June 13, 2001

The legal notices posted on this site are for reference only. Only the legal notices published in the legal organ newspaper of this county (The Jackson Herald) are official per O.C.G.A. sec. 9-13-140, et seq.

Wiley Estate
Notice to Debtors
and Creditors
State of Georgia
County of Jackson
In Re: Estate of Hugh Terrell Wiley
All creditors of the Estate of Hugh Terrell Wiley, deceased, late of Jackson County, Georgia, are hereby notified to render their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment to the undersigned.
This 17th day of May, 2001.
Susan Lynn Wiley, Executrix of the Estate of Hugh Terrell Wiley, Deceased
7285 Hwy. 53
Braselton, GA 30517
(MY23,30,JU6,13P4)

Ivie Estate
Notice to Debtors
and Creditors
State of Georgia
Jackson County
In Re: Estate of John Kelly Ivie, Deceased
All creditors of the estate of John Kelly Ivie, deceased, late of Jackson County, are hereby notified to render their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment to me.
This 17th day of May, 2001.
Kelly Ivie Woodham, Executor of the Estate of John K. Ivie, Deceased
(MY23,30,JU6,13P4)

Public Notice
The Town of Braselton will hold a public hearing on June 20, 2001, at 4:00 p.m. on the following request:
01-500
Amended request for annexation and rezoning from Strickland River Farms, LLC of 214 acres located in unincorporated Barrow and Gwinnett Counties on the Northside quadrant of the crossroads of Highway 211 and Liberty Church, a.k.a. Thompson Mill Road. Currently zoned Agriculture. Requested zoning is PUD with a mixed-use residential and commercial community planned.
(MY30,JU6,13B/171 1000)

Notice
In the Superior Court
of Jackson County
State of Georgia
In Re: Petition of Robert Sanders and Judy Sanders for the Termination of Parental Rights of John Keith Teal and Petition for Adoption of John Anthony Teal
Notice of Summons
To: John Keith Teal
You are hereby notified that a Petition for Termination of your Parental Rights to the above-named child has been filed in this Court by the Petitioners, who are the physical custodians of the child. You may obtain a copy of the Petition from the Clerk of this Court, Jackson County Superior Court, P.O. Box 7, Jefferson, Georgia 30549, during regular business hours, or a free copy will be mailed to you at your request.
You are hereby notified that a hearing for the purpose of terminating your parental rights will be held by the Court in Jackson County Superior Court, 85 Washington Street, Jefferson, Georgia, on the 7th day of August, 2001, at 9:00 a.m. at which time you should make your objections known.
The relief being sought by the Petitioners is to terminate your parental rights. An order terminating the parental rights of a parent is without limit as to duration and terminates all of his or her rights and obligations with respect to the child and all rights and obligations of the child to the parent arising from the parental relations, including the rights of inheritance. A parent is not thereafter entitled to notice of proceedings for the adoption of the child by another nor has he or she any right to object to the adoption or otherwise participate in the proceedings.
You have the right to be represented by an attorney.
In the exercise of the Court's discretion and the interest of the child, the child need not be brought before the Court at the hearing.
Witness, the Honorable Robert W. Adamson, Judge of the Superior Court of Jackson County.
This 18th day of May, 2001.
By: Reba Parks, Clerk of Court
(MY30,JU6,13,20P4)

Notice
In the Superior Court
of Jackson County
State of Georgia
In Re: Petition of Marcus Wayne Carter, Step-parent, For the Adoption of Claudia Alexis Dawn Ramsey, Date of Birth - January 12, 1996, 5 years old, A Minor Female Child.
Civil Action File No. 01-08
Notice of Summons
To Whom It May Concern and Theodore J. Clark, biological father of the minor child, Claudia Alexis Dawn Ramsey.
You are hereby notified that the above-styled action which seeks the termination of the parental rights of Theodore J. Clark, as to the minor child, Claudia Alexis Dawn Ramsey, was filed against you in said Court on May 24th, 2001. A copy of the petition may be obtained by the child's parents, legal guardians, lawful custodian, and the person presently having physical custody of the child at the Jackson County Courthouse in Jefferson, Georgia, in the Office of the Clerk of Court. By reason of an Order for Service by Publication entered by the Court on May 22nd, 2001, you are hereby COMMANDED AND REQUIRED to appear before the Superior Court of Jackson County, Georgia, in Jefferson, Georgia, on August 6th, 2001, at 9:30 o'clock a.m. The effect of the termination Order requested shall be to terminate the parental rights and obligations of Theodore J. Clark, biological father, with respect to the minor child, Claudia Alexis Dawn Ramsey, and of the child to him arising out of the parental relationship, including rights of inheritance.
Further, be advised that the biological father of the minor child, reputedly Theodore J. Clark, shall lose any and all rights to said minor child and will neither receive notice nor be entitled to object to the adoption of the minor child unless, within 30 days of receipt of such notice, he files a petition to legitimate the minor child pursuant to O.C.G.A. Section 19-7-22; and notice of the filing of said Petition to Legitimate with the Court in which the above-styled petition is pending, and to the person who provided such notice to the father, to-wit: Paula O'Neal Free, Post Office Box 494, Jefferson, Georgia 30549.
Witness, the Honorable T. Penn McWhorter, Judge of said Court.
This the 22nd day of May, 2001.
T. Penn McWhorter, Judge
Superior Court of Jackson County
(MY30,JU6,13P3)

Name Change
State of Georgia
County of Jackson
Notice is hereby given that Christopher Russell Laskey, the undersigned, filed his petition to the Superior Court of Jackson County, Georgia, on the 24th day of May, 2001, praying for a change in the name of petitioner from Christopher Russell Laskey to Christopher Deklan Laskey. Notice is hereby given pursuant to law to any interested or affected party to appear in said Court and to file objections to such name change. Objections must be filed with said Court within 30 days of the filing of said petition.
This 24th day of May, 2001.
Christopher Russell Laskey
(MY30,JU6,13,20P4)

McGinnis Estate
Notice to Debtors
and Creditors
State of Georgia
Jackson County
In Re: Estate of James Michael McGinnis, Deceased
All creditors of the estate of James Michael McGinnis, deceased, late of Jackson County, are hereby notified to render their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment to me.
This 24th day of May, 2001.
Dale G. McGinnis, Executor of the Estate of James Michael McGinnis, Deceased
(MY30,JU6,13,20P4)

