputy Clerk
5000 Jackson Pkwy.
Suite 140
Jefferson, GA 30549
706-387-6276
(MA21,28B/498 3000)

Public Hearing
The Jackson County Board of Adjustment will hold a Public Hearing on Thursday, April 5, 2007, at 7:00 p.m., at the Jackson County Administrative Auditorium, 67 Athens Street, Jefferson, Georgia, on the following matters:
1. BOA-07-03 Carl Beriault has requested a variance for an accessory structure to be placed in the front yard for a garage located at 174 White Tail Drive. (Map 098, Parcel 012)
2. BOA-0704 DDH Builders has requested a variance to reduce the side setback on a property located at 112 River Mist Drive. (Map 107A, Parcel 048)
Complete applications, plats, texts, maps, and public hearing procedures are available for review in the Planning Division Office, of the Department of Public Development during regular office hours. All interested persons are invited to attend.
(MA21,28B/485 2000)

Public Notice
Changes are Made in Determinations of Base Flood Elevations for the Unincorporated Areas of Jackson County, Georgia, Under the National Flood Insurance Program
On November 16, 1990, the Department of Homeland Security’s Federal Emergency Management Agency identified Special Flood Hazard Areas (SFHAs) in the Unincorporated Areas of Jackson County, Georgia, through issuance of a Flood Insurance Rate Map (FIRM). The Mitigation Division has determined that modification of the elevations of the flood having a 1-percent chance of being equaled or exceeded in any given year (base flood) for certain locations in this community is appropriate. The modified Base Flood Elevations (BFEs) revise the FIRM for the community.
The changes are being made pursuant to Section 206 of the Flood Disaster Protection Act of 1973 (Public Law 93-234) and are in accordance with the National Flood Insurance Act of 1968, as amended (Title XIII of the Housing and Urban Development Act of 1968, Public Law 90-448), 42 U.S.C. 4001-4128, and 44 CFR Part 65.
Hydrologic and hydraulic analyses were performed to incorporate updated topographic information along Walnut Creek from approximately 2,200 feet upstream to approximately 7,700 feet upstream of Whites Bottom Road. These analyses have resulted in increases and decreases in SFHA widths and the establishment of BFEs along Walnut Creek. The table below indicates existing and modified BFEs for selected locations along the affected lengths of the flooding source(s) cited above.
Location: Approximately 2,200 feet upstream of Whites Bottom Road – Existing BFE (feet)* - None; Modified BFE (Feet)* - 779
Location: Approximately 7,700 feet upstream of Whites Bottom Road – Existing BFE (feet)* - None; Modified BFE (feet)* - 793
*National Geodetic Vertical Datum, rounded to nearest whole foot
Under the above-mentioned Acts of 1968 and 1973, the Mitigation Division must develop criteria for floodplain management. To participate in the National Flood Insurance Program (NFIP), the community must use the modified BFEs to administer the floodplain management measures of the NFIP. These modified BFEs will also be used to calculate the appropriate flood insurance premium rates for new buildings and their contents and for the second layer of insurance on existing buildings and contents.
Upon the second publication of notice of these changes in this newspaper, any person has 90 days in which he or she can request, through the Chief Executive Officer of the community, that the Mitigation Division reconsiders the determination. Any request for reconsideration must be based on knowledge of changed conditions or new scientific or technical data. All interested parties are on notice that until the 90-day period elapses, the Mitigation Division’s determination to modify the BFEs may itself be changed.
Any person having knowledge or wishing to comment on these changes should immediately notify:
The Honorable Pat Bell
Chairman, Jackson County
Board of Commissioners
67 Athens Street
Jefferson, GA 30549
(MA21,28P2)

Parks Estate
Notice to Debtors
and Creditors
All creditors of the Estate of Paul Samuel Parks, late of Jackson County, deceased, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to law, and all persons indebted to said estate are required to make immediate payment.
This 15 day of March, 2007.
Marie Doster Parks
288 Danielsville Street
Jefferson, GA 30549
(MA21,28,AP4,11P4)

