Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Under and by virtue of the Power of Sale contained in the following described instrument (hereinafter referred to as the "Security Deed"):
Security Deed from Michael G. Rider Sr. and Donna M. Rider to National Lending Center, Inc., dated March 28, 1996, recorded in Deed Book 15-L, Page 187, Jackson County Records, as last transferred to Harris Trust and Savings Bank, as Trustee under the Pooling and Servicing Agreement dated June 21, 1996, for Cityscape Home Equity Loan Trust 1996-2, by assignment recorded in Deed Book 18-L, Page 646, aforesaid records,
conveying the after-described property to secure a Note in the original principal amount of Fifty Eight Thousand Nine Hundred Fifty & No/100 Dollars ($58,950.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in February, 2000, the following described property:
See Exhibit "A" attached hereto and made a part hereof
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given.)
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Michael G. Rider and Donna M. Rider or a tenant or tenants and said property is more commonly known as 84 Peachtree Road, Hoschton, Georgia 30548.
Harris Trust & Savings Bank, as Trustee under the Pooling and Servicing Agreement dated June 21, 1996, for Cityscape Home Equity Loan Trust 1996-2, as Attorney-in-Fact for Michael G. Rider and Donna M. Rider
S.H. McCalla
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
56 Perimeter Center East, N.E., Fifth Floor
Atlanta, Georgia 30346
(770) 453-8599
SHM/amm 2/1/00
Our file no. 54290/98-4-12260
The law firm is acting as a debt collector attempting to collect a debt. Any information obtained will be used for that purpose.
Exhibit "A"
All that tract or parcel of land lying and being in the 1407 G.M.D., Jackson County, Georgia in the City of Hoschton, containing 0.29 acre, more or less, as shown on plat and survey of Patton-Patton & Associates, Surveyors, dated September 20, 1988, revised March 27, 1996, and recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia, in Plat Book 47, Page 358. For a more detailed description to said tract, reference is hereby made to said plat as recorded. Subject to existing easements and rights of way for public roads and utilities now in use.
(JA5,12,19,26B/930 6000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of a Power of Sale contained in that certain Security Deed from Mitchell Kennerly to Mortgage Underwriters, Inc., dated March 31, 1995, recorded in Deed Book 14-P, Page 524, Jackson County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of Eighty Thousand One Hundred And 00/100 Dollars ($80,100.00) with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Washtenaw Mortgage Company, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in February, 2000, the following described property:
All that tract or parcel of land lying and being in the State of Georgia, County of Jackson, Harrisburg District, No. 257 G.M., and being more particularly described as follows:
To Find the Point of Beginning, commence at a point in the centerline of the 60 foot wide right of way of Standridge Road, a distance of 522.9 feet northeasterly, as measured along the centerline of Standridge Road, from the east right of way of Howington Road; thence South 17 degrees 33 minutes 48 seconds east a distance of 33.8 feet to an iron pin found on the southeast right of way boundary of Standridge Road and the True Point of Beginning (also being the northeast corner of property now or formerly owned by James Standridge); From the True Point of Beginning As Thus Established; thence leaving said right of way of Standridge Road and running thence South 17 degrees 33 minutes 48 seconds east along the east boundary of said Standridge property a distance of 574.91 feet to an iron pin found on the north boundary of property now or formerly owned by the L.G. Hardman Estate; running thence North 86 degrees 18 minutes 00 seconds east along said L.G. Hardman Estate property a distance of 254.10 feet to an iron pin set on the southwest corner of property now or formerly owned by Ricky Beatty; running thence North 02 degrees 44 minutes 00 seconds west along said Beatty property a distance of 640.50 feet to an iron pin set on the southwest right of way boundary of the aforementioned Standridge Road; running thence along the southwest, south and southeast right of way boundary of Standridge Road the following courses and distances; North 79 degrees 53 minutes 54 seconds west, a distance of 45.04 feet; North 85 degrees 19 minutes 07 seconds west, a distance of 64.02 feet; South 86 degrees 33 minutes 00 seconds west, a distance of 77.06 feet; South 74 degrees 08 minutes 07 seconds west, a distance of 84.19 feet; South 60 degrees 40 minutes 51 seconds west, a distance of 70.65 feet; south 49 degrees 26 minutes 44 seconds west, a distance of 90.84 feet to an iron pin found and the Point of Beginning, containing 4.933 acres and being depicted on a Plat of Survey, dated March 22, 1995, prepared by W.T. Dunahoo and Associates, Inc. and bearing the seal of W.T. Dunahoo, Georgia Registered Land Surveyor No. 1577.
Said property is commonly known as 118 Standridge Road, Jefferson, GA 30549.
The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorney's fees, and all other payments provided for under the terms of the Security Deed and Note.
Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Mitchell L. Kennerly or tenant(s).
Washtenaw Mortgage Company, as Attorney-in-Fact for Mitchell L. Kennerly
Contact: Shonia Shaw (Ext. 120)
Morris, Schneider & Prior, L.L.C.
3300 N.E. Expressway, Suite 8B
Atlanta, Georgia 30341
(770) 234-9181
MSP File No. 408.997487/sms
This law firm is attempting to collect a debt. Any information obtained will be used for that purpose.
(JA5,12,19,26B/815 7000)