Notice of Sale
Notice of Sale Under Power
Whereas, for value received, Venable & Associates, Inc., executed and delivered to The First National Bank of Commerce ("First Commerce"), a Deed to Secure Debt, conveying certain real estate located in Jackson County, Georgia, and said Deed to Secure Debt was recorded in the Office of the Clerk of the Superior Court of Jackson County, Georgia on October 7, 1987, in Deed Book 9-X, Pages 42, securing that certain Promissory Note in the original principal amount of Sixty-Four Thousand and 00/100 ($64,000.00), said Promissory Note having been modified by certain Modification Agreements recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia, on September 28, 1999, in Deed Book 20-F, Page 582, all being signed and executed by Venable & Associates, Inc.; and
Whereas, First Commerce is the holder of said Deed to Secure Debt and Modification Agreements; and
Whereas, the Deed to Secure Debt held by First Commerce provides that should default occur the holder may declare the entire indebtedness secured by the Deed to Secure Debt due and payable and in compliance with the Power of Sale, proceed to sell the property at public outcry; and
Whereas, First Commerce has declared all of the indebtedness secured by the Deed to Secure Debt due and payable; and
Whereas, First Commerce has forwarded the notice required by O.C.G.A. §44-14-162.2;
Now, Therefore, First Commerce, acting as aforesaid, under and in compliance with the Powers of Sale in the Deed to Secure Debt, will proceed to sell at public outcry for cash or certified funds to the highest bidder in front of the Courthouse in Jackson County, Georgia during the legal hours of sale, on the first Tuesday in July, 2001, the following described property conveyed in the said Deed to Secure Debt, to-wit:
All that tract or parcel of land lying and being in the 245th District, G.M., Jackson County, Georgia, containing 0.96 acre, more or less, as shown on plat and survey of Venable & Associates, Inc., Surveyors, dated September 22, 1987, and recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia in Plat Book 28, Page 22. Said tract is more particularly described as follows: Beginning at an iron pin located on Georgia Highway 11 and 0.65 mile from Middle Oconee River, thence from said point, north 44 degrees 40 minutes west 209.27 feet to an iron pin; thence north 45 degrees 20 minutes east 200.00 feet to an iron pin; thence south 44 degrees 40 minutes east 209.00 feet to an iron pin; thence south 45 degrees 15 minutes west 200.00 feet to an iron pin being the point of beginning. For a more detailed description to said tract, reference is hereby made to said plat as recorded. Subject to existing easements and rights of ways for public roads and utilities now in use.
The proceeds of said sale will first be applied to the payment of the indebtedness to First Commerce, other charges, and the expenses of sale, as provided in the Deed to Secure Debt to First Commerce, and the balance, if any, shall be applied or distributed as required by law.
This 17th day of May, 2001.
The First National Bank of Commerce, as Attorney-in-Fact for Venable & Associates, Inc.
Thomas H. Rogers Jr.
Blasingame, Burch, Garrard, Bryant & Ashley, P.C.
Attorneys for The First National Bank of Commerce
P.O. Box 832
Athens, GA 30603
(706) 354-4000
(JU6,13,20,27NC)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Under and by virtue of the Power of Sale contained in a Security Deed given by Richard Michael Bonanno to FT Mortgage Companies, dba HomeBanc Mortgage Corporation, dated May 29, 1998, recorded in Deed Book 17-Y, Page 692, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of Eighty-Two Thousand Eight Hundred And No/100 Dollars ($82,800.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in July, 2001, the following described property:
See Exhibit "A" Attached Hereto and Made a Part Hereof
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given.)
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Richard Bonanno or a tenant or tenants and said property is more commonly known as 328 Highland Estate Drive, Commerce, GA 30529.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.
First Horizon Home Loan Corporation, fka FT Mortgage Companies, as Attorney-in-Fact for Richard Michael Bonanno
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
DDP/jpk 7/3/01
Our file no. 5191799-FT3
The law firm is acting as a debt collector attempting to collect a debt. Any information obtained will be used for that purpose.
Exhibit "A"
All that tract or parcel of land lying and being in the 383rd District, G.M. in the City of Jackson County, Georgia designated as Lot 6, Block E, Section 2 of Highland Estates as shown on a plat and survey entitled "Survey for Richard Bonanno, as prepared by Paul & Evans Land Surveying, Inc., certified by Thomas R. Paul, Georgia Registered Surveyor No. 3474, dated May 27, 1998 and being of record in the Office of the Clerk of the Superior Court of Jackson County, Georgia in Plat Book 52, Page 169, which said plat and the recording thereof are by reference incorporated herein for a more complete and detailed description.
(JU6,13,20,27B/930 6000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Under and by virtue of the Power of Sale contained in a Security Deed given by Hubert L. Williams to The Provident Bank Inc., dated January 19, 1998, recorded in Deed Book 17-K, Page 285, Jackson County, Georgia Records, as last transferred to Bankers Trust Company of California, N.A. as Trustee by assignment to be recorded in the Office of the Clerk of the Superior Court of Jackson County, Georgia, conveying the after-described property to secure a Note in the original principal amount of Sixty-Five Thousand Six Hundred And No/100 Dollars ($65,600.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in July, 2001, the following described property:
See Exhibit "A" Attached Hereto and Made a Part Hereof
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given.)
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Hubert L. Williams or a tenant or tenants and said property is more commonly known as 864 Legg Road, Jefferson, GA 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.
Bankers Trust Company of California, N.A. as Trustee, as Attorney-in-Fact for Hubert L. Williams
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
DDP/jpk 7/3/01
Our file no. 5167700-FT3
The law firm is acting as a debt collector attempting to collect a debt. Any information obtained will be used for that purpose.
Exhibit "A"
All that tract or parcel of land lying and being in the 245th G.M.D. Jackson County, Georgia, containing 1.75 acres, more or less, as shown on plat and survey of Venable & Associates Inc., Surveyors, dated September 24, 1993, and recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia, in Plat Book 42, Page 42. For a more detailed description to said plat as recorded. Subject to existing easements and rights of way for public roads and utilities now in use.
(JU6,13,20,27B/930 6000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Under and by virtue of the Power of Sale contained in a Security Deed given by Christopher S. Cox and Christy D. Cox to Wells Fargo Home Mortgage Inc., dated August 4, 2000, recorded in Deed Book 21-T, Page 411, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of One Hundred Fifty Thousand Two Hundred Fifty And 0/100 Dollars ($150,250.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in July, 2001, the following described property:
See Exhibit "A" Attached Hereto and Made a Part Hereof
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given.)
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Christopher S. Cox and Christy D. Cox or a tenant or tenants and said property is more commonly known as 570 Cabin Creek Road, Nicholson, GA 30565.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.
Wells Fargo Home Mortgage Inc., as Attorney-in-Fact for Christopher S. Cox and Christy D. Cox
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
DDP/sap 7/3/01
Our file no. 5524501-FT7
This law firm is acting as a debt collector attempting to collect a debt. Any information obtained will be used for that purpose.
Exhibit "A"
All that tract or parcel of land lying and being in the 253rd District G.M. Jackson County, Georgia, and being that 2.238 acres, more or less, designated as Lot 6 on a Final Plat for Phase II, Cabin Creek Estates, prepared by W.T. Dunahoo, Registered Surveyor, dated January 20, 2000, recorded in Plat Book 54, Page 193, in the Office of the Clerk of the Superior Court of Jackson County, Georgia, and incorporated herein and made a part hereof by reference for a more detailed description.
(JU6,13,20,27B/930 6000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Under and by virtue of the Power of Sale contained in a Security Deed given by Lawrence J. Lindquist and Colene K. Lindquist to GHS Mortgage, LLC, d/b/a Residential Alliance, dated June 11, 1999, recorded in Deed Book 19-T, Page 164, Jackson County, Georgia Records, as last transferred to GMAC Mortgage Corporation by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of Ninety-Five Thousand Eight Hundred Fifty-One And 0/100 Dollars ($95,851.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in July, 2001, the following described property:
See Exhibit "A" Attached Hereto and Made a Part Hereof
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given.)
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Lawrence J. Lindquist and Colene K. Lindquist or a tenant or tenants and said property is more commonly known as 77 Blanc Way, Braselton, GA 30517.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.
GMAC Mortgage Corporation, as Attorney-in-Fact for Lawrence J. Lindquist and Colene K. Lindquist
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
DDP/lhn 7/3/01
Our file no. 5525601-FT5
This law firm is acting as a debt collector attempting to collect a debt. Any information obtained will be used for that purpose.
Exhibit "A"
All that tract or parcel of land lying and being in GMD 1765, Porters District, of Jackson County, Georgia, and being shown and designated as Lot 32, Block B, of the Vineyards Subdivision, Phase I, according to plat thereof recorded in Plat Book 29, Page 36, in the Clerk's Office of the Superior Court of Jackson County, Georgia; said recorded plat being incorporated herein by reference and made a part of this description.
(JU6,13,20,27B/930 6000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Under and by virtue of the Power of Sale contained in a Security Deed given by Jason M. Morris to Perimeter Mortgage Funding Corporation, dated October 30, 1997, recorded in Deed Book 17-D, Page 611, Jackson County, Georgia Records, as last transferred to Principal Residential Mortgage Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of Sixty-Seven Thousand Four Hundred Thirty-Three And 0/100 Dollars ($67,433.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in July, 2001, the following described property:
See Exhibit "A" Attached Hereto and Made a Part Hereof
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given.)
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Jason M. Morris or a tenant or tenants and said property is more commonly known as 89 Windy Hill Road, Commerce, GA 30529.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.
Principal Residential Mortgage Inc., as Attorney-in-Fact for Jason M. Morris
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
DDP/sid 7/3/01
Our file no. 5437101-FT2
This law firm is acting as a debt collector attempting to collect a debt. Any information obtained will be used for that purpose.
Exhibit "A"
All that tract or parcel of land lying and being in the City of Commerce, 255th District, G.M., Jackson County, Georgia, and being Lot No. 17 of Charles Thompson property, as more particularly shown on a plat of survey prepared for Mark L. and Kim Hayes by Sherald G. Sharp, Registered Land Surveyor, dated May 14, 1993, recorded in Plat Book 40, Page 221, in the Office of the Clerk of the Superior Court of Jackson County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description. Said property is bounded on the North by Windy Hills Road (40-foot right-of-way); on the East by Lot No. 18; and on the West by Lot No. 16.
(JU6,13,20,27B/930 6000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Under and by virtue of the Power of Sale contained in a Security Deed given by Martha Mize to Sun America Mortgage Corporation, dated September 12, 1997, recorded in Deed Book 16-Z, Page 726, Jackson County, Georgia Records, as last transferred to Wells Fargo Home Mortgage Inc. by assignment to be recorded in the office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of Fifty Thousand Eight Hundred Fifty And 0/100 Dollars ($50,850.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in July, 2001, the following described property:
See Exhibit "A" attached Hereto and Made a Part Hereof
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given.)
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Martha Mize or a tenant or tenants and said property is more commonly known as 75 Lake Street, Arcade, GA 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.
Wells Fargo Home Mortgage Inc., as Attorney-in-Fact for Martha Mize
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
DDP/jem 7/3/01
Our file no. 5468901-FT5
This law firm is acting as a debt collector attempting to collect a debt. Any information obtained will be used for that purpose.
Exhibit "A"
All that tract or parcel of land lying and being on the Western right of way of Lake Street in the City of Arcade, 245th G.M. District of Jackson County, Georgia, consisting of 0.616 acres according to a plat of survey prepared for "Marthadeen Mize" by Riego & Sadler, Georgia Registered Land Surveyor, dated September 5, 1997, and recorded at Plat Book 51, Page 72, Jackson County, Georgia Records. Reference is made to said plat of survey for a more complete description of the property.
(JU6,13,20,27B/930 6000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Under and by virtue of the Power of Sale contained in a Security Deed given by Eric A. Bergman and Julie I. Bergman to Norwest Mortgage Inc., dated September 4, 1997, recorded in Deed Book 16-Y, Page 430, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of Sixty-One Thousand Nine Hundred Forty And 0/100 Dollars ($61,940.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in July, 2001, the following described property:
See Exhibit "A" Attached Hereto and Made a Part Hereof
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given.)
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Eric A. Bergman and Julie I. Bergman or a tenant or tenants and said property is more commonly known as 578 Hale Road, Maysville, GA 30558.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.
Wells Fargo Home Mortgage Inc., fka Norwest Mortgage Inc., as Attorney-in-Fact for Eric A. Bergman and Julie I. Bergman
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
DDP/jem 7/3/01
Our file no. 5493601-FT5
This law firm is acting as a debt collector attempting to collect a debt. Any information obtained will be used for that purpose.
Exhibit "A"
All that tract or parcel of land lying and being in the 455th District, G.M., Jackson County, Georgia, and on the South side of County Dirt Road and containing 1.50 acres, more or less, as shown by plat and survey of same of Max Lewellen, Surveyors, dated September 20, 1978, said plat being recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia, in Plat Book 15, Page 102. Bounded, according to said plat, on the North by said County Dirt Road, on the East and South by lands of Waters and on the West by lands of Pleasant Acres. For a more detailed description, reference is hereby made to said plat as recorded.
Deed References: Deed Book 7-N, Page 219, Deed Book 5-G, Page 582, Deed Book 5-E, Page 38, Jackson County, Georgia Records.
(JU6,13,20,27B/930 6000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Under and by virtue of the Power of Sale contained in a Security Deed given by Donald Cage and Dona Johnson to Contimortgage Corporation, dated April 23, 1999, recorded in Deed Book 19-N, Page 293, Jackson County, Georgia Records, as last transferred to Manufacturers and Traders Trust Company as Indenture Trustee by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of One Hundred Fifty-One Thousand Three Hundred And 0/100 Dollars ($151,300.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in July, 2001, the following described property:
See Exhibit "A" Attached Hereto and Made a Part Hereof
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given.)
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Donald Cage and Dona Johnson or a tenant or tenants and said property is more commonly known as 1900 Holder's Siding, Jefferson, GA 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.
Manufacturers and Traders Trust Company as Indenture Trustee, as Attorney-in-Fact for Donald Cage and Dona Johnson
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
DDP/arm 7/3/01
Our file no. 5463301-FT4
This law firm is acting as a debt collector attempting to collect a debt. Any information obtained will be used for that purpose.
Exhibit "A"
All that tract or parcel of land lying and being in the 245 G.M., Jackson County, Georgia, designated as Tract 4 containing 2.63 acres more or less, as shown on Plat and Survey of Venable & Associates Inc., Surveyors, dated January 20, 1995, and recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia, in Plat Book 42, Page 246. Said tract is bounded on the North by Tract 5, on the East by centerline of Creek, on the South by Holders Siding Road, and on the West by Tract 3.
(JU6,13,20,27B/930 6000)

