January 10, 2001

1998 Building Permits / 1999 Building Permits
1998 Property Transactions / 1999 Property Transactions

The legal notices posted on this site are for reference only. Only the legal notices published in the legal organ newspaper of this county (The Jackson Herald) are official per O.C.G.A. sec. 9-13-140, et seq.

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Notice of Sale
Notice of Sale Under Power
in Deed to Secure Debt
Georgia, Jackson County
Because of the default in the payment of the indebtedness secured by a Deed to Secure Debt executed by Walter Lawson and Laura L. Lawson to First Federal Savings Bank of Georgia, dated June 18, 1992, recorded in Deed Book 12-L, Page 679, of the records of the Clerk of the Superior Court of Jackson County, Georgia, Main Street Bank as successor in Interest to First Federal Savings Bank of Georgia, pursuant to said deed and the note thereby secured has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed will on the first Tuesday in February, 2001, during the legal hours of sale at the Courthouse door in Jackson County, Georgia, sell at public outcry to the highest bidder for cash the property described in said deed, to-wit:
All that tract or parcel of land lying and being in the 1765th GM District of Jackson County, Georgia, being Lot 21, Block C of the Vineyards Subdivision, Phase I, as per plat recorded in Plat Book, 29, Page 25, of Jackson County Records, which plat is incorporated herein and made a part hereof by reference.
The above-described real estate is more commonly known as 483 Chardonnay Trace, Braselton, Georgia.
The sale will be subject to any unpaid taxes and other assessments which may be liens against the property. Notice has been given of the intention to collect attorney's fees in accordance with the terms of the note and Deed to Secure Debt. Said property will be sold as the property of Walter J. Lawson and Laura L. Lawson and the proceeds will be applied to the payment of said indebtedness, the expenses and costs of sale, including attorney's fees. Any remaining proceeds will be applied pursuant to said deed and the laws of the State of Georgia.
The undersigned will execute a deed to the purchaser at said sale as provided for in the aforementioned Deed to Secure Debt. Said sale will divest all the right, title and interest of the maker thereof of said property and shall vest said title in the purchaser at said sale.
Main Street Bank, as Attorney-in-Fact for Walter J. Lawson and Laura L. Lawson
Russell, Stell, Smith & McLocklin, P.C.
Attorneys for Main Street Bank
98 North Broad Street
P.O. Box 644
Winder, Georgia 30680
(770) 867-7431
This law firm is acting as a debt collector attempting to collect a debt. Any information obtained will be used for that purpose.
(JA10,17,24,31B/818 5000)

Notice of Sale
Notice of Sale Under Power
in Deed to Secure Debt
State of Georgia
Jackson County
Because of default in the payment of the indebtedness secured by a Deed to Secure Debt executed by James Hatfield and Connie Hatfield, Grantors, to Arcade Homes, Inc., Grantee, dated July 29, 1998, recorded in Deed Book 18-V, Page 329, in the Office of the Clerk of Superior Court, Jackson County, Georgia, the undersigned has declared the entire amount of said indebtedness due and payable and pursuant to the Power of Sale contained in said deed, will on the first Tuesday in February, 2001, during the legal hours of sale at the Courthouse door in Jackson County, sell at public outcry to the highest and best bidder for cash, the following described property:
All that tract or parcel of land lying and being in the 245th District, G.M., Jackson County, Georgia, containing 4.08 acres, more or less, and designated as Lot 13 (2.47 acres) and Lot 12 (1.61 acres), as shown on that plat of survey for Woodland Heights, prepared by W.T. Dunahoo and Associates, Surveyors, dated January 28, 1997, and recorded in the Office of the Clerk of Superior Court, Jackson County, Georgia, in Plat Book 46, Page 253. Said plat, as recorded, is hereby incorporated by reference for a more detailed description of said property. Subject to existing easements for public roads and utilities now in use.
The sale will be held subject to any outstanding and unpaid taxes and/or easements and/or restrictive covenants appearing of record.
Notice has been given of intention to collect attorney's fees in accordance with the terms of the note secured by said Deed. Said property will be sold as the property of James Hatfield and Connie Hatfield, and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said Deed, the undersigned will execute a deed to the purchaser at said sale as provided in the aforementioned Deed to Secure Debt.
Arcade Homes, as Attorney-in-Fact for James Hatfield and Connie Hatfield
Wanda Barnett David
P.O. Box 99
Jefferson, Georgia 30549
(706) 367-8030
(JA10,17,24,31B/783 4000)

Notice of Sale
Notice of Sale Under Power
in Deed to Secure Debt
State of Georgia
Jackson County
Because of default in the payment of the indebtedness secured by a Deed to Secure Debt executed by Jerry L. Clark and Melissa L. Clark, Grantors, to Arcade Homes, Inc., Grantee, dated May 13, 2000, recorded in Deed Book 21-L, Page 196, in the Office of the Clerk of Superior Court, Jackson County, Georgia, the undersigned has declared the entire amount of said indebtedness due and payable and pursuant to the Power of Sale contained in said deed, will on the first Tuesday in February, 2001, during the legal hours of sale at the Courthouse door in Jackson County, sell at public outcry to the highest and best bidder for cash, the following described property:
All that tract or parcel of land lying and being in the 245th District, G.M., Jackson County, Georgia, in the Town of Jefferson, containing 1.00 acre, more or less, and being designated as Lot 45A as shown on that plat of survey of White Oak Subdivision, prepared by W.T. Dunahoo & Associates, Inc., Surveyors, dated September 26, 1998, and recorded in the Office of the Clerk of the Superior Court of Jackson County, Georgia in Plat Book 53, Page 93. Said plat, as recorded, is hereby incorporated by reference for a more detailed description of said property. Subject to existing easements for public roads and utilities now in use.
Includes a 1984 Springfield Mobile Home, Manufacturer's ID Number GBICS91084.
The sale will be held subject to any outstanding and unpaid taxes and/or easements and/or restrictive covenants appearing of record.
Notice has been given of intention to collect attorney's fees in accordance with the terms of the note secured by said Deed. Said property will be sold as the property of Jerry L. Clark and Melissa L. Clark, and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said Deed, the undersigned will execute a deed to the purchaser at said sale as provided in the aforementioned Deed to Secure Debt.
Arcade Homes, Inc., as Attorney-in-Fact for Jerry L. Clark and Melissa L. Clark
Wanda Barnett David
P.O. Box 99
Jefferson, Georgia 30549
(706) 367-8030
(JA10,17,24,31B/783 4000)
Notice of Sale
Notice of Sale Under Power
in Deed to Secure Debt
State of Georgia
County of Jackson
Because of default in the payment of the indebtedness secured by a Deed to Secure Debt executed by Evelyn N. Passmore, Grantor, to W.C. Hamilton, Grantee, dated August 24, 1991, recorded in Deed Book 11-Y, Page 261, and by Transferred and Assignment to Michael E. Hamilton, dated September 18, 1998, and recorded in Deed Book 18-R, Page 198, in the Office of the Clerk of Superior Court, Jackson County, Georgia, the undersigned has declared the entire amount of said indebtedness due and payable and pursuant to the Power of Sale contained in said deed, will on the first Tuesday in February, 2001, during the legal hours of sale at the Courthouse door in Jackson County, sell at public outcry to the highest and best bidder for cash, the following described property:
All that tract or parcel of land lying and being in the 455th District, G.M., Jackson County, Georgia, being Lot No. 133, Section 2, of Pleasant Acres Subdivision, as per plat recorded in Plat Book 9, Page 200, Office of the Clerk of Superior Court of Jackson County, Georgia, said plat being incorporated herein by reference. For a more detailed description of said lot, reference is hereby made to said plat as recorded.
The sale will be held subject to any outstanding and unpaid taxes and/or easements and/or restrictive covenants appearing of record.
Notice has been given of intention to collect attorney's fees in accordance with the terms of the note secured by said Deed. Said property will be sold as the property of Evelyn N. Passmore, and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said Deed, the undersigned will execute a deed to the purchaser at said sale as provided in the aforementioned Deed to Secure Debt.
Michael E. Hamilton, as Attorney-in-Fact for Evelyn N. Passmore
Wanda Barnett David
P.O. Box 99
Jefferson, Georgia 30549
(706) 367-8030
(JA10,17,24,31B/783 4000)