Notice of Sale
Notice of Sale Under Power in Deed to Secure Debt
Georgia, Jackson County
Because of the default in the payment of the indebtedness secured by a Deed to Secure Debt executed by Derrick C. Beauchamp and Kimberly A. Beauchamp to Regions Bank, dated December 10, 1996, recorded in Deed Book 16-D, Page 260, of the records of the Clerk of the Superior Court of Jackson County, Georgia, and modified by Loan Modification Agreement dated July 14, 1997, recorded in Deed Book 16-U, Page 548, Jackson County, Georgia Records, Regions Bank, pursuant to said deed and the note thereby secured has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed will on the first Tuesday in February, 2000, during the legal hours of sale at the Courthouse door in Jackson County, Georgia, sell at public outcry to the highest bidder for cash the property described in said deed, to-wit:
All that tract or parcel of land lying and being on the southern right of Wilbanks Circle in the 253rd G.M. District of Jackson County, Georgia containing 2.022 acres and being designated as Tract 1 according to a Plat of Survey prepared for Derrick C. Beauchamp and Kimberly A. Beauchamp by Venable & Associates, Inc., Georgia Registered Land Surveyor, dated July 24, 1996, and recorded at Plat Book 48, Page 135, Jackson County, Georgia Records. Reference is made to said Plat of Survey for a more complete description of property.
The above-described real estate is more commonly known as 235 Wilbanks Circle, Nicholson, Georgia.
The sale will be subject to any unpaid taxes and other assessments which may be liens against the property. Notice has been given of the intention to collect attorney's fees in accordance with the terms of the note and Deed to Secure Debt. Said property will be sold as the property of Derrick C. Beauchamp and Kimberly A. Beauchamp and the proceeds will be applied to the payment of said indebtedness, the expenses and costs of sale, including attorney's fees. Any remaining proceeds will be applied pursuant to said deed and the laws of the State of Georgia.
The undersigned will execute a deed to the purchaser at said sale as provided for in the aforementioned Deed to Secure Debt. Said sale will divest all the right, title and interest of the maker thereof of said property and shall vest said title in the purchaser at said sale.
Regions Bank, as Attorney-in-Fact for Derrick C. Beauchamp and Kimberly A. Beauchamp
Russell, Stell, Smith & McLocklin, P.C.
Attorneys for Regions Bank
98 North Broad Street
P.O. Box 644
Winder, Georgia 30680
(770) 867-7431
This law firm is acting as a debt collector attempting to collect a debt. Any information obtained will be used for that purpose.
(JA5,12,19,26B/818 5000)