Inc. Notice
Notice is given that Articles of Incorporation which will incorporate CHRIST COMMUNITY CHURCH OF COMMERCE/JACKSON COUNTY, INC. will be delivered to the Secretary of State for filing in accordance with the Georgia Business Corporation Code. The initial registered office of the corporation is located at 1073 Waterworks Road, Commerce, Jackson County, Georgia 30529, and its initial registered agent at such address is Angie Redmon.
(MA21,28P2)
Public Hearing
The Jackson County Planning Commission will hold public hearings on Thursday, March 22, 2007, at 6:00 p.m., at the Jackson County Administrative Building, Administrative Auditorium, 67 Athens Street, Jefferson, Georgia, on the following matters:
Comprehensive Plan Update
1. Presentation/Workshop - Partial Update to the Jackson County Comprehensive Plan
The Jackson County Board of Commissioners will address the recommendations of the Planning Commission at a public hearing on April 16, 2007, at 6:00 p.m., at the Jackson County Courthouse, Jury Assembly Room, at 5000 Jackson Parkway, Jefferson, Georgia.
(MA14,21B/485 1000)

Notice
Request for Claims
Notice is hereby given that HHW, LLC, 5266 Hopewell Church Road, Gainesville, Georgia 30506, has filed a Statement of Commencement of Winding Up with the Secretary of State of Georgia and, in accordance with O.C.G.A. §§ 14-11-608 and -609 hereby requests that all persons with claims against the company present them as follows: All claimants should present their claims in writing to the above address and specify the name of the claimant, its address, the date on which such claim allegedly arose, and the circumstances giving rise to such claim. Except for claims that are contingent at the time the Statement of Commencement of Winding Up was filed with the Secretary of State or that arise after such time, a claim against the company not otherwise barred will be barred unless a proceeding to enforce the claim is commenced within two years after the publication of this request.
HHW,LLC
(MA14,21,P2)

Notice of
Summons
In the Juvenile Court
of Jackson County
State of Georgia
Case No. 078-07J-119
In the Interest of: B.A.F.
Sex: Male
Age: 11 Months
DOB: 09/30/2005
A Child
Mother: Roseanna Burel Griffith
Putative Father: Bobby Myers, or in the Alternative, an Unknown Putative Father
TO WHOM IT MAY CONCERN: Bobby Myers or in the alternative an unknown putative father, and anyone else claiming to have a parental interest in the above-named minor child.
The mother of the child is Roseanna Burel Griffith.
YOU ARE FURTHER NOTIFIED that the above-styled action seeking the termination of the parental rights of the parents of the above-named child was filed against you in the Juvenile Court of Jackson County on or about the 28th day of February, 2007, and that by reason of an order for service by publication entered by the Court on or about the 28th day May, 2007.
YOU ARE HEREBY COMMANDED AND REQUIRED to appear before the Juvenile Court of Jackson County, Georgia, at the Jackson County Courthouse in Jefferson, Georgia, on the 15th day of May, 2007, at 1:00 o’clock p.m. The hearing is for the purpose of determining whether or not said parental rights should be terminated. The effect of an order terminating parental rights under O.C.G.A. Title 15, Chapter 11, Article 2 is without limit as to duration and terminates all the parent’s rights and obligations of the children to the parent arising from the parental relationship, including rights of inheritance. The parent or parents whose rights are terminated is not thereafter entitled to notice of proceedings for the adoption of the children by another, nor has the parent any right to object to the adoption or otherwise to participate in the proceedings.
YOU ARE FURTHER NOTIFIED of the filing of this Petition to Terminate Parental Rights pursuant to O.C.G.A. § 15-11-96. As a putative father, you are hereby advised and given notice that you loose all rights to the above-named child and will not be entitled to object to the termination of his rights to the above-named child unless, within 30 days of receipt of this notice, you file: (1) A Petition to Legitimate the above-named child pursuant to Code Section 19-7-22; and (2) Notice of the filing of the Petition to Legitimate the above-named child with the Court in which this action is pending.
A copy of the petition may be obtained from the Clerk of the Juvenile Court at the Jackson County Courthouse, Jefferson, Georgia, during regular business hours, exclusive of holidays. A free copy shall be available to the parents. Upon request, the copy will be mailed to the requester. The child is in the present legal and physical custody of the Jackson County Department of Family and Children Services.
The general nature of the allegations are: abandonment, deprivation and neglect.
YOU ARE FURTHER NOTIFIED that while responsive pleadings are not mandatory, they are permissible, and you are encouraged to file with the clerk of this court and serve upon Petitioner’s attorney, Deidra L. Schad, Post Office Box 6485, Athens, Georgia 30604, an answer or other responsive pleading within sixty (60) days of the date of the order for service by publication.
All concerned parties are informed that they are entitled to have an attorney represent them; and if a party is entitled to counsel during the proceedings, the Court will appoint counsel at no cost if the party is unable without undue financial hardship, to employ counsel. WITNESS THE HONORABLE Kevin J. Guidry, Judge of said Court.
This 28th day of February, 2007.
Camie Thomas
(Deputy) Clerk, Juvenile Court of Jackson County, Georgia
Notice of Summons prepared and presented by:
Brian M. Condon, S.A.A.G.
Georgia Bar No. 180387
Attorneys for Jackson County DFACS
Post Office Box 991
Lilburn, Georgia 30048
Telephone: 770.634.8305
Facsimile: 770.564.3076
(MA14,21,28,AP4B/3894 7000)

