Jackson County Legal Advertisements...

SEPTEMBER 17, 2003


 1998 Building Permits / 1999 Building Permits
1998 Property Transactions / 1999 Property Transactions

The legal notices posted on this site are for reference only. Only the legal notices published in the legal organ newspaper of this county (The Jackson Herald) are official per O.C.G.A. sec. 9-13-140, et seq.

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Olson Estate
Notice to Debtors
and Creditors
State of Georgia
Jackson County
In Re: Estate of Charlotte Olson, Deceased
All creditors of the estate of Charlotte Olson, deceased, late of Jackson County, are hereby notified to render their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment to me.
This 8th day of August, 2003.
Claudia Markov, Executor of the Estate of Charlotte Olson, Deceased
(AU27,SE3,10,17P4)

Pittman Estate
Notice to Debtors
and Creditors
All creditors of the estate of Pamela J. Pittman, late of Jackson County, Georgia, deceased, are hereby notified to render in their demands to the undersigned according to law; and all persons indebted to said estate are required to make immediate payment.
This 14th day of August, 2003.
Christopher B. Pittman, Executor
Robinson, Jampol, Aussenberg & Schleicher, LLP
500 NorthWinds Center West
11625 Rainwater Drive, Suite 350
Alpharetta, Georgia 30004
770-667-1290
(AU27,SE3,10,17P4)

Nixon Estate
Notice to Debtors
and Creditors
State of Georgia
Jackson County
In Re: Estate of Sybil Nixon, Deceased
All creditors of the estate of Sybil Nixon, deceased, late of Jackson County, are hereby notified to render their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment to me.
This 28th day of August, 2003.
Billy Nixon, Executor of the Estate of Sybil Nixon, Deceased
(SE3,10,17,24P4)

Notice
Petition for Adoption
and Termination of
Parental Rights
In the Superior Court
of Jackson County
State of Georgia
In Re: The Petition of James Guy Bryan for the adoption of JKD, a Minor Child
Civil Action Number 03-13
Publication Notice
To: Joseph Dale Doublin
You are hereby notified by Order of the Court for service of summons by publication dated August 21, 2003, that Petitioner, James Guy Bryan, filed a Petition for Adoption and Termination of Parental Rights against you in Jackson County, Superior Court on the 21st day of August, 2003. Within sixty days on the 20th day of October, 2003, you are hereby commanded and required to file with the Jackson County Superior Court Clerk and to serve upon Petitioner’s attorney, Charles R. Desiderio, P.O. Box 58, Royston, Georgia 30662, a written Answer to the Petition.
Witness, the Honorable David Motes, Judge of Superior Court
This 21st day of August, 2003.
Reba Parks, Clerk of Superior Court
Jackson County, Georgia
Piedmont Judicial Circuit
(AU27,SE3,10,17P4)

Divorce Notice
In the Superior Court
of Jackson County
State of Georgia
Marcell C. Davis, Plaintiff vs. Henry Young Davis, Jr., Defendant
Civil Action File No. X03-CV-1004
Action for Divorce
By Order of the Court for service by publication dated August 21, 2003, you are hereby notified that on the 21st day of August, 2003, Marcell C. Davis filed suit against you for divorce. You are required to file with the Clerk of the Superior Court, and to serve upon Plaintiff’s Attorney, Leonard C. Lewellen, P.O. Box 635, Jefferson, Georgia 30549, an answer in writing within sixty (60) days of August 21, 2003.
Witness, the Honorable David Motes, Judge of Jackson County Superior Court.
This the 21st day of August, 2003.
Reba Parks, Clerk
Jackson County Superior Court
(AU27,SE3,10,17P4)

Name Change
In the Superior Court
of Jackson County
State of Georgia
Family Division
Child: Savannah Hill
Petitioner: Kerri Waddell
Respondent: Yancey Hill
Civil Action File No. A03CV1022
Notice of Petition to Change Name of Minor Child
Notice is hereby given that Kerri Waddell, the undersigned, filed her petition to the Superior Court of Jackson County, Georgia, on the 22nd day of August, 2003, praying for change in the name of the following child from Savannah Hill to Savannah Waddell.
Notice is hereby given pursuant to law to any interested or affected party to appear in said Court and to file objections to such name change. Objections must be filed with said Court within 30 days of the filing of said petition.
This 30th day of June, 2003.
Kerri Waddell
(SE3,10,17,24P4)

Notice
Order for Service of Notice
Georgia, Jackson County Probate Court
Thomas Chase Dobbs had petitioned to be appointed Administrator of the estate of Andrew Thomas Dobbs, deceased, of said County. The petitioner has also applied for waiver of bond and/or grant of certain powers contained in O.C.G.A. §53-12-232. All interested parties are hereby notified to show cause why said petition should not be granted. All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed with the court on or before October 6, 2003, at 10:00 a.m. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.
Margaret Deadwyler, Judge of the Probate Court
By: Jennifer Gearing, Clerk of the Probate Court
(SE3,10,17,24B/498 2000)
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by John D. Smith to Wells Fargo Home Mortgage, Inc., dated April 22, 2002, recorded in Deed Book 26-M, Page 563, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTEEN THOUSAND FOUR HUNDRED SIXTY-FIVE AND 0/100 DOLLARS ($115,465.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in October, 2003, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is John D. Smith or a tenant or tenants and said property is more commonly known as 57 Watkins Farm Road, Nicholson, GA 30565.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed, including but not limited to a determination that the loan was not reinstated prior to the foreclosure sale.
Wells Fargo Home Mortgage, Inc., as Attorney-in-Fact for John D. Smith
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
DDP/haa 10/7/03
Our file no. 52496002-FT5
EXHIBIT “A”
All that tract or parcel of land lying and being in 253rd G.M.D., Jackson County, Georgia being Lot 1, Watkins Farm Meadows Subdivision, according to plat of survey recorded in Plat Book 57, Page 128, Jackson County, Georgia Records, plat is incorporated herein; this is a portion of the property conveyed by Deed recorded in Deed Book 22-B, Page 260, said records.
Also conveyed herewith is a 2002 Palm Harbor 76H2 manufactured home, Serial Number GAPH4341276H1AB, which is permanently attached to and made a part of the real property.
(SE10,17,24,OC1B/3642 6000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Bobby D. Hamrick to Wells Fargo Home Mortgage, Inc., dated September 27, 2000, recorded in Deed Book 22-A, Page 548, Jackson County, Georgia Records, as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THOUSAND ONE HUNDRED SEVENTY-FOUR AND 0/100 DOLLARS ($100,174.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in October, 2003, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Bobby D. Hamrick, or a tenant or tenants and said property is more commonly known as 127 Kings Bridge Drive, Athens, GA 30607.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed, including but not limited to a determination that the loan was not reinstated prior to the foreclosure sale.
Mortgage Electronic Registration Systems, Inc., as Attorney-in-Fact for Bobby D. Hamrick
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
DDP/jbm 10/7/03
Our file no. 51843503-FT5
EXHIBIT “A”
All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 242nd District, G.M., Jackson County, Georgia, and being more particularly shown and described as Lot 34, Block A, on a plat of survey entitled “Final Plat New Kings Bridge Estates, Section One,” prepared by Landmark Engineering Corporation, J.R. Holland, RLS, dated October 1, 1999, recorded in Plat Book 54, Page 147, Jackson County, Georgia, Public Records, which said plat of survey and the record thereof are hereby incorporated into this description and made a part hereof by reference thereto.
This property is subject to protective covenants for New Kings Bridge Estates, L.L.C. dated December 30, 1999, and recorded in Deed Book 20-R, Pages 466-470, Jackson County, Georgia, Public Records;
Grantor represents, covenants and agrees that the mobile home located on the land is to remain on the land as has been permanently affixed to the land described herein, so as to become a part of the real property.
(SE10,17,24,OC1B/3642 7000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Kenneth O. Hooper to Regions Mortgage, Inc., dated December 5, 2001, recorded in Deed Book 250, Page 705, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of SEVENTY THOUSAND TWO HUNDRED AND 0/100 DOLLARS ($70,200.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in October, 2003, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Kenneth O. Hooper or a tenant or tenants and said property is more commonly known as 863 Cabin Creek Drive, Nicholson, GA 30565.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed, including but not limited to a determination that the loan was not reinstated prior to the foreclosure sale.
Regions Bank sbm Regions Mortgage, Inc., as Attorney-in-Fact for Kenneth O. Hooper
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
DDP/adh 10/7/03
Our file no. 51510903-FT1
EXHIBIT “A”
All that tract or parcel of land lying and being in the 253 G.M.D., Jackson County, Georgia, containing 2.00 acres, more or less, as shown on that plat of survey for Traci W. Sanders, prepared by W.T. Dunahoo and Associates, Inc., Surveyors, dated July 9, 1992, recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia, in Plat Book 39, at Page 87. Said plat, as recorded, is hereby referenced for a more detailed description to said property. Subject to all existing easements and rights of way for public roads and utilities now in use.
(SE10,17,24,OC1B/3642 6000)