Notice of Sale
Notice of Sale Under Power In Deed to Secure Debt
Georgia, Jackson County
Because of the default in the payment of the indebtedness secured by a Deed to Secure Debt executed by Kelley Ivey Key and Steven Michael Lomonof to K & G Farms, Inc., dated September 18, 1993, and recorded in Deed Book 13-K, Page 616, of the records of the Clerk of the Superior Court of Jackson County, Georgia, K & G Farms, Inc., pursuant to said deed and the note thereby secured has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed will on the first Tuesday in February, 2000, during the legal hours of sale at the Courthouse door in Jackson County, Georgia, sell at public outcry to the highest bidder for cash the property described in said deed, to-wit:
All that tract or parcel of land lying and being in the 455th District, G.M., State of Georgia, County of Jackson, being Lot 15 encompassing 5.07 acres and Lot 16B encompassing 2.42 acres of Dry Pond Ranches, and being more particularly described and delineated according to a plat and survey prepared by Venable & Associates, Inc., certified by Allen L. Venable Jr., Georgia Registered Surveyor No. 1761, dated March 17, 1993, entitled "Boundary Survey for Kevin P. Henderson," said plat being of record in the Office of the Clerk of Superior Court of Jackson County, Georgia in Plat Book 41, Page 116; which said plat and the recording thereof are by reference hereto incorporated herein for a more complete and detailed description.
The above-described real estate is more commonly known as 393 Horse Shoe Bend Road, Maysville, Georgia.
The sale will be subject to a first mortgage Deed to Secure Debt from K & G Farms, Inc. to Community Bank & Trust-Habersham, dated 5/28/93, recorded in Deed Book 13-C, Page 671, Jackson County Records. The sale will be subject to any unpaid taxes and other assessments which may be liens against the property. Notice has been given of the intention to collect attorney's fees in accordance with the terms of the note and Deed to Secure Debt. Said property will be sold as the property of Kelley Ivey Key and Steven Michael Lomonof and the proceeds will be applied to the payment of said indebtedness, the expenses and costs of sale, including attorney's fees. Any remaining proceeds will be applied pursuant to said deed and the laws of the State of Georgia.
The undersigned will execute a deed to the purchaser at said sale as provided for in the aforementioned Deed to Secure Debt. Said sale will divest all the right, title and interest of the maker thereof of said property and shall vest said title in the purchaser at said sale.
K & G Farms, Inc., as Attorney-in-Fact for Kelley Ivey Key and Steven Michael Lomonof
Russell, Stell, Smith & McLocklin, P.C.
Attorneys for K & G Farms, Inc.
98 North Broad Street
P.O. Box 644
Winder, Georgia 30680
(770) 867-7431
This law firm is acting as a debt collector attempting to collect a debt. Any information obtained will be used for that purpose.
(JA5,12,19,26B/818 6000)
Notice of Sale
Notice of Sale Under Power in Deed to Secure Debt
State of Georgia
Jackson County
Because of default in the payment of the indebtedness secured by a Deed to Secure Debt executed by James Stroud and Susan Stroud, Grantors, to Timothy M. Brooks and Randall L. Kersey, Grantees, dated March 13, 1998, recorded in Deed Book 17-Q, Page 139, in the Office of the Clerk of Superior Court, Jackson County, Georgia, the undersigned has declared the entire amount of said indebtedness due and payable and pursuant to the Power of Sale contained in said deed, will on the first Tuesday in February, 2000, during the legal hours of sale at the Courthouse door in Jackson County, sell at public outcry to the highest and best bidder for cash, the following described property:
All that tract or parcel of land lying and being in the 1704th G.M.D., Jackson County, Georgia, containing 4.72 acres, more or less, being designated as Lot 7 as shown on that plat or survey for Benton and Kay Kelley, prepared by Augustus C. Monroe, Registered Surveyor, dated May 4, 1996 and recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia, in Plat Book 50, Page 24. Said plat, as recorded, is hereby referenced for a more detailed description to said property. Subject to existing easements and right of ways for public roads and utilities.
Subject to that sixty (60) foot access easement to Lot 8 as shown on above described plat.
The sale will be held subject to any outstanding and unpaid taxes and/or easements and/or restrictive covenants appearing of record.
Notice has been given of intention to collect attorney's fees in accordance with the terms of the note secured by said Deed. Said property will be sold as the property of James Stroud and Susan Stroud, and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said Deed, the undersigned will execute a deed to the purchaser at said sale as provided in the aforementioned Deed to Secure Debt.
Wanda B. David, as Attorney-in-Fact for James Stroud and Susan Stroud
Wanda Barnett David
P.O. Box 99
Jefferson, Georgia 30549
(706) 367-8030
(JA5,12,19,26B/783 4000)

