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June 11, 2008


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Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
By virtue of a Power of Sale contained in that certain Security Deed from TAMMY HALBROOK to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as nominee for GREENPOINT MORTGAGE FUNDING, dated February 28, 2005, recorded March 7, 2005, in Deed Book 254, Pages 332-355, Banks County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of One Hundred Twenty Four Thousand and 00/100 Dollars ($124,000.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Mortgage Electronic Registration Systems, Inc., there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Banks County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, all property described in said Security Deed including but not limited to the following described property:
All that tract or parcel of land, lying and being in the 465th District, G.M. Banks County, Georgia, in the City of Maysville, shown as Lot No. 22, Section One, Ridgeway Hills Subdivision, containing 1.00 acre, more or less, as per plat of survey prepared for Darrell Hinsley by G. Brian Slate, GRLS No. 2629, dated February 18, 1997, and recorded in the office of the Clerk of Superior Court of Banks County, Georgia, in Plat Book 21, Page 202. Said plat as recorded is hereby referenced for a more detailed description of said property.
This conveyance is made subject to all zoning ordinances, easements and restrictions of record affecting said bargained premises.
Said property is commonly known as 54 W. Ridgeway Road, Maysville, Georgia 30558.
The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys’ fees and all other payments provided for under the terms of the Security Deed and Note.
Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Tammy Halbrook or tenant(s).
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. The above law firm is acting as a debt collector. Any information obtained will be used for that purpose.
MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as Attorney-in-Fact for TAMMY HALBROOK
Lender Contact: GREENPOINT MORTGAGE FUNDING, INC., Loss Mitigation Dept. 706-641-4206
Lender Address: 2300 BROOKSTONE CENTRE PKWY., COLUMBUS, GA 31904
Attorney Contact: Adorno & Yoss, L.L.C., 1349 West Peachtree Suite 1500, Atlanta, GA, 30309
TELEPHONE NUMBER: (888) 890-5390 ADORNO FILE NO. 215906.0220
HTTP://WWW.ADORNO.COM/ATLDOCS/SALES.HTML
THE ABOVE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JN4,11,18,25B/13997-60T4P0)
Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
By virtue of Power of Sale contained in Security Deed from STANLEY WESTMORELAND and VICKIE WESTMORELAND to COMMUNITY BANK & TRUST, dated May 2, 2003, which Deed is recorded among Banks County, Georgia Records in Deed Book 213, Page 553, said Security Deed being given to secure a Note dated December 22, 2006 in the original principal amount of ONE HUNDRED NINETY SIX THOUSAND SEVEN HUNDRED TWENTY SIX AND 42/100 ($196,726.42) DOLLARS, with interest thereon as set forth therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse Door at Banks County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, (July 1, 2008) the following described property, to wit:
All that tract or parcel of land lying and being in the 912th District, G.M., Banks County, Georgia, and being that 2.51 acres, more or less, as more particularly shown on a plat of survey prepared for Stanley Westmoreland by Max Lewallen, Registered Surveyor, dated January 30, 1995, recorded in Plat Book 19, Page 138, in the Office of the Clerk of the Superior Court of Banks County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description.
Said property is known as 2744 Highway 51 South, Lula, Georgia, 30554, together with all fixtures and personal property attached to and constituting a part of said property if any.
Whereas, the Note secured by said Security Deed has become in default as to payment of the principal and interest, and COMMUNITY BANK & TRUST has given notice of its intention to foreclose said Security Deed and claim attorney’s fees as provided in said Note and Security Deed.
The debt secured by said Security Deed and evidenced by said Note has been and is hereby declared due because of the non-payment of the current indebtedness secured by said Security Deed. The debt remaining in default, this sale will be made for the purpose of paying said indebtedness, including all accrued and unpaid interest thereon, and attorney’s fees and all expenses of said sale.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. Specifically, said property shall be sold subject to the lien of Deed to Secure Debt from Stanley Westmoreland and Vickie Westmoreland to Express Mortgage Services, dated April 16, 1999 and recorded among Banks County, Georgia Records in Deed Book 143, page 38.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U. S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
The property will be sold as the property of STANLEY WESTMORELAND and VICKIE WESTMORELAND, who, to the best of the undersigned’s knowledge and belief, are the parties in possession of said property.
