Jackson County Legal Advertisements...

NOVEMBER 6, 2002


 1998 Building Permits / 1999 Building Permits
1998 Property Transactions / 1999 Property Transactions

The legal notices posted on this site are for reference only. Only the legal notices published in the legal organ newspaper of this county (The Jackson Herald) are official per O.C.G.A. sec. 9-13-140, et seq.

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Lang Estate
Notice to Debtors
and Creditors
State of Georgia
Jackson County
In Re: Estate of Eddie Cleo McDonald Lang, Deceased
All creditors of the estate of Eddie Cleo McDonald Lang, deceased, late of Jackson County, are hereby notified to render their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment to us.
This 8th day of October, 2002.
Linda Lou Lang Exley, Lettie Carolyn Lang Stallings, Executors of Estate of Eddie Cleo McDonald Lang, Deceased.
Davidson, Hopkins & Booth
P.O. Box 429
Jefferson, Georgia 30549
(OC16,23,30,NV6B/251 1000)

Logan Estate
Notice to Debtors
and Creditors
State of Georgia
Jackson County
In Re: Estate of Millard Logan, Deceased
All creditors of the estate of Millard Logan, deceased, late of Jackson County, are hereby notified to render their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment to me.
This 10th day of October, 2002.
Herbert Logan, Executor of the Estate of Millard Logan, Deceased
(OC16,23,30,NV6P4)

Public Hearing
The Jackson County Sheriff’s Office is seeking a 2002 Local Law Enforcement Block Grant. The grant will be used for personnel and overtime expenses.
There will be a public hearing on Monday, November 18, 2002, at the regular meeting of the Jackson County Board of Commissioners at 7 p.m. Any questions or public comments are welcome.
(OC30,NV6,13B/341 1000)

Public Hearing
The Jackson County Greenspace Advisory Committee will hold public hearings on Thursday, November 14, 2002, at 2:00 p.m. at the Jackson County Administrative Building, 67 Athens Street, Jefferson, Georgia, on the following matters:
Re-adoption of the Jackson County Community Greenspace Program.
(OC30,NV6B/485 1000)

Public Hearing
The Braselton Planning Commission will hold a public hearing on Monday, November 18, 2002, at 6 p.m. at the Braselton Community Center on a proposed amendment to the Braselton Zoning Ordinance relating to permitted uses and sexually oriented businesses.
(OC30,NV6B/171 1000)

Name Change
Notice of Petition
to Change Name
Georgia
Jackson County
Case No. M-02-CV-0930
Notice is hereby given that Briana Nichol Norris, the undersigned, filed her petition to the Superior Court of Jackson County, Georgia, on the 14th day of October, 2002, praying for a change in the name of her minor child, Ashley Nichol Lowe to Ashley Nichol Norris. Notice is hereby given pursuant to law to any interested or affected party to appear in said Court and to file objections to such name change. Objections must be filed with said Court within thirty (30) days of the filing of said Petition.
This 21st day of October, 2002.
Briana Nichol Norris, Petitioner
Kip Shepherd
Attorney for Petitioner
P.O. Box 926
Athens, GA 30603
(706) 548-7249
(OC30,NV6,13,20P4)

Culberson Estate
Notice to Debtors
and Creditors
State of Georgia
Jackson County
In Re: Estate of Samuel Fred Culberson, Deceased
All creditors of the estate of Samuel Fred Culberson, deceased, late of Jackson County, are hereby notified to render their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment to me.
This the 18th day of October, 2002.
Lynn Fey, Executor of the Estate of Samuel Fred Culberson, Deceased
(OC30,NV6,13,20P4)

Martin Estate
Notice to Debtors
and Creditors
State of Georgia
Jackson County
In Re: Estate of Julia McEver Martin, Deceased
All creditors of the estate of Julia McEver Martin, deceased, late of Jackson County, are hereby notified to render their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment to me.
This the 23rd day of October, 2002.
Max E. Martin, Executor of the Estate of Julia McEver Martin, Deceased
(OC30,NV6,13,20B/259 1000)