Notice of
Summons
In the Juvenile Court
of Jackson County
State of Georgia
Case No. 078-07J-123
In the Interest of: H.C.S.
Gender: F
Age: 10 Years
DOB: 01/12/97
Case No. 078-07J-124
In the Interest of: M.A.R.
Gender: M
Age: 8 Years
DOB: 04/18/98
Case No. 078-07J-125
In the Interest of: C.D.R.
Gender: M
Age: 6 Years
DOB: 05/16/00
Case No. 078-07J-126
In the Interest of: I.J.R.
Gender: M
Age: 4 Years
DOB: 09/12/02
Children under 18 years of age.
Notice of Summons
TO WHOM IT MAY CONCERN: Misty Lynn Doolittle Sparks Rowe, mother, Mark Anthony Rowe, Sr., biological father of H.C.S., biological and legal father of C.D.R. and I.J.R., and legal father of M.A.R., James Loyd Sparks, Jr., legal father of H.C.S. and the unknown biological father of M.A.R. and anyone claiming to have parental interests in the minor children named above.
YOU ARE FURTHER NOTIFIED that the above-styled action seeking the termination of the parental rights of the parents of the named children was filed against you in the said Court on the 1st day of March, 2007, and that by reason of an Order for service by publication entered by the Court on or about the 1st day March, 2007.
YOU ARE HEREBY COMMANDED AND REQUIRED to appear before the Juvenile Court of Jackson County, Georgia, in Jefferson, Georgia, on the 16th day of May, 2007, at 9:00 o’clock a.m. The hearing is for the purpose of determining whether or not said parental rights should be terminated. The effect of an order terminating parental rights under O.C.G.A. Title 15, Chapter 11, Article 2 is without limit as to duration and terminates all the parent’s rights and obligations of the children to the parent arising from the parental relationship, including rights of inheritance. The parent whose rights are terminated is not thereafter entitled to notice of proceedings for the adoption of the children by another, nor has the parent any right to object to the adoption or otherwise to participate in the proceedings.
A copy of the petition may be obtained from the Clerk of the Juvenile Court at 5000 Jackson Parkway, Jefferson, Georgia, 30549, during regular business hours, Monday through Friday, 8:00 a.m. until 5:00 p.m. exclusive of holidays. A free copy shall be available to the parents. Upon request, the copy will be mailed to the requester. The children are in the present physical custody of the Jackson County Department of Family and Children Services.
The general nature of the allegations is: the children are deprived.
THE BIOLOGICAL FATHER, MARK ROWE, IS FURTHER NOTIFIED that you lost all rights to the child, H.C.S. and will not be entitled to object to the termination of your rights to the child unless, within 30 days of receipt of such notice, you file:
(1) A petition to legitimate the child pursuant to Official Code Georgia Annotated Section 19-7-22; and
(2) Provide notice of the filing of the petition to legitimate with the Court in which this action is pending and to K. Angela Pope at P.O. Box 1259, Watkinsville, Georgia, 30677.
YOU ARE FURTHER NOTIFIED that while responsive pleadings are not mandatory, they are permissible, and you are encouraged to file with the Clerk of this court and serve upon Petitioner’s attorney, an answer or other responsive pleading within thirty (30) days of the date this notice was served on you.
You are hereby informed that you are entitled to have an attorney represent you, and the Court will appoint counsel at no cost if you are unable, without undue financial hardship, to employ counsel. You may contact the Public Defender’s office at (706) 387-6317.
WITNESS THE HONORABLE Kevin J. Guidry, Judge of said Court.
This 1 day of March, 2007.
By: Judge Kevin Guidry
Jackson County Juvenile Court
(MA14,21,28,AP4P4)