Notice of Sale
Notice of Sale Under Power
in Deed to Secure Debt
Georgia, Jackson County
Because of the default in the payment of the indebtedness secured by a Deed to Secure Debt executed by Steven Thomas Inglett to Kevin P. Henderson, dated November 7, 2000, recorded in Deed Book 22-G, Page 300, of the records of the Clerk of the Superior Court of Jackson County, Georgia, Kevin P. Henderson, pursuant to said deed and the note thereby secured has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed will on the first Tuesday in July, 2001, during the legal hours of sale at the Courthouse door in Jackson County, Georgia, sell at public outcry to the highest bidder for cash the property described in said deed, to-wit:
All that tract or parcel of land lying and being in the 242nd District, G.M., State of Georgia, County of Jackson, being Tract 5, encompassing 11.582 acres and Tract 6, encompassing 13.255 acres and being more particularly described and delineated according to a plat and survey prepared by Cornerstone Land Surveying, dated November 19, 1997, entitled "Survey for K & G Farms, Unit Two," said plat being of record in the Office of the Clerk of Superior Court of Jackson County, Georgia, in Plat Book 50, Page 96; which said plat and the recording thereof are by reference hereto incorporated herein for a more complete and detailed description.
The above-described real estate is located on Jefferson River Road, Jefferson, Georgia.
The sale will be subject to any unpaid taxes and other assessments which may be liens against the property. The sale will be subject to a first mortgage Deed to Secure Debt to Regions Bank, dated December 10, 1997, recorded in Deed Book 17-H, Page 470, Jackson County Records, said Deed having been last modified on September 15, 2000, at Deed Book 22-H, Page 169, Jackson County Records. Notice has been given of the intention to collect attorney's fees in accordance with the terms of the note and Deed to Secure Debt. Said property will be sold as the property of Steven Thomas Inglett and the proceeds will be applied to the payment of said indebtedness, the expenses and costs of sale, including attorney's fees. Any remaining proceeds will be applied pursuant to said deed and the laws of the State of Georgia.
The undersigned will execute a deed to the purchaser at said sale as provided for in the aforementioned Deed to Secure Debt. Said sale will divest all the right, title and interest of the maker thereof of said property and shall vest said title in the purchaser at said sale.
Kevin P. Henderson, as Attorney-in-Fact for Steven Thomas Inglett
Russell, Stell, Smith & McLocklin, P.C.
Attorneys for Kevin P. Henderson
98 North Broad Street
P.O. Box 644
Winder, Georgia 30680
(770) 867-7431
This law firm is acting as a debt collector attempting to collect a debt. Any information obtained will be used for that purpose.
(JU6,13,20,27B/818 6000)