Archer Estate
Notice to Debtors
and Creditors
State of Georgia
County of Jackson
In Re: Estate of Bobby Lee Archer, Deceased
All creditors of the estate of Bobby Lee Archer, deceased, late of Jackson County, are hereby notified to render their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment to me.
This the 21st day of October, 2002.
Juli Wilkes Wisotsky
Attorney for Nell Archer, Executrix of the Estate of Bobby Lee Archer, Deceased
P.O. Box 362
Jefferson, GA 30549
(OC30,NV6,13,20P4)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Under and by virtue of the Power of Sale contained in a Security Deed given by Tory M. Rakestraw to Mortgage Electronic Registration Systems, Inc., dated October 9, 2000, recorded in Deed Book 22-C, Page 156, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of EIGHTY-SIX THOUSAND TWO HUNDRED FIFTY AND 0/100 DOLLARS ($86,250.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in December, 2002, the following described property:
Exhibit “A”
All that tract or parcel of land lying and being in the 255th District, GM, Jackson County, Georgia, and being that 2 acres, more or less, as more particularly shown on a plat of survey prepared for Oral K. Rakestraw and Tory M. Rakestraw by David L. Ringo, Sr., Registered Surveyor, dated September 30, 1999, recorded in Plat Book 56, Page 149, in the Office of the Clerk of the Superior Court of Jackson County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description.
Also: A 20-foot perpetual easement for purposes of ingress and egress beginning on the northeasterly right of way of Trayham Road and continuing in an easterly direction to the northwesterly corner of the subject property as more particularly shown on plat of survey referenced herein above.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Tory M. Rakestraw or a tenant or tenants and said property is more commonly known as 573 Traynham Road, Commerce, GA 30529.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Mortgage Electronic Registration Systems, Inc., as Attorney-in-Fact for Tory M. Rakestraw
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
DDP/cjc 12/3/02
Our file no. 52343502-FT5
(NV6,13,20,27B/930 6000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Under and by virtue of the Power of Sale contained in a Security Deed given by Charles Hayes to Wells Fargo Home Mortgage, Inc., dated August 10, 2001, recorded in Deed Book 24-D, Page 474, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of THIRTY-SIX THOUSAND AND 0/100 DOLLARS ($36,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in December, 2002, the following described property:
Exhibit “A”
All that tract or parcel of land lying and being in the 245th G.M.D. of Jackson County being located approximately 2 miles North of Jefferson on the North side of the Academy Church Road, being known as part of the Old Twitty Place, being bounded on the North and West by lands of C.F. Porter, on the East by lands of Lynn, on the South by Academy Church Road, and being more particularly described as follows:
Tract I: Beginning at a point in the center of Academy Church Road toward Academy Church, North 82 degrees 35 minutes West, 105 feet, to the point in the center of the county road, where this corners with other lands of C.F. Porter, thence North 13 degrees, 15 minutes East 418 feet to a stake, thence South 13 degrees, 15 minutes, West 418 feet to the beginning corner, containing 1.00 acre more or less.
Tract 2: Beginning at a point in the center of Academy Church Road, in the Southwest corner of this tract of land, where this tract corners with lands of C.F. Porter, thence North 13 degrees, 15 minutes East, 418 feet to a stake, thence South 82 degrees, 35 minutes East, 105 feet to a stake, thence South 13 degrees, 15 minutes West, 418 feet to a point in the center of said County Road, thence along the County Road, thence along the County Road towards Academy Church, North 82 degrees, 35 minutes West, 105 feet to the beginning corner, containing one acre more or less. Reference Plat Book 4, Page 252. Reference Deed Book 4U-37 and 4L-50.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Charles Hayes or a tenant or tenants and said property is more commonly known as 890 Holders Siding Road, Jefferson, GA 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Wells Fargo Home Mortgage, Inc., as Attorney-in-Fact for Charles Hayes
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
<http://www.foreclosurehotline.net>
DDP/sap 12/3/02
Our file no. 52337702-FT7
(NV6,13,20,27B/930 7000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Under and by virtue of the Power of Sale contained in a Security Deed given by Michael Shawn Butler to Wells Fargo Home Mortgage, Inc., dated February 28, 2001, recorded in Deed Book 315, Page 200, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of SEVENTY-FOUR THOUSAND NINE HUNDRED AND 0/100 DOLLARS ($74,900.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in December, 2002, the following described property:
Exhibit “A”
All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 253rd District G.M. of Jackson County, Georgia, and designated as Tract No. 3 as shown by plat of survey of same of Ingram, Lord & Associates, Surveyors, dated June 14, 1999, said plat being recorded in the Office of the Clerk of the Superior Court of Jackson County, Georgia, in Plat Book 54, Page 237. For a more detailed description to said lot, reference is hereby made to said plat as recorded.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Michael Shawn Butler or a tenant or tenants and said property is more commonly known as 420 Sanford Drive, Nicholson, GA 30565.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Wells Fargo Home Mortgage, Inc., as Attorney-in-Fact for Michael Shawn Butler
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
<http://www.foreclosurehotline.net>
DDP/anc 12/3/02
Our file no. 5780002-FT7
(NV6,13,20,27B/930 5000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Under and by virtue of the Power of Sale contained in a Security Deed given by William Chad Cooper and Season Randele Bailey to Wells Fargo Home Mortgage, Inc., dated July 3, 2001, recorded in Deed Book 23-W, Page 432, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SEVENTEEN THOUSAND NINE HUNDRED SEVEN AND 0/100 DOLLARS ($117,907.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in December, 2002, the following described property:
Exhibit “A”
All that tract or parcel of land lying and being in GMD 245, Jackson County, Georgia, being Lot 7, Hawkins Creek on plat of said subdivision recorded in Jackson County Plat Records at Plat Book 57, Page 30, which plat is incorporated herein by reference for a more complete description.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is William Chad Cooper and Season Randele Bailey or a tenant or tenants and said property is more commonly known as 161 Hill Top Drive, Jefferson, GA 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Wells Fargo Home Mortgage, Inc., as Attorney-in-Fact for William Chad Cooper and Season Randele Bailey
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
DDP/cjc 12/3/02
Our file no. 52151702-FT5
(NV6,13,20,27B/930 5000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Under and by virtue of the Power of Sale contained in a Security Deed given by Kim L. Voegel and Lucinda Voegel to Bank of America, N.A., dated February 2, 2000, recorded in Deed Book 21-N, Page 242, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of NINETY-SIX THOUSAND SIX HUNDRED TWENTY-FOUR AND 0/100 DOLLARS ($96,624.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in December, 2002, the following described property:
Exhibit “A”
All that tract or parcel of land lying and being in the 1765th G.M.D., Jackson County, Georgia, City of Braselton, known as Lot 48, Block A, Phase II of The Vineyards Subdivision as shown on a plat entitled “The Vineyards Subdivision Phase II,” prepared by Southeast Consultants, Inc., which plat is recorded in Plat Book 29, Page144, Jackson County, Georgia plat records. Said plat is incorporated herein by reference for a more complete description of said property. Subject to existing easements for public roads and utilities now in use. Also subject to protective covenants on reference plat above.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Kim L. Voegel and Lucinda Voegel or a tenant or tenants and said property is more commonly known as 306 Reisling Drive, Braselton, GA 30517.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Bank of America, N.A., as Attorney-in-Fact for Kim L. Voegel and Lucinda Voegel
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
DDP/mjd 12/3/02
Our file no. 52258102-FT2
(NV6,13,20,27B/930 5000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Under and by virtue of the Power of Sale contained in a Security Deed given by Andrew R. Ford and Rebecca A. Ford to Homeowner’s Loan Corp., dated March 29, 2000, recorded in Deed Book 21-D, Page 135, Jackson County, Georgia Records, as last transferred to The Provident Bank, Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of SIXTY-FOUR THOUSAND AND 0/100 DOLLARS ($64,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in December, 2002, the following described property:
Exhibit “A”
All that tract or parcel of land lying and being in the 253rd District, GM, Jackson County, Georgia, containing 1.09 acres more or less as shown by plat and survey of same of Sherald G. Sharp, Surveyor, dated December 1, 1994 said plat being recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia, in Plat Book 44.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Andrew R. Ford and Rebecca A. Ford or a tenant or tenants and said property is more commonly known as 597 Sanford Drive, Nicholson, GA 30565.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
The Provident Bank, Inc., as Attorney-in-Fact for Andrew R. Ford and Rebecca A. Ford
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
DDP/jmp 12/3/02
Our file no. 52249202-FT1
(NV6,13,29,27B/930 5000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Under and by virtue of the Power of Sale contained in a Security Deed given by Wade S. Brown to North American Mortgage Company, dated August 22, 2000, recorded in Deed Book 212, Page 527, Jackson County, Georgia Records, as last transferred to Bank One, National Association, As Trustee by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of SIXTY THOUSAND AND 0/100 DOLLARS ($60,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in December, 2002, the following described property:
Exhibit “A”
All that tract or parcel of land lying and being in the County of Jackson, Block “D”, Lot 1 according to plat prepared by W.T. Dunahoo, Surveyor, March, 1970, said plat being recorded in the Office of the Clerk of the Superior Court of Jackson County, Georgia, in Plat Book 6, Page 141, bounded on the north by proposed street, on the east by Hancock Road right of way, on the South by Lot No. 2, and on the west by lands of T.M. Crow, said plat and the description thereof of Lot No. 1 in Block “D”, 245th (Jefferson) District, G.M., being incorporated herein by reference for a more detailed description.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Wade S. Brown or a tenant or tenants and said property is more commonly known as 844 Martin Luther King Jr. Drive, Jefferson, GA 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Bank One, National Association, As Trustee, as Attorney-in-Fact for Wade S. Brown
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
DDP/jmp 12/3/02
Our file no. 52166202-FT1
(NV6,13,20,27B/930 6000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Under and by virtue of the Power of Sale contained in a Security Deed given by John D. Propes and Carrie Propes to Crossland Mortgage Corp., dated May 30, 1997, recorded in Deed Book 16-R, Page 192, Jackson County, Georgia Records, as last transferred to Chase Manhattan Mortgage Corporation by assignment recorded in Deed Book 20-S, Page 98, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of SEVENTY-SIX THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($76,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in December, 2002, the following described property:
Exhibit “A”
All that tract or parcel of land lying and being in G.M.D. 245 in the City of Arcade, Jackson County, Georgia, being 1.041 acres as more particularly shown on that certain boundary survey for Melony Brown dated May 7, 1996, prepared by Allen Venable, Jr. Reg. Sur. as per plat recorded in Plat Book 48, Page 45, Jackson County, Georgia, Deed Records. Said plat and the record thereof are herein incorporated for a full and complete legal description.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is John D. Propes and Carrie Propes or a tenant or tenants and said property is more commonly known as 2662 Athens Highway, Arcade, GA 30549-0000.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Chase Manhattan Mortgage Corporation, as Attorney-in-Fact for John D. Propes and Carrie Propes
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
DDP/mjo 12/3/02
Our file no. 5436998-FT3
(NV6,13,20,27B/930 5000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Under and by virtue of the Power of Sale contained in a Security Deed given by Glenda F. Diganci to Chase Manhattan Mortgage Corporation, dated January 29, 1999, recorded in Deed Book 19-B, Page 125, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of EIGHTY-FIVE THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($85,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in December, 2002, the following described property:
Exhibit “A”
All that tract or parcel of land lying and being in the 245th District G.M., State of Georgia, County of Jackson, encompassing 3.150 acres and being more particularly described and delineated according to a plat of survey prepared by James Robert Cheatham, dated December 9, 1998, entitled “Survey for Glenda F. Diganci,” said plat being of record in the Office of the Clerk of Superior Court for Jackson County, Georgia in Plat Book 53, Page 213, which said plat and the recording thereof are by reference hereto incorporated herein for a more complete and detailed description.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Glenda F. Diganci or a tenant or tenants and said property is more commonly known as 1268 Johnson Mill Road, Jefferson, GA 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Chase Manhattan Mortgage Corporation, as Attorney-in-Fact for Glenda F. Diganci
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
<http://www.foreclosurehotline.net>
DDP/wha 12/3/02
Our file no. 52379602-FT3
(NV6,13,20,27B/930 5000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Under and by virtue of the Power of Sale contained in a Security Deed given by Donald Abbott to Perimeter Mortgage Funding Corporation, dated November 23, 1998, recorded in Deed Book 18-U, Page 105, Jackson County, Georgia Records, as last transferred to Chase Manhattan Mortgage Corporation by assignment recorded in Deed Book 21-T, Page 697, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of SIXTY-EIGHT THOUSAND AND 0/100 DOLLARS ($68,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in December, 2002, the following described property:
Exhibit “A”
All that tract or parcel of land lying and being in the City of Commerce, Minish District, G.M. Jackson County, Georgia, and more fully described as follows: All of Lot No. Thirty-One (31) on Roosevelt Boulevard, in Hood Company subdivision as per plat of Hood Orchard Company Subdivision recorded in Plat Book 2, Page 371, in the Office of the Clerk Superior Court, Jackson County, Georgia. This lot sold subject to Restrictive Covenants recorded in Deed Book 3-J, Pages 537-538, Office of Clerk of Superior Court of Jackson County, Georgia.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Donald Abbott or a tenant or tenants and said property is more commonly known as 339 Roosevelt Boulevard, Commerce, GA 30529.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Chase Manhattan Mortgage Corporation, as Attorney-in-Fact for Donald Abbott
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
<http://www.foreclosurehotline.net>
DDP/wha 12/3/02
Our file no. 52373302-FT3
(NV6,13,20,27B/930 5000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Under and by virtue of the Power of Sale contained in a Security Deed given by Anthony Scott Lee and Rebecca Ann Lee to Chase Manhattan Mortgage Corporation, dated May 10, 2000, recorded in Deed Book 215, Page 168, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIVE THOUSAND ONE HUNDRED THIRTY-THREE AND 0/100 DOLLARS ($105,133.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in December, 2002, the following described property:
Exhibit “A”
All that tract or parcel of land lying and being in the 245 G.M.D., Jackson County, Georgia, and designated as Lot 36 containing 1.524 acres, more or less, in Swann Heights, Unit Three, as shown on plat and survey of Paul & Evans, Surveyors, recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia, in Plat Book 54, at Page 258. For a more detailed description to said tract and easement, reference is hereby made to said plat as recorded. Subject to all other existing easements and rights of way for public roads and utilities now in use.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Anthony Scott Lee and Rebecca Ann Lee or a tenant or tenants and said property is more commonly known as 228 April Lane, Jefferson, GA 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Chase Manhattan Mortgage Corporation, as Attorney-in-Fact for Anthony Scott Lee and Rebecca Ann Lee
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
<http://www.foreclosurehotline.net>
DDP/sad 12/3/02
Our file no. 5776202-FT3