COMMUNITY BANK & TRUST, as Attorney-in-Fact for STANLEY WESTMORELAND and VICKIE WESTMORELAND
M. KEITH YORK,
KIMZEY, KIMZEY & YORK
1070 South Main Street
P. O. Box 38
Cornelia, Georgia 30531
(706) 778-6823
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JN4,11,18,25B/1326-60T0P0)
Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by TOM CROCKER and JANICE M. MARTIN to NATIONAL FINANCE CORPORATION, dated February 27, 1999, recorded in Deed Book 141, Page 85, Banks County, Georgia Records, as last transferred to JP Morgan Chase Bank, NA as successor Trustee by merger to The First National Bank of Chicago, as Trustee for GE Capital Mortgage Services Inc. Trust 1999-HE2 by assignment recorded in Deed Book 161, Page 335, Banks County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of SEVENTY-THREE THOUSAND ONE HUNDRED AND 0/100 DOLLARS ($73,100.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Banks County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., 3476 Stateview Blvd, Foreclosure Mac # X7801-013, Fort Mill, SC 29515, 877-216-8448. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Tom Crocker and Janice M. Martin or a tenant or tenants and said property is more commonly known as 10801 US Hwy. 441, Commerce, Georgia 30529.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
JP Morgan Chase Bank, NA as successor Trustee by merger to The First National Bank of Chicago, as Trustee for GE Capital Mortgage Services Inc. Trust 1999-HE2 as Attorney-in-Fact for Tom Crocker and Janice M. Martin
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/oca 7/1/08
Our file no. 5264107-FT5
EXHIBIT A
All that tract or parcel of land lying and being in the 206th District, G.M. Banks County, Georgia and containing 4.584 acres, more or less, as shown on that plat and survey for Janice M. Martin prepared by Ben McLeroy & Associates, Registered Surveyor, dated March 28, 1994, and recorded in the Office of the Clerk of Superior Court of Banks County, Georgia, in Plat Book 19, Page 9. Said plat, as recorded, is hereby referenced for a more detailed description of said property.
(JN4,11,18,25B/12062-70T1P)
Notice of Sale
Notice of Sale Under Power
State of Georgia
County of Banks
By virtue of the power of sale contained in a Deed to Secure Debt from DANIEL WILSON to THE BRAND BANKING COMPANY dated January 16, 2004, and recorded in Deed Book 229 at Pages 822-824, in the Records of the Clerk of Superior Court, Banks County, Georgia, as modified by that certain Modification Agreement dated June 2, 2007, and recorded in Deed Book 308, Page 428, Banks County Records, there will be offered for sale at public outcry to the highest bidder for cash before the Courthouse door of said County during the legal hours of sale on July 1, 2008, the following described property:
All that tract or parcel of land lying and being in the City of Homer, 265th District, G.M., Banks County, Georgia, and being that 1.90 acres, more or less, as more particularly shown on a plat of survey prepared for Arthur R. Hill by Max Lewellen, Registered Surveyor, dated December 22, 1986, recorded in Plat Book 12, Page 170, in the Office of the Clerk of the Superior Court of Banks County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description.
The aforesaid Deed secures any other or future indebtedness of the Grantor therein specified, including any renewal thereof.
The indebtedness secured by said Deed has been declared due and payable by reason of default under the provisions of said Deed and the terms of the Note or Notes secured thereby, and sale will be made for the purpose of applying the proceeds thereof toward expenses of sale, payment of the indebtedness and interest thereon, and any balance remaining shall be applied as provided by law.
The property will be sold as the property of Daniel Wilson, who, to the best of the undersigned’s knowledge and belief, is the party in possession of the property.
Notice has been given of intention to enforce provisions for collection of attorneys’ fees and expenses of foreclosure in accordance with legal requirements and the terms of the above Note and Deed.
The property will be sold subject to any and all unpaid taxes, assessments, general subdivision restrictions, and other restrictions and easements of record, if any.
THE BRAND BANKING COMPANY,
Attorney-in-Fact for Daniel Wilson
Steven A. Pickens, Esq.