Notice of Sale
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Earl E. Endsley to Taylor, Bean, & Whitaker Mortgage Corp., dated April 24, 2000, recorded in Deed Book 21-F, Page 749, Jackson County, Georgia Records, as last transferred to GMAC Mortgage Corporation by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of SEVENTY-FIVE THOUSAND ONE HUNDRED EIGHTY AND 0/100 DOLLARS ($75,180.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in October, 2003, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Earl E. Endsley or a tenant or tenants and said property is more commonly known as 1485 New Kings Bridge Road, Athens, GA 30607.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed, including but not limited to a determination that the loan was not reinstated prior to the foreclosure sale.
GMAC Mortgage Corporation, as Attorney-in-Fact for Earl E. Endsley
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
DDP/jbm 10/7/03
Our file no. 5307901-FT5
EXHIBIT “A”
All that tract or parcel of land lying and being in the 242nd District, G.M. Jackson County, Georgia, containing 1.623 acres, more or less, as shown on that plat and survey for Arch C. Mitchell and Helen J. Mitchell, prepared by Cornerstone Land Surveying, Registered Land Surveyor, dated January 6, 1995, and recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia in Plat Book 45, Page 19. Said plat, as recorded, is hereby referenced for a more detailed description of said property.
(SE10,17,24,OC1B/3642 6000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Matthew W. Breese to Rek Investors Mortgage, Inc., dated July 2, 1999, recorded in Deed Book 19-W, Page 237, Jackson County, Georgia Records, as last transferred to Chase Manhattan Mortgage Corporation by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of SIXTY-SEVEN THOUSAND FOUR HUNDRED FIFTY AND 0/100 DOLLARS ($67,450.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in October, 2003, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Matthew W. Breese or a tenant or tenants and said property is more commonly known as 168 Elm Street, Jefferson, GA 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed, including but not limited to a determination that the loan was not reinstated prior to the foreclosure sale.
Chase Manhattan Mortgage Corporation, as Attorney-in-Fact for Matthew W. Breese
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
DDP/jsg 10/7/03
Our file no. 5214602-FT3
EXHIBIT “A”
All that tract or parcel of land lying and being in GMD 245 District, Jackson County, Georgia, and being more particularly described as follows:
Beginning at a point located at the intersection of the center line of Hill Street and the northwesterly right of way of Elm Street; run thence southwesterly along the northwesterly right of way of Elm Street 163.3 feet to an iron pin found and the TRUE POINT OF BEGINNING. From said TRUE POINT OF BEGINNING as thus established, run thence south 59 degrees 41 minutes 43 seconds west a distance of 107.69 feet along the northwesterly right of way of Elm Street to an iron pin set; running thence north 32 degrees 58 minutes 06 seconds west a distance of 201.69 feet to an iron pin set; running thence north 69 degrees 54 minutes 46 seconds east a distance of 114.45 feet to iron pin found; running thence south 31 degrees 42 minutes 18 seconds east a distance of 181.22 feet to an iron pin point found on the northwesterly right of way of Elm Street and the TRUE POINT OF BEGINNING. This being the same property as shown on a survey of property dated 4/8/97 by David L. Ringo, Sr. Georgia RLS #2250 for Melvin H. Talenski and Nancy M. Talenski and being noted as Tract 1, 0.482 acres, more or less.
(SE10,17,24,OC1B/3642 7000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by James Scott Stewart to Option One Mortgage Corporation, dated May 13, 2002, recorded in Deed Book 26-P, Page 82, Jackson County, Georgia Records, as last transferred to Wells Fargo Bank Minnesota, National Association, as trustee under the Pooling and Servicing Agreement, dated as of August 1, 1992, Morgan Stanley Dean Witter Capital I, Inc. Trust 2002-OP1 by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of SEVENTY THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($70,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in October, 2003, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is James Scott Stewart or a tenant or tenants and said property is more commonly known as 353 Highland Way, Maysville, GA 30558.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed, including but not limited to a determination that the loan was not reinstated prior to the foreclosure sale.
Wells Fargo Bank Minnesota, National Association, as trustee under the Pooling and Servicing Agreement, dated as of August 1, 1992, Morgan Stanley Dean Witter Capital I, Inc. Trust 2002-OP1, as Attorney-in-Fact for James Scott Stewart
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
DDP/jam 10/7/03
Our file no. 5802603-FT2
EXHIBIT “A”
All that tract or parcel of land lying and being in the 455th District, G.M., Jackson County, Georgia being Lot 10 of Section 3 of Pleasant Acres Subdivision, as per plat recorded on Plat Book 9, Page 200, Office of the Clerk of Superior Court of Jackson County, Georgia, said plat being incorporated herein by reference, for a more detailed description to said lot, reference is hereby made to said plat as recorded.
The Security Instrument secures an obligation for a manufactured home which is already or to be permanently affixed to the subject real estate: Make: Champion; Model Number: 850C; Model Name: Doublewide Mobile Home; Serial Number: 048850C4154A/B; Width: 24; Length: 48; Model Year: 1988.
(SE10,17,24,OC1B/3642 7000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Neil Montgomery to Century South Bank of Dawsonville, dated October 31, 2001, recorded in Deed Book 24-Y, Page 383, Jackson County, Georgia Records, as last transferred to Flagstar Bank, F.S.B. by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of EIGHTY-FIVE THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($85,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in October, 2003, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Neil Montgomery or a tenant or tenants and said property is more commonly known as 521 Ivy Creek Drive, Nicholson, GA 30565.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed, including but not limited to a determination that the loan was not reinstated prior to the foreclosure sale.
Flagstar Bank, F.S.B., as Attorney-in-Fact for Neil Montgomery
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
DDP/kc 10/7/03
Our file no. 51912403-FT7
EXHIBIT “A”
All that tract or parcel of land lying and being in 253 GMD of Jackson County, Georgia, being Lot 13 of Ivy Plantation as per plat of survey recorded in Plat Book 54, Page 228, Jackson County, Georgia Records, which plat is incorporated herein and made a part hereof by reference.
This property is subject to the restrictions, reservations, covenants and conditions contained in that certain instrument recorded in Deed Volume 21-O, Page 369, Jackson County, Georgia Records.
(SE10,17,24,OC1B/3642 6000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Robert J. Packard and Patricia S. Packard to Norwest Mortgage, Inc., dated October 18, 1996, recorded in Deed Book 16-S, Page 790, Jackson County, Georgia Records, as last transferred to Georgia Housing and Finance Authority by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of SEVENTY THOUSAND ONE HUNDRED FORTY-THREE AND 0/100 DOLLARS ($70,143.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in October, 2003, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Robert J. Packard and Patricia S. Packard or a tenant or tenants and said property is more commonly known as 223 Highland Drive, Commerce, GA 30529.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed, including but not limited to a determination that the loan was not reinstated prior to the foreclosure sale.
Georgia Housing and Finance Authority, as Attorney-in-Fact for Robert J. Packard and Patricia S. Packard
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
DDP/adh 10/7/03
Our file no. 51026001-FT1
EXHIBIT “A”
All that tract or parcel of land, situate, lying and being in the 255 G.M.D., containing 0.531 acres located on the southerly side of Highland Drive, being known and designated as Lot 10, Block C, Section 2, Highland Estate Subdivision, according to a plat of survey entitled “Survey for K & T Construction,” by Paul & Evans, Registered Land Surveyors, dated December 19, 1995, recorded in Plat Book 47, Page 251, Jackson County Public Records, which plat is incorporated herein by reference thereto.
A more particular description of the above-referenced tract of land is shown on a plat of survey entitled “Survey for Robert J. Packard and Patricia S. Packard,” by Paul & Evans Land Surveying, Inc., Registered Land Surveyors, dated October 18, 1996, recorded in Plat Book 48, Page 274, Jackson County Public Records.
The dwelling situate upon the above-described tract of land is known and designated as 223 Highland Drive, Commerce, according to the present numbering system of houses in Jackson County, Georgia.
The above-described tract is the same tract of land conveyed by Walter Cromer, Executor of the Estate of Roger H. Phillips to Katie Bishop and Ted Wilkes, by warranty deed, dated December 19, 1995, recorded in Deed Book 15-G, Page 550, Jackson County Public Records.
(SE10,17,24,OC1B/3642 7000)