Notice of Sale
Notice of Sale Under Power Contained in Security Deed
State of Georgia,
County of Jackson
Pursuant to a Power of Sale contained in a certain Security Deed executed by Johnny M. Baughcum, Jr. and Cynthia L. Baughcum, hereinafter referred to as Grantor, with the singular including the plural, to Unity Mortgage Corp. recorded in Deed Book 10-T, beginning at Page 330, of the deed records of the Clerk of the Superior Court of the aforesaid state and county, and by virtue of a default in the payment of the debt secured by said Security Deed, the undersigned Attorney-in-Fact for the aforesaid Grantor (which Attorney-in-Fact is the present holder of said Security Deed and note secured thereby) will sell before the door of the Courthouse in said county within the legal hours of sale, for cash, to the highest bidder on the first Tuesday in February, 2001, the property which, as of the time of the execution of said Security Deed, was described as set forth in the attached Exhibit "A." Said sale will be made subject to the following items which may affect the title to said property: All restrictive covenants, easements and rights-of-way appearing of record, if any; all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; all outstanding and/or unpaid taxes which may be liens upon the property; all outstanding or unpaid bills and assessments for street improvements, curbing, garbage, water, sewage and public utilities which may be liens upon said property. To the best of the undersigned's knowledge and belief, the party in possession of the property is believed to be Johnny M. Baughcum, Jr. and Cynthia L. Baughcum.
MidFirst Bank, Successor to MidFirst Bank, State Savings Bank, as Transferee and Assignee, as Attorney-in-Fact for the aforesaid Grantor
Raymond S. Martin
Attorney at Law
990 Hammond Drive
Suite 800
One Lakeside Commons
Atlanta, Georgia 30328
(770) 392-0041
This law firm is attempting to collect the debt described in this advertisement, and any information obtained will be used for that purpose.
Exhibit "A"
All that tract or parcel of land, together with all improvements thereon, lying and being in the Miller District (GMD 455) of Jackson County, Georgia, on the southerly side of Holly Springs Road, according to plat of survey prepared for "Johnny M. Baughcum Jr. and Cynthia L. Baughcum" by American Land Surveyors, dated May 31, 1989, a copy of said plat being recorded in Plat Book 32, Page 23, in the Clerk's Office of the Superior Court of Jackson County, Georgia; said plat and the record thereof being incorporated herein by reference for a full and complete description.
(JA10,17,24,31B/372 5000)

Notice of Sale
Notice of Sale Under Power
By virtue of the power contained in a Deed to Secure Debt executed and delivered by Sara M. Hensley to Community Bank and Trust, dated July 14, 1998, and recorded in Deed Book 18-D, Pages 551-554, Office of the Clerk of Superior Court of Jackson County, Georgia; which Deed to Secure Debt was supplemented by a Supplemental Security Deed and Additional Loan Agreement dated September 27, 2000, and recorded in Deed Book 22-B, Page 219, Office of the Clerk of Superior Court of Jackson County, Georgia, securing sums in the original principal amount of $54,000.00, in addition to interest accruing, there will be sold at public outcry to the highest bidder for cash, before the Courthouse door in Jackson County, Georgia, by the undersigned, acting as Attorney-in-Fact for the said Sara M. Hensley, as provided in said Deed to Secure Debt, between the hours of 10:00 a.m. and 4:00 p.m. Eastern Time, on the first Tuesday in February 2001, to-wit: February 6, 2001:
All that tract or parcel of land lying and being in the 245th District G.M., Jackson County, Georgia, and in the City of Jefferson, being identified as Lot 5, Block C, of the Southworth Bryan Subdivision, more particularly shown on a survey of the same recorded in Plat Book 10, Page 73, Jackson County Records, which plat is incorporated herein by reference for a more complete description.
The debt secured by said Deed to Secure Debt and Supplemental Security Deed and Additional Loan Agreement, being in default, said powers contained therein will be exercised and the land will be sold as property of Sara M. Hensley, by the undersigned, as Attorney-in-Fact for the said Sara M. Hensley.
Said property shall be sold subject to any and all outstanding easements and rights-of-ways, restrictions of record, if any, and to all unpaid taxes and assessments.
The proceeds from said sale will be applied to the payment of the above-styled indebtedness, the expenses of the procedure, attorney's fees (notice as required in Sec. 13-1-11, O.C.G.A., 1982, as amended, having been sent as required), and the balance, if any, shall be applied as provided in said Deed to Secure Debt and Supplemental Security Deed and Additional Loan Agreement. Proper conveyance will be made to the purchaser at the said sale by the undersigned acting as Attorney-in-Fact for the said Sara M. Hensley.
To the best knowledge, information, and belief of Community Bank and Trust, the premises are currently occupied by Sara M. Hensley.
Pursuant to the Fair Debt Collection Practices Act, it is required that the following is stated: "This document is an attempt to collect a debt and any information obtained will be used for that purpose." [15 U.S.C. Section 1692e(11).]
This 26th day of December, 2000.
Community Bank and Trust
By: Elton Collins, President, as Attorney-in-Fact for Sara M. Hensley
Gregory M. Perry
Attorney at Law
P.O. Box 299
Commerce, Georgia 30529
(706) 335-3500
(JA10,17,24,31P4)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Under and by virtue of the power of sale contained in Deed to Secure Debt given by George Gonzalez and Iris Gonzalez, to H. Dorsey Guthrie, dated June 20, 1994, recorded in Deed Book 13-Z, at Page 387, Jackson County, Georgia Records, there will be sold by the undersigned at public outcry to the highest bidder for cash before the courthouse door in Jackson County, Georgia, within the legal hours of sale on the first Tuesday in February, 2001, the following described property:
All that tract or parcel of land lying and being in the 428th and 455th G.M.D. Jackson County, Georgia, designated as Lot 37 containing 5.39 acres, more or less, as shown on plat and survey of W.T. Dunahoo and Associates, Inc., Surveyors, dated May 6, 1994, recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia, in Plat Book 42, at Page 109. Together with a twenty foot ingress-egress easement from Forest Lakes Road to the above described tract. For a more detailed description, reference is hereby made to said plat as recorded. Subject to existing easements and rights-of-way for public roads and utilities now in use. Also subject to Protective Covenants for Forest Lakes Unit Three as recorded in Jackson County Records.
Said Deed to Secure Debt having been given to secure a note of even date in the original principal amount of $24,000.00 with interest from date at the rate as specified therein.
The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the note and Deed to Secure Debt. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney's fees (notice of intent to collect attorney's fees having been given).
To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property known as 545 Forest Lakes Drive, Pendergrass, Georgia are: George Gonzalez and Iris Gonzalez or tenant or tenants.
Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Security Deed first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc.
H. Dorsey Guthrie, as Attorney-in-Fact for George Gonzalez and Iris Gonzalez
Ronald K. Hopkins
Davidson, Hopkins & Booth, P.C.
P.O. Drawer 429
Jefferson, Georgia 30549
(JA10,17,24,31B/251 5000)