(NV6,13,20,27B/930 6000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Under and by virtue of the Power of Sale contained in a Security Deed given by Hoyt L. Lang and Pamela F. Huling to Perimeter Mortgage Funding Corporation, dated September 30, 1999, recorded in Deed Book 20-H, Page 231, Jackson County, Georgia Records, as last transferred to Chase Manhattan Mortgage Corporation by assignment recorded in Deed Book 20-V, Page 354, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of NINETY-EIGHT THOUSAND AND 0/100 DOLLARS ($98,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in December, 2002, the following described property:
Exhibit “A”
All that tract or parcel of land lying and being in the 1407th G.M. District of Jackson County, Georgia, within the corporate limits of the City of Hoschton, comprised of 0.329 acres fully shown on a plat entitled “Survey for Richard A. Murphy,” dated May 19, 1992, prepared by W.T. Dunahoo and Associates, Inc., certified by W.T. Dunahoo, Georgia registered Surveyor Number 1577, recorded at Plat Book 39, Page 3, in the Office of the Clerk of Superior Court of Jackson County, Georgia. Said plat and the recording thereof are by reference incorporated herein for a more detailed description. Being more commonly known as 8600 Pendergrass Road, Hoschton, Georgia, 30548.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Hoyt L. Lang and Pamela F. Huling or a tenant or tenants and said property is more commonly known as 8600 Pendergrass Road, Hoschton, GA 30548.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Chase Manhattan Mortgage Corporation, as Attorney-in-Fact for Hoyt L. Lang and Pamela F. Huling
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
DDP/mjo 12/3/02
Our file no. 52243002-FT3
(NV6,13,20,27B/930 6000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Under and by virtue of the Power of Sale contained in a Security Deed given by Charles M. Garrison and Barbara J. Garrison to Option One Mortgage Corporation, dated July 26, 1999, recorded in Deed Book 20-A, Page 462, Jackson County, Georgia Records, as last transferred to Wells Fargo Bank Minnesota, National Association, fka Norwest Bank Minnesota, National Association, as Trustee for SASCO Mortgage Loan Trust, 1999-BC4 by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of FIFTY THOUSAND FOUR HUNDRED AND 0/100 DOLLARS ($50,400.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in December, 2002, the following described property:
Exhibit “A”
All that tract or parcel of land with all improvements thereon, lying and being in GMD 465 of Jackson County, Georgia, located on the westerly side of Unity Church Circle, containing 4.00 acres, and being a portion of the property shown on a survey for Leanne Stanley, prepared by Patton-Patton, Inc., Georgia Registered Land Surveyor, dated October 7, 1993, revised September 26, 1994, which plat is incorporated herein by reference for a more complete description and all other legal purposes. According to said plat, the property is more fully described as follows:
To find the true point of beginning, commence at a known pin located on the southwesterly right of way line of Unity Church Circle, which plat is located 1.20 and easterly direction from Unity Church Road; thence from said known plat along the southwesterly right of way line of Unity Church Circle as follows South 68 degrees 24 minutes 38 seconds East 13.02 feet, South 26 degrees 15 minutes 12 seconds East 38.55 feet; South 20 degrees 42 minutes 34 seconds East 47.26 feet; South 20 degrees 08 minutes 19 seconds East 112.55 feet; South 21 degrees 02 minutes 25 seconds East 71.27 feet to point located on the southwesterly right of way line of Unity Church Circle, and being the true point of beginning; thence from said true point of beginning South 21 degrees 02 minutes 25 seconds East 200.00 feet along the southwesterly right of way of Unity Church Circle to a point; thence leaving said right of way and running South 34 degrees 20 minutes 12 seconds West 24 degrees 34 minutes 30 seconds West 200.00 feet to a point; thence North 65 degrees 25 minutes 22 seconds East 649.07 feet to a point; thence North 34 degrees 21 seconds East 277.45 feet to a point on the southwesterly right of way of Unity Church Circle, and being the True Point of beginning.
Said property to be subject to a 20 foot perpetual easement for ingress and egress for the benefit of and joining land owners, as shown on the above referenced plat, which easement sure along the northerly boundary of the above property.
This property is subject to all set back requirements, easements, covenants; rights of ways; building and zoning regulations as well as all restrictions of record.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is
Charles M. Garrison and Barbara J. Garrison or a tenant or tenants and said property is more commonly known as 1443 Unity Church Road, Maysville, GA 30558.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Wells Fargo Bank Minnesota, National Association, fka Norwest Bank Minnesota, National Association, as Trustee for SASCO Mortgage Loan Trust, 1999-BC4, as Attorney-in-Fact for Charles M. Garrison and Barbara J. Garrison
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
<http://www.foreclosurehotline.net>
DDP/lmh 12/3/02
Our file no. 52138602-FT2
(NV6,13,20,27B/930 9000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of Power of Sale contained in Deed to Secure Debt from Robindra Lakhicharran and Debbie Lakhicharran, hereinafter Grantors, in favor of American General Financial Services, formerly known as American General Finance, Inc., dated the 11th day of May, 2000, and recorded the 25th day of May, 2000, in Deed Book 21-I, Page 277, Jackson County, Georgia Records; said Deed to Secure Debt being given to secure a Promissory Note of even date in the original principal amount of Thirty Two Thousand Seventy Five and 31/100ths Dollars ($32,075.31), with interest from date as stated therein; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Jackson County, Georgia, within the legal hours of sale on the first Tuesday in December, 2002, the following described property:
All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 255th District, G.M., Jackson County, Georgia, containing 1.45 acres, more or less, and being more particularly described and delineated by plat of survey prepared for Robindra Lakhicharran and R. Michelle Lakhicharran dated April 25, 1995, by Slate and Associates, Inc., certified by G. Brian Slate, GRLS No. 2629, recorded in Plat Book 45, Page 132, Jackson County, Georgia Records; which plat and the recording thereof are hereby incorporated herein by reference for a more detailed description of the property, which has the address of 204 B. Wilson Road, Commerce, Georgia 30529.
Notice is hereby being given that the property will be sold and conveyed subject to a first position Deed to Secure Debt from Robindra Lakhicharran and R. Michelle Lakhicharran to First National Bank of Gainesville, d/b/a The Mortgage Source, dated 4/28/95, recorded 5/3/95, in Deed Book 14-P, Page 547, Jackson County, Georgia Records, in the original amount of $44,600.00; subsequently transferred and assigned to Mortgage Electronic Registration Systems, Inc., recorded 1/7/00, in Deed Book 20-O, Page 296.
The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, non-payment of the monthly installments on said loan. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney’s fees. Said property will be sold subject to any outstanding ad valorem taxes, special assessments, unpaid utility bills constituting liens against the property, and all Deeds to Secure Debt, liens and encumbrances existing when the above-described Deed to Secure Debt was filed for record. To the best of the undersigned’s knowledge, information and belief, equitable title to this property is held by Robindra Lakhicharran and Debbie Lakhicharran.
American General Financial Services, as Attorney-in-Fact for the above-named Grantors
American General Financial Services
by Robert W. Broome, Attorney
1800 Peachtree Street, NW Suite 445
Atlanta, Georgia 30309
404-350-8349
(NV6,13,20,27INV)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of a Power of Sale contained in that certain Security Deed from Jeffrey Wayne Adams a/k/a Jeffery Wayne Adams and Jeannie Adams to New Century Mortgage Corporation, dated October 8, 2001, recorded in Deed Book 24-Q, Page 253, Jackson County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of FIFTY THOUSAND AND 00/100 DOLLARS ($50,000.00) with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to U.S. Bank National Association, as Trustee for Morgan Stanley Dean Witter Capital I Inc. Trust 2001-NC4, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in December, 2002, the following described property:
All that tract or parcel of land lying and being in the Town of Nicholson, Jackson County, Georgia, and beginning at W.O. Power lot originally, now R.L. Murry’s lot and running South 82 3/4 East 2 chains 25 links to an iron stake; thence South 7 1/4 West 2 chains and 25 links to an iron stake; thence North 7 1/4 East 1 chain and 12 links to the beginning corner, containing one quarter of an acre, more or less.
Said property is commonly known as 96 Oak Street, Nicholson, GA 30565.
The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorney’s fees and all other payments provided for under the terms of the Security Deed and Note.
Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Jeannie Adams or tenant(s).
U.S. Bank National Association, as Trustee for Morgan Stanley Dean Witter Capital I, Inc. Trust 2001-NC4, as Attorney-in-Fact for Jeffrey Wayne Adams A/K/A Jeffery Wayne Adams and Jeannie Adams
Contact: Kristina Smith (ext. 280)
Morris, Schneider & Prior, L.L.C
3300 N.E. Expressway, Suite 8B
Atlanta, Georgia 30341
(770) 234-9181
MSP File No. 324.0210661\KPS
Web Site: www.foreclosures.msplaw.com
This law firm is attempting to collect a debt. Any information obtained will be used for that purpose.
(NV6,13,20,27B/815 6000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of a Power of Sale contained in that certain Security Deed from Veda Wade to Option One Mortgage Corporation, A California Corporation, dated November 30, 2000, recorded in Deed Book 22-L, Page 12, Jackson County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of SIXTY-TWO THOUSAND NINE HUNDRED AND 00/100 DOLLARS ($62,900.00) with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Wells Fargo Bank Minnesota, N.A., as Trustee for registered holders of Option One Mortgage Loan Trust 2001-A, Asset Backed Certificates, Series 2001-A, without recourse, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in December, 2002, the following described property:
All that tract or parcel of land lying and being in the 253rd G.M. District of Jackson County, Georgia being Lot 19, Block B of Fox Chase Subdivision, Section II as per plat recorded in Plat Book 42, Page 23, Jackson County, Georgia Records, to which plat reference is made for a more detailed description.
The Security Instrument secures an obligation for a manufactured home which is already or to be permanently affixed to the subject real estate: Make: Fleetwood; Model Name: Eagle Trac; Serial Number: GAPLT 54879325ES11; Width: 24; Length: 52; Model Year: 1997
which has the address of 570 Jim David Road, Nicholson, Georgia 30565.
Said property is commonly known as 570 Jim David Road, Nicholson, GA 30565.
The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorney’s fees and all other payments provided for under the terms of the Security Deed and Note.
Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Veda Wade or tenant(s).
Wells Fargo Bank Minnesota, N.A., as Trustee for Registered Holders of Option One Mortgage Loan Trust 2001-A, Asset Backed Certificates, Series 2001-A, Without Recourse, as Attorney-in-Fact for Veda Wade
Contact: Whitney Fair (ext. 235)
Morris, Schneider & Prior, L.L.C
3300 N.E. Expressway, Suite 8B
Atlanta, Georgia 30341
(770) 234-9181
MSP File No. 226.0211118\WCF
Web Site: www.foreclosures.msplaw.com
This law firm is attempting to collect a debt. Any information obtained will be used for that purpose.
(NV6,13,20,27B/815 6000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of a Power of Sale contained in that certain Security Deed from Harold B. Henderson Jr. to Arcade Homes, Inc., dated March 19, 1999, recorded in Deed Book 19-I, Page 703, Jackson County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of FORTY-SEVEN THOUSAND EIGHT HUNDRED AND 00/100 DOLLARS ($47,800.00) with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to First Family Financial Services of Georgia, Inc., A Division of CitiFinancial Services, Inc., its successors and/or assigns as their interest may appear, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in December, 2002, the following described property:
All that tract or parcel of land lying and being in the 245th District, G.M., Jackson County, Georgia, in the Town of Jefferson, containing 1.229 acres, more or less, and being designated as shown on that Plat of Survey of White Oak Subdivision, prepared by W.T. Dunahoo and Associates, Surveyors, dated September 26, 1998, and recorded in the Office of the Clerk of the Superior Court of Jackson County, Georgia in Plat Book 53, Page 91, (incorrectly referenced on original Security Deed as Page 92). Said Plat, as recorded, is hereby incorporated by reference for a more detailed description of said property. Subject to existing easements for public roads and utilities now in use.
Said property is commonly known as 103 Rock Forge Court, Jefferson, GA 30549.
The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorney’s fees and all other payments provided for under the terms of the Security Deed and Note.
Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Harold B. Henderson Jr. or tenant(s).
First Family Financial Services of Georgia, Inc., a Division of CitiFinancial Services, Inc., Its Successors and/or Assigns as Their Interest May Appear, as Attorney-in-Fact for Harold B. Henderson Jr.
Contact: Amanda Adams (ext. 398)
Morris, Schneider & Prior, L.L.C
3300 N.E. Expressway, Suite 8B
Atlanta, Georgia 30341
(770) 234-9181
MSP File No. 601.029620\ADA
Web Site: www.foreclosures.msplaw.com
This law firm is attempting to collect a debt. Any information obtained will be used for that purpose.
(NV6,13,20,27B/815 6000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of a Power of Sale contained in that certain Security Deed from Kevin Scott Bowers and Debbie Joyce Bowers to FT Mortgage Companies d/b/a McGuire Mortgage, dated September 27, 1999, recorded in Deed Book 20-J, Page 543, Jackson County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of THIRTY-FIVE THOUSAND AND 00/100 DOLLARS ($35,000.00) with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Residential Funding Corporation, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in December, 2002, the following described property:
All that tract or parcel of land lying and being in the 248th GMD of Jackson County, Georgia, being Lot 10, Becca’s Walk Subdivision, as per plat recorded in Plat Book 45, Page 88, Jackson County, Georgia Records, which plat is incorporated herein by reference and made a part hereof.
This is a foreclosure of a junior lien. The interest of the senior lienholder will not be extinguished by the foreclosure of this junior lien.
Said property is commonly known as 76 Ryans Way, Hoschton, GA 30548.
The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorney’s fees and all other payments provided for under the terms of the Security Deed and Note.
Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Kevin S. Bowers and Debbie J. Bowers or tenant(s).
Residential Funding Corporation, as Attorney-in-Fact for Kevin Scott Bowers and Debbie Joyce Bowers
Contact: Amanda Adams (ext. 398)
Morris, Schneider & Prior, L.L.C
3300 N.E. Expressway, Suite 8B
Atlanta, Georgia 30341
(770) 234-9181
MSP File No. 382.0210591\ADA
Web Site: www.foreclosures.msplaw.com
This law firm is attempting to collect a debt. Any information obtained will be used for that purpose.
(NV6,13,20,27B/815 5000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of a Power of Sale contained in that certain Security Deed from Robin Baird and Christopher Baird to First Family Financial Services of GA., Inc., dated May 25, 2000, recorded in Deed Book 21-J, Page 497, Jackson County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of THIRTY-SIX THOUSAND FIVE HUNDRED SIXTY-FOUR AND 96/100 DOLLARS ($36,564.96) with interest thereon as provided for therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in December, 2002, the following described property:
Land referred to in this commitment is described as all that certain property situated in Commerce in the County of Jackson, and State of Georgia and being described in a deed dated 12/30/97 and recorded 01/07/98, among the land records of the county and state set forth above, and referenced as follows: Book 17-J Page 102. All that tract or parcel of land lying and being in the 253rd District, G.M., of Jackson County, Georgia, containing 1.50 acres, more or less in accordance with boundary survey prepared for Teresa Gaines dated November 21, 1991, By Venable & Associates, Inc. Georgia registered land surveyor No. 1761, recorded in Plat Book 37, Page 166, Jackson County, Georgia Records. For a more detailed description of said property, reference is hereby made to incorporate said plat as recorded.
Said property is commonly known as 4555 Highway 334, Commerce, GA 30530.
The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorney’s fees and all other payments provided for under the terms of the Security Deed and Note.
Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Robin Baird and Christopher Baird or tenant(s).
First Family Financial Services of Georgia, Inc., All of the Former First Family Entities Have Been Merged Into First Family Financial Services, Inc., a Delaware Corporation, as Attorney-in-Fact for Robin Baird and Christopher Baird
Contact: Tangelia Kendall (ext. 271)
Morris, Schneider & Prior, L.L.C
3300 N.E. Expressway, Suite 8B
Atlanta, Georgia 30341
(770) 234-9181
MSP File No. 601.0211156/TNK
Web Site: www.foreclosures.msplaw.com
This law firm is attempting to collect a debt. Any information obtained will be used for that purpose.
(NV6,13,20,27B/815 6000)