Notice of Sale
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Denise A. Hawkins and Johnny E. Hawkins to Wells Fargo Home Mortgage, Inc., dated April 27, 2001, recorded in Deed Book 23-J, Page 139, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of SEVENTY-FOUR THOUSAND FIVE HUNDRED SEVENTY-FIVE AND 0/100 DOLLARS ($74,575.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in October, 2003, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Johnny E. Hawkins or a tenant or tenants and said property is more commonly known as 88 Chestnut Street, Commerce, GA 30529.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed, including but not limited to a determination that the loan was not reinstated prior to the foreclosure sale.
Wells Fargo Home Mortgage, Inc., as Attorney-in-Fact for Denise A. Hawkins and Johnny E. Hawkins
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
DDP/vmj 10/7/03
Our file no. 51556303-FT7
EXHIBIT “A”
All that tract or parcel of land situate, lying and being in Land Lot 5, Block C, Commerce, Jackson County, Georgia, and being more particularly shown and delineated on a plat recorded at Plat Book 2, Page 251, Jackson County Records, which plat and record are by reference incorporated herein. Being known and designated as 88 Chestnut Street, Commerce, Jackson County, Georgia, according to the present system of numbering streets in Jackson County, Georgia.
(SE10,17,24,OC1B/3642 6000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Jason M. Morris to Perimeter Mortgage Funding Corporation, dated October 30, 1997, recorded in Deed Book 17-D, Page 611, Jackson County, Georgia Records, as last transferred to Principal Residential Mortgage, Incorporated by assignment recorded in Deed Book 17-E, Page 194, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of SIXTY-SEVEN THOUSAND FOUR HUNDRED THIRTY-THREE AND 0/100 DOLLARS ($67,433.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in October, 2003, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Jason M. Morris or a tenant or tenants and said property is more commonly known as 89 Windy Hill Road, Commerce, GA 30529.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed, including but not limited to a determination that the loan was not reinstated prior to the foreclosure sale.
Principal Residential Mortgage, Incorporated, as Attorney-in-Fact for Jason M. Morris
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
DDP/jam 10/7/03
Our file no. 5437101-FT2
EXHIBIT “A”
All that tract or parcel of land lying and being in the City of Commerce, 255th District, G.M., Jackson County, Georgia, and being Lot No. 17 of Charles Thompson property, as more particularly shown on a plat of survey prepared for Mark L. and Kim Hayes by Sherald G. Sharp, Registered Land Surveyor, dated May 14, 1993, recorded in Plat Book 40, Page 221 in the Office of the Clerk of the Superior Court of Jackson County, Georgia, and incorporated herein and made a part hereof by reference for a more detailed description. Said property is bounded on the North by Windy Hills Road (40 foot right of way); on the East by Lot No. 18; and on the West by Lot No. 16.
(SE10,17,24,OC1B/3642 6000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Otis David Massey, Lossie Rowan and Rhoda Rowan to Mortgage Electronic Registration Systems, Inc., dated April 15, 2002, recorded in Deed Book 26-L, Page 555, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTEEN THOUSAND SIX HUNDRED AND 0/100 DOLLARS ($113,600.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in October, 2003, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Otis David Massey, Lossie Rowan and Rhoda Rowan or a tenant or tenants and said property is more commonly known as 109 Hickory Trail, Jefferson, GA 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed, including but not limited to a determination that the loan was not reinstated prior to the foreclosure sale.
Mortgage Electronic Registration Systems, Inc., as Attorney-in-Fact for Otis David Massey, Lossie Rowan and Rhoda Rowan
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
DDP/slk 10/7/03
Our file no. 51680503-FT4
EXHIBIT “A”
All that tract of land lying and being in the 455th District, G.M., Jackson County, Georgia, containing 1.5014 acres, more or less, and being more particularly described and delineated by Plat of Survey prepared for Donny C. Poole and Phyllis G. Poole dated April 11, 1996, by James Robert Chetham, GRLS No. 1525, recorded in Plat Book 48, Page 2, Jackson County, Georgia Records.
(SE10,17,24,OC1B/3642 6000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Caroline M. Camp to Full Spectrum Lending, Inc., dated January 14, 2000, recorded in Deed Book 20-X, Page 438, Jackson County, Georgia Records, as last transferred to Bank of New York, as Trustee on behalf of the Certificate Holders by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of THREE HUNDRED THOUSAND AND 0/100 DOLLARS ($300,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in October, 2003, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Caroline M. Camp or a tenant or tenants and said property is more commonly known as 1400 Plainview Road, Maysville, GA 30558.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed, including but not limited to a determination that the loan was not reinstated prior to the foreclosure sale.