Notice of Sale
Notice of Sale Under Power
in Deed to Secure Debt
Under and by virtue of the power of sale contained in a certain Deed to Secure Debt executed by Lum Pardue and Ken Holbert to William F. Paine, Trustee of RMC Plan, dated July 14, 1995, recorded at Deed Book 14-U, Page 424, Jackson County, Georgia Records, there will be sold at public outcry by William F. Paine, Trustee of RMC Plan, before the courthouse in Jackson County, Georgia, as Attorney-in-Fact for the makers on the first Tuesday in February, 2001, during the legal hours of sale to the highest bidder for cash the following property to-wit:
All that tract or parcel of land situate, lying and being in the 255th G.M.D., Jackson County, Georgia, containing 10.197 acres, more or less, as shown on a plat and survey for John W. Reese by George E. Ingram, dated January 21, 1991, and being recorded in the Office of the Clerk of the Superior Court of Jackson County, Georgia, in Plat Book 40, Page 4. For a more detailed description to said tract, reference is hereby made to said plat as recorded. Subject to existing easements and rights of way for public roads and utilities now in use.
Reference: Lots 10, 11 and 12, Block "B", 0.84 acres, more or less; Tract 2, Block "B", 3.10 acres, more or less; Tract 3, Block "B", 6.4 acres, more or less, shown at Plat Book MM, Page 460, Jackson County Georgia Records.
The debt being secured by said Deed to Secure Debt being in default, and William F. Paine, Trustee of RMC Plan, as holder thereof having declared the balance of the indebtedness due and payable, this sale shall be made for the purpose of paying the same and the proceeds thereof will be applied to the payment of said indebtedness and all charges and expenses in connection with the foreclosure and the balance, if any, to be applied as provided by law.
The William F. Paine, Trustee of RMC Plan, has forwarded the Notice required by O.C.G.A. Section 44-14-162.2;
The sale will be subject to any outstanding and unpaid taxes, street improvements, easements and restrictive covenants appearing of record.
This notice constitutes an attempt to collect a debt.
William F. Paine, Trustee of RMC Plan, as Attorney-in-Fact for Lum Pardue and Ken Holbert
J. Glenn Brown
Attorney at Law
385 Hawthorne Lane
Suite 200
Athens, Georgia 30606
(JA10,17,24,31INV)

Public Hearing
The Jackson County Planning Commission will hold public hearings on Thursday, January 25, 2001, at 7:00 p.m. at the Jackson County Administrative Building on the following matters:
Jackson County
1. #RZ-01-01 David Wilson to rezone property (54.85 acres) on New Kings Bridge Road from A-R to R-1 for the purpose of 41 site built home lots.
2. #RZ-01-02 Billy Norris to rezone property (62.8 acres) on Hwy. 332 from A-2 to R-1 for the purpose of 48 site built home lots.
3. #RZ-01-03 Lamar Majors to rezone property (5.0 acres) at 327 Galilee Church Road from A-3 to I-1 for the purpose of an office/warehouse.
4. #RZ-01-04 Larry Sam Thurmond to rezone property (2.40 acres) on Hwy. 82 Spur and I-85 from A-2 to B-2 for the purpose of two self-storage warehouses.
5. #RZ-01-05 Wendell Butler to rezone property (81.20 acres) on Hwy. 60 from A-2 to R-1 for the purpose of 81 site built home lots.
6. #RZ-01-06 Diane Dicker to rezone property (135.47 acres) on Hwy. 346 (additional phase of the Falls of Stockton Farms) from A-2 to A-R for the purpose of 60 site built home lots.
7. #RZ-01-07 Select Brokers, Inc. to rezone property (52.5 acres) at 8142 Jackson Trail Road from A-2 to R-1 for the purpose of 42 site built home lots.
8. #RZ-01-08 Richard E. Matthews to rezone property (6.153 acres) on Mark Dodd Road from A-2 to A-R for the purpose of four site built home lots.
Jefferson
1. #RZ-01-09 Gary W. Black to rezone property (6 acres) at Storey Lane and Hwy. 129 from R-3 to C-1 for the purpose of a trade association office facility.
New Business
1. Proposed Amendments to Jackson County Subdivision Regulations
Re: Preliminary Plat (review and approval)
Change Section 5.31
A major subdivision plat may be submitted to the Planning and Development office at any time along with a completed application form and the appropriate fees as established by the Board of Commissioners.
Change Section 5.32
Seven copies clearly and legibly drawn to a scale of not more than two hundred (200) feet to one (1) inch on paper.
Delete Section 5.33 in its entirety
Delete and combine section 5.36 and 5.37 as follows:
1. A completed application form requesting review and approval of a preliminary plat.
2. Seven (7) copies, clearly and legibly drawn to a scale of not less than two hundred (200) feet to one (1) inch, of the preliminary plat. Said plats may be submitted to the office of Planning and Development at any time along with the appropriate fees as established by the Board of Commissioners. The director shall review the preliminary plat for conformity to the approved zoning, as well as completion of the items listed in Section 5.41. Said review and findings of compliance shall be completed within twenty (20) working days.
(Complete applications, plats and texts are available for review in the Planning and Development Office during regular office hours. All interested persons are invited to attend. The recommendations of the Planning Commission will be addressed at a public hearing at the Jackson County Board of Commissioners work session on February 5, 2001, at 7 p.m. and the voting session on February 19, 2001, at 7 p.m., and the Jefferson City Council meeting on February 12, 2001, at 6 p.m.)
(JA10,17B/485 7000)

Public Notice
The Town of Braselton will hold a public hearing on Monday, January 29, 2001, at 3:00 p.m. on the following requests:
00-1100 - Request rezoning of 61.9 acres located on Highway 211 at Thompson Mill Road. Currently zoned PCFD. Requested zoning is C-2 with commercial office, retail space and multi-family dwellings planned.
00-1200 - Request for annexation and rezoning from unincorporated area of Barrow and Jackson Counties. 196 total acres located on Interstate 85 and on Charlie Smith Road. Currently zoned Agriculture. Requested zoning is M-1, Manufacturing and Light Industrial.
The Town Council will meet at 7:00 p.m. on Monday, February 12, 2001, in regular session to vote on the request.
(JA10,17B/171 2000)