Griffeth Estate
Notice to Debtors
and Creditors
All creditors of the Estate of LUCILLE R. GRIFFETH, late of Jackson County, deceased, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment.
This 2nd day of March, 2007.
Betty Griffeth Walker
1346 Oak Grove Rd.
Athens, Ga. 30607
(MA14,21,28,AP4/P4)

Moran Estate
Notice to Debtors
and Creditors
All creditors of the Estate of Christopher John Moran, deceased, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment.
This 6th day of March, 2007.
Mary Patricia Green, Executrix u/w/o Christopher John Moran
c/o E. Hearst Roane, Jr.
Roane & Roane LLP
8595 Dunwoody Place
Atlanta, GA 30350
(MA14,21,28AP4P4)

Citation
Georgia, Jackson County
Estate No. GM-07-56
In Re: Petition of James & LaRue Dellana for Temporary Letters of Guardianship
Estate of: Ariel Bren Tucker, minor
To: Angel Beck
You are hereby notified that a petition for the appointment of a temporary guardian has been filed regarding the above-named minor. All objections to the Petition described above either to the appointment of a temporary guardian or the appointment of the petitioner(s) as temporary guardian(s), must be in writing, setting forth the grounds of any such objections, and must be filed with this Court no later than 14 days after this notice is mailed, or 10 days after this notice is personally served upon you, or 10 days after the second publication of this notice if you are served by publication. All pleadings must be signed before a notary public or Georgia probate court clerk, and filing fees must be tendered with your pleadings, unless you qualify to file as an indigent party. Contact probate court personnel at the below address/telephone number for the required amount of filing fees.
NOTE: If a natural guardian files an objection to the creation of the temporary guardianship, the Petition will be dismissed. If a natural guardian files an objection to the appointment of the petitioner(s) as guardian(s), or if a parent who is not a natural guardian files an objection to the petition, a hearing on the matter shall be held on a later date.
Margaret Deadwyler, Probate Judge
By: Jennifer Gearing
Deputy Clerk
5000 Jackson Pkwy.
Suite 140
Jefferson, GA 30549
706-387-6276
(MA14,21B/498 3000)

Divorce Notice
In the Superior Court
of Jackson County
State of Georgia
Michael Anthony Wisenbaker, Plaintiff,
vs.
Lisa Gaddis Wisenbaker, Defendant,
Civil Action File No. A07CV0286
Notice of Publication
TO: Lisa Gaddis Wisenbaker
By Order for service by publication dated the 6th day of March, 2007, you are hereby notified that on the 6th day of March, 2007, Michael Anthony Wisenbaker filed suit against you for divorce.
You are required to file with the Clerk of the Superior Court, and to serve upon Plaintiff’s attorney, MACKLYN A. SMITH, SR., Post Office Box 742, Lawrenceville, Georgia 30046-0742, an Answer in writing within sixty (60) days of the date of the Order by Publication.
WITNESS, the Honorable, Robert W. Adamson, Judge of this Superior Court.
This 6th day of March, 2007.
By: Camie W. Thomas
Clerk, Jackson Superior Court
(MA14,21,28,AP4P4)

Name Change
In the Superior Court
of Jackson County
State of Georgia
In Re: Elizabeth Leighann Wilson
Civil Action File No. A07-CV-0273
Notice of Petition to Change Name
Georgia
Jackson County
Notice is hereby given that Elizabeth Leighann Wilson, the undersigned, filed her petition to the Superior Court of Jackson County, Georgia on the 2 day of March, 2007, praying for a change in the name from petitioner from ELIZABETH LEIGHANN WILSON to ELIZABETH L. CRAWLEY. Notice is hereby given pursuant to law to any interested or affected party to appear in said Court and file objections to such name change. Objections must be filed with said Court within 30 days of the filing of said petition.
This 2 day of March, 2007.
By: Elizabeth L. Wilson
Petitioner
(MA14,21,28,AP4/P4)

Inc. Notice
Notice is given that Articles of Incorporation which will incorporate CARL BERIAULT, INC. have been delivered to the Secretary of State for filing in accordance with the Georgia Business Corporation Code. The initial registered office of the corporation is located at 174 White Tail Drive, Gillsville, Ga. 30543, and its initial registered agent at such address is Carl Beriault.
(MA14,21P2)