Bank of New York, as Trustee on behalf of the Certificate Holders, as Attorney-in-Fact for Caroline M. Camp
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
DDP/cal 10/7/03
Our file no. 5759803-FT4
EXHIBIT “A”
All that tract of parcel of land located or being in Georgia Militia District 495, Jackson County, Georgia, and being more particularly described as follows:
Commence at the intersection of the centerline of Dunahoo Road and the right of way of Plainview Road (100 foot right of way) and proceed westerly along the right of way of said Plainview Road a distance of 5,326 feet to a ” rebar found; said rebar being the point of beginning.
Proceed thence along the right of way of said Plainview Road along the arc of a curve having a radius of 555.42 feet a distance of 350.97 feet, said arc being subtended by a chord having a bearing of North 67 degrees 09 minutes 00 seconds West and a length of 365.53 feet to a point; thence North 20 degrees 44 minutes 43 seconds East 427.94 feet to a ” rebar set; thence South 83 degrees 11 minutes 54 seconds East 586.01 feet to a ” rebar found; thence south 41 degrees 38 minutes 00 seconds West 601.97 feet to a ” rebar found, said point also being the point of beginning.
Said tract or parcel of land contains 5.000 acres and is more particularly described on a plat of survey prepared for Caroline Camp by Venable & Associates, Inc. dated January 12, 2000.
(SE10,17,24,OC1B/3642 7000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Tina D. Rider and Dale A. Rider to Mortgage Electronic Registration Systems, Inc., dated February 13, 2001, recorded in Deed Book 22-T, Page 310, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of FIFTY THOUSAND AND 0/100 DOLLARS ($50,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in October, 2003, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Tina D. Rider, Dale A. Rider and Kimberli R. Kelley or a tenant or tenants and said property is more commonly known as 1330 Lewis Roberts Road, Jefferson, GA 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed, including but not limited to a determination that the loan was not reinstated prior to the foreclosure sale.
Mortgage Electronic Registration Systems, Inc., as Attorney-in-Fact for Tina D. Rider and Dale A. Rider
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
DDP/jbm 10/7/03
Our file no. 51398503-FT5
EXHIBIT “A”
All that tract or parcel of land lying and being in the 248th District, G.M., Jackson County, Georgia, containing Two (2) acres, more or less, and lying on the East side of the road leading by the home of Carl Gooch to White Plains Church, more particularly described as follows: Beginning at an iron pin on the West side of the above named road, said pin being south 22 1/2 degrees east 646 feet from an iron pin on the west side of the road where the tract from which said lot is cut and the lands of Lewis Roberts join and running along the said public road above mentioned 500 feet to a point on the East bank of said road, said point being 18 feet from an iron pin on the L.C. Skelton line and running thence south 59 1/2 east 411 feet to an iron pin corner, where L.C. Skelton and Lewis Roberts lands join, thence south 37 west 526 feet to beginning iron pin corner. Said lot being all the lands lying on the East side of the road by the home of Carl Gooch to White Plains Church as shown by plat prepared by H.L. Dunahoo, C.G. Barrow County, Georgia, March 20, 1948, and cut from a tract of 34.85 acres described in deed from Eugene Skelton to the grantors herein recorded in Deed Book 4-A, Page 52, Clerk’s Office of Superior Court of Jackson County, Georgia. Bounded on the North by lands of L.C. Skelton, on the South and Southeast by lands of Lewis Roberts and on the West by Public Road leading by the home of Carl Gooch to White Plains Church.
(SE10,17,24,OC1B/3642 8000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Brian L. Padgett to BNC Mortgage, Inc., dated July 6, 2001, recorded in Deed Book 23-X, Page 391, Jackson County, Georgia Records, as last transferred to Bank of New York, as Trustee on behalf of the Certificate Holders by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of SEVENTY THOUSAND FIVE HUNDRED FIFTY AND 0/100 DOLLARS ($70,550.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in October, 2003, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Brian L. Padgett or a tenant or tenants and said property is more commonly known as 950 Holiday Cemetary Road, Jefferson, GA 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed, including but not limited to a determination that the loan was not reinstated prior to the foreclosure sale.
Bank of New York, as Trustee on behalf of the Certificate Holders, as Attorney-in-Fact for Brian L. Padgett
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
DDP/slk 10/7/03
Our file no. 5230702-FT4
EXHIBIT “A”
All that tract or parcel of land lying and being in the 242nd GMD, Jackson County, Georgia, containing 1.03 acres, more or less, as per plat of survey prepared for Brian Padgett by Ringo & Sadler, Georgia Registered Surveyors, dated June 22, 2001, and recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia, in Plat Book 58, Page 198. Said plat as recorded, is hereby referenced for a more detailed description of said property. Subject to existing easements for public roads and utilities now in use.
(SE10,17,24,OC1B/3642 6000)