Notice of Sale
Notice of Sale Under Power
in Deed to Secure Debt
State of Georgia
Jackson County
Because of default in the payment of the indebtedness secured by a Deed to Secure Debt executed by Michael C. Muench, Grantor, to James Michael Nelms, Grantee, dated June 8, 2000, recorded in Deed Book 21-L, Page 441, in the Office of the Clerk of Superior Court, Jackson County, Georgia, the undersigned has declared the entire amount of said indebtedness due and payable and pursuant to the Power of Sale contained in said deed, will on the first Tuesday in July, 2001, during the legal hours of sale at the Courthouse door in Jackson County, sell at public outcry to the highest and best bidder for cash, the following described property:
All that tract or parcel of land lying and being in the 1704th District, G.M., Jackson County, Georgia, and designated as Lot 10, containing 5.134 acres, more or less, as shown on that plat and survey for Hunters Ridge, prepared by Cornerstone Land Surveying, Surveyor, dated September 30, 1995, and recorded in the Office of the Clerk of the Superior Court of Jackson County, Georgia, in Plat Book 46, Page 93. Said plat, as recorded, is hereby incorporated by reference for a more detailed description of said property. Subject to existing easements and rights of way for public roads and utilities now in use. Also subject to Restrictive Covenants recorded in Deed Book 15-A, Page 405.
The sale will be held subject to any outstanding and unpaid taxes and/or easements and/or restrictive covenants appearing of record.
Notice has been given of intention to collect attorney's fees in accordance with the terms of the note secured by said Deed. Said property will be sold as the property of Michael C. Muench, and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said Deed, the undersigned will execute a deed to the purchaser at said sale as provided in the aforementioned Deed to Secure Debt.
James Michael Nelms, as Attorney-in-Fact for Michael C. Muench
Wanda Barnett David
P.O. Box 99
Jefferson, Georgia 30549
(706) 367-8030
(JU6,13,20,27B/783 4000)

Notice of Sale
Notice of Sale Under Power
in Deed to Secure Debt
State of Georgia
Jackson County
Because of default in the payment of the indebtedness secured by a Deed to Secure Debt executed by Ophelia A. Marks, Grantor, to Arcade Homes Inc., Grantee, dated September 1, 2000, recorded in Deed Book 22-O, Page 419, in the Office of the Clerk of Superior Court, Jackson County, Georgia, the undersigned has declared the entire amount of said indebtedness due and payable and pursuant to the Power of Sale contained in said deed, will on the first Tuesday in July, 2001, during the legal hours of sale at the Courthouse door in Jackson County, sell at public outcry to the highest and best bidder for cash, the following described property:
All that tract or parcel of land lying and being in the 245th District, G.M., Jackson County, Georgia, in the Town of Arcade, containing 3.00 acres, more or less, and designated as Lot 13 as shown on that plat of survey for Curry Creek Meadows-Unit, prepared by W.T. Dunahoo Associates, Surveyors, dated January 23, 1997, and recorded in the Office of the Clerk of Superior Court, Jackson County, Georgia, in Plat Book 50, Page 126. Said plat, as recorded, is hereby incorporated by reference for a more detailed description of said property. Subject to existing easements for public roads and utilities now in use. Also subject to Restrictive Covenants recorded in Deed Book 9-K, Page 675, Jackson County, Georgia Records.
The sale will be held subject to any outstanding and unpaid taxes and/or easements and/or restrictive covenants appearing of record.
Notice has been given of intention to collect attorney's fees in accordance with the terms of the note secured by said Deed. Said property will be sold as the property of Ophelia A. Marks, and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said Deed, the undersigned will execute a deed to the purchaser at said sale as provided in the aforementioned Deed to Secure Debt.
Arcade Homes Inc., as Attorney-in-Fact for Ophelia A. Marks
Wanda Barnett David
P.O. Box 99
Jefferson, Georgia 30549
(706) 367-8030
(JU6,13,20,27B/783 4000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by Chris R. Hardigree to National Mortgage Corporation, dated December 29, 1997, recorded in Deed Book 17-J, Page 80, Jackson County, Georgia Records, as last assigned to Wells Fargo Bank Minnesota, N.A., by assignment recorded in Jackson County, Georgia Records, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in July, 2001, to-wit: July 3, 2001, the following described property:
All that tract or parcel of land situate, lying and being in the 245th District, G.M., in the City of Arcade, Jackson County, Georgia designated as Lot 9 of Woodland Hills Unit Two, as shown on a plat of survey entitled "Closing Plat for Chris Hardigree," prepared by W.T. Dunahoo and Associates, Inc., certified by W.T. Dunahoo, Georgia Registered Surveyor No. 1577, dated December 18, 1997, and being of record in the office of the Clerk of the Superior Court for Jackson County, Georgia, in Plat Book 51, Page 260, which said plat and the recording thereof are by reference incorporated herein for a more complete and detailed description.
Said Deed to Secure Debt having been given to secure a note of even date in the original principal amount of $62,000.00 with interest from date at the rate as specified therein.
The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney's fees (notice of intent to collect attorney's fees having been given).
To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property known as 9 Woodland Hills Drive, Jefferson, GA 30549 is (are): Chris R. Hardigree or tenant or tenants.
Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Security Deed first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc.
The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code, and (2) final confirmation and audit of the status of the loan with the holder of the security deed.
Wells Fargo Bank Minnesota, N.A., as Attorney-in-Fact for Chris R. Hardigree
Richard B. Maner
Hudnall, Cohn and Abrams, P.C.
780 Johnson Ferry Road, Suite 200
Atlanta, Georgia 30342
(404) 851-9200
The law firm is acting as a debt collector attempting to collect a debt. Any information obtained will be used for that purpose.
(JU6,13,20,27INV)

Notice of Sale
State of Georgia
Jackson County
By virtue of a Power of Sale contained in the Security Deed from Teresa Johnson and Melvin Gable to Alliance Funding Company, a division of Superior Bank, FSB, dated 9/10/99, and recorded 10/1/99, in Deed Book 120-G, Pages 129-147, Jackson County, Georgia, and given to secure a Note of that date in the original principal amount of Eighty Seven Thousand Five Hundred Dollars ($87,500.00), with interest on the unpaid balance until paid, having last been assigned and transferred to LaSalle Bank National Association, as Indenture Trustee under the Indenture, dated as of 9/1/99, Series 1999-3, the address of 175 Peach Street, Nicholson, GA 60565 and further described in Exhibit A & B, will be sold at public outcry to the highest bidder for cash before the Courthouse door of said county, within 10:00 a.m. to 4:00 p.m., the legal hours of sale on the first Tuesday in July, 2001.
See Exhibit A & B
The debt secured by the above referenced security deed has been declared due because of the default in the payment of said debt per the terms of the note and other possible defaults by the borrower(s) or the successor(s) thereto. The debt remaining in remaining in default, this sale will be made for the purpose of paying the debt and all expenses of this sale including attorneys' fees.
The property will be sold as the property of the borrower(s) subject to any outstanding taxes, assessments and other liens superior to the security deed being foreclosed hereby. To the best knowledge and belief of the undersigned, the above described property is in the possession of the borrower(s) and/or persons with the consent or acquiescence of borrower(s).
LaSalle Bank National Association, as Indenture Trustee under the Indenture, dated as of 9/1/99, Series 1999-3, Attorney-in-Fact for Teresa Johnson and Melvin Gable
Pleska & Associates, LLC
900 Circle 75 Parkway
Suite 210
Atlanta, GA 30339
770-933-9009
This communication is from a debt collector attempting to collect a debt and any information obtained will be used for that purpose.
Exhibit A
All that tract or parcel of land lying and being on the right-of-way of Peach Street in the 253rd G.M. District of Jackson County, Georgia, containing 1.054 acres and being all of Lot 8 and a portion of Lot 7 of Ward Subdivision according to a plat of survey prepared by Allen Venable, Georgia Registered Land Surveyor dated July 21, 1999, and recorded in Plat Book 55, Page 157, Jackson County, Georgia Records. Reference is made to said plat of survey for a more complete description of the property.
Schedule B
(1) Debtor's rights to possession of the real property at Debtor's address indicated on this financing statement, including but not limited to any and all of Debtor's rights under any Lease by and between Debtor and Alliance Funding, a Division of Superior Bank FSB, all of the Debtor's contract rights and general intangibles arising therefrom and related thereto, and any proceeds of the foregoing.
(2) 1998 Horton Summit Horton Summit Manufactured Home 66 x 27, Serial #H15181GL&R, all personal property sold therewith, including but not limited to appliances, heating and cooling systems, awnings, skirting, decking, porches, garage, and add-on rooms, and any and all replacements of any of the foregoing, any and all accessions to any of the foregoing, and any proceeds of any of the foregoing, including but not limited to insurance proceeds. This financing statement does not apply to nonpurchase money household goods as defined at 16 CFR §444.1 (i) or any equivalent state law statute.
(JU6,13,20,27INV)