Notice
Georgia, Jackson County Probate Court
The petition of Sara Ruth Prickett, for a year’s support from the estate of William Styles Prickett, deceased, for decedent’s surviving spouse and minor child, having been duly filed, all interested persons are hereby notified to show cause, if any they have, on or before December 2, 2002, at 10:00 a.m., why said petition should not be granted.
All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed on or before the time stated in the preceding sentence. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.
Witness, the Honorable Margaret Deadwyler, Judge
By: Helen Gunnels, Clerk Probate Court of Jackson County
(NV6,13,20,27B/498 2000)

Notice
Georgia, Jackson County Probate Court
The petition of Dorothy Carol Aaron, for a year’s support from the estate of Bobby H. Aaron, deceased, for decedent’s surviving spouse, having been duly filed, all interested persons are hereby notified to show cause, if any they have, on or before December 2, 2002, at 10:00 a.m., why said petition should not be granted.
All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed on or before the time stated in the preceding sentence. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.
Witness, the Honorable Margaret Deadwyler, Judge
By: Helen Gunnels, Clerk Probate Court of Jackson County
(NV6,13,20,27B/498 2000)

Inc. Notice
Notice of Incorporation
Notice is given that Articles of Incorporation, which incorporate Adams Construction & Development, Inc., have been delivered to the Secretary of State for filing in accordance with the Georgia Business Corporation Code. The initial registered office of the corporation is located at 118 West Freeman Street, Maysville, Jackson County, Georgia 30558, and its initial registered agent at such address is Gary Adams.
(NV6,13P2)

Inc. Notice
Notice of Intent to Incorporate
Notice is given that Articles of Incorporation, which will incorporate Delesco, Inc., will be delivered to the Secretary of State of Georgia for filing in accordance with Georgia Business Corporation Code (O.C.G.A. Sec. 14.2-201.1).
The initial registered office of the corporation will be located at 2530 North Broad Street, Commerce, Georgia 30529, and its initial registered agent at such address is G. Dean Lewis.
(NV6,13P2)

Our Time and Place:
A History of Jackson County, Ga

A complete history of Jackson County, Georgia from 1796 to the present. Written in narrative style for easy reading. Includes material not found in other books about Jackson County.

Order this book online

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of the power of sale contained in a Security Deed from Randy Browner and Machelle Browner to Great Eastern Financial Services, Inc. dated September 30, 1998, recorded in Deed Book 18-N, Page 370, Jackson County Records, and last assigned to Manufacturers & Traders Trust Company, One M & T Plaza, Buffalo, NY 14203-2399, Trustee for Securitization Series 1999-1, Agreement dated 3-04-99, conveying the after-described property to secure a Note in the original principal amount of Forty One Thousand Six Hundred DOLLARS ($41,600.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash, before the Courthouse door of Jackson County, Georgia, during the legal hours of sale on the first Tuesday in December, 2002, the following described property, to wit:
All that tract or parcel of land lying and being in the 242nd District, G.M. Jackson County, Georgia, designated as Tract B containing 0.904 acre, more or less, as shown on plat and survey of Ben McLeroy and Associates, Surveyor, dated April 7, 1978, and being recorded in the Office of the Clerk of the Superior Court of Jackson County, Georgia in Plat Book 15, Page 89. Bounded on the northwest by Hart, on the south by Brady, east by Tract ‘C’ and west by Brower. Together with an easement over and along that 30 foot road designated on said plat for the purpose of ingress and egress from Jefferson River Road to property above described.
The Debt secured by said Security Deed has been and is hereby declared due because of nonpayment of the indebtedness when due and in the manner provided in the Note and Security Deed. The debt remaining in default, the sale will be made for the purpose of paying the same and all expenses of sale, as provided in the Security Deed and by law, including attorney’s fees, notice of intent to collect attorney’s fees having been given.
Said property will be sold subject to any outstanding ad valorem taxes, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.
To the best knowledge and belief of the undersigned, the party in possession of the property is Randy Browner and Machelle Browner or, a tenant or tenants, and said property was or is commonly known as 7669 Jefferson River Road, Athens, GA 30607.
Manufacturers & Traders Trust Company, One M & T Plaza, Buffalo, NY 14203-2399, Trustee for Securitization Series 1999-1, Agreement dated 3-04-99, as Attorney-in-Fact for Randy Browner and Machelle Browner
Martin, Naughton & Brunavs
Attorneys at Law
Post Office Box 600
Clarkston, Georgia 30021
(404) 294-4040
This law firm is acting as a debt collector, attempting to collect a debt. Any information obtained will be used for that purpose.
(NV6,13,20,27INV)
Notice of Sale
Notice of Sale Under Power Contained in Security Deed
State of Georgia,
County of Jackson
Pursuant to a Power of Sale contained in a certain Security Deed executed by Martin Hart and Michael Hart, hereinafter referred to as Grantor, with the singular including the plural, to Alliance Funding Company, A Division of Superior Bank FSB recorded in Deed Book 18-Y, beginning at Page 777, and re-recorded in Deed Book 19-C, Page 364, of the deed records of the Clerk of the Superior Court of the aforesaid state and county, and by virtue of a default in the payment of the debt secured by said Security Deed, the undersigned Attorney-in-Fact for the aforesaid Grantor (which Attorney-in-Fact is the present holder of said Security Deed and note secured thereby) will sell before the door of the Courthouse in said county within the legal hours of sale, for cash, to the highest bidder on the first Tuesday in December, 2002, the property which, as of the time of the execution of said Security Deed, was described as set forth in the attached Exhibit “A.” Said sale will be made subject to the following items which may affect the title to said property: All restrictive covenants, easements and rights-of-way appearing of record, if any; all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; all outstanding and/or unpaid taxes which may be liens upon the property; all outstanding or unpaid bills and assessments for street improvements, curbing, garbage, water, sewage and public utilities which may be liens upon said property. To the best of the undersigned’s knowledge and belief, the party in possession of the property is believed to be Martin Hart and Michael Hart.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.
LaSalle National Bank, as Trustee under Pooling and Servicing Agreement Dated 02/01/99 Series 1999-1, as Transferee and Assignee, as Attorney-in-Fact for the aforesaid Grantor
J. Michael Campbell
Attorney at Law
990 Hammond Drive
Suite 800
One Lakeside Commons
Atlanta, Georgia 30328
(770) 392-0041
This law firm is attempting to collect a debt, and any information obtained will be used for that purpose.
Exhibit “A”
All that tract or parcel of land, together with any improvements thereon, located in the Wilson District, GMD 465, Jackson County, City of Maysville, Georgia, containing 0.4599 acre, more or less, being more particularly described as follows:
Beginning at an iron pin located at the intersection of the Easterly right-of-way of Mill Street, and the Southeasterly right-of-way of Cora Way; thence South 10 degrees 29 minutes 00 seconds West 95.30 feet to an iron pin, which is also the true point of beginning; thence South 13 degrees 07 minutes 00 seconds West 20.95 feet to an iron pin; thence North 79 degrees 59 minutes 00 seconds East 200.00 feet to an iron pin; thence North 33 degrees 33 minutes 15 seconds West 181.14 feet to an iron pin; thence South 46 degrees 13 minutes 00 seconds West 103.52 feet to an iron pin and the true point of beginning.
Said tract is further described as shown on a plat prepared for Carolina Capital Corp. on January 20, 1989 by J.A. Page, Jr., Georgia Registered Surveyor, and is designated as Tract #5. Said plat is incorporated herein for a more complete description.
Interest conveyed by this Deed shall also include all rights, title and interest in that certain make and year mobile homes described as follows: 24x52 All American Homes, Serial Nos. SHGA-9939-A and SHGA-9939-B. Said mobile homes shall be hereafter considered as merged with title to the realty.
(NV6,13,20,27B/372 7000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of the Power of Sale contained in a Deed to Secure Debt and its modifications from Phyllis E. Pittman to James M. Sewell and Cheryl W. Sewell, dated December 3, 2001, and recorded at Deed Book 25-P, Pages 239-241, in the Office of the Clerk of Superior Court of Jackson County, Georgia, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, during the legal hours of sale on the first Tuesday in December, 2002, the following described property, to-wit:
All that tract or parcel of land lying and being in the County of Jackson, State of Georgia, situated, lying and being in the City of Commerce, Georgia, the same being known as Lots 1, 2, 3 and 4 in Section E and fully described in deed and plat made by W.D. Sheppard to L.L. Davis on April 15, 1908, recorded in Book NN, Pages 115-116, in the Clerk’s Office, Jackson County, Records, including store building located in Lot 4, on Highway 441.
The debt secured by said instrument having been declared due because of default in payment, this sale will be made for the purpose of satisfying said indebtedness and any other indebtedness secured by said property and all expenses of this sale, including attorney’s fees. This property will be sold as the property of Phyllis E. Pittman subject to any taxes, easements and assessments appearing of record.
To the best of the undersigned’s knowledge, the property is in the possession of Phyllis E. Pittman.
James M. Sewell and Cheryl W. Sewell, as Attorneys-in-Fact for Phyllis E. Pittman.
Scott R. Tolbert
Attorney at Law
62 Washington Street
Jefferson, Georgia 30549
(706) 367-5290
(NV6,13,20,27P4)