Inc. Notice
Notice is given that Articles of Incorporation to incorporate ATHENS DENTISTRY FOR CHILDREN, P.C. have been delivered to the Secretary of State for filing in accordance with the applicable provisions of the Georgia Business Corporation Code. The initial registered office of the Corporation is located at 115 Tap Wood Road, Hoschton, GA 30548 and its initial registered agent is BRANDI OWENSBY, DMD.
(MA14,21P2)

Inc. Notice
Notice of Intent to Incorporate
Notice is given that Articles of Incorporation which will incorporate WHITNEY PLACE HOMEOWNERS ASSOCIATION, INC. will be delivered to the Secretary of State for filing in accordance with the Georgia Nonprofit Corporation Code. The initial registered office of the corporation will be located at 145 Camille Court, Jefferson, Jackson County, Georgia 30549. The initial registered agent at such address shall be SHERRIE B. FLOYD.
DAVID H. ROBERTSON
ROBERTSON & GABLE, LLC
3075 Breckinridge Blvd.
Suite 450
Duluth, GA 30096
(770) 736-5182
(MA14,21P2)

Inc. Notice
Notice of Intent to Incorporate
Notice is given that Articles of Incorporation which will incorporate ANGELA E. POTTLE, INC. will be delivered to the Secretary of State for filing in accordance with the Georgia Business Corporation Code, O.C.G.A. § 14-2-101 et seq. The initial registered office of the corporation will be located at 433 Meadowcreek Drive, Jefferson, Georgia 30549, and its initial registered agent at such address is ANGELA E. POTTLE.
(MA14,21P2)

Anderson Estate
Notice to Debtors
and Creditors
All creditors of the Estate of Clinton Allen Anderson, late of Jackson County, deceased, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to law, and all persons indebted to said estate are required to make immediate payment.
This 26 day of February, 2007.
Lois V. Anderson
1431 Buffington Drive
Pendergrass, Ga. 30567
(MA7,14,21,28P4)

Millican Estate
Notice to Debtors
and Creditors
In Re: Estate of Azerlee Hix Millican
All creditors of the Estate of Azerlee Hix Millican, late of Jackson County, deceased, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to law, and all persons indebted to said estate are required to make immediate payment.
This February 23, 2007.
Betty Minish
P.O. Box 8
Commerce, Georgia 30529
Wanda L. Barnett, Attorney
P.O. Box 99
Jefferson, Ga. 30549
(706) 367-8030
(MA7,14,21,28B/783 1000)

Name Change
In the Superior Court
of Jackson County
State of Georgia
Civil Action: B-07-CV-0207
In Re: Crystal Dee Cornell, Minor Child
Karen Elaine Stinchcomb, Petitioner
Notice of Petition to Change Name of Minor Child
To Any and All Interested Parties and Unknown Biological Father:
On February 14, 2007, Karen Elaine Stinchcomb, Biological mother of the minor child, Crystal Dee Cornell, filed a petition in Jackson County Superior Court to change the name of her minor daughter from CRYSTAL DEE CORNELL to CRYSTAL DEE STINCHCOMB.
Any interested party has the right to appear in this case and file objections within the time prescribed in O.C.G.A. §§19-12-1(f)(2) and (3).
This 21 day of February, 2007.
By: C. David Joyner, P.C.
Georgia Bar No. 405528
Attorney for Petitioner
1305 Mall of Georgia Blvd.
Mill Creek Forest
Suite 130
Buford, Georgia 30519
(770) 614-6415
(MA7,14,21,28B/P4)

Jordan Estate
Georgia, Jackson County
Probate Court
Notice
To: Whom it May Concern
The petition of Patricia Denise Hewell Jordan, for a year’s support from the estate of Gerald Anthony Jordan, deceased, for decedent’s surviving spouse, having been duly filed, all interested persons are hereby notified to show cause, if any they have, on or before 10:00 A.M. on April 2, 2007, why said petition should not be granted.
All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed on or before the time stated in the preceding sentence. All pleadings/objections must be signed before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.
Margaret Deadwyler
Probate Judge
By: Jennifer Gearing
Deputy Clerk
5000 Jackson Parkway
Suite 140
Jefferson, GA 30549
706-387-6276
(MA7,14,21,28B/498 2000)