Notice
State of Georgia
Jackson County
M-00-CV-1399
Notice is hereby given that Claud Pardue filed a Petition of Quia Timet Against All The World to the Superior Court of said County on the 28th day of December 2000, and Notice is hereby given to any interested or affected party or parties to be and appear in said matter, in the said Court, on or before 10 a.m., on the 8th day of February, 2001. You are required to file with the Clerk of the Superior Court of Jackson County, and to serve upon the Petitioner's attorney, Scott R. Tolbert of the Law Firm of Tolbert & Elrod, Attorneys at Law, 62 Washington Street, Jefferson, Georgia 30549.
This 28th day of December, 2000.
Reba Parks, Clerk of Court, Jackson County
(JA10,17,24,31B/344 2000)

Notice
Georgia, Jackson County Probate Court
Shelia S. Martin has petitioned to be appointed Administrator of the estate of Helen L. McKinney, deceased, of said County. The petitioner has also applied for waiver of bond and/or grant of certain powers contained in O.C.G.A. §53-12-232. All interested parties are hereby notified to show cause why said petition should not be granted. All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed with the court on or before February 5, 2001. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.
Margaret Deadwyler, Judge of the Probate Court
By: Helen Gunnels, Clerk of the Probate Court
(JA10,17,24,31B/498 2000)

Notice
Georgia, Jackson County Probate Court
Oliver Lee has petitioned for Betty L. Hargrove to be appointed Administrator of the estate of Albert Lelon Hargrove, deceased, of said County. The petitioner has also applied for waiver of bond and/or grant of certain powers contained in O.C.G.A. §53-12-232. All interested parties are hereby notified to show cause why said petition should not be granted. All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed with the court on or before February 5, 2001. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.
Margaret Deadwyler, Judge of the Probate Court
By: Helen Gunnels, Clerk of the Probate Court
(JA10,17,24,31B/498 2000)

Notice
Georgia, Jackson County Probate Court
Lucy Hagy has petitioned to be appointed Administrator of the estate of Elizabeth Beard Dobbs, deceased, of said County. The petitioner has also applied for waiver of bond and/or grant of certain powers contained in O.C.G.A. §53-12-232. All interested parties are hereby notified to show cause why said petition should not be granted. All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed with the court on or before February 5, 2001. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.
Margaret Deadwyler, Judge of the Probate Court
By: Helen Gunnels, Clerk of the Probate Court
(JA10,17,24,31B/498 2000)

Notice
Georgia, Jackson County Probate Court
Ruby Pressley has petitioned to be appointed Administrator of the estate of Johnny Edward Marsingill, deceased, of said County. The petitioner has also applied for waiver of bond and/or grant of certain powers contained in O.C.G.A. §53-12-232. All interested parties are hereby notified to show cause why said petition should not be granted. All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed with the court on or before February 5, 2001. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.
Margaret Deadwyler, Judge of the Probate Court
By: Helen Gunnels, Clerk of the Probate Court
(JA10,17,24,31B/498 2000)

Notice
Georgia, Jackson County Probate Court
Ruby Pressley has petitioned to be appointed Administrator of the estate of Ruby Dean Marsingill, deceased, of said County. The petitioner has also applied for waiver of bond and/or grant of certain powers contained in O.C.G.A. §53-12-232. All interested parties are hereby notified to show cause why said petition should not be granted. All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed with the court on or before February 5, 2001. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.
Margaret Deadwyler, Judge of the Probate Court
By: Helen Gunnels, Clerk of the Probate Court
(JA10,17,24,31B/498 2000)

Citation
Probate Court of
Jackson County
In the Matter of Sarah Elizabeth Dewey, Minor
Re: Petition of Nancy Smith for Appointment as Temporary Guardian of the Person
To: Bert Douglas Dewey
All objections to the Petition described above must be in writing, setting forth the grounds of any such objections, and must be filed with this Court no later than the close of business 14 days after this notice is mailed or 10 days after this notice is first published or served by the sheriff upon the recipient, whichever is later.
This 2nd day of January, 2001.
Witness, the Honorable Margaret Deadwyler
By: Helen Gunnels, Clerk, Probate Court
(JA10,17B/498 1000)