Notice of Sale
Notice of Sale Under Power
in Security Deed
State of Georgia
County of Jackson
Under and by virtue of the Power of Sale contained in a certain Amended Deed to Secure Debt and Security Agreement (the "Security Deed") executed by Casa Madre Partnership Limited, an Arizona limited partnership to George B. Nalley Jr. and Blake P. Garrett Jr. as Trustee for Blake P. Garrett Sr., Blake P. Garrett Jr., Mason Y. Garrett, Peter G. Garrett, James B. Garrett, David H. Garrett, David T. Garrett, Stewart H. Garrett, Mary G. McDonald, W. Gordon Garrett and Preston E. Garrett under written agreement dated August 28, 1979 (hereinafter collectively the "Lender") said Security Deed being dated October 1, 1994, and being recorded at Deed Book 14-R, Page 264, Jackson County, Georgia Records, there will be sold at public outcry by the Lender before the Courthouse in said state and county as Attorney-in-Fact for the said maker of the Security Deed on the first Tuesday in February, 2000 (being February 1, 2000), during the legal hours of sale to the highest bidder for cash the following property to-wit:
All that piece, parcel or tract of land, with all buildings and improvements, containing 7.54 acres, more or less, situate, lying and being in the City of Commerce, in the 255th G.M. District of Jackson County, Georgia, being shown as Property of Blake P. Garrett Jr., Trustee, and George B. Nalley Jr., on a plat made by Freeland & Associates, Engineers, dated January 10, 1983, and being more particularly described according to said plat as follows:
To find the point of beginning, begin at the intersection of the southern right of way of Walnut Street and the western right of way of South Elm Street and running along and with the western right of way of South Elm Street, S. 30-53 E., 649.7 feet to an iron pin at the common corner of property now owned by George B. Nalley Jr., et al. and Harmony Grove Mill and from said point of beginning running S. 61-09 W., 625 feet to an iron pin; thence S. 28-51 E., 505.16 feet to an iron pin; thence N. 61-14 E., and running along in part the surface of a wall of a building now occupied by Revco Drugs, 210.30 feet to an iron pin; thence S. 29-33 E., 29.54 feet to a railroad spike; thence N. 61-14 E., 147.97 feet to an iron pin; thence S. 39-21 E., 90.59 feet to an iron pin; thence N. 59-43 E., 269.75 feet to a railroad spike on the southwestern side of the right of way of South Elm Street; thence with the southwestern of South Elm Street, N. 30-33 W., 40 feet to an iron pin; thence S. 59-43 W., 235.43 feet to an iron pin; thence N. 39-21 W., 97.12 feet to an iron pin; thence N. 50-46 E., 253.19 feet to an iron pin on the southwestern side of the right of way of South Elm Street; thence with the right of way of the southwestern side of South Elm Street; N. 30-37 W., 242.56 feet to a point; thence continuing with said right of way, N. 30-53 W., 200 feet to the point of beginning.
The debt secured by said Security Deed being in default and the holder having declared the balance of the indebtedness due, this sale will be made for the purpose of paying the same and proceeds thereof will be applied to the payment of said indebtedness and all charges and expenses in connection with the foreclosure and the balance, if any, to be applied as provided by law. To the best knowledge and belief of the Lender, the property is presently in the possession of South Five Associates, L.L.C., a Tennessee limited liability company by virtue of deed from The Casa Madre Partnership Limited to South Five Associates, L.L.C., dated October 24, 1994, recorded at Deed Book 14-R, Page 250, Jackson County, Georgia Records. The sale will be subject to outstanding and unpaid taxes, street improvements, easements and covenants appearing of record.
George B. Nalley Jr. and Blake P. Garrett Jr., as Trustee for Blake P. Garrett Sr., Blake P. Garrett Jr., Mason Y. Garrett, Peter G. Garrett, James B. Garrett, David H. Garrett, David T. Garrett, Stewart H. Garrett, Mary G. McDannald, W. Gordon Garrett and Preston E. Garrett under written agreement dated August 28, 1979, Attorney-in-Fact for Casa Madre Partnership Limited
Blasingame, Burch, Garrard, Bryant & Ashley, P.C.
440 College Avenue North
Athens, Georgia 30601
(706) 354-4000
(JA5,12,19,26B/510 8000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Under and by virtue of the Power of Sale contained in a Security Deed given by Michael S. Jones and Jean M. Jones to FT Mortgage Companies, dba HomeBanc Mortgage Corporation, dated September 16, 1996, recorded in Deed Book 15-X, Page 349, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of Sixty Four Thousand Nine Hundred & No/100 Dollars ($64,900.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in February, 2000, the following described property:
See Exhibit "A" attached hereto and made a part hereof
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given.)
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Michael S. Jones and Jean M. Jones or a tenant or tenants and said property is more commonly known as 105 Sanford Drive, Nicholson, GA 30565.
FT Mortgage Companies, as Attorney-in-Fact for Michael S. Jones and Jean M. Jones