Ross Estate
Probate Court
of Jackson County
Notice
Re: Petition of Carolyn Bunch Ross to probate in solemn form the will of Raymond Millard Ross, deceased, upon which an order for service was granted by this Court on February 16, 2007.
TO: Steven Raymond Ross
This is to notify you to file objection, if there is any, to the above referenced petition, in this Court on or before April 2, 2007.
BE FURTHER NOTIFIED: All objections to the petition must be in writing, setting forth the grounds of any such objections. All pleadings/objections must be signed before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.
Margaret Deadwyler
Probate Judge
By: Jennifer Gearing
Clerk of the Probate Court
5000 Jackson Pkwy., Suite 140
Jefferson, GA 30549
706-387-6276
(MA7,14,21,28B/498 2000)

Aaron Estate
Georgia, Jackson County
Probate Court
Notice
William Gene Aaron has petitioned to be appointed Administrator of the estate of Lydia Elaine Aaron, deceased, of said County. (The petitioner has also applied for waiver of bond and/or grant of certain powers contained in O.C.G.A. §53-12-232.) All interested parties are hereby notified to show cause why said petition should not be granted. All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed with the court on or before 10:00 A.M. on April 2, 2007. All pleadings/objections must be signed before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.
Margaret Deadwyler
Probate Judge
By: Jennifer Gearing
Deputy Clerk
5000 Jackson Pkwy., Suite 140
Jefferson, GA 30549
706-387-6276
(MA7,14,21,28B/498 2000)

Divorce Notice
In the Superior Court
of Jackson County
State of Georgia
Jessica Lindsey Britt, Plaintiff,
vs:
Christopher Ike Britt, Defendant.
Civil Action File No. X07CV0231
Notice
TO: Christopher Ike Britt, Defendant
210 Mount Olive Way, Commerce, Georgia 30529.
By Order of the Court for service by publication dated February 20, 2007, you are hereby notified that on the 20th day of February, 2007, JESSICA LINDSEY BRITT filed suit against you for divorce. You are required to file with the Clerk of the Superior Court, and to serve upon Plaintiff’s Attorney, Thomas E. McCormack, P.O. Box 494, Jefferson, GA 30549, an answer in writing within sixty (60) days of February 20, 2007.
Witness, the Honorable David Motes, Judge of Jackson County Superior Court.
This 20th day of February, 2007.
By: Camie W. Thomas, Clerk
Superior Court of Jackson County
(FE28,MA7,14,21B/1003 1600)

Divorce Notice
In the Superior Court
of Jackson County
State of Georgia
Janice Webb, Plaintiff,
Vs:
Howard Albert Webb, Defendant.
Civil Action File No. A07CV0225
By Order of the Court for service by publication dated February 20, 2007, you are hereby notified that on the 20th day of February, 2007, Janice Webb filed suit against you for divorce. You are required to file with the Clerk of the Superior Court, and to serve upon Plaintiff’s Attorney, Leonard C. Lewellen, P.O. Box 635, Jefferson, Georgia, 30549, an answer in writing within sixty (60) days of February 20, 2007.
Witness, the Honorable Robert W. Adamson, Judge of Jackson County Superior Court.
This 20th day of February, 2007.
By: Camie W. Thomas, Clerk
Jackson County Superior Court
(FE28,MA7,14,21P4)

Cotrell Estate
Notice to Debtors
and Creditors
All creditors of the Estate of Herschel W. Cotrell, late of Jackson County, deceased, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to law, and all persons indebted to said estate are required to make immediate payment.
THIS 20th day of February, 2007.
Danny W. Cotrell
244 Ila Rd.
Commerce, GA 30529
(FE28,MA7,14,21P4)

Puckett Estate
Notice to Debtors
and Creditors
All creditors of the Estate of Deborah K. Puckett, late of Jackson County, deceased, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to law, and all persons indebted to said estate are required to make immediate payment.
THIS 16th day of February, 2007.
Anthony Scott Puckett
572 Holders Siding Rd.
Jefferson, GA 30549
(FE28,MA7,14,21P4)

McDaniel Estate
Notice to Debtors
and Creditors
All creditors of the Estate of A. Nancy McDaniel, late of Jackson County, deceased, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to law, and all persons indebted to said estate are required to make immediate payment.
THIS 20th day of February, 2007.
Amory Brandon Stephenson
545 A.C. Smith Rd.
Commerce, GA 30530
(FE28,MA7,14,21P4)


(FE21,28,MA7,14B/3894 8000)

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