Notice of Sale
Notice of Sale Under Power
Whereas, for value received, Venable & Associates, Inc., executed and delivered to nBank, N.A. f/k/a The First National Bank of Commerce (hereinafter “nBank”), a Deed to Secure Debt conveying certain real estate located in Jackson County, Georgia, and said Deed to Secure Debt was recorded in the Office of the Clerk of the Superior Court of Jackson County, Georgia, on October 5, 1987, in Deed Book 9-X, Folio 42, securing that certain promissory note dated October 1, 1987, and renewed on August 31, 1999, in the principal amount of Sixty Seven Thousand Three Hundred Ninety-nine and 50/100 Dollars ($67,399.50) which was signed and executed by Allen Venable, as President; and said Deed to Secure Debt having been modified by a Modification Agreement dated August 31, 1999, and recorded in the Office of the Clerk of the Superior Court of Jackson County, Georgia, on September 28, 1999, in Deed Book 20-F, Pages 582-583; and
Whereas, nBank is the holder of said instruments; and
Whereas, the instrument held by nBank provides that should default occur the holder may declare the entire indebtedness secured by the Deed to Secure Debt due and payable and in compliance with the power of sale, proceed to sell the property at public outcry; and
Whereas, nBank has declared all of the indebtedness secured by the Deeds to Secure Debt due and payable; and
Whereas, nBank has forwarded the notice required by O.C.G.A. Section 44-14-162.2;
Now, Therefore, nBank, acting as aforesaid, under and in compliance with the powers of sale in the Deed to Secure Debt, will proceed to sell at public outcry for cash or certified funds to the highest bidder in front of the Courthouse in Jackson County, Georgia during the legal hours of sale on the first Tuesday in December, 2002, the following described property conveyed in the said Deed to Secure Debt, to-wit:
All that tract or parcel of land lying and being in the 245th District, G.M., Jackson County, Georgia, containing 0.96 acre, more or less, as shown on plat and survey of Venable & Associates, Inc., Surveyors, dated September 22, 1987, and recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia in Plat Book 28, Page 22. Said tract is more particularly described as follows: Beginning at an iron pin located on Georgia Highway 11 and 0.65 mile from Middle Oconee River, thence from said point, north 44 degrees 40 minutes west 209.27 feet to iron pin; thence north 45 degrees 20 minutes east 200.00 feet to iron pin; thence south 44 degrees 40 minutes east 209.00 feet to iron pin; thence south 45 degrees 15 minutes west 200.00 feet to iron pin being the point of beginning. For a more detailed description to said tract, reference is hereby made to said plat as recorded. Subject to existing easements and rights of ways for public roads and utilities now in use.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the deeds to secure debt and modification agreements first set out above.
The proceeds of said sale will first be applied to the payment of indebtedness to nBank, other charges, and the expenses of sale, as provided in the Deeds to Secure Debt and Modification Agreements to nBank, and the balance, if any, shall be applied or distributed as required by law.
This 1st day of November, 2002.
nBank, N.A., as Attorney-in-Fact for Venable & Associates, Inc.
Matthew A. Moseley
Blasingame, Burch, Garrard, Bryant & Ashley, P.C.
Attorneys for nBank, N.A.
Post Office Box 832
Athens, Georgia 30603
(706) 354-4000
(NV6,13,20,27B/510 7000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Under and by virtue of the Power of Sale contained in that certain Security Deed given by Allan K. Cohn to Bank One, N.A., dated May 24, 2001, recorded in Deed Book 23-N, Page 454, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of Sixty Eight Thousand Dollars ($68,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in December, 2002, the following described property:
All that tract or parcel of land lying and being on the South side of Kesler Road in the 1704 G.M District of Jackson County, Georgia containing 1.500 acres and designated as “Tract 2A” according to a plat of survey prepared for “Janet Lee Vessels” by Glen Downs, Georgia Registered Land Surveyor, dated October 26, 1987, and recorded at Plat Book 28, Page 64, Jackson County, Georgia Records. Reference is made to said plat of survey for a more complete description of the property.
Also, a thirty (30) foot easement of ingress and egress joining a Northeasterly portion of the above described property to Kesler Road as more particularly shown on said plat of survey.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Allan K. Cohn or a tenant or tenants and said property is more commonly known as 504 Kesler Road, Nicholson, Georgia 30565.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.
Bank One, N.A., as Attorney-in-Fact for Allan K. Cohn
By: Heath W. Williams
Attorney for Bank One, N.A.
Lefkoff & Rubin, P.C.
3423 Piedmont Road
Suite 500
Atlanta, Georgia 30305
(404) 869-6900
(404) 869-6909 (fax)
(NV6,13,20,27INV)

Notice of Sale
Notice of Sale Under Power
In Deed To Secure Debt
Georgia
Jackson County
Because of a default in the payment of promissory note dated November 30, 2001, and by virtue of the power of sale contained in a Deed to Secure Debt dated November 10, 1992, recorded in Deed Book 12-S, Pages 593-595, and a Deed to Secure Debt dated May 11, 1995, recorded in Deed Book 14-Q, Page 252, both of Jackson County, Georgia records, executed by Kenneth E. Palmer and Loretta G. Palmer, The Peoples Bank, as current holder of said Note and Deeds to Secure Debt, has declared the indebtedness due in full under the above-described promissory note, and, pursuant to the power of sale contained in such Deeds to Secure Debt, will, on the first Tuesday in December, 2002, during the legal hours of sale at the Courthouse door in Jackson County, Georgia, sell at public outcry to the highest bidder for cash the following property, to-wit:
All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 455th District, G.M., of Jackson County, Georgia, and being Lot Two (2) of Riveredge Estates containing 1.50 acres according to “Boundary Survey for Robert Lewis Payne” by Venable & Associates, Inc., land surveyors, dated December 16, 1987, and recorded in Plat Book 29, Page 177, in the Office of the Clerk of the Superior Court of Jackson County, Georgia, reference being hereby made to said plat for a more complete description of the property herein conveyed.
The sale will be subject to any easements, covenants, unpaid taxes and other assessments, which may encumber the property. The property will be sold as the property of Kenneth E. Palmer and Loretta G. Palmer, and the proceeds will be applied to the payment of the indebtedness secured by said Deeds to Secure Debt, the expenses and costs of sale, including attorney’s fees as may be due under aforesaid indebtedness and Deed to Secure Debt. Any remaining proceeds will be applied pursuant to said Deeds to Secure Debt and the laws of the State of Georgia. The undersigned will execute deeds to the purchaser at said sale as provided for in said Deeds to Secure Debt.
This 28th day of October, 2002.
The Peoples Bank, as Attorney-in-Fact for Kenneth E. Palmer and Loretta G. Palmer
By: Samuel L. Chesnutt, as Attorney for The Peoples Bank
Strickland, Chesnutt & Lindsay, LLP
76 West Candler Street
P.O. Box 249
Winder, Georgia 30680
(770) 867-7505
This law firm is acting as a debt collector attempting to collect a debt. Any information obtained will be used for that purpose.
Strickland, Chesnutt & Lindsay, LLP
Attorneys at Law
P.O. BOX 249
Winder, Georgia 30680
Phone 770-867-7505
Fax 770-867-0747
This law firm is acting as a debt collector attempting to collect a debt. Any information obtained will be used for that purpose.
(NV6,13,20,27B/887 5000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness, secured by a Security Deed executed by William E. Mosley and Leonetti C. Mosley to Saxon Mortgage, Inc. dated the 8th day of August, 2000, and recorded in Deed Book 21-U, Page 621, Jackson County, Georgia Records; the undersigned, Deutsche Bank Trust Company Americas formerly known as Banker’s Trust Company, as Trustee and Custodian by Saxon Mortgage Services, Inc. f/k/a Meritech Mortgage Services, Inc. as their Attorney-in-Fact, pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in December, 2002, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
Exhibit “A”
All that tract or parcel of land lying and being in GMD 245, Jackson County, Georgia, being designated as Tract No. 3, containing 10.0 acres, more or less, as shown on plat of survey prepared by W.T. Dunahoo and Associates, GRLS, dated April 10, 1999, recorded in Plat Book 53, Page 299, Jackson County, Georgia Records, which plat is hereby referred to and made a part of this description.
which has the property address of 3737 Jefferson River Road, Jefferson, GA, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorney’s fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of William E. Mosley and Leonetti C. Mosley and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Deutsche Bank Trust Company Americas formerly known as Banker’s Trust Company, as Trustee and Custodian by Saxon Mortgage Services, Inc. f/k/a Meritech Mortgage Services, Inc. as their Attorney-in-Fact, Attorney-in-Fact for William E. Mosley and Leonetti C. Mosley
McCurdy & Candler, L.L.C.
By: Anthony DeMarlo, Attorney
(404) 370-7230
This law firm is acting as a debt collector and is attempting to collect a debt. Any information obtained will be used for that purpose.
(NV6,13,20,27INV)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness, secured by a Security Deed executed by Kenneth Wells to Alliance Funding a Division of Superior Bank, F.S.B. dated the 16th day of April, 1999, and recorded in Deed Book 19-L, Page 350, Jackson County, Georgia Records; as last transferred to LaSalle Bank, N.A., fka LaSalle National Bank, as Trustee under the Pooling and Servicing Agreement dated 6/01/1999, Series 1999-2 to be recorded in Jackson County Records, the undersigned, LaSalle Bank, N.A., fka LaSalle National Bank, as Trustee under the Pooling and Servicing Agreement dated 6/01/1999, Series 1999-2, pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in December, 2002, during the legal hours of sale, at the Courthouse door in JACKSON County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
Exhibit “A”
All that tract or parcel of land lying and being in Jackson County, Georgia, G.M.D. 1704, being designated as Lot 18, containing 4.292 acres, more or less, according to a survey for Hunters Ridge prepared by Cornerstone, Registered Land Surveyor, dated September 30, 1995. Said plat is recorded in Plat Book 48, Page 33, Jackson County Records and is incorporated herein by reference for a more complete description. This conveyance is subject to all easements and rights of way for roads and utilities now in use along with all easements and restrictions of record.
which has the property address of 529 Hunters Ridge Rd., Center, GA, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorney’s fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Kenneth Wells and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
LaSalle Bank, N.A., fka LaSalle National Bank, as Trustee under the Pooling and Servicing Agreement dated 6/01/1999, Series 1999-2
Attorney in Fact for Kenneth Wells
McCurdy & Candler, L.L.C.
By: Anthony DeMarlo, Attorney
(404) 370-7230
This law firm is acting as a debt collector and is attempting to collect a debt. Any information obtained will be used for that purpose.
(NV6,13,20,27INV)