Stanley H. McCalla
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
56 Perimeter Center East, N.E., Fifth Floor
Atlanta, Georgia 30346
(770) 729-8875
SHM/sdd 2/1/00
Our file no. 5249799-1-26223
The law firm is acting as a debt collector attempting to collect a debt. Any information obtained will be used for that purpose.
Exhibit "A"
All that tract or parcel of land situate, lying and being in the 253rd District, G.M., Jackson County, Georgia encompassing 0.311 acre, more or less, as shown on a Plat of Survey entitled "Michael S. Jones," prepared by Paul & Evans, certified by Thomas R. Paul, Georgia Registered Surveyor No. 2474, dated August 20, 1996, and being of record in the Office of the Clerk of the Superior Court for Jackson County, Georgia in Plat Book 48, Page 217, which said plat and the recording thereof are by reference incorporated herein for a more complete and detailed description.
(JA5,12,19,26B/930 5000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Under and by virtue of the Power of Sale contained in a Security Deed given by Mary Sue Gaither Grimes, fka Mary Sue Gaither to Precedent Mortgage Company, dated October 26, 1998, recorded in Deed Book 18-O, Page 769, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of Fifty One Thousand & No/100 Dollars ($51,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in February, 2000, the following described property:
See Exhibit "A" attached hereto and made a part hereof
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given.)
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Mary Sue Gaither Grimes, fka Mary Sue Gaither or a tenant or tenants and said property is more commonly known as 403 Duncan Circle, Commerce, GA 30529.
Precedent Mortgage Company, as Attorney-in-Fact for Mary Sue Gaither Grimes, fka Mary Sue Gaither
Stanley H. McCalla
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
56 Perimeter Center East, N.E., Fifth Floor
Atlanta, Georgia 30346
(770) 453-8599
SHM/adp 2/1/00
Our file no. 5904299-3-01289
The law firm is acting as a debt collector attempting to collect a debt. Any information obtained will be used for that purpose.
Exhibit "A"
All that tract or parcel of land situate, lying and being in the City of Commerce, Jackson County, Georgia, and being that rectangular parcel of land more particularly described as follows: Beginning at an iron pin on the southerly right of way of Cords Place, said iron pin being 105 feet from the intersection of the centerline of Pigeons Trail and Cords Place as measured along the southerly right of way of Cords Place; running thence along the southerly right of way of Cords Place south 62 degrees 44 minutes east 18.0 feet to a point; running thence south 30 degrees 34 minutes west 92.1 feet to an iron pin; running thence north 64 degrees 10 minutes west 18 feet to an iron pin; running thence north 30 degrees 34 minutes east 92.6 feet to the beginning point. The above described property is a portion of that property shown according to a plat entitled "Survey for Mary Sue Varnum Gaither," dated April 14, 1977, by Clelland A. Tyson, registered Surveyor, said plat being recorded in Plat Book 15, Page 27, Jackson County, Georgia Records. Said survey and reference thereto are incorporated herein as a part of the description.
(JA5,12,19,26B/930 6000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Under and by virtue of the Power of Sale contained in the following described instrument (hereinafter referred to as the "Security Deed"):
Security Deed from Lawrence Joyce and Belinda Joyce to TMS Mortgage, Inc., dba The Money Store, dated December 10, 1998, and recorded in Deed Book 20-G, Page 270, and re-recorded in Deed Book 20-J, Page 698, Jackson County Records,
conveying the after-described property to secure a Note in the original principal amount of Eighty Thousand Four Hundred Fifty & No/100 Dollars ($80,450.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in February, 2000, the following described property:
See Exhibit "A" attached hereto and made a part hereof
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given.)
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Lawrence Joyce and Belinda Joyce or a tenant or tenants and said property is more commonly known as 347 Trotters Ridge Road, Jefferson, Georgia 30549.
TMS Mortgage, Inc., dba The Money Store, as Attorney-in-Fact for Lawrence Joyce and Belinda Joyce
Stanley H. McCalla
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
56 Perimeter Center East, N.E., Fifth Floor
Atlanta, Georgia 30346
(770) 729-8875
SHM/adp 2/1/00
Our file no. 5456599-3-29204
The law firm is acting as a debt collector attempting to collect a debt. Any information obtained will be used for that purpose.
Exhibit "A"
All that tract or parcel of land and all improvements thereon, lying and being in the City of Arcade, the County of Jackson, the State of Georgia, Farms(s) #47 in Trotter's Ridge Farms Subdivision as shown on Plat Book 46, Page 114, Clerk's Office, Jackson County Superior Court, to which reference is hereby made for a more complete description and containing 2.56 acres.
(JA5,12,19,26B/930 5000)