Our Time and Place:
A History of Jackson County, Ga

A complete history of Jackson County, Georgia from 1796 to the present. Written in narrative style for easy reading. Includes material not found in other books about Jackson County.

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of a Power of Sale contained in that certain Security Deed from Donald A. Brooks and Ellen Marie Carlisle Brooks to First Family Financial Services of Georgia, Inc., dated May 25, 1999, recorded in Deed Book 19-S, Page 608, Jackson County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of SEVENTEEN THOUSAND ONE HUNDRED TWENTY-NINE AND 53/100 DOLLARS ($17,129.53) with interest thereon as provided for therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in October, 2003, the following described property:
All that tract or parcel of land lying and being in the 245th GMD, Jackson County, Georgia, and on the south side of county road leading from Jackson Trail to White Plains Church and fronting on said road 200 feet and running back from a depth of 165 feet and being the eastern portion of that tract as described in deed J.E. Hammond and Margarette S. Hammond, to W.H. Ledetter, dated February 21, 1968, and recorded in Deed Book 5-E, Page 97 (Referenced in error in Security Deed as Deed Book 6-E, Page 96), Jackson County Deed Records and being bounded on the north by county road, on the east by lands of Dessie Lou Doster, on the south by lands of Hayes and on the west by lands of Eugene Turk.
Being the same property as described in deed from Loyd M. Brooks to Donald Alfred Brooks and Ellen Marie Carlisle Brooks, dated 3/18/92, recorded 3/19/92, in Deed Book 12-G, Page 473, Jackson County, Georgia Records.
Said property is commonly known as 103 Doster Road, Jefferson, GA 30549.
The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorney’s fees and all other payments provided for under the terms of the Security Deed and Note.
Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Donald A. Brooks and Ellen Marie Carlisle Brooks or tenant(s).
FIRST FAMILY FINANCIAL SERVICES OF GEORGIA, INC., A DIVISION OF CITIFINANCIAL SERVICES, INC., ITS SUCCESSORS AND/OR ASSIGNS AS THEIR INTEREST MAY APPEAR, as Attorney-in-Fact for DONALD A. BROOKS AND ELLEN MARIE CARLISLE BROOKS
Contact: Janice Gooding (ext. 1279)
Morris, Schneider & Prior, L.L.C
3300 N.E. Expressway, Suite 8B
Atlanta, Georgia 30341
(770) 234-9181
MSP File No. 601.026477\JAG
Web Site: www.foreclosures.msplaw.com
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(SE10,17,24,OC1B/3641 6000)

Notice of Sale
Notice of Sale Under Power
County of Jackson
State of Georgia
Because of a default in the payment of the indebtedness secured by a Security Deed executed by H. Anthony Breedlove and Sharon P. Breedlove to North American Mortgage Company dated May 17, 2001, and recorded in Deed Book 23-L, Page 652, JACKSON County Records, said Security Deed having been last sold, assigned, transferred and conveyed to EX TRADE BANK, by assignment, securing a Note in the original principal amount of $109,500.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, October 7, 2003, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:
All that tract or parcel of land lying and being in GMD 245, Jackson County, City of Jefferson, Georgia, being Lot 6C, Oak Street Properties, as shown on plat of subject property recorded in Jackson County Plat Records at Plat Book 54, Page 140, which plat is incorporated herein by reference for a more complete description.
Subject to a 12 foot non-exclusive easement for the purpose of ingress and egress as shown on the above referenced plat.
Said property is known as 325 Oak Avenue, Jefferson, GA 30549, together with all fixtures and personal property attached to and constituting a part of said property, if any.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.
Said property will be sold as the property of H.A. Breedlove and Sharon P. Breedlove, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of H.A. Breedlove and Sharon P. Breedlove, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.
EX TRADE BANK, as Attorney-in-Fact for H. Anthony Breedlove and Sharon P. Breedlove
File no. 03-2059
L. J. SWERTFEGER, JR.
SHAPIRO & SWERTFEGER*
The Duke Bldg., Ste. 100
2872 Woodcock Blvd.
Atlanta, GA 30341
(770) 220-2730/BH
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(SE10,17,24,OC1B/1323 6000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Under and by virtue of the Power of Sale contained in a Security Deed from JERRY S. HUGHES AND JOYANN M. HUGHES to CONSECO FINANCE SERVICING CORP., n/k/a GREEN TREE SERVICING, LLC, dated JANUARY 23, 2001, and recorded on FEBRUARY 5, 2001, in Deed Book 22-R, Pages 743-751, JACKSON County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of One Hundred One Thousand, Two Hundred Ninety-One and 61/100 Dollars ($101,291.61), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of JACKSON County, Georgia, within the legal hours of sale on the first TUESDAY in OCTOBER, 2003, the following described property:
All that tract or parcel of land lying and being in the 455th GMD, Jackson County, Georgia, containing 1.362 acres, more or less, according to a plat of survey for Jerry Sean Hughes and Joy Hughes prepared by W.T. Dunahoo, Georgia Registered Land Surveyor No. 1577 dated January 11, 2001, and being more particularly described as follows:
From the intersection of the centerline of Plainview Road and the centerline of Donahoe Road (a/k/a Dry Pond-Hurricane Shoals Road), run thence Northeasterly a distance of 659.0 feet to a point and the TRUE POINT OF BEGINNING; run thence North 26 degrees 16 minutes, 12 seconds West a distance of 25.00 feet to an iron pin found; run thence North 26 degrees 16 minutes 12 seconds West a distance of 577.17 feet to an iron pin set; run thence South 51 degrees 51 minutes 37 seconds East a distance of 444.27 feet to an iron pin set; run thence South 51 degrees 51 minutes 37 seconds East a distance of 20.00 feet to a point on the centerline of Donahoe Road (a/k/a Dry Pond-Hurricane Shoals Road); run thence South 26 degrees 19 minutes 02 seconds West a distance of 75.75 feet along the centerline of Donahoe Road (a/k/a Dry Pond-Hurricane Shoals Road); run thence South 19 degrees 45 minutes 28 seconds West a distance of 195.04 feet along the centerline of Donahoe Road (a/k/a Dry Pond-Hurricane Shoals Road) to the TRUE POINT OF BEGINNING.)
Together with that certain housing was formerly personalty but is now permanently annexed and affixed to the above described land as a permanent improvement and which is the subject of Georgia Motor Vehicle Certificate of Title No. PSH2GA1346AB, and all rights thereunto appertaining.
The indebtedness secured by said Security Deed has been and is hereby declared due and payable because of, among other possible events of default, non-payment of the monthly installments as required by said Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given) and all other payments provided for under the terms of the Security Deed and Note.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best of the undersigned’s knowledge and belief, said property is also known as 752 Donahoe Road, Maysville, GA 30517, and the party in possession of the property is Jerry S. Hughes and Joyann M. Hughes or a tenant or tenants of said property.
GREEN TREE SERVICING, LLC F/K/A CONSECO FINANCE SERVICING CORP., as Attorney-in-Fact for JERRY S. HUGHES and JOYANN M. HUGHES
Kenney & Solomon, P.C.
3675 Crestwood Parkway, Suite 500
Duluth, Georgia 30096
(770) 564-1600
THE LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(SE10,17,24,OC1P4)