Inc. Notice
Notice of Intent
to Incorporate
Notice is given that Articles of Incorporation, which will incorporate Talmo Construction, Inc., will be delivered to the Secretary of State for filing in accordance with the Georgia Business Corporation Code. The initial registered office of the corporation will be located at 558 Main Street, Talmo, Jackson County, Georgia 30575. The initial registered agent of the corporation at such address shall be Wayne Miller.
David H. Robertson
D.H. Robertson & Associates, P.C.
2154 Fountain Square
Snellville, GA 30078
(770) 736-5182
(JA10,17P2)Notice of Sale
Notice of Sale Under Power
By virtue of the Power of Sale contained in a Deed to Secure Debt by Joseph Steven Hodges to Parkway Mortgage, Inc., dated March 24, 1998, and filed for record April 6, 1998 in Deed Book 17-S, Page 66, Jackson County, Georgia Records, and securing a Note in the original principal amount of $40,600.00; last transferred to The Chase Manhattan Bank, as Trustee of IMC Home Equity Loan Trust 1998-3 Under the Pooling and Servicing Agreement dated as of June 1, 1998 by Assignment filed for record September 22, 2000, in Deed Book 212, Page 567, Jackson County, Georgia Records, there will be sold at public outcry for cash to the highest bidder before the Courthouse door of Jackson County, Georgia, between the legal hours of sale on the first Tuesday in February, 2001, by The Chase Manhattan Bank, as Trustee of IMC Home Equity Loan Trust, as Attorney-in-Fact for Joseph Steven Hodges, the following property to-wit:
All that tract or parcel of land shown on Exhibit "A" attached hereto and made a part hereof.
The above described property is also known as 143 Park Street, Commerce, Georgia 30529.
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney's fees (notice of intention to collect attorney's fees having been given).
The property will be sold as the property of the aforesaid grantor subject to the following: all prior restrictive covenants, easements, rights-of-way, security deeds, or encumbrances of record; all valid zoning ordinances; matters which would be disclosed by an accurate survey of the property or by any inspection of the property; all outstanding taxes, assessments, unpaid bills, charges, and expenses that are a lien against the property whether due and payable or not yet due and payable.
To the best of the undersigned's knowledge and belief, possession of the subject property is held by Joseph Steven Hodges.
The Chase Manhattan Bank, as Trustee of IMC Home Equity Loan Trust, as Attorney-in-Fact for Joseph Steven Hodges
Shuping, Morse & Ross, LLP
By: S. Andrew Shuping, Jr.
6259 Riverdale Road
Suite 100
Riverdale, Georgia 30274-1698
(770) 991-0000
This law firm is attempting to collect a debt. Any information obtained will be used for that purpose.
Exhibit "A"
All that tract or parcel of land lying and being in the City of Commerce, Jackson County, Georgia, more particularly described as Lot No. 11 as shown and delineated according to plat of survey for E.E. Ruffin by H.L. Dunahoo, Surveyor, dated January 11, 1957, and recorded in the Office of the Clerk of the Superior Court of Jackson County, Georgia in Plat Book 3, Page 185, which said plat and the record thereof are by reference incorporated herein. Less ten (10) feet of frontage which has been encroached upon and is now a part of Park Street. Being the same property as described in Warranty Deed dated March 19, 1966, from Howard E. Saxon to Annie Sue N. Saxon, recorded in Deed Book 4-W, Page 354, Jackson County, Georgia Records.
(JA10,17,24,31B/119 6000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of a Power of Sale contained in that certain Security Deed from Bernard Kirk and Sandra Kirk to Option One Mortgage Corporation, dated October 1, 1999, recorded in Deed Book 20-I, Page 48, Jackson County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of Sixty-Two Thousand Fifty and 00/100 Dollars ($62,050.00) with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Wells Fargo Bank, Minnesota, National Association, FKA Norwest Bank Minnesota, National Association, as Trustee, for the registered Holders of Option One Mortgage Loan Trust 1999-C, Asset-Backed Certificates, Series 1999-C, without recourse, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in February 2001, the following described property:
All that tract or parcel of land lying and being in the 455th District, G.M. Jackson County, Georgia, being Lot No. 134 of Section 2 of Pleasant Acres Subdivision, as per plat recorded in Plat Book 9, Page 200, Office of the Clerk of Superior Court of Jackson County, Georgia, said plat being incorporated herein by reference, for a more detailed description to said lot.
Said property is commonly known as 153 Hickory Way, Maysville, GA 30558.
The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorney's fees, and all other payments provided for under the terms of the Security Deed and Note.
Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Bernard Kirk and Sandra Kirk or tenant(s).
Wells Fargo Bank Minnesota, National Association, FKA Norwest Bank Minnesota, National Association, as Trustee, for the Registered Holders of Option One Mortgage Loan Trust 1999-C, Asset-Backed Certificates, Series 1999-C, Without Recourse, as Attorney-in-Fact for Bernard Kirk and Sandra Kirk
Contact: Jennifer D. Raack (Ext. 150)
Morris, Schneider & Prior, L.L.C.
3300 N.E. Expressway, Suite 8B
Atlanta, Georgia 30341
(770) 234-9181
MSP File No. 226.009815\jdr
This law firm is attempting to collect a debt. Any information obtained will be used for that purpose.
(JA10,17,24,31B/815 6000)
Public Notice
The original location and designation of the Jackson County Water and Sewerage Authority's improvements to the Texfi Sewerage Treatment Plant and Sewerage Collection and Pumping System Project located in GMD 245 and 248 of Jackson County, Georgia, was determined by Resolution of the Jackson County Water and Sewerage Authority on December 7, 2000. A plat or map of the Texfi Sewerage Treatment Plant and Sewerage Collection and Pumping System showing the exact date of the original location by Resolution is on file at the Jackson County Water and Sewerage Authority's offices, and any interested party may obtain a copy of the same by writing to the Jackson County Water and Sewerage Authority, 117 Martin Luther King Avenue, Jefferson, Georgia 30549, and paying a nominal cost therefore.
(DC20,27,JA3,10B/492 2000)

Loggins Estate
Notice to Debtors and Creditors
State of Georgia
County of Jackson
In Re: Estate of Fred W. Loggins Sr., Deceased
All creditors of the estate of Fred W. Loggins Sr., deceased, late of Jackson County, Georgia, are hereby notified to render their demands to the undersigned according to the law and all persons indebted to said estate are required to make immediate payment to me.
This 18th day of December, 2000.
Don Loggins and Fred Loggins Jr., Executors of the estate of Fred W. Loggins Sr., Deceased
1321 Staghorn Tr.
Nicholson, GA 30565
(DC27,JA3,10,17P4)

Notice
Georgia, Jackson County Probate Court
Victor C. Vizaro has petitioned to be appointed administrator of the estate of Joyce Eleanor Carver, deceased, of said county. (The petitioner has also applied for waiver of bond and/or grant of certain powers contained in O.C.G.A. 53-12-232). All interested parties are hereby notified to show cause why said petition should not be granted. All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed with the court on or before Feb. 5, 2001. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.
Margaret Deadwyler
Judge of the Probate Court
By: Helen Gunnels
Clerk of the Probate Court
(JA3,10,17,24B/498 2000)

Notice to Contractors
Sealed bids will be received by the Upper Oconee Basin Water Authority in the office of the Northeast Georgia Regional Development Center, 305 Research Drive, Athens, Georgia 30610 until 2:00 p.m. legal local time, Tuesday, January 16, 2001 for:
Rip Rap and Storm Drainage of Berm at Bear Creek Reservoir Removal of Debris within Conservation Easement of Bear Creek Reservoir (Alternate #1)
The work includes but is not limited to: Placement of rip rap along the reservoir side of the Bear Creek Reservoir containment berm (approximately 1650 ft. long) located on the south side of Highway 330 in Jackson County, Georgia. The rip rap will be placed from elevation 692 or natural ground, whichever is higher, to elevation 704; installation of 3 each 36" concrete pipes under Highway 330; An alternate for removal of debris within the Bear Creek Reservoir Conservation Easement will also be included.
Bids received after the stated time will not be accepted.
At 2:00 p.m. local time on the above date, the bids will be publicly opened and read aloud.
The Bid must be submitted in duplicate and will include:
1. Completed Bid Form
2. Bid Bond, Certified Check or Cashier's Check
3. Corporate Certificate
4. Oath of Successful Bidder
5. List of Subcontractors
Bidding Documents are available for viewing at the Northeast Georgia Regional Development Center at the address shown above. A complete set of plans and documents may be purchased for $75.00 (nonrefundable) from:
Moreland Altobelli Associates
2195 Highway 330
Bogart, GA 30266
Phone (770) 725-8015
Please call prior to picking up plans.
Questions regarding the bid are not to be discussed with MAAI, the Upper Oconee Basin Water Authority or the Northeast Georgia Regional Development Center employees but should be faxed to the Engineer (MAAI), (770) 725-8015, Attention: Russell Small, Project Manager.
(DC20,27,JA3,10P4)