Notice of Sale
Notice of Sale Under Power
State of Georgia
County of Jackson
Because of a default in the payment of the indebtedness secured by a Security Deed executed by Amy W. Sanders to Crestar Mortgage Corporation dated August 10, 1999, and recorded in Deed Book 20-A, Page 171, Jackson County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Federal National Mortgage Association, by assignment dated March 1, 2000, aforesaid records, securing a Note in the original principal amount of $97,600.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, December 3, 2002, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:
All that tract or parcel of land lying and being in the 242nd District, G.M., Jackson County, Georgia, containing 6.20 acres, more or less, designated as Tract No. 2, as shown on that plat and survey for Arcade Homes, Inc., prepared by W.T. Dunahoo and Associates, Inc., Surveyors, and recorded in the Office of the Clerk of the Superior Court of Jackson County, Georgia, in Plat Book 51, Page 111. Said plat, as recorded, is hereby incorporated by reference for a more detailed description of said property. Subject to existing easements and rights of way for public roads and utilities now in use.
Said property is known as 102 Crooked Creek Road, Athens, GA 30607, together with all fixtures and personal property attached to and constituting a part of said property, if any.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.
Said property will be sold as the property of Amy W. Sanders, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Amy W. Sanders, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.
Federal National Mortgage Association, as Attorney-in-Fact for Amy W. Sanders
File no. 02-4510
L.J. Swertfeger, Jr.
Shapiro & Swertfeger*
Attorneys and Counselors at Law
3300 Northeast Expressway
Suite 5-C
Atlanta, Georgia 30341-3941
(770) 220-2730/LK
www.swertfeger.net
*The law firm is acting as a debt collector. Any information obtained will be used for that purpose.
(NV6,13,20,27INV)

Notice of Sale
Notice of Sale Under Power
State of Georgia
County of Jackson
Because of a default in the payment of the indebtedness secured by a Security Deed executed by Bruce A. Taylor to Mortgage Electronic Registration Systems, Inc. As Nominee For Aegis Mortgage Corporation D/B/A Uc Lending dated July 9, 2001, and recorded in Deed Book 23-Y, Page 138-155, Jackson County Records, securing a Note in the original principal amount of $133,000.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, December 3, 2002, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:
All that tract or parcel of land lying and being in the 465th District, G.M., Jackson County, Georgia, and being designated as Tract 5, containing 15.14 acres, more or less, as shown on that plat and survey for Jim Ferguson prepared by Venable and Associates, Inc., Allen L. Venable, Jr., Georgia Registered Surveyor No. 1761, dated September 2, 1990, revised December 31, 1991, revised February 12, 1993, and recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia, in Plat Book 40, Page 104. Said plat, as recorded, is hereby referenced for a more detailed description of said property. Subject to existing easements for public Roads and utilities now in use.
Together with that 210 foot ingress and egress easement shown as the shaded area of Tract No. 3 as shown on the plat as described above.
The above described property being the same as conveyed from James Isaac Ferguson a/k/a James Isaac Ferguson, Bonnie Frances B. Ferguson and Derral G. Ferguson to Bruce A. Taylor and Cynthia L. Taylor by Warranty Deed dated February 19, 1993, recorded in Deed Book 12-X, Page 475, Jackson County Records.
Said property is known as 135 Boone Road, Maysville, GA 30558, together with all fixtures and personal property attached to and constituting a part of said property, if any.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.
Said property will be sold as the property of Bruce A. Taylor, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Bruce A. Taylor, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.
Mortgage Electronic Registration Systems, Inc. As Nominee For Washington Mutual Bank, Fa, as Attorney-in-Fact for Bruce A. Taylor
File no. 02-4453
L.J. Swertfeger, Jr.
Shapiro & Swertfeger*
Attorneys and Counselors at Law
3300 Northeast Expressway
Suite 5-C
Atlanta, Georgia 30341-3941
(770) 220-2730/LK
www.swertfeger.net
*The law firm is acting as a debt collector. Any information obtained will be used for that purpose.
(NV6,13,20,27INV)

Notice of Sale
Notice of Sale Under Power
State of Georgia
County of Jackson
Because of a default in the payment of the indebtedness secured by a Security Deed executed by W. Taum Prince and Cherish J. Moon to Perimeter Mortgage Funding Corporation dated May 6, 1998, and recorded in Deed Book 17-W, Page 263, Jackson County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Federal National Mortgage Association, by assignment securing a Note in the original principal amount of $74,400.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, December 3, 2002, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:
All that tract or parcel of land lying and being in the 428th District G.M., City of Pendergrass, Jackson County, Georgia, being 1.033 acres and being more particularly described and delineated according to a plat and survey prepared by Venable & Associates, Inc., certified by Allen L. Venable, Jr., Georgia Registered Surveyor No. 1761, dated March 30, 1998, entitled “Boundary Survey for W. Taum Price & Cherish J. Moon,” said plat being of record in the Office of the Clerk of Superior Court for Jackson County, Georgia in Plat Book 52, Page 141; which said plat and the recording thereof are by reference hereto incorporated herein for a more complete and detailed description.
Said property is known as 116 Railroad Avenue, Pendergrass, GA 30567, together with all fixtures and personal property attached to and constituting a part of said property, if any.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.
Said property will be sold as the property of W. Taum Prince and Cherish J. Moon Prince, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of W. Taum Prince and Cherish J. Moon n/k/a Cherish J. Prince, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.
Federal National Mortgage Association, as Attorney-in-Fact for W. Taum Prince and Cherish J. Moon their successors in title being W. Taum Prince and Cherish J. Moon n/k/a Cherish J. Prince
File no. 02-4065
L.J. Swertfeger, Jr.
Shapiro & Swertfeger*
Attorneys and Counselors at Law
3300 Northeast Expressway
Suite 5-C
Atlanta, Georgia 30341-3941
(770) 220-2730/cc
www.swertfeger.net
*The law firm is acting as a debt collector. Any information obtained will be used for that purpose.
(NV6,13,20,27INV)

Notice of Sale
Notice of Sale Under Power
State of Georgia
County of Jackson
Because of a default in the payment of the indebtedness secured by a Security Deed executed by Eric J. Hales and Rhonda E. Hales to Wells Fargo Home Mortgage, Inc. dated January 29, 2001, and recorded in Deed Book 22-S, Page 133, Jackson County Records, securing a Note in the original principal amount of $90,400.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, December 3, 2002, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:
All that tract or parcel of land lying and being in the 245th District, G.M. Jackson County, Georgia, consisting of 1.51 acres, more or less, as shown on that plat of survey for Eric J. Hales and Rhonda F. Hales dated February 2, 1995, as recorded in Plat Book 45, Page 123, Jackson County, Georgia Records. Said plat, by reference thereto is hereby incorporated herein for a more detailed description of said property and being more particularly described as follows:
Beginning at an iron pin set on the Northerly right of way of Lewis Roberts Road (60’R/W) 1056 feet Westerly from the right of way of Jackson Trail Road, as measured along the Northerly right of way of Lewis Roberts Road; thence along Lewis Roberts Road North 09 degrees 52 minutes West 203.30 feet to an iron pin found; thence North 38 degrees 08 minutes East 352.92 feet to an iron pin set; thence South 53 degrees 29 minutes East to an iron pin set; thence South 53 degrees 29 minutes East 151.16 feet to an iron pin set; thence South 38 degrees 08 minutes West 493.21 feet to the point of beginning. Said property is bound on the North by Willie Clark, on the East by Willie Clark, on the South by Lewis Roberts Road, and on the West by George & Jackie Petrisko according to said plat.
Said property is known as 1266 Lewis Roberts Road, Jefferson, GA 30549, together with all fixtures and personal property attached to and constituting a part of said property, if any.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.
Said property will be sold as the property of Eric J. Hales and Rhonda E. Hales, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Eric J. Hales and Rhonda E. Hales, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.
Wells Fargo Home Mortgage, Inc., as Attorney-in-Fact for Eric J. Hales and Rhonda E. Hales
File no. 02-4372
L.J. Swertfeger, Jr.
Shapiro & Swertfeger*
Attorneys and Counselors at Law
3300 Northeast Expressway
Suite 5-C
Atlanta, Georgia 30341-3941
(770) 220-2730/db
www.swertfeger.net
*The law firm is acting as a debt collector. Any information obtained will be used for that purpose.
(NV6,13,20,27INV)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by Marcia Moon to World Wide Financial Services, Inc., dated July 2, 1998, and recorded in Deed Book 18-F, Page 93, Jackson County, Georgia Records, and re-recorded in Deed Book 19-A, Page 98, as last assigned to Manufacturers & Traders Trust Company, One M & T Plaza, Buffalo, NY 14203-2399, Trustee for Securitization Series 1998-3, Agreement dated 09-01-98 by assignment to be recorded in Jackson County, Georgia Records, conveying the after-described property to secure a Note of even date in the original principal amount of $29,900.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in December, 2002, to-wit: December 3, 2002, the following described property:
All that tract or parcel of land lying and being in the 245th District, G.M., Jackson County, Georgia, containing 2.00 acres, more or less, as shown on plat and survey of Venable & Associates Surveyors, dated August 29, 1985, and being recorded in the Office of the Clerk of the Superior Court of Jackson County, Georgia, in Plat Book 23, Page 212. Said tract is bounded on the North by Peachtree Road, East and West by Bates, et al, and on the South by O.L. Wiseley. For a more detailed description to said tract reference is hereby made to said plat as recorded. Subject to existing easements and rights of ways for public roads and utilities now in use.
The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property known as 596 Peachtree Road, Jefferson, GA 30549 is (are): Marcia Moon fka Marcia Thompson or tenant or tenants.
Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc.
The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code, and (2) final confirmation and audit of the status of the loan with the holder of the security deed.
Manufacturers & Traders Trust Company, One M & T Plaza, Buffalo, NY 14203-2399, Trustee for Securitization Series 1998-3, Agreement dated 09-01-98, as Attorney-in-Fact for Marcia Moon
Dene S. Perusse
Hudnall, Cohn and Abrams, P.C.
780 Johnson Ferry Road, Suite 250
Atlanta, Georgia 30342
(404) 256-1212
This law firm is acting as a debt collector attempting to collect a debt. Any information obtained will be used for that purpose.
(NV6,13,20,27INV)