MAHAFFEY PICKENS TUCKER, LLP
1550 North Brown Road
Suite 125
Lawrenceville, Georgia 30043
770-232-0000
(JN4,11,18,25P4)
Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by SANTOS ALFARO to EQUIFIRST CORPORATION, dated September 24, 2002, and recorded in Deed Book 199, Page 523, Banks County, Georgia records, as last assigned to Deutsche Bank National Trust Company, as Trustee, in trust for registered Holders of Equifirst Mortgage Loan Trust 2003-1, Asset-Backed Certificates, Series 2003-1 by assignment to be recorded in Banks County, Georgia records, conveying the after-described property to secure a Note of even date in the original principal amount of $122,000.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Banks County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, to wit: July 1, 2008, the following described property:
All that tract or parcel of land lying and being in the 465th District G.M.D. of Banks County, Georgia, in the City of Maysville, containing 0.78 acre, more or less, and being bounded now or formerly as follows: North by Georgia Highway 98 and Lot 2; East by Lot 2; South by Lot 8 and Oak Drive; and West by Oak Drive and Georgia Highway 98. Said tract of land is shown and designated as Lot 1, Section A, of Oak Grove Estates, on a Plat of Survey prepared by Max Lewallen, Surveyor, for Marion Jarrett, dated April 15, 1993, and recorded in the public records of Banks County, Georgia, in Plat Book 18, Page 3, which is by reference incorporated herein for a more complete description.
The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property known as 109 Oak Drive, Maysville, GA 30558 is (are): Santos Alfaro or tenant or tenants.
Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc.
The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; (2) O.C.G.A. Section 9-13-172.1; and (3) final confirmation and audit of the status of the loan with the holder of the security deed.
Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.
Deutsche Bank National Trust Company, as Trustee, in trust for registered Holders of Equifirst Mortgage Loan Trust 2003-1, Asset-Backed Certificates, Series 2003-1 as attorney-in-fact for Santos Alfaro
Richard B. Maner, P.C.
5775 Glenridge Drive
Building D, Suite 100
Atlanta, GA 30328
(404)252-6385
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
FC07-876
(JN4,11,18,25P4)
Notice of Sale
Notice of Sale Under Power
State of Georgia
County of Banks
Under and by virtue of the power of sale contained in a Security Deed from DANIEL MURILLO to UNITED COMMUNITY BANK, dated May 18, 2007, recorded May 25, 2007, in Deed Book 306, Page 202, Banks County, Georgia Records, said Security Deed being given to secure a Note from DANIEL MURILLO of even date in the original principal amount of TWO HUNDRED TWENTY EIGHT THOUSAND THREE HUNDRED SEVEN AND 75/100 ($228,307.75) DOLLARS, with interest from date at a rate per cent per annum on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Banks County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property:
All that tract or parcel of land lying and being in Land Lot 200 of the 10th Land District of Banks County, Georgia containing 1.06 acres, more or less, as shown as Tract C on plat of survey dated October 25, 2001, by Jerome P. Sanders, RS, and recorded among Banks County, Georgia records in Plat Book 27, Page 17, the same being incorporated herein for a more full and adequate description.
Subject to Restrictions, easements and rights of ways of record.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is DANIEL MURILLO or a tenant or tenants.
UNITED COMMUNITY BANK, as attorney-in-Fact for DANIEL MURILLO
L. Lou Allen
Stites & Harbison, PLLC
11 Mountain Street, Suite 8
Blue Ridge, Georgia 30513
(706) 632-7923
File No. 7484A-00435
(JN4,11,18,25B/16022-50T1P)
Notice of Sale
Notice of Sale Under Power
State of Georgia
County of Banks
Under and by virtue of the Power of Sale in Deed contained in the Deed to Secure Debt in favor of JERRY D. GRIFFIN from WILLIAM A. GRIFFIN, III dated September 29, 2003, recorded in Deed Book 228, Page 326 et seq., Banks County, Georgia Deed Records, said Deed to Secure Debt having been given to secure a Promissory Note in favor of Jerry D. Griffin from Griffin Brothers, Inc. and William A. Griffin, Jr. in the original principal amount of $600,000.00 dated September 29, 2003, there will be sold by the undersigned at public outcry, during the legal hours of sale before the door of the Courthouse of Banks County, Georgia, on the first Tuesday in July, 2008, to wit, July 1, 2008, to the highest and best bidder for cash the property described as follows, to wit:
All that tract or parcel of land lying and being in the 912th District, GM, Banks County, Georgia, being designated as the following tracts on a plat of survey prepared by Max Lewallen, RLS, dated October 31, 1989, and recorded among Banks County, Georgia Records in Plat Book 15, Page 65: Tract 2A containing 15.66 acres, Tract 2B containing 59.02 acres, Tract 3A containing 25.47 acres, Tract 3B containing 130.94 acres, and Tract 4 containing 160.70 acres.