Notice of Sale
Notice of Sale Under Power
By virtue of the power contained in a Deed to Secure Debt executed and delivered by SARA M. HENSLEY to COMMUNITY BANK AND TRUST, dated July 14, 1998, and recorded in Deed Book 18-D, Pages 551-554, Office of the Clerk of Superior Court of Jackson County, Georgia; which Deed to Secure Debt was supplemented by a Supplemental Security Deed and Additional Loan Agreement dated August 26, 1999, and recorded in Deed Book 20-D, Page 689, Office of the Clerk of Superior Court of Jackson County, Georgia; which Deed to Secure Debt was supplemented by a Supplemental Security Deed and Additional Loan Agreement, dated September 27, 2000, and recorded in Deed Book 22-B, Page 219, Office of the Clerk of Superior Court of Jackson County, Georgia, securing sums in the original principal amount of $115,000.00, in addition to interest accruing, there will be sold at public outcry to the highest bidder for cash, before the Courthouse door in Jackson County, Georgia, by the undersigned, acting as Attorney-in-Fact for the said SARA M. HENSLEY, as provided in said Deed to Secure Debt, between the hours of 10:00 a.m. and 4:00 p.m. Eastern Time, on the first Tuesday in October, 2003, to-wit: October 7, 2003:
All that tract or parcel of land lying and being in the 245th District G.M., Jackson County, Georgia, and in the City of Jefferson, being identified as Lot 5, Block C, of the Southworth Bryan Subdivision, more particularly shown on a survey of the same recorded in Plat Book 10, Page 73, Jackson County Records, which plat is incorporated herein by reference for a more complete description.
The debt secured by said Deed to Secure Debt and Supplemental Security Deeds and Additional Loan Agreements, being in default, said powers contained therein will be exercised and the land will be sold as property of SARA M. HENSLEY, by the undersigned, as Attorney-in-Fact for the said SARA M. HENSLEY.
Said property shall be sold subject to any and all outstanding easements and rights-of-ways, restrictions of record, if any, and to all unpaid taxes and assessments. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
The proceeds from said sale will be applied to the payment of the above-styled indebtedness, the expenses of the procedure, attorney’s fees (notice as required in Sec. 13-1-11, O.C.G.A., 1982, as amended, having been sent as required), and the balance, if any, shall be applied as provided in said Deed to Secure Debt and Supplemental Security Deeds and Additional Loan Agreements. Proper conveyance will be made to the purchaser at the said sale by the undersigned acting as Attorney-in-Fact for the said SARA M. HENSLEY.
To the best knowledge, information, and belief of COMMUNITY BANK AND TRUST, the premises are currently occupied by Sara M. Hensley.
Pursuant to the Fair Debt Collection Practices Act, it is required that the following is stated: “This document is an attempt to collect a debt and any information obtained will be used for that purpose.” [15 U.S.C. Section 1692e(11).]
This 26th day of August, 2003.
COMMUNITY BANK AND TRUST
BY: W. JUDSON TRAPNELL, Assistant Vice-President, as Attorney-in-Fact for SARA M. HENSLEY
GREGORY M. PERRY
Attorney at Law
P.O. Box 299
Commerce, Georgia 30529
(706) 335-3500
(SE10,17,24,OC1P4)
Notice of Sale
Notice of Sale Under Power
By virtue of the power contained in a Deed to Secure Debt executed and delivered by MAYLON B. CLINKSCALES, JR. to COMMUNITY BANK AND TRUST f/k/a COMMUNITY BANK AND TRUST-JACKSON, dated February 5, 1999, and recorded in Deed Book 19-B, Pages 521-523, Office of the Clerk of Superior Court of Jackson County, Georgia; securing sums in the original principal amount of $175,000.00; in addition to interest accruing, there will be sold at public outcry to the highest bidder for cash, before the Courthouse door in Jackson County, Georgia, by the undersigned, acting as Attorney-in-Fact for the said MAYLON B. CLINKSCALES, JR., as provided in said Deed to Secure Debt, between the hours of 10:00 a.m. and 4:00 p.m. Eastern Time, on the first Tuesday in October, 2003, to-wit: October 7, 2003:
All that tract or parcel of land lying and being in the 245th District, G.M., Jackson County, Georgia, at the intersection of the Jefferson and Commerce, and the Jefferson and Maysville Public roads, commencing at a rock at the intersection of the two public roads, thence North 9-1/4 degrees West 2.55 to rock, thence North 41 degrees West 2.14 to iron pin in old road, thence South 82 degrees East 5.53 to iron pin in Commerce Road, thence South 46-3/4 degrees West 5.00 to the beginning corner, containing Ninety Two One Hundredths of an acre (92/100), more or less.
The debt secured by said Deed to Secure Debt, being in default, said powers contained therein will be exercised and the land will be sold as property of MAYLON B. CLINKSCALES, JR., by the undersigned, as Attorney-in-Fact for the said MAYLON B. CLINKSCALES, JR.
Said property shall be sold subject to any and all outstanding easements and rights-of-ways, restrictions of record, if any, and to all unpaid taxes and assessments. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
The proceeds from said sale will be applied to the payment of the above-styled indebtedness, the expenses of the procedure, attorney’s fees (notice as required in Sec. 13-1-11, O.C.G.A., 1982, as amended, having been sent as required), and the balance, if any, shall be applied as provided in said Deed to Secure Debt. Proper conveyance will be made to the purchaser at the said sale by the undersigned acting as Attorney-in-Fact for the said MAYLON B. CLINKSCALES, JR.
To the best knowledge, information, and belief of COMMUNITY BANK AND TRUST f/k/a COMMUNITY BANK AND TRUST-JACKSON, the premises are currently occupied by a Tenant.
Pursuant to the Fair Debt Collection Practices Act, it is required that the following is stated: “This document is an attempt to collect a debt and any information obtained will be used for that purpose.” [15 U.S.C. Section 1692e(11).]
This 28th day of August, 2003.
COMMUNITY BANK AND TRUST f/k/a COMMUNITY BANK AND TRUST-JACKSON
By: ELTON COLLINS, President, as Attorney-in-Fact for MAYLON B. CLINKSCALES, JR.
GREGORY M. PERRY
Attorney at Law
P.O. Box 299
Commerce, Georgia 30529
(706) 335-3500
(SE10,17,24,OC1P4)