Notice of Sale
State of Georgia
Jackson County
By virtue of a Power of Sale contained in the Security Deed from John Butler and Patricia Allen to Alliance Funding Company, a division of Superior Bank, FSB, dated 8/24/99, and recorded 8/30/99, in Deed Book 20-C, Page 294, Jackson County, Georgia Records, and given to secure a Note of that date in the original principal amount of Ninety Five Thousand Four Hundred Dollars ($95,400.00), with interest on the unpaid balance until paid; having last been assigned and transferred to LaSalle Bank National Association as Indenture Trustee under the Indenture dated as of 9/1/99, Series 1999-3, recorded in Deed Book ___, Page ___, Jackson County, Georgia Records, the following described property having the address of 339 Azalea Drive, Jefferson, Georgia 30549, and further described in Exhibit A and B, will be sold at public outcry to the highest bidder for cash before the Courthouse door of said county, within 10:00 a.m. to 4:00 p.m., the legal hours of sale on the first Tuesday in July, 2001.
The debt secured by the above referenced security deed has been declared due because of the default in the payment of said debt per the terms of the note and other possible defaults by the borrower(s) or the successor(s) thereto. The debt remaining in remaining in default, this sale will be made for the purpose of paying the debt and all expenses of this sale including attorneys' fees.
The property will be sold as the property of the borrower(s) subject to any outstanding taxes, assessments and other liens superior to the security deed being foreclosed hereby. To the best knowledge and belief of the undersigned, the above described property is in the possession of the borrower(s) and/or persons with the consent or acquiescence of borrower(s).
LaSalle Bank National Association, as Indenture Trustee under the Indenture dated as of 9/1/99, Series 1999-3, Attorney-in-Fact for John Butler and Patricia Allen
Pleska & Associates, LLC
900 Circle 75 Parkway
Suite 1220
Atlanta, GA 30339
770-933-9009
This communication is from a debt collector attempting to collect a debt and any information obtained will be used for that purpose.
Exhibit A
All that tract or parcel of land lying and being in the 245th District, G.M., in the City of Arcade, Jackson County, Georgia, containing 2.663 acres, more or less, and designated as Lot 11, as shown on that plat of survey of Curry Creek Meadows-Unit Four, by W.T. Dunahoo and Associates, Inc., surveyors, dated January 23, 1997, and recorded in the office of the Clerk of Superior Court of Jackson County, Georgia, in Plat Book 50, Page 128, which plat is incorporated herein by reference.
Schedule B
(1) Debtor's rights to possession of the real property at Debtor's address indicated on this financing statement, including but not limited to any and all of Debtor's rights under any Lease by and between Debtor and Alliance Funding, a Division of Superior Bank FSB, all of the Debtor's contract rights and general intangibles arising therefrom and related thereto, and any proceeds of the foregoing.
(2) 1999 Summit Summit 40130 Manufactured Home 27 x 68, Serial # H137916GL&R, all personal property sold therewith, including but not limited to appliances, heating and cooling systems, awnings, skirting, decking, porches, garage, and add-on rooms, and any and all replacements of any of the foregoing, any and all accessions to any of the foregoing, and any proceeds of any of the foregoing, including but not limited to insurance proceeds. This financing statement does not apply to nonpurchase money household goods as defined at 16 CFR §444.1 (i) or any equivalent state law statute.
(JU6,13,20,27INV)

Notice of Sale
Notice of Sale Under Power
State of Georgia
County of Jackson
Under and by virtue of the Power of Sale in Deed from Brenda Joyce Cash to Chestatee State Bank, Grantee, dated July 21, 2000, and recorded in Deed Book 21-U, Pages 216-222, of the Jackson County, Georgia Records, said Deed to Secure Debt having been given to secure a Promissory Note dated July 21, 2000, in the original principal amount of $51,280.50, there will be sold by the undersigned at public outcry, during the legal hours of sale before the door of the Courthouse of Jackson County, Georgia, on the first Tuesday in July, 2001, to-wit, July 3, 2001, to the highest and best bidder for cash the property described as follows, to-wit:
All that tract or parcel of land lying and being in the City of Hoschton, 1407th District, G.M., Jackson County, Georgia, and containing 0.33 acres more or less as shown by a plat and survey of same of Venable & Associates, Inc., surveyors, dated November 10, 1995, said plat being recorded in the office of the Clerk of Superior Court, Jackson County, Georgia, in Plat Book 47, Page 191. Said plat is incorporated herein and made a part hereof by reference.
The debt secured by said Deed to Secure Debt and Note has been and is hereby declared due and payable in full because of nonpayment of principal and interest pursuant to the terms of said Deed to Secure Debt and Note. Notice has been given of intention to enforce provisions for collection of attorney's fees and foreclosure in accordance with legal requirements and the terms of the Deed to Secure Debt and Note. The indebtedness remaining in default, the sale will be made for the purpose of applying proceeds thereof to the payment of the indebtedness secured by the Deed to Secure Debt, accrued interest and expenses of the sale and other sums secured by the Deed to Secure Debt including attorney's fees, and the remainder if any shall be applied as provided by law.
To the best of the undersigned's knowledge and belief the property is in the possession of Brenda Joyce Cash and said property will be sold as the property of Brenda Joyce Cash, subject outstanding ad valorem taxes, and easements and restrictions of record, if any. The undersigned will execute a deed to the purchaser at said sale as provided in the Deed to Secure Debt.
Chestatee State Bank, as Attorney-in-Fact for Brenda Joyce Cash
Newsom C. Cummings
Maddox Cummings Kelley & Bishop LLP
P.O. Box 907833
Gainesville, GA 30501
(706) 216-8989
(JU6,13,20,27INV)