LESS AND EXCEPT: 67 acres that was previously conveyed to Deborah W. Poole and Michael J. Poole, dated June 28, 1990, and recorded among the Banks County, Georgia Records in Deed Book 60, Page 13, and which is shown on plat of survey dated June 12, 1990, prepared by Max Lewallen, RLS, and recorded among the Banks County, Georgia Records in Plat Book 15, Page 155.
LESS AND EXCEPT FROM THE ABOVE DESCRIBED PROPERTY is that portion containing 2 acres of land, more or less, that the home of William A. Griffin, III is built on and being more particularly described as follows:
All that tract or parcel of land lying and being in the 912th District, G.M., Banks County, Georgia containing 2.17 acres, more or less, on a plat of survey prepared by Max Lewallen, RLS, dated June 22, 1994, and recorded among Banks County, Georgia Records in Plat Book 28, page 56. Said plat is incorporated herein by reference for a more detailed description.
The debt secured by said Deed to Secure Debt and Note has been and is hereby declared due and payable in full because of nonpayment of principal and interest pursuant to the terms of said Deed to Secure Debt and Note. Notice has been given of intention to enforce provisions for collection of attorney’s fees and foreclosure in accordance with legal requirements and the terms of the Deed to Secure Debt and Note. The indebtedness remaining in default, the sale will be made for the purpose of applying proceeds thereof to the payment of the indebtedness secured by the Deed to Secure Debt, accrued interest and expenses of the sale and other sums secured by the Deed to Secure Debt including attorney’s fees, and the remainder if any shall be applied as provided by law.
To the best of the undersigned’s knowledge and belief the property is in the possession of William A. Griffin, III and said property will be sold as the property of William A. Griffin, III subject to outstanding ad valorem taxes, easements, restrictions and other matters of record superior to the above-referenced security deed, if any. The undersigned will execute a deed to the purchaser at said sale as provided in the Deed to Secure Debt.
JERRY D. GRIFFIN, as Attorney-in-Fact for William A. Griffin, III
WHELCHEL, DUNLAP, JARRARD & WALKER, LLP
Post Office Box 1
Gainesville, GA 30503
(JN4,11,18,25B/1016-70T1P)
Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by RANDY LEE HUGHES to FIRST FRANKLIN, a Division of Nat City Bank of IN, dated May 31, 2005, recorded in Deed Book 259, Page 726, Banks County, Georgia Records, as last transferred to National City Bank by assignment to be recorded in the Office of the Clerk of Superior Court of Banks County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWELVE THOUSAND FOUR HUNDRED AND 0/100 DOLLARS ($112,400.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Banks County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with debtor is: National City Home Loan Services, Inc., 150 Allegheny Center-ICD 23-521, Pittsburgh, PA 15212, (412) 442-3894. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Randy Lee Hughes or a tenant or tenants and said property is more commonly known as 139 Oak Drive, Maysville, Georgia 30558.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
National City Bank as Attorney-in-Fact for Randy Lee Hughes
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/lo1 7/1/08
Our file no. 51127508-FT1
EXHIBIT A
“All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 465th District, G.M., Banks County, Georgia, in the City of Maysville, and being designated as Lot Number 18 on a plat of survey prepared for Oak Groves Estates by Timberland Management Services, Inc., W. W. Lester, registered surveyor #2128, dated March 25, 1987. Said plat is recorded in Plat Book A, Page 32, in the Office of the Clerk of the Superior Court of Banks County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description.
Subject to all easements and restrictions of record, if any.”