Notice of Sale
Notice of Sale Under Power
State of Georgia
County of Jackson
By virtue of the power of sale contained in that certain Deed to Secure Debt from Carolyn Smith and Chris Abrams to Jimmy H. Smith, dated October 30, 1999, recorded in Deed Book 20-J, Pages 293-296, Jackson County, Georgia Records, as last transferred to Geraldine O. Smith by Order of the Probate Court of Jackson County, Georgia, recorded in Deed Book 22-A, Pages 330-331, Jackson County, Georgia, conveying the after-described property. Said Deed to Secured Debt having been given to secure a Note dated October 30, 1999, in the original principal sum of EIGHT THOUSAND AND 0/100 DOLLARS ($8,000.00) with interest from date at the rate stated in said Note on the unpaid balance until paid, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Jackson County, Georgia, within the legal hours of sale on the first Tuesday in October, 2003, the property described on Exhibit “A” attached hereto and incorporated herein by reference. The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, non-payment of the monthly installments on said loan. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney’s fees. Said property will be sold as the property of Carolyn Smith and Chris Abrams, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Carolyn Smith and Chris Abrams subject to outstanding ad valorem taxes and/or assessments, if any, and all easements and restrictions of record, if any, having priority over this Deed to Secure Debt.
GERALDINE O. SMITH, as Attorney-in-Fact for CAROLYN SMITH and CHRIS ABRAMS
GERALDINE O. SMITH
P.O. BOX 187
HOSCHTON, GEORGIA 30548
EXHIBIT “A”
Beginning 3.9 miles from Highway #53 on left side of Jackson Trail Road as shown on Jackson County Map 107; running thence in a northwesterly direction along bearing North 07° 30’ W. 210 ft. to a point; thence in a northwesterly direction along bearing North 43° 41’ E. to an iron pin 210 ft.; thence in a southeasterly direction South 07° 30’ E. 210 ft. to an iron pin; thence in a southwesterly direction South 43° 41’ W 210 ft. to the beginning road aforesaid.
(SE10,17,24,OC1P4)
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Under and by virtue of the power of sale contained in Deed to Secure Debt given by Carol Lynn Burnett to Ronald K. Hopkins, Sr. and Angela G. McKinney, dated April 3, 2003, filed on April 11, 2003, recorded in Deed Book 29-T, at Page 708, Jackson County, Georgia Records, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door in Jackson County, Georgia, within the legal hours of sale on the first Tuesday in October, 2003, the following described property:
All that tract or parcel of land lying and being in the 245 G.M., City of Arcade, Jackson County, Georgia, containing 3.53 acres, more or less, and designated as Tract 1 as shown on that plat and survey for B.L. Williamson and Merle Williamson prepared by W.T. Dunahoo, Surveyor, dated August 24, 1993, and recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia, in Plat Book 41, at Page 80. Said plat, as recorded, is hereby incorporated by reference for a more detailed description of said property. Subject to existing easements and rights of way for public roads and utilities now in use.
Said Deed to Secure Debt having been given to secure a note of even date in the original principal amount of $154,000.00 with interest from date at the rate as specified therein.
The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the note and Deed to Secure Debt. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property known as 352 Williamson Street, Jefferson, Georgia, is: Carol Lynn Burnett or tenant or tenants.
Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Security Deed first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc.
Ronald K. Hopkins, Sr. and Angela G. McKinney, as Attorneys-in-Fact for Carol Lynn Burnett
Robert D. Alexander
Davidson, Hopkins & Alexander, P.C.
P.O. Drawer 429
Jefferson, Georgia 30549
(SE10,17,24,OC1B/251 5000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Under and by virtue of the power of sale contained in Deed to Secure Debt given by Marcia Lynn LaFavor, to Gary L. Banister, POA for Clayton Hood and Anna C. Hood, dated May 8, 2003, filed May 9, 2003, and recorded in Deed Book 30-D, at Pages 173-177, Jackson County, Georgia Records, with the Revocation of the Power of Attorney filed on May 20, 2003, and recorded in Deed Book 30-G, at Page 38, and an assignment of the aforementioned Deed to Secure Debt given by Clayton Hood and Anna C. Hood to Wilton C. Hood dated June 30, 2003, filed on July 1, 2003, and recorded in Deed Book 30-D, at Page 173, Jackson County, Georgia Records, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door in Jackson County, Georgia, within the legal hours of sale on the first Tuesday in October, 2003, the following described property:
All that tract or parcel of land together with all improvements thereon, situated, lying and being in the City of Commerce, 255th District, G.M., Jackson County, Georgia, and being Lots No. 13 and 14 of the W.N. Harden Subdivision as shown on survey and plat made by Patton-Pless and Associates dated July 10, 1969, and recorded in Plat Book 6, Page 22, in the Office of the Clerk of the Superior Court of Jackson County, Georgia, and shown on individual survey and plat entitled “Survey for George T. Harris, III and Gina Adams Harris” made by Max Lewallen dated November 15, 1983, and recorded in Plat Book 20, Page 77, in said Clerk’s Office, and being particularly described according to said last referred to survey as follows:
BEGINNING at an iron pin on the northeasterly side of Northview Drive at corner of Lot 12 owned by Hodsdon and running thence along line of said Lot 12 north 46 degrees 26 minutes east 213.0 feet to iron pin at corner of land of now or formerly Mrs. Lewis Schupe, which iron pin is located south 48 degrees 20 minutes east 309.5 feet from iron pin at right-of-way of former Highway 326 now Mt. Olive Road, running thence along line of land of now or formerly Mrs. Lewis Schupe south 48 degrees 20 minutes east 125.0 feet to an iron pin; thence continuing south 48 degrees 18 minutes east 124.6 feet to iron pin; running thence along line of Lot 15, owned formerly by Elliott south 46 degrees 34 minutes west 204.5 feet to iron pin on the northeasterly side of said Northview Drive; running thence along the northeasterly side of said Northview Drive north 50 degrees 16 minutes west 250.00 feet to the beginning iron pin.
The dwelling situated upon said tract of land being known and designated as No. 291 Northview Drive according to the present system of numbering houses in the City of Commerce, Georgia.
Said land is conveyed subject to protective covenants applicable to said property filed for record on September 2, 1969, recorded in Deed Book 5-J, Page 589, in said Clerk’s Office.
This being the same property conveyed to Clayton Hood and Anna C. Hood, by Deed dated March 23, 1989, and recorded in Deed Book 10-Q, Page 159, in said Clerk’s Office.
Said Deed to Secure Debt having been given to secure a note of even date in the original principal amount of $156,900.00 with interest from date at the rate as specified therein.
The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the note and Deed to Secure Debt. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property known as 291 Northview Drive, Commerce, Georgia, are: Marcia Lynn LaFavor and Jack E. Jameson, Jr. or tenant or tenants.
Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Security Deed first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc.
Davidson, Hopkins & Alexander, P.C., as Attorneys-in-Fact for Marcia Lynn LaFavor
Robert D. Alexander
Davidson, Hopkins & Alexander, P.C.
P.O. Drawer 429
Jefferson, Georgia 30549
(SE10,17,24,OC1B/251 9000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
By virtue of the Power of Sale contained in a Security Deed given by ROBBIE DEAN GODWIN and DARLENE ANN GODWIN to Richard C. Kemp and Mary D. Kemp, dated April 30, 1998, recorded in Deed Book 17-V, Pages 147-153, Jackson County, Georgia Records, conveying the after-described property to secure a Note dated April 15, 1998, in the original principal amount of $87,561.00, with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in October, 2003, the following described property:
All that tract or parcel of land together with all improvements thereon, situate, lying and being in the 248th District, G.M., Jackson County, Georgia, designated as Lot 10 of Fox Chase Subdivision, containing 1.51 acres, more or less, as shown by plat of survey for Fox Chase Subdivision, dated December 11, 1989, last revised February 5, 1990, recorded in Plat Book 29, Page 282, Jackson County, Georgia Records; which plat and the recording thereof are hereby incorporated herein by reference for a more detailed description of the property.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Robbie Dean Godwin and Darlene Ann Godwin, or a tenant or tenants, and said property is more commonly known as 352 Hunters Run, Jefferson, GA 30549. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Richard C. Kemp and Mary D. Kemp, as Attorney-in-Fact for Robbie Dean Godwin and Darlene Ann Godwin
Samuel L. Chesnutt, as Attorney-in-Fact for Richard C. Kemp and Mary D. Kemp
Strickland, Chesnutt & Lindsay, LLP
P.O. Box 249
Winder, Georgia 30680
Our file no. 03-0441
(SE10,17,24,OC1B/887 6000)