Notice of Sale
Notice of Sale Under Power
State of Georgia
County of Jackson
Because of default in the payment of an indebtedness on a Loan Agreement executed by Claude Lockridge and Phyllis Lockridge secured by Deed to Secure a Debt executed by Claude Lockridge and Phyllis Lockridge dated July 28, 1993, in favor of TransAmerica Financial Services, Inc. and recorded July 30, 1996, in Deed Book 13-F, Page 702, Clerk, Superior Court, Jackson County, the undersigned, Household Finance Corporation III, assignee of HFTA First Financial Corporation, f/k/a TransAmerica Financial Services, Inc. pursuant to said Deed and the note thereby secured has declared the entire balance outstanding on said indebtedness due and payable and pursuant to Power of Sale contained in said Deed, will on the first Tuesday in July, 2001, during the legal hours of sale, sell said property before the Courthouse door in Jackson County at public outcry to the highest bidder for cash. The property to be sold is described in said Deed and is set forth hereinafter in full:
All that tract or parcel of land, lying and being in the City of Arcade, the 242nd G.M. District, Jackson County, Georgia, being Lot 13, Hidden Oaks Subdivision, containing 1.50 acres, as per plat recorded in Plat Book 22, Page 264, Jackson County, Georgia Records, to which plat reference is made for a more detailed description.
This property is known as: 328 Hidden Oaks Lane, Jefferson, GA 30549.
This property will be sold subject to outstanding ad valorem taxes, restrictions of record, easements, liens and all other assessments.
Said property will be sold as the property of Claude Lockridge and Phyllis Lockridge, and the sale will be applied to the payment of said indebtedness and the expenses of said Deed, and the undersigned will execute a Deed to the purchaser at said sale as provided in the aforementioned Deed to Secure Debt which Deed will be subject to the liens and encumbrances of record. To the best of the undersigned's knowledge, information and belief, the premises are in the possession of Claude Lockridge and Phyllis Lockridge.
This is a communication from a debt collector. The debt collector is attempting to collect a debt, and any information obtained will be used for that purpose.
Household Finance Corporation III, assignee of HFTA First Financial Corporation, f/k/a Transamerica Financial Services Inc., as Attorney-in-Fact for Claude Lockridge and Phyllis Lockridge
Stephen J. Knezo
Attorney at Law
Suite 700, International Tower
229 Peachtree Street, NE
Atlanta, GA 30303-1601
(404) 487-5562
(JU6,13,20,27INV)

Notice of Sale
Notice of Sale Under Power
State of Georgia
County of Jackson
Because of a default in the payment of the indebtedness evidenced by the Note (as hereinafter described), secured by a Deed to Secure Debt from William Douglas Carter ("Grantor") to Premier Bank, dated December 18, 1998, filed for record in Deed Book 19-B, Pages 493-499, in the Office of the Clerk of the Superior Court of Jackson County, Georgia, (hereinafter called the "Security Deed"), the undersigned, Branch Banking and Trust Company, successor-in-interest to Premier Bank, pursuant to said Security Deed and that certain Promissory Note dated December 18, 1998, in the original principal amount of $50,000.00, (hereinafter called the "Note"), has declared the entire amount of said indebtedness due and payable. Therefore, pursuant to and by virtue of the power of sale contained in the Security Deed, there will be sold by the undersigned at public outcry to the highest and best bidder for cash before the Courthouse door on the Courthouse steps at Jackson County, Georgia, within the legal hours of sale on the first Tuesday in July, 2001, the following described property:
All That Tract or Parcel of Land lying and being in the 245th General Militia District of Jackson County, Georgia, and being Tracts 10 and 11, of Brian Berry Estates Subdivision all as more particularly shown on a plat of said estate subdivision recorded at Plat Book 23, Page 27, Jackson County Plat Records which plat is incorporated herein by reference thereto for a more complete description of said tracts, together with all fixtures and personal property attached to and constituting a part of said property, and replacements and additions.
Together With all of the buildings, building materials, fixtures and improvements on, in and to the property and all the rights the Grantor has in the property or the rents or proceeds from the property, and all easements, rights, rents, royalties, mineral, oil and gas rights, profits and water rights.
The indebtedness secured by the Security Deed has been and is hereby declared due because of default under the terms of said Note and Security Deed. The indebtedness remaining in default, the sale will be made for the purpose of applying the proceeds thereof to the payment of the indebtedness secured by the Security Deed, accrued interest and expenses of the sale and all other payments provided for under the Security Deed, including permitted attorney's fees as provided for in the Note and Security Deed, notice of intention to collect attorney's fees and expenses of the foreclosure having been given as provided by law and as provided by the terms of the Security Deed; and the remainder, if any, shall be applied as provided by law.
To the best knowledge and belief of the undersigned, William Douglas Carter has vacated said property. Title to the property has been transferred to Temprega, LLC. Said property will be sold subject to any prior restrictive convenants, easements, rights-of-way, valid zoning ordinances, matters which would be disclosed by an accurate survey of the property or by an inspection of the property, and any liens or encumbrances superior to the Security Deed first set out above, and subject to all outstanding taxes, assessments, and utility bills which may constitute a lien against said property, whether due and payable or not yet due and payable.
Branch Banking and Trust Company
Kaufman, Chaiken, Miller & Klorfein
By: Larry L. Ruff, Attorneys for Branch
Banking and Trust Company
400 Perimeter Center Terrace, N.E.
Suite 720
Atlanta, Georgia 30346-1234
(770) 390-9200
(JU13,20,27INV)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of the Power of Sale contained in a Deed to Secure Debt and its modifications from William Capps and Ruby Capps to Gilbert A. Nicholson and Jacqueline Nicholson, dated August 1, 1991, and recorded at Deed Book 11-X, Pages 243, in the Office of the Clerk of Superior Court of Jackson County, Georgia, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, during the legal hours of sale on the first Tuesday in July, 2001, the following described property, to-wit:
All that tract or parcel of land lying and being in Georgia Militia District No. 1407 of Jackson County, Georgia, and more particularly described as beginning at a point at the southeast corner of Broad Street and Oak Street, thence 167 feet south along the eastern side of Oak Street to a point marked by an iron pin, thence N. 66 22 E. a distance of 129 feet to a point marked by an iron pin, thence S. 47 57 E. a distance of 19.6 feet to a point marked by an iron pin, thence S. 53 16 E. a distance of 141.8 feet to a point on Oak Street marked by an iron pin, thence N. 22 25 W. a distance of 500 feet to the point of beginning, said lot being designated as Lot No. 8 of the plat of the Estate of A.L. De LaPerriere recorded in Plat Book 9, Page 176, Jackson County, Georgia.
The debt secured by said instrument having been declared due because of default in payment, this sale will be made for the purpose of satisfying said indebtedness and any other indebtedness secured by said property and all expenses of this sale, including attorney's fees. This property will be sold as the property of William Capps and Ruby Capps subject to any taxes, easements and assessments appearing of record.
To the best of the undersigned's knowledge, the property is in the possession of William Capps and Ruby Capps and will be sold as the property of William Capps and Ruby Capps.
Gilbert A. Nicholson and Jacqueline Nicholson, as Attorneys-in-Fact for William Capps and Ruby Capps.
Scott R. Tolbert
Attorney at Law
62 Washington Street
Jefferson, Georgia 30549
(706) 367-5290
(JU13,20,27B/344 4000)

Notice
The following abandoned vehicle will be sold at Sadisco of Atlanta, 1930 Rex Road, Lake City, Georgia, unless redeemed within 10 days:
1987 Merc Cougar LS, VIN: 1MEBM6031HH683087, picked up from Gary's Towing, Commerce, Georgia, on October 3, 1997.
(JU6,13P2)

Notice
Georgia, Jackson County Probate Court
The petition of Effie Doris Harris, for a year's support from the estate of Douglas Lamar Harris, deceased, for decedent's surviving spouse, having been duly filed, all interested persons are hereby notified to show cause, if any they have, on or before July 2, 2001, why said petition should not be granted.
All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed on or before the time stated in the preceding sentence. If any objections are field, a hearing will be scheduled at a later date. If no objections are field, the petition may be granted without a hearing.
Witness, the Honorable Margaret Deadwyler, Judge
By: Helen Gunnels, Clerk, Probate Court of Jackson County
(JU6,13,20,27B/498 2000)

Shupe Estate
Notice to Debtors
and Creditors
State of Georgia
Jackson County
In Re: Estate of Ruth M. Shupe, Deceased
All creditors of the estate of Ruth M. Shupe, deceased, late of Jackson County, are hereby notified to render their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment to me.
This 30th day of May, 2001.
Paul Garrison, Executor of the Estate of Ruth M. Shupe, Deceased
(JU6,13,20,27P4)

Latty Estate
Notice to Debtors
and Creditors
State of Georgia
Jackson County
In Re: Estate of James Vernon Latty, Deceased
All creditors of the estate of James Vernon Latty, deceased, late of Jackson County, are hereby notified to render their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment to me.
This 30th day of May, 2001.
James Michael Latty, Executor of the Estate of James Vernon Latty, Deceased
(706) 652-3864
(JU6,13,20,27P4)