Notice of Summons
In the Juvenile Court for
the County of Barrow
State of Georgia
In the Matter Of: M.E.M., A Child, Sex: Female; DOB: 05-01-90; Age: 10; and R.L.M., A Child, Sex: Male; DOB: 06-05-91; Age: 9
Petition #007-00J-696, 697
Petition to Terminate Parental Rights and Place Custody with the Georgia Department of Human Resources, Acting Through the Barrow County Department of Family and Children Services
To: Elizabeth (Parker) Mask, 2968 Echols Road, Cumming, Georgia 30041, Willie Lewis Mask, 51 Main Street, Hoschton, Georgia 30548
You are hereby notified that the above styled action seeking to terminate your parental rights and place custody of said children with the Georgia Department of Human Resources, acting through the Barrow County Department of Family and Children Services, was filed in said Court on December 7, 2000, and that by reason of Order for Service by Publication entered by the Court on December 7, 2000, you are hereby commanded and required to file with the Clerk of said Court and serve upon John R. Laseter, Attorney for Petitioner, whose address is P.O. Box 1054, 216 N. Midland Avenue, Monroe, Georgia 30655 an answer to the petition within 60 (sixty) days of the date of the Order for Service by Publication. Copy of petition is attached to this summons or, if this summons is served by publication, can be obtained from the Clerk of this Court during business hours. Final hearing in this matter is scheduled for 9:00 o'clock a.m. on the 23rd day of March, 2001, in the Juvenile Courtroom, Barrow County Courthouse, Winder, Georgia.
This is a summons requiring you to be in Court. If you fail to come to Court as required, you may be held in Contempt of Court and punished accordingly.
Now, therefore, you the party named above, are commanded to be and appear on the date(s) and time(s) stated herein and to remain in attendance from hour to hour, day to day, month to month, year to year, and time to time, as said case may be continued, and until discharged by the Court, and you are commanded to lay any and all other business aside and to be and appear before the Juvenile Couråt of Barrow County, Georgia, located at Barrow County Courthouse, Winder, Georgia on the date(s) and time(s) specified in this summons, and you the said parent, guardian or legal custodian are likewise hereby commanded to be and appear with the aforesaid children in said Court at the time(s) and place(s) herein stated, each of you then and there to make defense thereto and to show cause why the said children and all parties named herein should not be dealt with according to the provisions of law.
In accordance with O.C.G.A. §15-11-96(b) you are hereby notified that this proceeding and the hearing(s) specified herein is for the purpose of terminating your parental rights.
READ CAREFULLY
This Summons requires you to be present at a formal hearing in the Juvenile Court.
The children or other parties involved may be represented by a lawyer at all stages of these proceedings.
If you want a lawyer, you may choose and hire your own lawyer. If you want to hire a lawyer, please contact your lawyer immediately.
If you want a lawyer but are not able to hire a lawyer without undue financial hardship, you may ask for a lawyer to be appointed to represent you. The Court would inquire into your financial circumstances and if the Court finds you to be financially unable to hire a lawyer, then a lawyer will be appointed to represent you.
If you want a lawyer appointed to represent you, you must let the Court or the officer of this Court handling this case know that you want a lawyer immediately.
Witness, the Honorable Kevin Guidry, Judge Pro Tempore, Judge of said Court.
This 7th day of December, 2000.
Martha B. Skinner, Deputy Clerk, Juvenile Court, Barrow County, Georgia
(DC20,27,JA3,10INV)