Notice
Georgia, Jackson County Probate Court
Anita B. Crosby has petitioned to be appointed Administrator of the estate of Joyce M. Burns, deceased, of said County. The petitioner has also applied for waiver of bond and/or grant of certain powers contained in O.C.G.A. §53-12-232. All interested parties are hereby notified to show cause why said petition should not be granted. All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed with the court on or before February 7, 2000. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.
Margaret Deadwyler, Judge of the Probate Court
By: Helen Gunnels, Clerk of the Probate Court
(JA5,12,19,26B/498 2000)

Notice
Probate Court of
Jackson County
Re: Petition of Annie Laura El to Probate In Solemn Form the Will of Don H. El, Deceased, Upon Which an Order for Service was Granted by this Court on December 7, 1999
To: Lenora Harris El and the Children of Don El Jr. and Isaac H. Harris and all and singular the heirs of said decedent, and to whom it may concern:
This is to notify you to file objection, if there is any, to the above referenced petition, in this Court on or before February 7, 2000.
Be Notified Further: All objections to the petition must be in writing, setting forth the grounds of any such objections. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.
Witness, the Honorable Margaret Deadwyler, Judge
By: Helen Gunnels, Clerk, Probate Court of Jackson County
(JA5,12,19,26B/498 2000)

Citation
In the Probate Court for
the County of Jackson
State of Georgia
In Re: Estate of Mattie Sorrow Howington, Deceased.
Case Number 5378
The Petition of Douglas Howington and Charlie Smith, Co-Administrators of the Estate of Mattie Sorrow Howington, Deceased, having been filed, praying that they be allowed as the Co-Administrators of said Estate to borrow a sufficient sum of money to pay for taxes, survey costs, appraisal costs, expenses of administration, realtor fees if necessary, the cost of a commercial bond, and attorney's fees due by said Estate to the various individuals named in the Petition, and that they be allowed to bind said Estate by the execution of a promissory note and other security instruments and pledging the property of said estate therefor, this is to cite all parties interested to be and appear before me on the 7th day of February, 2000, at 10:00 a.m., to show cause, if any they can, why the prayers of said Petition should not be granted.
This 21st day of December, 1999.
Margaret Deadwyler, Judge, Jackson County Probate Court
(JA5,12,19,26B/498 2000)