Public Hearing
The Jackson County Planning Commission will hold public hearings on Thursday, June 28, 2001, at 7:00 p.m. at the Jackson County Administrative Building, 67 Athens Street, Jefferson, Georgia, on the following matters:
Jackson County
1. #RZ-01-27 Jacque Marlowe to rezone property (15.549 acres) at 4159 Maysville Road from R-1 and A-R to B-2 for the purpose of a commercial service area.
2. #RZ-01-30 Randy McKinney to rezone property (2.204 acres) on Academy Church Road from A-2 to B-2 for the purpose of business uses.
3. #RZ-01-32 Simonton Road Partners to rezone property (123.66 acres) on Wehunt Road from A-R to R-1 for the purpose of 119 single-family site-built home lots.
4. #RZ-01-33 Ray Vaughn to rezone property (1.10 acres) at 2351 Maddox Road from R-1 to B-2 with a Conditional Use Permit for the purpose of a day care center.
5. #RZ-01-34 Walt Rowsey to rezone property (12.78 acres) on East Ridgeway Church Road from A-2 to B-2 for the purpose of commercial uses.
6. #RZ-01-37 Clayton Strickland and Gus Strickland to rezone property (12+/- acres) at 1302 Ridgeway Church Road from A-2 to I-1 for the purpose of Caterpillar and farm equipment sales/storage and firewood/wood products/sales and production.
Jefferson
1. #RZ-01-36 Steve Hogan to rezone property (2.0 acres) on Hwy. 11 from R-3 to C-2 for the purpose of a car lot with shop and offices.
Hoschton
1. #RZ-01-35 Alice Nunley to rezone property (12.15 acres) at 3903 Highway 53 from C-1 to C-2 for the purpose of commercial uses.
2. #BOA-01-6H Gadell, Inc. requests a variance to allow side and rear setbacks to be five (5) feet for commercial uses for property on Trade Street, Lot 3A, Map H01, Parcel 03A, zoned C-2.
3. #BOA-01-7H Gadell, Inc. requests a variance to allow side and rear setbacks to be five (5) feet and the front setback to be 15 feet for commercial uses for property on New Street, Lot 3B, Map H01, Parcel 03B, zoned C-2.
4. #BOA-01-8H Gadell, Inc. requests a variance to allow side and rear setbacks to be five (5) feet for commercial uses for property on Trade Street, Lot 4, Map H01, Parcel 04, zoned C-2.
5. #BOA-01-9H Gadell, Inc. requests a variance to allow side and rear setbacks to be five (5) feet for commercial uses for property on Oak Street, Lot 5, Map H01, Parcel 05, zoned C-2.
New Business
1. Greg Reidling to subdivide property at 1881 Davenport Road (2 acres) Map 117/17A, into two parcels for the purpose of one additional lot.
2. Ronnie E. Richardson to subdivide property at 381 Ednaville Road (2.153 acres) Map 118B/21A, into two parcels for the purpose of one additional lot.
(Complete applications, plats, and texts are available for review in the Planning and Development Office during regular office hours. All interested persons are invited to attend. The recommendations of the Planning Commission will be addressed at a public hearing by the Jackson County Board of Commissioners on July 2, 2001, at 7 p.m. and the voting session on July 16, 2001, at 7 p.m., at the Jackson County Administrative Building (cited above), the Jefferson City Council meeting on July 9, 2001, at 6 p.m., at Jefferson City Hall, and the Hoschton City Council meeting on July 9, 2001, at 7 p.m., at Hoschton City Hall.
(JU13,20B/485 7000)

Public Sale
Notice of Public Sale
The City of Nicholson will accept sealed bids July 2, 2001 at 7:00 p.m. for the following:
BID PACKAGE #1
1 - Parmi Self Propelled Mower, Serial #L-004442
1 - Ariens Self Propelled Mower, Serial #032142
1 - Snapper Self Propelled Mower, Serial #Unknown
1 - Ariens Riding Mower, Serial #9410204E
1 - Yard Machine Push Mower, Serial #1L029C70721
1 - Stihl Weedeater, Serial #24817902
1 - Husquavarna Weedeater, Serial #6040281
BID PACKAGE #2
1 - Secretarial Desk
7 - Chairs
Items may be viewed June 28-29, 2001, at City Hall between the hours of 8:00 a.m. to 5:00 p.m. Terms of sale are cash or certified currency only. The City of Nicholson reserves the right to reject or accept all bids.
(JU13,20B/177 2000)

Public Hearing
The City of Nicholson will conduct a public hearing on June 28, 2001, from 6:00 p.m. to 7:00 p.m. at City Hall to present the proposed budget for the period July 1, 2001 to June 30, 2002. Citizens will have an opportunity to provide comments and ask questions concerning the proposed budget. All citizens are urged to attend.
The budget resolution will be adopted at the July council meeting on July 2, 2001, at 7:00 p.m.
Lisa Seagraves, City Clerk
(JU13,20B/177 1000)

Divorce Notice
Notice of Publication
In the Superior Court
of Jackson County
State of Georgia
Irene Walker, Plaintiff vs. Lewis Walker, Defendant
To: Lewis Walker
By ORDER of the Court for service by publication dated May 23, 2001, you are hereby notified that on May 23, 2001, the above-named plaintiff filed suit against you for divorce.
You are required to file with the Clerk of the Superior Court, and to serve upon the plaintiff's attorney whose name and address is: Irene Walker, 115 Lavista Street, Jefferson, GA 30549, an answer in writing within sixty (60) days.
Witness, the Honorable Robert W. Adamson, Judge of the Jackson County Superior Court
This the 23rd day of May, 2001.
Reba Parks, Clerk of Superior Court
(JU13,20,27,JY4P4)

Young Estate
Notice to Debtors
and Creditors
All Creditors of the Estate of Mae H. Young, deceased, late of Jackson County, Georgia, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment to us.
This 4th day of June, 2001.
Lamar Hendricks, Executor/Administrator
58 Yarbrough Ridgeway Road
Commerce, Georgia 30529
(JU13,20,27,JY4P4)

Archer Estate
Notice to Debtors
and Creditors
State of Georgia
Jackson County
In Re: Estate of Franklin Joseph Archer, Deceased
All creditors of the estate of Franklin Joseph Archer, deceased, late of Jackson County, are hereby notified to render their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment to me.
This 4th day of June, 2001.
Terri Logan-Archer, Executor of the Estate of Franklin Joseph Archer, Deceased
(JU13,20,27,JY4P4)

Inc. Notice
Notice is given that Articles of Incorporation, which will incorporate Bobby Brown Auto Rentals, Inc., will be delivered to the Secretary of State of Georgia for filing in accordance with Georgia Business Corporation Code (O.C.G.A. Sec. 14.2-201.1).
The initial registered office of the Corporation will be located at 1490 South Broad Street, Commerce, Jackson County, Georgia 30529, and its initial registered agent at such address is Bobby N. Brown.
(JU13,20P2)