Notice of Sale
Notice of Sale Under Power
State of Georgia
County of Jackson
Because of a default in the payment of the indebtedness secured by a Security Deed executed by Carma Debuhr to Norwest Mortgage, Inc., dated March 3, 2000, and recorded in Deed Book 207, Page 708, Jackson County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Federal Home Loan Bank, by Assignment, securing a Note in the original principal amount of $98,190.00; the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, February 6, 2001, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:
All that tract or parcel of land, situate, lying and being in the 255th District, G.M., Jackson County, Georgia, encompassing 0.322 acres, more or less, designated as Lot 10, Block B, Section 1 of Highland Estates, as shown on a plat of survey entitled "Survey for Carma Debuhr," prepared by Paul & Evans Land Surveying, Inc., certified by Thomas R. Paul, Georgia Registered Surveyor No. 2474, dated February 15, 2000, and being of record in the Office of the Clerk of the Superior Court for Jackson County, Georgia in Plat Book 56, Page 69, which said plat and the recording thereof are by reference incorporated herein for a more complete and detailed description.
Said property is known as 119 Katie Lane, Commerce, Georgia 30529, together with all fixtures and personal property attached to and constituting a part of said property, if any.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.
Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed.
Said property will be sold as the property of Carma Debuhr, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Carma Debuhr, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.
Federal Home Loan Bank, as Attorney-in-Fact for Carma Debuhr
File No. 00-3750
L.J. Swertfeger, Jr.
Shapiro & Swertfeger
Attorneys and Counselors at Law
3300 Northeast Expressway
Suite 5-C
Atlanta, Georgia 30341-3941
(770) 220-2730/ks
The law firm is acting as a debt collector. Any information obtained will be used for that purpose.
(JA10,17,24,31INV)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Under and by virtue of the Power of Sale contained in a Security Deed given by Sharon Williamson to United Mortgage Investors, Inc., dated September 17, 1999, recorded in Deed Book 20-G, Page 749, Jackson County, Georgia Records, as last transferred to Chase Manhattan Mortgage Corporation by assignment to be recorded in the Office of the Clerk of the Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of One Hundred Twelve Thousand Fifty & No/100 Dollars ($112,050.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in February, 2001, the following described property:
See Exhibit "A" attached hereto and made a part hereof
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given.)
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Sharon Williamson or a tenant or tenants and said property is more commonly known as 1136 Hoods Mill Road, Commerce, GA 30529.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.
Chase Manhattan Mortgage Corporation, as Attorney-in-Fact for Sharon Williamson
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, GA 30076
www.foreclosurehotline.net
DDP/emk 2/6/01
Our file no. 5384300-FT3
This law firm is acting as a debt collector attempting to collect a debt. Any information obtained will be used for that purpose.
Exhibit "A"
All that tract or parcel of land lying and being in the 255th (Minish) District, G.M., Jackson County, Georgia, being known and designated as Lot 1, containing 1.663 acres, as shown on "Final Plat for Timothy Brooks," prepared by Venable and Associates, Inc., Georgia, Registered Surveyor No. 1761, as per plat recorded in Plat Book 60, Page 250, Jackson County, Georgia Records, which plat is incorporated herein by reference and made a part hereof.
(JA10,17,24,31B/930 6000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Under and by virtue of the Power of Sale contained in a Security Deed given by Robert S. Morgan to Bank South Mortgage, Inc., dated January 25, 1996, recorded in Deed Book __, Page __, Jackson County, Georgia Records, as last transferred to BA Mortgage, LLC by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of Seventy-Seven Thousand and & 0/100 Dollars ($77,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in February, 2001, the following described property:
See Exhibit "A" attached hereto and made a part hereof
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given.)
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Robert S. Morgan or a tenant or tenants and said property is more commonly known as 1281 Bob Mann Road, Maysville, GA 30558.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.
BA Mortgage, LLC, as Attorney-in-Fact for Robert S. Morgan
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
DDP/clb 2/6/01
Our file no. BANY-00-00010-FT7
This law firm is acting as a debt collector attempting to collect a debt. Any information obtained will be used for that purpose.
Exhibit "A"
All that tract or parcel of land lying and being in the 465th District, G.M., Jackson County, Georgia, containing 15.00 acres, more or less, and designated as Tract No. 5 on that plat and survey for Robert S. Morgan and Peggy Y. Morgan, prepared by Slate Associates, dated September 23, 1994, as revised June 23, 1994, as revised June 1, 1995, and recorded in Plat Book 45, Page 186, Jackson County records, which plat is hereby referred to and made a part of this description.
(JA10,17,24,31B/930 6000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Under and by virtue of the Power of Sale contained in a Security Deed given by Dragomir Bobeanu and Aurelia Bobeanu to Norwest Mortgage, Inc., dated January 29, 1997, recorded in Deed Book 16-9, Page 676, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of Ninety-Seven Thousand and & 0/100 Dollars ($97,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in February, 2001, the following described property:
See Exhibit "A" attached hereto and made a part hereof
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given.)
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Dragomir Bobeanu and Aurelia Bobeanu or a tenant or tenants and said property is more commonly known as 46 Siding Lane, Jefferson, GA 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.
Wells Fargo Home Mortgage, Inc., fka Norwest Mortgage, Inc., as Attorney-in-Fact for Dragomir Bobeanu and Aurelia Bobeanu
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
DDP/clb 2/6/01
Our file no. NORB-00-00045-FT7
This law firm is acting as a debt collector attempting to collect a debt. Any information obtained will be used for that purpose.
Exhibit "A"
All that tract or parcel of land lying and being in the 245 G.M.D., City of Jefferson, Jackson County, Georgia, containing 0.72 acre, more or less, designated as Lot 22 as shown on plat and survey for Holder's Mill, prepared by Venable and Associates, Inc., Registered surveyors, dated January 1994, revised March 22, 1994, further revised June 17, 1994, and recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia, in Plat Book 42, at Page 132. Said plat, as recorded, is hereby referenced for a more detailed description of said property. Subject to existing easements and rights of way for public roads and utilities now in use. Also subject to Restrictive Covenants for Holder's Mill Subdivision as recorded in Deed Book 14-A, at Page 326, as amended and recorded in Deed Book 14-D, at Pages 716-747, Jackson County Records.
(JA10,17,24,31B/930 6000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Under and by virtue of the Power of Sale contained in a Security Deed given by David Todd and Laura K. Todd to Mortgage Electronic Registration System, Inc. (MERS), dated October 15, 1999, recorded in Deed Book 20-S, Page 784, Jackson County, Georgia Records, as last transferred to Crescent Mortgage Services, Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of One Hundred Thousand and & 0/100 Dollars ($100,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in February, 2001, the following described property:
See Exhibit "A" attached hereto and made a part hereof
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given.)
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is David Todd and Laura K. Todd or a tenant or tenants and said property is more commonly known as 107 Bluebird Lane, Jefferson, GA 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.
Crescent Mortgage Services, as Attorney-in-Fact for David Todd and Laura K. Todd
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
DDP/anl 2/6/01
Our file no. CREC-00-00001-FT7
This law firm is acting as a debt collector attempting to collect a debt. Any information obtained will be used for that purpose.
Exhibit "A"
All that tract or parcel of land lying and being in the 245th G.M.D, City of Jefferson, Jackson County, Georgia, and being designated as Lot 10, Block B, as shown on that plat and survey for Academy Woods Subdivision prepared by Cornerstone Land Surveying, Registered Surveyor, dated April 25, 1997, and recorded in Plat Book 50, Page 10. Said plat, as recorded, is hereby referenced for a more detailed description of said property. Subject to existing easements and rights of way for public roads and utilities now in use.
(JA10,17,24,31B/930 6000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Under and by virtue of the Power of Sale contained in a Security Deed given by James Shook to ContiMortgage Corporation, dated August 13, 1999, recorded in Deed Book 20-B, Page 53, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of Ninety-Two Thousand and & 0/100 Dollars ($92,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in February, 2001, the following described property:
See Exhibit "A" attached hereto and made a part hereof
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given.)
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is James Shook or a tenant or tenants and said property is more commonly known as 354 Oak Crest Lane, Pendergrass, GA 30567.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.
U.S. Bank National Association, as Trustee under the Pooling and Servicing Agreement, dated as of May 1, 2000, among Financial Asset Securities Corp., as depositor, Greenwich Financial Products, Inc., as seller, Litton Loan Servicing LP, as servicer, and U.S. Bank National Association, as trustee, Soundview Home Equity Loan Asset-Backed Certificates, Series 2001-1, without recourse, as Attorney-in-Fact for James Shook
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
DDP/sid 2/6/01
Our file no. LITT-00-00021-FT2
This law firm is acting as a debt collector attempting to collect a debt. Any information obtained will be used for that purpose.
Exhibit "A"