Sheriff’s Sale
Mr. Don Elrod
Ex-Officio Sheriff
State of Georgia
County of Jackson
Under and by virtue of certain tax Fi.Fa.’s issued by the Tax Commissioner of Jackson County, Georgia, in favor of the State of Georgia and County of Jackson, against the following named persons and the property as described immediately below their respective name(s).
There will be sold for cash or certified funds at public outcry, before the Courthouse door, Jefferson, Jackson County, Georgia, between the legal hours of sale, on the first Tuesday in December, 2002, the same being December 3, 2002.
The following property will be sold between the legal hours of sale, 10:00 a.m. and 4:00 p.m. The properties listed below and described, or as much thereof as will satisfy the State and County tax execution on the respective individual, will be sold. The properties hereinafter described have been levied on as the property of the persons whose names immediately preceded the property description. Each of the respective parcels of property is located in Jackson County, State of Georgia. The years for which said Fi.Fa.’s are issued and levied are stated below the name of the owner in each case.
This is a buyer beware sale and all property will be sold as is. The Tax Commissioner makes no warranty, neither expressed nor implied, as to title.
Properties are sold under the power of a tax sale deed with specific rights of redemption.
Each defendant and tenant in possession, if applicable, has been notified of levy time and place of sale. Purchaser shall pay for title, all transfer cost, all taxes, advertising cost and recording fees. Pursuant to Georgia Law, payment will be required within two (2) hours of the completion of the tax sale. In the event a bid is not properly paid, the property shall be re-offered at 2:00 p.m. on the day of the sale, or the following day that being December 4, 2002.
File # 1
Defendant in Fi.Fa.: Berry, Homer Lee
Current Record Holder: Same as Defendant in Fi.Fa.
Map/Parcel # 122-001K
Property Description: All that tract or parcel of land lying and being in the 1765th GMD of Jackson County, Georgia, being 2.07 acres, being Lot 14, Deer Run Estate, as shown in Plat Book 24, Page 220.
Reference Deed: 15M/280
Tax Years Due: 1999-2001
Amount Due:
File # 2
Defendant in Fi.Fa.: Bradley, Roy
Current Record Holder: Same as Defendant in Fi.Fa.
Map/Parcel # N03-014
Property Description: All that tract or parcel of land lying and being in the City of Nicholson, 253rd GMD of Jackson County, Georgia, being 0.323 acres as shown in Plat Book 20, Page 197.
Reference Deed: 17T/318
Tax Years Due: 1999-2001
Amount Due:
File # 3
Defendant in Fi.Fa.: Burns, John W.
Current Record Holder: Same as Defendant in Fi.Fa.
Map/Parcel # J07-014H
Property Description: All that tract or parcel of land lying and being in the 245th GMD of Jackson County, Georgia, being Lot 9 of the C.D. Duke property, as shown in Plat Book 6, Page 179.
Reference Deed: 5O/531
Tax Years Due: 1996-2001
Amount Due:
File # 6
Defendant in Fi.Fa.: Elrod, Sheila
Current Record Holder: Same as Defendant in Fi.Fa.
Map/Parcel # C15-057
Property Description: All that tract or parcel of land lying and being in the 255th GMD of Jackson County, Georgia, being 0.20 acres, more or less, being Lot 2, C.J. Hood Subdivision, as described in Deed Book 6-N, Page 485.
Reference Deed: 6N/485
Tax Years Due: 1999-2001
Amount Due:
File # 10
Defendant in Fi.Fa.: Grier, Felton Arnold
Current Record Holder: Same as Defendant in Fi.Fa.
Map/Parcel # C15-039
Property Description: All that tract or parcel of land lying and being in the City of Commerce, Jackson County, Georgia, being 0.18 acres, more or less, as shown in Plat Book 4, Pages 190-191.
Reference Deed: 13Z/68
Tax Years Due: 1999-2001
Amount Due:
File # 11
Defendant in Fi.Fa.: Henderson, Emma Nell
Current Record Holder: Same as Defendant in Fi.Fa.
Map/Parcel # C02-015
Property Description: All that tract or parcel of land lying and being in the 255th GMD of Jackson County, Georgia, being 0.16 acres, more or less, being Lot 4, Block L, Harmony Grove Mills, as shown in Plat Book 2, Page 251.
Reference Deed: 8J/78
Tax Years Due: 1999-2001
Amount Due:
File # 12
Defendant in Fi.Fa.: Jacks, James O. and Shirley S.
Current Record Holder: Same as Defendant in Fi.Fa.
Map/Parcel # C20-031
Property Description: All that tract or parcel of land lying and being in the 255th GMD of Jackson County, Georgia, being Lot 2 as shown in Plat Book 6, Page 39.
Reference Deed: 5K/243
Tax Years Due: 1999-2001
Amount Due:
File # 14
Defendant in Fi.Fa.: Mason, Julius and Lila D.
Current Record Holder: Same as Defendant in Fi.Fa.
Map/Parcel # C07-027
Property Description: All that tract or parcel of land lying and being in the City of Commerce, Jackson County, Georgia, being 0.20 acres, more or less, as described in Deed Book 14-D, Page 252.
Reference Deed: 14D/252
Tax Years Due: 1999-2001
Amount Due:
File # 16
Defendant in Fi.Fa.: Patten & Associates, Inc.
Current Record Holder: Same as Defendant in Fi.Fa.
Map/Parcel # B03-019
Property Description: All that tract or parcel of land lying and being in the 1765th GMD of Jackson County, Georgia, being Lot 28, Block A, Vineyard Subdivision, Phase III, being part of that property described in Deed Book 11-X, Page 124.
Reference Deed: 11X/124
Tax Years Due: 1999-2001
Amount Due:
File # 17
Defendant in Fi.Fa.: Pittman, Gwynell and Ralph Jr.
Current Record Holder: Same as Defendant in Fi.Fa.
Map/Parcel # C07-058
Property Description: All that tract or parcel of land lying and being in the City of Commerce, Jackson County, Georgia, being 0.24 acres, more or less, as described in Deed Book 8-R, Page 19.
Reference Deed: 8R/19
Tax Years Due: 1998-2001
Amount Due:
File # 21
Defendant in Fi.Fa.: Samples, Sheila and Wayne
Current Record Holder: Same as Defendant in Fi.Fa.
Map/Parcel # J05-032A
Property Description: All that tract or parcel of land lying and being in the City of Jefferson, 245th GMD of Jackson County, Georgia, being 0.11 acres, more or less, as described in Deed Book 11-Y, Page 448.
Reference Deed: 11Y/448
Tax Years Due: 1996-2001
Amount Due:
File # 22
Defendant in Fi.Fa.: Samples, Wayne
Current Record Holder: Same as Defendant in Fi.Fa.
Map/Parcel # J05-032B
Property Description: All that tract or parcel of land lying and being in the City of Jefferson, 245th GMD of Jackson County, Georgia, being 0.23 acres, being Tract 1 as shown in Plat Book 47, Page 7.
Reference Deed: 14U/333
Tax Years Due: 1996-2001
Amount Due:
File # 23
Defendant in Fi.Fa.: Smallwood, Clara and/or Teague, Joann
Current Record Holder: Same as Defendant in Fi.Fa.
Map/Parcel # C02-101
Property Description: All that tract or parcel of land lying and being in the City of Commerce, Jackson County, Georgia, being 0.28 acres, more or less, being Lots 10 and 11 as described in Deed Book 8-V, Page 700.
Reference Deed: 8V/700
Tax Years Due: 1999-2001
Amount Due:
File # 24
Defendant in Fi.Fa.: Waters, Charles
Current Record Holder: Same as Defendant in Fi.Fa.
Map/Parcel # C08-001
Property Description: All that tract or parcel of land lying and being in the 255th GMD of Jackson County, Georgia, being 0.46 acres, more or less, as described in Deed Book 10-N, Page 473.
Reference Deed: 10N/473
Tax Years Due: 1999-2001
Amount Due:
File # 26
Defendant in Fi.Fa.: Wood, Tabitha and Cory
Current Record Holder: Same as Defendant in Fi.Fa.
Map/Parcel # J09-038I
Property Description: All that tract or parcel of land lying and being in the 245th GMD of Jackson County, Georgia, being Lot 123, Peachtree Estates Subdivision, as shown in Plat Book 3, Page 470.
Reference Deed: 18G/413
Tax Years Due: 1999-2001
Amount Due:
(NV6,13,20,27B/485 14000)