Divorce Notice
In the Superior Court of Jackson County
State of Georgia
Ricky Junior Faulkner, Plaintiff, vs. Bambi Ray Buntel Allen Faulkner, Defendant.
Civil Action File No. X99-CV-1211
Action for Divorce
To: Bambi Ray Buntel Allen Faulkner, Defendant, 38 Banks Road, Jefferson, Georgia 30549
By order of the Court for service by publication dated December 29, 1999, you are hereby notified that on the 29th of December, 1999, Ricky Junior Faulkner filed suit against you for divorce. You are required to file with the Clerk of the Superior Court, and to serve upon Plaintiff's Attorney, Leonard C. Lewellen, P.O. Box 635, Jefferson, Georgia, 30549, an answer in writing within sixty (60) days of December 29, 1999.
Witness, the Honorable Reba Parks, Clerk of Jackson County Superior Court.
This 29th day of December, 1999.
Reba Parks, Clerk, Jackson County Superior Court
(JA12,19,26,FE2P4)

Notice
Probate Court of
Jackson County
L. Lawrence Todd has petitioned to be appointed Administrator of the estate of Gertrude Ester Todd, deceased, of said County. The petitioner has also applied for waiver of bond and/or grant of certain powers contained in O.C.G.A. §53-12-232. All interested parties are hereby notified to show cause why said petition should not be granted. All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed with the court on or before February 7, 2000. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.
Margaret Deadwyler, Judge of the Probate Court
By: Helen Gunnels, Clerk of the Probate Court
(JA12,19,26,FE2P4)
Notice
Georgia, Jackson County Probate Court
The petition of Linda Kay Bell Arnold, for a year's support from the estate of Ronald Lawrence Arnold, deceased, for decedent's surviving spouse, having been duly filed, all interested persons are hereby notified to show cause, if any they have, on or before February 7, 2000, why said petition should not be granted.
All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed on or before the time stated in the preceding sentence. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.
Witness, the Honorable Margaret Deadwyler, Judge
By: Helen Gunnels, Clerk, Probate Court of Jackson County
(JA12,19,26,FE2B/498 2000)

Pace Estate
Notice to Debtors
and Creditors
In re: Estate of Gilbert Pace, deceased,
All creditors of the estate of Gilbert Pace, deceased, late of Jackson County, are hereby notified to render their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment to me.
This 12 day of January, 2000.
Michael Pace
Administrator of the Estate of Gilbert Pace, deceased
(JA19,26,FE2,9P4)

Notice to Dissolve Corporation
Notice of Intent to Voluntarily Dissolve a Corporation
Notice is given that a notice of intent to dissolve Northeast Ga. Land Company Inc., a Georgia corporation with its registered office at 568 Highway 82 South, Jefferson, Ga. 30549, will be delivered to the Secretary of State for filing in accordance with O.C.G.A. section 14-2-1403.1 of the Georgia Business Corporation Code.
(JA19,26P2)

Notice to Dissolve Corporation
Notice of Intent to Voluntarily Dissolve a Corporation
Notice is given that a notice of intent to dissolve Greater Jackson County Development Company, Inc., a Georgia corporation with its registered office at 568 Highway 82 South, Jefferson, GA 30549, will be delivered to the Secretary of State for filing in accordance with O.C.G.A. section 14-2-1403.1 of the Georgia Business Corporation Code.
(JA19,26P2)

Inc. Notice
Notice is given that Articles of Incorporation which will incorporate The Panzon/Sanchez Group, Inc., have been delivered to the Secretary of State for filing in accordance with the Georgia Business Corporation Code. The initial registered office of the corporation is located at 1394 Broadway Avenue, Braselton, Georgia 30517, and its initial registered agent at such address is Anthony J. Mastandrea.
(JA19,26P2)

Inc. Notice
Notice is given that the Articles of Incorporation which incorporates Waverly Realty Management & Investment Company Inc., have been delivered to the Secretary of State for filing in accordance with the Georgia Business Corporation Code. The initial registered office of the corporation is located at #24 West Castle View Drive, Braselton, GA 30517, and its initial registered agent at such address is Tarsha S. Terrell.
(JA19,26P2)
Inc. Notice
Notice of Incorporation
Notice is given that Articles of Incorporation that will incorporate Creekstone Associates, Inc., have been delivered to the Secretary of State for filing in accordance with the Georgia Business Corporation Code. The initial registered office of the corporation is located at 8383 Highway 53, Braselton, GA 30517, and its initial registered agent at such address is Russell E. Smith.
(JA19,26P2)