(JN4,11,18,25B/12062-70T1P)
Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by KEVIN L. HOFFMAN and LISA HOFFMAN to UNION PLANTERS BANK, NA d/b/a REGIONS MORTGAGE, dated November 17, 2004, recorded in Deed Book 248, Page 370, Banks County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY-SIX THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($166,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Banks County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Regions Mortgage, 1900 Charles Bryan Road AX2, Cordova, TN 38018, 800-986-2462. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Kevin L. Hoffman and Lisa Hoffman or a tenant or tenants and said property is more commonly known as 187 Oma Welborn Rd., Gillsville, Georgia 30543.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Regions Bank d/b/a Regions Mortgage sbm Union Planters Bank, NA d/b/a Regions Mortgage as Attorney-in-Fact for Kevin L. Hoffman and Lisa Hoffman
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/chl 7/1/08
Our file no. 51199008-FT8
EXHIBIT A
All that tract or parcel of land lying and being in the 1464th District, G.M., Banks County, Georgia, and being that 5.60 acres, more or less, as more particularly shown on a plat of survey prepared by Phillips Land Surveying, registered surveyor, dated April 2, 1996, recorded in Plat Book 20, Page 198 in the Office of the Clerk of the Superior Court of Banks County, Georgia. Reference to said plat and the record thereof is hereby made for a more complete description of said property.
(JN4,11,18,25B/12062-60T1P)
Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by AARON A. ABREU to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated February 25, 2003, recorded in Deed Book 210, Page 539, Banks County, Georgia Records, as last transferred to Countrywide Home Loans, INC. by assignment to be recorded in the Office of the Clerk of Superior Court of Banks County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of NINETY-THREE THOUSAND AND 0/100 DOLLARS ($93,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Banks County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Countrywide Home Loans, 2270 Lakeside Blvd, Richardson, TX 75082, 1-888-219-7773. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Aaron A. Abreu or a tenant or tenants and said property is more commonly known as 220 Borders Road, Commerce, Georgia 30530.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Countrywide Home Loans, INC. as Attorney-in-Fact for Aaron A. Abreu
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/scc 7/1/08
Our file no. 51017708-FT4
EXHIBIT A
All that tract or parcel of land lying and being in the 207th District, G.M., Banks County, Georgia, being that 5.51 acres, more or less, designated as Tract No. 2 on a plat of survey of Glenfield Farms Subdivision, prepared by David Norris Simpson, registered surveyor, as per plat recorded in Plat Book 14, Page 131, in the Office of the Clerk of the Superior Court of Banks County, Georgia, which recorded plat is hereby incorporated herein by reference and made a part of this description.
(JN4,11,18,25B/12062-60T1P)
Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by JAMES TRAVIS WILLIAMS to FIRST FRANKLIN A DIVISION OF NAT. CITY BANK OF IN, dated August 5, 2005, recorded in Deed Book 266, Page 767, Banks County, Georgia Records, as last transferred to U.S. Bank National Association, as Trustee for First Franklin Mortgage Loan Trust, Mortgage Pass-Through Certificates, Series 2005-FF10 by assignment to be recorded in the Office of the Clerk of Superior Court of Banks County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY-FIVE THOUSAND SEVEN HUNDRED AND 0/100 DOLLARS ($155,700.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Banks County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: National City Home Loan Services, Inc., 150 Allegheny Center-ICD 23-521, Pittsburgh, PA 15212, (412) 442-3894. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Travis Williams or a tenant or tenants and said property is more commonly known as 120 Sullivan Drive, Homer, Georgia 30547.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
U.S. Bank National Association, as Trustee for First Franklin Mortgage Loan Trust, Mortgage Pass-Through Certificates, Series 2005-FF10 as Attorney-in-Fact for James Travis Williams
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/th1 7/1/08
Our file no. 51467607-FT1
EXHIBIT A
All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the City of Homer, 265th GMD, Banks County, Georgia, containing 1.18 acres, more or less, and being known and designated as Lot 44 on a final plat of survey prepared for Hidden Lake Subdivision, Phase 2 by Richard H. Holcomb, RLS, dated November 26, 2000, recorded in Plat Book C, Page 119, Banks County Records, and incorporated herein; being the same property conveyed by deed recorded in Deed Book 254, Page 147, said records.
This property is conveyed subject to those Protective Covenants for Hidden Lake Subdivision recorded in Deed Book 165, Page 174, Banks County, Georgia Records.