All that tract or parcel of land lying and being in the 455th (Miller's) District, G.M., Jackson County, Georgia, being designated as Lot 20 of Section I in Rancho North Subdivision, according to plat and survey of said subdivision recorded in Plat Book 6, Page 378.
(JA10,17,24,31B/930 6000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Under and by virtue of the Power of Sale contained in a Security Deed given by Alan W. Wilson and Susan A. Wilson to Sunshine Mortgage Corporation, dated December 30, 1997, recorded in Deed Book 16-U, Page 184, Jackson County, Georgia Records, as last transferred to The First National Bank of Chicago, as Trustee by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of Ninety-Eight Thousand Four Hundred Sixty and & 0/100 Dollars ($98,460.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in February, 2001, the following described property:
See Exhibit "A" attached hereto and made a part hereof
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given.)
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Alan W. Wilson and Susan A. Wilson or a tenant or tenants and said property is more commonly known as 175 Becca's Drive, Hoschton, Georgia 30548.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.
Bank One National Association, as Trustee, f/k/a The First National Bank of Chicago, as Trustee, as Attorney-in-Fact for Alan W. Wilson and Susan A. Wilson
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
DDP/jkb 2/6/01
Our file no. 5618100-FT4
This law firm is acting as a debt collector attempting to collect a debt. Any information obtained will be used for that purpose.
Exhibit "A"
All that tract or parcel of land lying and being in GMD 248, Jackson County, Georgia, and being Lot 14 of Becca's Walk Subdivision, as per plat recorded in Plat Book 46, Page 82, Jackson County, Georgia Records, which plat is hereby referred to and made a part hereof by reference.
(JA10,17,24,31B/930 6000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Under and by virtue of the Power of Sale contained in a Security Deed given by Jennifer Simoes and Robbie Lee to Regions Mortgage, Inc., dated April 22, 1997, recorded in Deed Book 16-O, Page 544, Jackson County, Georgia Records, as last transferred to Regions Bank by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of Eighty-One Thousand Four Hundred Fifty and 0/100 Dollars ($81,450.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in February, 2001, the following described property:
See Exhibit "A" attached hereto and made a part hereof
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given.)
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Jennifer Simoes and Robbie Lee or a tenant or tenants and said property is more commonly known as 4433 Fountain Drive, Gillsville, GA 30543.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.
Regions Bank, as Attorney-in-Fact for Jennifer Simoes and Robbie Lee
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
DDP/sdd 2/6/01
Our file no. 5698200-FT1
This law firm is acting as a debt collector attempting to collect a debt. Any information obtained will be used for that purpose.
Exhibit "A"
All that tract or parcel of land lying and being in G.M.D. 1691, Talmo District, Jackson County, Georgia, being Lot 6, Fountain Springs Subdivision, and being more particularly described as follows:
Beginning at a point on the Northeasterly right-of-way of Fountain Drive (a 60-foot right-of-way), which point is situated 1257.84 feet, as measured along said right-of-way, from its intersection with the right-of-way of Harmony Church Road; thence departing said right-of-way north 50-40-10 east 323.54 feet to a point; thence south 39-07-28 east 263.65 feet to a point; thence south 64-24-49 west 2.58 feet to a point; thence south 26-08-40 west 10.32 feet to a point; thence south 72-32-06 west 18.70 feet to a point; thence north 59-23-14 west 27.99 feet to a point; thence south 79-12-23 west 38.67 feet to a point; thence south 33-20-18 west 31.25 feet to a point; thence north 89-29-30 west 78.20 feet to a point; thence south 89-12-00 west 27.50 feet to a point; thence south 47-14-05 west 38.47 feet to a point; thence south 63-33-55 west 42.21 feet to a point; thence south 57-27-48 west 17.56 feet to a point; thence south 56-15-44 west 28.18 feet to a point on said right-of-way of Fountain Drive; thence following the curvature of said right-of-way, in a generally northwesterly direction, 150.00 feet to the point of beginning, as shown on plat of survey for Judy C. McCallister, by David W. Lynah, GA. R.L.S. No. 1845, dated April 3, 1992, last revised June 22, 1992, which plat is incorporated herein by reference and made a part hereof.
(JA10,17,24,31B/930 8000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of a Power of Sale contained in that certain Security Deed from Randall W. Edge to HomeBanc Mortgage Corporation, dated June 1, 1995, recorded in Deed Book 14-R, Page 572, Jackson County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of Fifty-Nine Thousand Nine Hundred Fifty and 00/100 Dollars ($59,950.00) with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to NationsBanc Mortgage Corporation, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in February 2001, the following described property:
All that tract or parcel of land situate, lying and being in 455th District, G.M., Jackson County, Georgia, designated as Lots 33 and 34 of Pleasant Acres Subdivision, Section One, as shown on a plat survey entitled "Closing Plat for Randall W. Edge," prepared by W.T. Dunahoo and Associates, Inc., certified by W.T. Dunahoo, Georgia Registered Surveyor No. 1577, dated May 10, 1995, and being of record in the Office of the Clerk of the Superior Court for Jackson County, Georgia, in Plat Book 45, Page 180, which said plat and the recording thereof are by reference incorporated herein for a more complete and detailed description.
Also conveyed is a 1981 Artcraft Patriot Mobile Home Manufacture's ID Number PA302957A & B which is located on subject property and has been converted to real estate.
Said property is commonly known as 31 Pine Tree Circle, Maysville, GA 30558.
The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorney's fees, and all other payments provided for under the terms of the Security Deed and Note.
Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Randall W. Edge or tenant(s).
BA Mortgage, L.L.C. (A Wholly Owned Subsidiary of Bank of America, N.A.) Successor in Interest by Merger of NationsBanc Mortgage Corporation, as Attorney-in-Fact for Randall W. Edge
Contact: Amy C. Saliba (Ext. 117)
Morris, Schneider & Prior, L.L.C.
3300 N.E. Expressway, Suite 8B
Atlanta, Georgia 30341
(770) 234-9181
MSP File No. 158.975958\acs
This law firm is attempting to collect a debt. Any information obtained will be used for that purpose.
(JA10,17,24,31B/815 6000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of a Power of Sale contained in that certain Security Deed from Wade J. Thurmond and Kathy Thurmond to Option One Mortgage Corporation, dated September 20, 1999, recorded in Deed Book 20-H, Page 497, Jackson County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of Forty-Four Thousand and 00/100 Dollars ($44,000.00) with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Wells Fargo Minnesota, National Association, f/k/a Norwest Bank Minnesota, National Association, as Trustee, for the registered Holders of Option One Mortgage Loan Trust 1999-C, Asset-Backed Certificates, Series 1999-C, without recourse, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in February 2001, the following described property:
All that tract or parcel of land lying and being in the 1747th District, G.M., Jackson County, Georgia, and containing 1.0 acres, more or less, as shown by plat and survey of W.T. Dunahoo & Associates, Surveyors, dated December 24, 1974, and being recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia, in Plat Book 9, Page 285, Bounded, according to said plat, on the North by Georgia Highway #330, on the East and South by lands of Claude Thurmond and on the West by lands of Larry McCane. For a more detailed description to said tract, reference is hereby made to said plat as recorded.
Said property is commonly known as 3431 Highway 330, Statham, GA 30666.
The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorney's fees, and all other payments provided for under the terms of the Security Deed and Note.
Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Wade J. Thurmond and Kathy Thurmond or tenant(s).
Wells Fargo Minnesota, National Association, F/K/A Norwest Bank Minnesota, National Association, as Trustee, for the Registered Holders of Option One Mortgage Loan Trust 1999-C, Asset-Backed Certificates, Series 1999-C, Without Recourse, as Attorney-in-Fact for Wade J. Thurmond and Kathy Thurmond
Contact: Jennifer D. Raack (Ext. 150)
Morris, Schneider & Prior, L.L.C.
3300 N.E. Expressway, Suite 8B
Atlanta, Georgia 30341
(770) 234-9181
MSP File No. 226.009865\jdr
This law firm is attempting to collect a debt. Any information obtained will be used for that purpose.
(JA10,17,24,31B/815 6000)Inc. Notice
Notice of Incorporation
Notice is given that Articles of Incorporation which will incorporate "Commerce Drywall & Tool Supply Inc." have been delivered to the Secretary of State for filing in accordance with the Georgia Business Corporation Code (O.C.G.A. 4-2-201.1). The initial registered office of the corporation is located at 214 South Main Street, Maysville, Jackson County, Georgia 30558, and its initial registered agent at such address is Gary N. Freeman.
(JA3,10P2)

Inc. Notice
Notice of Incorporation
Notice is given that Articles of Incorporation that will incorporate Covenant Faith World Outreach Church have been delivered to the Secretary of State for filing in accordance with Georgia Nonprofit Corporation Code. The initial registered office of the corporation is located at 3700 Brockton Road, Jefferson, GA 30549, and its initial registered agent at such address is Jason Gratehouse.
(JA3,10P2)

Inc. Notice
Notice is given that Articles of Incorporation, which will incorporate Andrew L. Halderman, Inc., have been delivered to the Secretary of State for filing in accordance with the Georgia Business Corporation Code. The initial registered office of the corporation is located at 310 Briarwood Court, Hoschton, Georgia, and the registered agent at such address is Andrew L. Halderman.
(JA3,10P2)

Wiggins Estate
All creditors of the estate of Jane N. Wiggins, late of Jackson County, deceased, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment.
This 12th day of December, 2000.
C. Albert Wiggins, Thomas B. Wiggins, and Rebecca W. Quackenbush, Executors of the Estate of Jane N. Wiggins
Howard & Scott
M. Randall Scott
1934-B N. Druid Hills Rd.
Atlanta, Georgia 30319
(404) 636-9135
(DC20,27,JA3,10P4)

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