Sheriff’s Sale
Ms. Brenda Duncan
City Clerk
City of Jefferson
State of Georgia
County of Jackson
Under and by virtue of certain tax Fi.Fa.’s issued by the City of Jefferson, Jackson County, Georgia. In favor of the City of Jefferson and, against the following named persons and the property as described immediately below their respective name(s).
There will be sold for cash or certified funds at public outcry, at the City Hall in the City of Jefferson, Jackson County, Georgia, between the legal hours of sale, on the first Tuesday in December, 2002, the same being December 3, 2002.
The following property will be sold between the legal hours of sale, 1:00 p.m. and 4:00 p.m. The properties listed below and described, or as much thereof as will satisfy the City tax execution on the respective individual, will be sold. The properties hereinafter described have been levied on as the property of the persons whose names immediately preceded the property description. Each of the respective parcels of property are located in the City of Jefferson, Jackson County, State of Georgia. The years for which said Fi.Fa.’s are issued and levied are stated below the name of the owner in each case.
This is a buyer beware sale and all property will be sold as is. The City makes no warranty, neither expressed nor implied, as to title. Properties are sold under the power of a tax sale deed with specific rights of redemption.
Each defendant and tenant in possession, if applicable, has been notified of levy time and place of sale. Purchaser shall pay for title, all transfer cost, all taxes, advertising cost and recording fees. Pursuant to Georgia Law, payment will be required within one (1) hour of the completion of the tax sale. In the event a bid is not properly paid, the property shall be re-offered at 3:00 p.m. on the day of the sale, or the following day that being December 4, 2002.
File # 2
Defendant in Fi.Fa.: Brooks, Thomas William
Current Record Holder: Same as Defendant in Fi.Fa.
Map/Parcel # J08-013
Property Description: All that tract or parcel of land lying and being in the 245th GMD of Jackson County, Georgia, being 0.25 acres, being Lot 3 of the T.M. Crew property as described in Deed Book 7-V, Page 622.
Reference Deed: 7V/622
Tax Years Due: 2000-2001
Amount Due:
File # 3
Defendant in Fi.Fa.: Burns, John W.
Current Record Holder: Same as Defendant in Fi.Fa.
Map/Parcel # J07-014H
Property Description: All that tract or parcel of land lying and being in the 245th GMD of Jackson County, Georgia, being Lot 9 of the C.D. Duke property, as shown in Plat Book 6, Page 179.
Reference Deed: 5Q/531
Tax Years Due: 1996-2001
Amount Due:
File # 4
Defendant in Fi.Fa.: Cheney, Dorothy
Current Record Holder: Same as Defendant in Fi.Fa.
Map/Parcel # J08-070
Property Description: All that tract or parcel of land lying and being in Jackson County, Georgia, being Lot 1 of the Y.D. Maddox Sr. Subdivision as shown in Plat Book 3, Page 237.
Reference Deed: 4H/173
Tax Years Due: 1999-2001
Amount Due:
File # 5
Defendant in Fi.Fa.: Daniel, Robin C.
Current Record Holder: Same as Defendant in Fi.Fa.
Map/Parcel # 069A-020
Property Description: All that tract or parcel of land lying and being in the 245th GMD of Jackson County, Georgia, being 0.52 acres, being Tract 1 as shown in Plat Book 12, Page 241.
Reference Deed: 14S/658
Tax Years Due: 1998-2001
Amount Due:
File # 6
Defendant in Fi.Fa.: Davis, Paula (2000), Davis, Paula and Lacy (2001)
Current Record Holder: Davis, Paula and Lacy
Map/Parcel # 069A-015
Property Description: All that tract or parcel of land lying and being in the 245th GMD of Jackson County, Georgia, being 0.32 acres, being Lot 9, Block B, as shown in Plat Book 6, Page 141.
Reference Deed: 18J/351 & 20V/322
Tax Years Due: 2000-2001
Amount Due:
File # 8
Defendant in Fi.Fa.: Hancock, Thomas
Current Record Holder: Same as Defendant in Fi.Fa.
Map/Parcel # J07-049
Property Description: All that tract or parcel of land lying and being in the 245th GMD of Jackson County, Georgia, being 0.56 acres, more or less, as shown in Plat Book 5, Page 201.
Reference Deed: 5L/425
Tax Years Due: 1995-2001
Amount Due:
File # 9
Defendant in Fi.Fa.: Hoyt Bell Family Limited Partnership & BCZ Inc.
Current Record Holder: Same as Defendant in Fi.Fa.
Map/Parcel # J03-086
Property Description: All that tract or parcel of land lying and being in the 245th GMD of Jackson County, Georgia, being 0.19 acres, being Lot 13, Highview Subdivision, as shown in Plat Book 3, Page 378.
Reference Deed: 16E/489 & 17Q/57
Tax Years Due: 2000-2001
Amount Due:
File # 10
Defendant in Fi.Fa.: Hunter, Lamar
Current Record Holder: Hunter, William H.
Map/Parcel # J09-021
Property Description: All that tract or parcel of land lying and being in Jackson County, Georgia, being Lots 27, 28 and 29 of the O.L. Singletary land, as shown in Plat Book 2, Page 106.
Reference Deed: 23G/343
Tax Years Due: 2000-2001
Amount Due:
File # 12
Defendant in Fi.Fa.: Payton, Randy and Donna
Current Record Holder: Same as Defendant in Fi.Fa.
Map/Parcel # 080-029A
Property Description: All that tract or parcel of land lying and being in the 245th GMD of Jackson County, Georgia, being 1.834 acres as shown in Plat Book 31, Page 30.
Reference Deed: 11W/202
Tax Years Due: 2000-2001
Amount Due:
File # 15
Defendant in Fi.Fa.: Smith, Julia Chesser (1997), Redmon, Donald (1999-2001)
Current Record Holder: Redmon, Donald
Map/Parcel # 080-019A
Property Description: All that tract or parcel of land lying and being in the 245th GMD of Jackson County, Georgia, being 0.92 acres as shown in Plat Book 5, Page 103.
Reference Deed: 17A/750
Tax Years Due: 1997, 1999-2001
Amount Due:
File # 16
Defendant in Fi.Fa.: Stewart, Olin
Current Record Holder: Same as Defendant in Fi.Fa.
Map/Parcel # J04-046B
Property Description: All that tract or parcel of land lying and being in the 245th GMD of Jackson County, Georgia, being 0.65 acres, as described in Deed Book 12-W, Page 800.
Reference Deed: 12W/800
Tax Years Due: 1995-2001
Amount Due:
File # 17
Defendant in Fi.Fa.: Wilson, Daniel and David
Current Record Holder: Same as Defendant in Fi.Fa.
Map/Parcel # 068-063
Property Description: All that tract or parcel of land lying and being in the 245th GMD of Jackson County, Georgia, being 17.24 acres, being Tracts 1 and 2 as shown in Plat Book 22, Page 21.
Reference Deed: 9M/718
Tax Years Due: 1997-2001
Amount Due:
(NV6,13,20,27B/175 12000)

Public Hearing
The Quad Cities Planning Commission will hold a public hearing on Tuesday, November 19, 2002, at 6 p.m. at the Jefferson Clubhouse, 302 Longview Drive, on the following matters:
Jefferson
1. The Jefferson City Council requests a review and recommendation of a proposed amendment/text change to the City of Jefferson Zoning Ordinance. Within the R-3 Multi-Family Residential District (Section 7.13) the following items shall be deleted in their entirety: Section 7.13, subsections 3, 9, 10 and 14. A new zoning classification shall be added as R-M Multi-Family Residential District (Section 7.14A). Article VIII, Area, Yard and Height Requirements will be amended to reflect a change in the R-3 zoning district and the addition of the R-M zoning district.
Complete applications, plats and texts are available for review in the Planning and Development Office (at Jefferson City Hall) during regular office hours. All interested persons are invited to attend. The Jefferson City Council will address the recommendations of the Planning Commission at a public hearing on December 2, at 6 p.m. at the Jefferson Clubhouse, 302 Longview Drive, Jefferson, Ga.
(NV6B/175 2000)

Notice of Summons
In the Superior Court
of Jackson County
State of Georgia
State of Georgia, Ex. rel. vs. 1984 AUDI 5000, VIN #WAUGBO449EA138284
Civil Action No.: X02-CV-0923
To: Nathan Lamar Pierce
And all other persons claiming interest in said property.
You are hereby notified that the above-styled action seeking the forfeiture of the above listed property was filed in said court on October 7, 2002, pursuant to O.C.G.A. 16-13-49. Said property was seized by the Jackson County Sheriff’s Office on August 6, 2002.
Said action alleges that you may have an interest in said property. You are hereby commanded and required to file with the clerk of said court an answer to the complaint within 30 days of the date of the final publication of this notice and to serve said answer upon Tim Madison, District Attorney, Jackson County District Attorney’s Office, P.O. Box 276, Jefferson, GA 30549.
This 25th day of October, 2002.
Reba Parks, Clerk of Superior Court, Jackson County
(NV6,13,20B/341 2000)

Notice
Georgia, Jackson County
There will be sold at public outcry to the highest and best bidder for cash, between the legal hours of sale at the Jackson County Jail in Jackson County, Georgia, on the first Tuesday in December, 2002, the following property to-wit:
One 1982 Mercedes Benz 300 DT VIN #WDBAB33A1CB009267
Said property in possession of Reed Miller levied on to satisfy a Fi.Fa. in favor of Tina Crowe against Reed Miller/Miller Painting, issued in the Magistrate Court of Jackson County, Georgia, levied on as property in the Fi.Fa.
This 29th day of October, 2002.
Stan E. Evans, Sheriff, Jackson County
(NV6,13,20,27B/341 PO#1739 1000)

Name Change
Notice of Petition
to Change Name
James Colby Looney has filed a petition to change his name from James Colby Looney to Colby Aiden Babb in the Superior Court of Jackson County, Georgia, same having been filed on October 31, 2002.
Any interested or affected party may appear and file objections.
This 31st day of October, 2002.
James Colby Looney
(NV6,13,20,27B/251 1000)

Notice
Georgia, Jackson County Probate Court
Frances Pettyjohn has petitioned to be appointed Administrator of the estate of William Royce Robertson, deceased, of said County. The petitioner has also applied for waiver of bond and/or grant of certain powers contained in O.C.G.A. §53-12-232. All interested parties are hereby notified to show cause why said petition should not be granted. All objections to the petition must be in writing, setting for the grounds of any such objections, and must be filed with the court on or before December 2, 2002, at 10:00 a.m. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.
Margaret Deadwyler, Judge of the Probate Court
By: Helen Gunnels, Clerk of the Probate Court
(NV6,13,20,27B/498 2000)

Notice
Georgia, Jackson County Probate Court
Donna Golden Sikes has petitioned to be appointed Administrator of the estate of Tamaron Yvonne Cowart, deceased, of said County. The petitioner has also applied for waiver of bond and/or grant of certain powers contained in O.C.G.A. §53-12-232. All interested parties are hereby notified to show cause why said petition should not be granted. All objections to the petition must be in writing, setting for the grounds of any such objections, and must be filed with the court on or before December 2, 2002, at 10:00 a.m. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.
Margaret Deadwyler, Judge of the Probate Court
By: Helen Gunnels, Clerk of the Probate Court
(NV6,13,20,27B/498 2000)

Catlett Estate
Notice to Debtors
and Creditors
State of Georgia
Jackson County
In Re: Estate of Raymond Hollis Catlett, Deceased
All creditors of the estate of Raymond Hollis Catlett, deceased, late of Jackson County, are hereby notified to render their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment to me.
This 28th day of October, 2002.
Raymond Hollis Catlett, Jr., Executor of the Estate of Raymond Hollis Catlett, Deceased
(NV6,13,20,27P4)

Notice
Georgia, Jackson County Probate Court
Virginia Shumake has petitioned to be appointed Administrator of the estate of Betty Herndon Stoner, deceased, of said County. The petitioner has also applied for waiver of bond and/or grant of certain powers contained in O.C.G.A. §53-12-232. All interested parties are hereby notified to show cause why said petition should not be granted. All objections to the petition must be in writing, setting for the grounds of any such objections, and must be filed with the court on or before December 2, 2002, at 10:00 a.m. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.
Margaret Deadwyler, Judge of the Probate Court
By: Helen Gunnels, Clerk of the Probate Court
(NV6,13,20,27B/498 2000)

Notice
Georgia, Jackson County Probate Court
The petition of Vera Lou Wall, for a year’s support from the estate of Charles Henry Wall, deceased, for decedent’s surviving spouse, having been duly filed, all interested persons are hereby notified to show cause, if any they have, on or before December 2, 2002, at 10:00 a.m., why said petition should not be granted.
All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed on or before the time stated in the preceding sentence. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.
Witness, the Honorable Margaret Deadwyler, Judge
By: Helen Gunnels, Clerk, Probate Court of Jackson County
(NV6,13,20,27B/498 2000)



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