(JN4,11,18,25B/12062-70T1P)
Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by VICKIE WESTMORELAND and STANLEY WESTMORELAND to EXPRESS MORTGAGE SERVICES, INC., dated April 16, 1999, recorded in Deed Book 143, Page 38, Banks County, Georgia Records, as last transferred to Everhome Mortgage Company by assignment to be recorded in the Office of the Clerk of Superior Court of Banks County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of FORTY-SIX THOUSAND AND 0/100 DOLLARS ($46,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Banks County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: EverHome Mortgage Company, 8100 Nations Way, Jacksonville, FL 32256, (904) 224-4667. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Vickie Westmoreland and Stanley Westmoreland or a tenant or tenants and said property is more commonly known as 2744 Highway 51 S, Lula, Georgia 30554.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Everhome Mortgage Company as Attorney-in-Fact for Vickie Westmoreland and Stanley Westmoreland
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/th1 7/1/08
Our file no. 51224908-FT1
EXHIBIT A
All that tract or parcel of land lying and being in the 912th District, G.M., Banks County, Georgia, containing 2.51 acres, more or less, as shown on a Plat of survey prepared for Stanley Westmoreland by Max Lewallen, RLS, dated January 30, 1995, recorded in Plat Book 19, Page 138, Banks County, Georgia Records, said Plat being incorporated herein by reference for a more particular description.
Subject to a twenty (20) foot ingress and egress easement shown on the.
(JN4,11,18,25B/12062-60T1P)
Public Notice
Notice of Application for a National Pollutant Discharge Elimination System Permit to Discharge Treated Wastewater into the Waters
of the State of Georgia.
The Georgia Environmental Protection Division (EPD) is considering the issuance of an NPDES permit for the following applicant, subject to specific pollutant limitations and special conditions:
City of Lula, Post Office Box 99, Lula, Georgia, 30554, NPDES Permit No. GA0039039, for the proposed water pollution control plant located on 6404 Hagen Creek Court in Lula, Georgia. 0.375 MGD of treated wastewater will be discharged to Hagen Creek in the Chattahoochee River Basin.
Persons wishing to comment on the proposed permit are invited to submit their comments in writing to the EPD address below, within 30 days of this notice. All comments received before or on that date will be considered in the formulation of final determinations for this permit. “City of Lula Water Pollution Control Plant (Hall County)” should be placed at the top of the first page of comments. A public hearing may be held if the EPD Director finds a significant degree of public interest in the proposed permit. Additional information regarding public hearing procedures is available by writing the EPD. A public hearing may be requested, or additional information regarding public hearing procedures is available, by writing the EPD at the address noted below.
(JN11B/144-30T1)
Notice of
Public Hearing
Please be advised that the following application has been received by the Banks County Planning Office:
CU-08-05 – Michael Butcher – Application for a conditional use permit for an increase in employees allowed in accordance with a home occupation. This business is located at 128 Model A Drive and is zoned ARR, Agricultural, Rural-Residential.
The above item is on file in the office of the Banks County Planning Commission and available for public review.
The Banks County Planning Commission will hold a public hearing on the matter on Tuesday, July 1, 2008, at 7 p.m. in the courtroom of the Banks County Courthouse in Homer, Georgia.
The Banks County Commissioners will hold a public hearing on the matter on Tuesday, July 8, 2008, at 6:30 p.m. in the courtroom of the Banks County Courthouse in Homer, Georgia.
Interested persons are invited to appear and comment.
This 11th day of June, 2008.
(JN11B/069-20)
Barnes Estate
Georgia, Banks County
Probate Court
Notice
ELAINE C. SMITH and LEESA B. SHROPSHIRE has petitioned to be appointed Administrators of the estate of MARY ANNE EMMETTE BARNES, deceased, of said County. (The petitioner has also applied for waiver of bond and/or grant of certain powers contained in O.C.G.A. §53-12-232.) All interested parties are hereby notified to show cause why said petition should not be granted. All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed with the court on or before July 7, 2008, by 10:00 a.m. All pleadings/objections must be signed before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.
Betty Thomas
Probate Judge
By: Kathy Hill
Probate Clerk/Deputy Clerk
144 Yonah Homer Road, Suite 7
Homer, GA 30547
706-677-6250
(JN11,18,25,JU2P4)
Adamson Estate
Notice to Debtors
and Creditors
All creditors of the Estate of DAVID A. ADAMSON, deceased, late of Banks County, Georgia, are hereby notified to render an account of their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment to us.