Inc. Notice
Notice of Incorporation
Notice is given that Articles of Incorporation that will incorporate AJ Construction Cleaning, Inc., have been delivered to the Secretary of State for filing in accordance with the Georgia Business Corporation Code. The initial registered office of the corporation is located at 80 Jacob Drive, Hoschton, Georgia 30548, and its initial registered agent at such address is Alvino Juarez.
(JA19,26P2)

Inc. Notice
Notice is given that Articles of Incorporation which will incorporate Beatty Properties, Inc., will be delivered to the Secretary of State for filing in accordance with the Georgia Business Corporation Code. The initial registered office of the corporation will be located at 1712 Storey Lane, Jefferson, Georgia 30549, and its initial registered agent is Michael A. Beatty.
(JA19,26P2)

Inc. Notice
Notice of Intent
to Incorporate
Notice is given that Articles of Incorporation which will incorporate Ed Naughtin Consultants, Inc. will be delivered to the Secretary of State for filing in accordance with the Georgia Business Code (O.C.G.A. Section 14-2-201.1). The initial registered office of the corporation will be located at 6096 Hwy. 124 West, Hoschton, Ga. 30548, and its initial registered agent at such address is Edward G. Naughtin.
(JA19,26P2)

Public Notice
Public Notification
Failure to Adequately Sample for Total Coliform
Water System Name: Jefferson
County: Jackson
Date of Release: January 18, 2000
Contact Person: Mike Arnold
Phone: (706) 367-5644
Mailing Address: 147 Athens Street, Jefferson, GA 30549
Violation: The Jefferson water system failed to collect the required number of microbiological (Coliform) samples with 0 of 4 required samples collected during the compliance period 09/01/1999 to 09/30/1999.
The Georgia Department of Natural Resources, Rules for Safe Drinking Water establish the minimum number of drinking water samples to be analyzed by each public water system. The public has no assurance of safe drinking water when the supplier fails to monitor the drinking water quality. This violation does not pose a threat to the quality of the water supplied. Residents should not be alarmed and do not need to seek alternative water supplies. The supplier is taking corrective actions to insure that an adequate sampling program will be maintained.
Any questions should be directed to the contact person listed above.
(JA26B/175 2000)

Notice
The Annual Report for the His Forever Ministries is available at the address below for inspection during business hours by any citizen who requests to see them within 180 days after date of publication.
His Forever Ministries, 193 Lindsay Lane, Jefferson, Georgia 30549, John P. Lindsay, CEO.
(JA26B/292 1000)

Notice
For Discharge from Office
and all Liability
Probate Court of
Jackson County
Re: Petition of Ava Bonnie Brown for Discharge as Executrix of the Estate of Quenton Lamar Brown, Deceased.
To: all and singular the heirs of said decedent, the beneficiaries under the purported will, and to whom it may concern:
This is to notify you to file objection, if there is any, to the above referenced petition, in this Court on or before February 7, 2000
Be Notified Further: All objections to the petition must be in writing, setting forth the grounds of any such objections. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.
Witness, the Hon. Margaret Deadwyler, Judge
By: Helen Gunnels, Clerk, Probate Court of Jackson County
(JA26B/498 2000)

Trade Name
Trade Name Registration
Notice of Publication
Notice is hereby given that the business operated at 9920 Highway 334, Nicholson, Jackson County, Georgia 30565, in the trade name of Brandon's Farm is owned and carried on by Farris Paul Carithers, whose address is 9920 Highway 334, Nicholson, Jackson County, Georgia 30565, and the statement relating thereto required by §10-1-490, O.C.G.A., 1982 as amended has been filed with the Clerk of the Superior Court of Jackson County, Georgia.
Brandon's Farm
By: Farris Paul Carithers, Owner
(JA26,FE2P2)

Inc. Notice
Notice of Intent to Incorporate
Notice is given that Articles of Incorporation which will incorporate Piedmont Casa, Inc., will be delivered to the Secretary of State for filing in accordance with the Georgia Business Corporation Code. The initial registered office of the corporation will be located at Attn: Superior Court, 85 Washington Street, Jefferson, Georgia 30549, and its initial registered agent at such address is Brian C. Carmony.
(JA26,FE2B/887 2000)