Inc. Notice
Notice is given that Articles of Incorporation, which will incorporate Diverse Towing Specialists, Inc., have been delivered to the Secretary of State for filing in accordance with the Georgia Business Corporation Code (O.C.G.A 14-2-201). The initial registered office of the corporation is located at 56 Kerby Circle, Braselton, GA 30517, and its registered agent at such address is Carla Deckard.
(JU13,20P2)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of a Power of Sale contained in that certain Security Deed from James W. Cogdill to 1st Republic Funding, a Division of The Fidelity Group, Inc., dated November 2, 1998, recorded in Deed Book 18-P, Page 771, Jackson County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of Seventy-Two Thousand Two Hundred Fifty and 00/100 Dollars ($72,250.00) with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to The First National Bank of Chicago, as Trustee, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in July 2001, the following described property:
All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 245th District G.M., Jackson County, Georgia, containing 0.20 acres, more or less, as shown by plat and survey of same by W.T. Dunahoo, Surveyor, dated May 21, 1979, and recorded in Plat Book 18, Page 121, in the Office of the Clerk of the Superior Court of Jackson County, Georgia, reference to which is hereby made for a more particular description of the property herein conveyed.
Also: All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 245th District, G.M., Jackson County, Georgia, containing 0.89 acres, more or less, as shown by plat and survey of same by W.T. Dunahoo, Surveyor, dated July 10, 1970, and recorded in Plat Book 18, Page 103, in the Office of the Clerk of the Superior Court of Jackson County, Georgia, reference to which is hereby made for a more particular description of the property herein conveyed.
Less and Except: .13 acres, more or less, sold to Willie Clark as shown in Plat Book 18, Page 121, Jackson County Records.
Said property is commonly known as 3244 Jackson Trail Road, Jefferson, GA 30549.
The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorney's fees, and all other payments provided for under the terms of the Security Deed and Note.
Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is James W. Cogdill or tenant(s).
Bank One, National Association, F/K/A The First National Bank of Chicago, as Trustee, as Attorney-in-Fact for James W. Cogdill
Contact: Bonnie Farmer (Ext. 249)
Morris, Schneider & Prior, L.L.C.
3300 N.E. Expressway, Suite 8B
Atlanta, Georgia 30341
(770) 234-9181
MSP File No. 382.007343\BDF
This law firm is attempting to collect a debt. Any information obtained will be used for that purpose.
(JU6,13,20,27B/815 7000)

Notice of Sale
Notice of Sale Under Power
By virtue of the Power of Sale contained in a Deed to Secure Debt by Angela McGee and James McGee, a/k/a James F. McGee, to Resolution Mortgage Services, Inc., dated November 24, 1997, and filed for record December 24, 1997, in Deed Book 171, Page 151, and re-recorded in Deed Book 17-T, Page 584, Jackson County, Georgia Records, and securing a Note in the original principal amount of $64,000.00; last transferred to The Chase Manhattan Bank, as Trustee of IMC Home Equity Loan Trust 1998-1 Under the Pooling & Servicing Agreement dated as of March 1, 1998 by Assignment filed for record September 5, 2000, in Deed Book 21-V, Page 775, Jackson County, Georgia Records, there will be sold at public outcry for cash to the highest bidder before the Courthouse door of Jackson County, Georgia, between the legal hours of sale on the first Tuesday in July, 2001, by The Chase Manhattan Bank, as Trustee of IMC Home Equity Loan Trust 1998-1 Under the Pooling and Servicing Agreement dated as of March 1, 1998, as Attorney-in-Fact for Angela McGee and James McGee, a/k/a James F. McGee, the following property to-wit:
All that tract or parcel of land shown on Exhibit "A" attached hereto and made a part hereof.
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney's fees (notice of intention to collect attorney's fees having been given).
The property will be sold as the property of the aforesaid grantor subject to the following: all prior restrictive covenants, easements, rights-of-way, security deeds or encumbrances of record; all valid zoning ordinances; matters which would be disclosed by an accurate survey of the property or by any inspection of the property; all outstanding taxes, assessments, unpaid bills, charges, and expenses that are a lien against the property whether due and payable or not yet due and payable.
To the best of the undersigned's knowledge and belief, possession of the subject property is held by Angela McGee and James McGee, a/k/a James F. McGee.
The Chase Manhattan Bank, as Trustee of IMC Home Equity Loan Trust 1998-1 Under the Pooling and Servicing Agreement dated as of March 1, 1998, as Attorney-in-Fact for Angela McGee and James McGee, a/k/a James F. McGee
Shuping, Morse & Ross, LLP
By: S. Andrew Shuping, Jr.
6259 Riverdale Road
Suite 100
Riverdale, Georgia 30274-1698
(770) 991-0000
This law firm is attempting to collect a debt. Any information obtained will be used for that purpose.
Exhibit "A"
All That Tract Or Parcel Of Land, together with all improvements thereon, situate, lying and being in the 253rd District, G.M., Jackson County, Georgia, containing 4.0 acres, more or less, and being more particularly described and delineated by plat of survey prepared for James F. McGee and Barbara B. McGee dated January 12, 1993, by James M. Paul, GRLS, recorded in Plat Book 40, Page 146, Jackson County, Georgia Records, which plat and the recording thereof are hereby incorporated herein by reference for a more detailed description of the Property.
The above described property is also known as 1123 Erastus Church Road, Commerce, GA 30530.
(JU6,13,20,27B/119 6000)

Notice of Sale
Notice of Sale Under Power
in Deed to Secure Debt
State of Georgia
County of Jackson
Because of the default in payment of the indebtedness secured by a Deed to Secure Debt executed by Roy Stovall, Grantor, to Farm Equities Inc., Grantee dated March 27, 1996, recorded in Deed Book 15-M, Page 322, in the office of the Clerk of Superior Court of Jackson County, Georgia, the undersigned has declared the entire amount of said indebtedness due and payable the first Tuesday in July, 2001, during the legal hours of sale at the Courthouse door in Jackson County, sell at public outcry to the highest and best bidder for cash the following described property:
All that tract or parcel of land lying and being in the 245th G.M.D. of Jackson County, City of Arcade, Georgia, being designated as Farm #22, Trotters Ridge Farms, containing 1.97 acres, more or less, as shown on a plat of survey as shown on Plat Book 46, Page 114, Jackson County public records. Said property is subject to all easements and rights of ways of public roads and utilities.
The sale will be held subject to any other outstanding and unpaid taxes and/or easements and/or restrictive covenants appearing of record.
Notice has been given of intention to collect attorney's fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Roy F. Stovall, and the proceeds of said sale will be applied to the payment of said indebtedness, the expenses of the said sale, including attorney's fees, and other charges due and collectible as provided in said deed. The undersigned will execute a deed to the purchaser at said sale as provided in the aforementioned deed to secure debt. Said sale will divest all the right, title and interest of the maker thereof of said property and shall vest said title in the purchaser at said sale.
Farm Equities Inc., as Attorney-in-Fact for Roy F. Stovall
Donna S. Golden
Attorney for Farm Equities Inc.
P.O. Box 856
Jefferson, Georgia 30549
(JU6,13,20,27B/259 4000)

Notice of Sale
Notice of Sale Under Power
State of Georgia
County of Jackson
Because of a default in the payment of the indebtedness secured by a Security Deed executed by Carma Debuhr to Norwest Mortgage, Inc., dated March 3, 2000, and recorded in Deed Book 207, Page 708, Jackson County Records, now Wells Fargo Home Mortgage, Inc., securing a Note in the original principal amount of $98,190.00; the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, July 3, 2001, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:
All that tract or parcel of land, situate, lying and being in the 255th District, G.M., Jackson County, Georgia, encompassing 0.322 acres, more or less, designated as Lot 10, Block B, Section 1 of Highland Estates, as shown on a plat of survey entitled "Survey for Carma Debuhr," prepared by Paul & Evans Land Surveying, Inc., certified by Thomas R. Paul, Georgia Registered Surveyor No. 2474, dated February 15, 2000, and being of record in the Office of the Clerk of the Superior Court for Jackson County, Georgia in Plat Book 56, Page 69, which said plat and the recording thereof are by reference incorporated herein for a more complete and detailed description.
Said property is known as 119 Katie Lane, Commerce, Georgia 30529, together with all fixtures and personal property attached to and constituting a part of said property, if any.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.
Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed.
Said property will be sold as the property of Carma Debuhr, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Carma Debuhr, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.
Wells Fargo Home Mortgage, Inc., formerly Norwest Mortgage, Inc., as Attorney-in-Fact for Carma Debuhr
File No. 00-3750
L.J. Swertfeger, Jr.
Shapiro & Swertfeger
Attorneys and Counselors at Law
3300 Northeast Expressway
Suite 5-C
Atlanta, Georgia 30341-3941
(770) 220-2730/ks
The law firm is acting as a debt collector. Any information obtained will be used for that purpose.
(JU6,13,20,27P4)

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