THIS 30th day of May, 2008.
Brian Adamson
Executor/Administrator
234 Blueberry Ridge Rd.
Lafayette, GA 30728
(JN11,18,25,JU2P4)
Walden Estate
Notice to Debtors
and Creditors
All creditors of the Estate of LOUIS WALDEN, deceased, late of Banks County, Georgia, are hereby notified to render an account of their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment to us.
THIS 30 day of May, 2008.
Mary H. Walden
Executor/Administrator
1733 Carson Segars Rd.
Maysville, GA 30558
(JN11,18,25,JU2P4)
Inc. Notice
Notice is given that Articles of Incorporation which will incorporate SLOPPY JOE’S MUD BOGG, INC. have been delivered to the Secretary of State for filing in accordance with the Georgia Business Corporation Code. The initial registered office of the corporation is located at 1002 Browns Bridge Road, Commere, GA 30530. The initial registered office of the corporation is located at 1002 Browns Bridge Road, Commerce, GA 30530, and its initial registered agent at such address is Linda Cline.
(JN4,11P2)
Name Change
Notice of Petition
to Change Name
In the Superior Court
of Banks County
State of Georgia
In Re: ALAN JONAS RICE BALES
Civil Action File No. 08CV258X
Notice is hereby given that ALAN JONAS RICE BALES, the undersigned, filed his Petition to the Superior Court of Banks County, Georgia, on the 16th day of May, 2008, praying for a change in his name to ALAN JONAS RICE. Notice is hereby given pursuant to law to any interested or affected party to appear in said Court and file objections to such name change. Objections must be filed with the Court within 30 days of the filing of said Petition.
This 12 day of May, 2008.
By: Alan Jonas Rice Bales
(JN4,11,18,25P4)
Name Change
Notice of Petition to Change Name of an Adult
Please take notice that on the 15th day of May, 2008, Janet M. Kim filed a Petition in the Superior Court of Banks County, Georgia, seeking a name change from JANET MI KIM to JANET MI RA PAK. Any interested or affected party has the right to appear and file objections. If no objection is filed, the Court shall proceed to hear and determine all matters raised by said Petition.
Janet M. Kim, Petitioner
121 Gene Crane Rd.
Maysville, GA 30558
(MY21,28,JN4,11P4)
Caudell Estate
Notice to Debtors
and Creditors
Georgia, Banks County
SANDRA J. CAUDELL has qualified as Executor of the Estate of ADDIE N. CAUDELL, deceased. All creditors of the Estate of ADDIE N. CAUDELL, deceased, late of Banks County, Georgia, are hereby notified to render in their demands to the said Sandra J. Caudell, Executor, according to law, and all persons indebted to said estate are required to make immediate payment to the said Sandra J. Caudell.
This 14th day of May, 2008.
Sandra J. Caudell
Executor of the Estate of Addie N. Caudell, Deceased
Brian C. Ranck
Sanders & Smith, P.C.
P.O. Box 1005
Toccoa, Ga. 30577
706-886-7533
Attorney for Sandra J. Caudell
(MY21,28,JN4,11P4)
Westmoreland Estate
Notice to Debtors
and Creditors
All creditors of the Estate of LOIS WESTMORELAND, deceased, late of Banks County, Georgia, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment to us.
This 14th day of May, 2008.
Kathy Jones
Executor/Administrator
1467 Mt. Sinai Rd.
Lula, GA 30554
(MY21,28,JN4,11P4)
Name Change
Notice of Petition
to Change Name
State of Georgia
County of Banks
Notice is hereby given that LORI ALLISON LOGAN, the undersigned, has filed his Petition to the Superior Court of said County on the 22 day of May, 2008, praying for a change in name for LORI ALLISON LOGAN to ALLISON LOGAN COCHRAN, and Notice is hereby given to any interested or affected party to be and appear in said matter, in said Court, on or before 9:00 o’clock a.m. on the 14 day of July, 2008, at which time all objections to the granting of the relief prayed for must be filed in the said Court.
This 22 day of May, 2008.
By: Timothy Harper
Clerk of Court
Banks County
(MY28,JN4,11,18P4)



 

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