Notice of Sale
Notice of Sale Under Power
State of Georgia
County of Jackson
Because of a default in the payment of the indebtedness secured by that certain Security Deed, dated April 17, 1997, executed by JERRIE E. GRIER and JAMES WHITED to EQUIPRIME, INC., recorded in Deed Book 16-O, Page 681, Jackson County, Georgia Deed Records, and securing an Note in the original principal amount of $41,600.00, said Security Deed and Note having been last assigned to The CIT Group/Consumer Finance, Inc., the current holder thereof, has declared the entire amount of said indebtedness evidenced by the Note immediately due and payable and, pursuant to the power of sale contained in said Security Deed, will, on the first Tuesday in October, 2003, to-wit: October 7, 2003, during the legal hours of sale, before the Jackson County Courthouse door, sell at public outcry to the highest bidder for cash, the following described real property:
All that tract or parcel of land lying and being in the G/M/D 1765, Jackson County, Georgia, embracing 1.51 acres, and being all Tract 2A, as shown on plat of survey for Delfino Mendoza, by Frederick F. Kauffman, GRLS, dated September 18, 1997, and being more particularly described as follows:
Beginning at a point on the centerline of Davenport Road, which point is situated South 13-11-27 East 120.70 feet from the centerline intersection of Lamar Cooper Road and Davenport Road; running thence along said centerline of Davenport Road, the following courses and distances; South 04-21-00 East 90.94 feet; South 19-01-31 West 64.90 feet; South 19-01-31 West 28.12 feet; thence departing said centerline of Davenport Road, South 69-42-16 West 253.00 feet to an IPS; thence North 30-17-44 west 37.00 feet to an IPS; thence South 68.52-19 West 130.00 feet to an IPS; thence North 33-58-33 West 120.98 feet to an IPS; thence North 68-52-19 east 502.00 feet to the point of beginning.
Subject to and together with all easements, covenants, restrictions, and rights of way of record, if any, in Jackson County, Georgia.
The aforedescribed real property is also known as 1053 Davenport Road, Braselton, Georgia, according to the present system of numbering houses in Jackson County, Georgia.
This sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit as to the amount and status of the loan with the holder of the Security Deed, including but not limited to a determination that the borrower has not reinstated the loan prior to the foreclosure sale.
Said real property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the real property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
Upon information and belief, said real property is presently in the possession or control of Jerrie E. Grier and James Whited and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Security Deed and the excess proceeds, if any, will be distributed as provided by law.
THE CIT GROUP/CONSUMER FINANCE, INC., as Attorney-in-Fact for JERRIE E. GRIER and JAMES WHITED
David W. Adams, Esquire
Ellis, Painter, Ratterree & Bart LLP
2 East Bryan Street, Suite 1001
Savannah, Georgia 31401
(912) 233-9700
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE ABOVE-REFERENCED LENDER AND ANY INFORMATION WILL BE USED FOR THAT PURPOSE.
(SE10,17,24,OC1B/1328 7000)
Public Hearing
The Jackson County Planning Commission will hold public hearings on Thursday, September 25, 2003, at 7:00 p.m. at the Jackson County Administrative Building, 67 Athens Street, Jefferson, Georgia, on the following matters:
HOSCHTON
1. Final Plat Review: “The Village at Hoschton.”
JACKSON COUNTY
2. RZ-03-75 Jack Howington, Jr. to rezone property (117.56 acres) on Jefferson River Road from A-2 to R-1 for the purpose of 117 lot single-family homes.
Complete applications, plats and texts are available for review in the Planning and Development Office during regular office hours. All interested persons are invited to attend. The Jackson County Board of Commissioners will address the recommendations of the Planning Commission at a public hearing on October 6, 2003, at 7 p.m. and the voting session on October 20, 2003, at 7 p.m., at the Jackson County Administrative Building (cited above).
(SE10,17B/485 2000)

Name Change
Notice of Petition
to Change Name
Georgia
Jackson County
Notice is hereby given that Mary Lillian Costick, the undersigned, filed her petition to the Superior Court of Jackson County, Georgia, on the 27th day of August, 2003, praying for a change in her name from Mary Lillian Costick to Mary Lillian Bonner. Notice is hereby given pursuant to law to any interested or affected party to appear in said Court and to file objections to such name change. Objections must be filed with said Court within thirty (30) days of the filing of said Petition.
This 27th day of August, 2003.
Mary Lillian Costick, Petitioner
Kip Shepherd
Attorney for Petitioner
P.O. Box 926
Athens, GA 30603
(706) 548-7249
(SE10,17,24,OC1P4)

Notice
NOTICE OF TOWN OF
BRASELTON SPECIAL ELECTION
Pursuant to O.C.G.A. §21-2-540 et seq. and all other applicable Georgia laws, please be advised that on November 4, 2003, a special election will be held in the Town of Braselton, Georgia, at which time there will be submitted to the qualified voters of said Town for their determination the unexpired term of Council Member Tom Clark, District 2, Town Council of the Town of Braselton.
The election shall be held on Tuesday, November 4, 2003, between the hours of 7:00 o’clock a.m. and 7:00 o’clock p.m. in the Town of Braselton. All duly qualified electors of the Town of Braselton are urged to participate. Those qualified to vote at said election shall be determined in all respects in accordance and in conformity with the laws of the State of Georgia.
Those interested in qualifying for said office should be advised that the respective qualification period shall run from Wednesday, September 17th, at 8:30 a.m. through Friday, September 19th at 4:30 p.m. at Braselton Town Hall, 5982 Highway 53, Braselton, Georgia. Qualification will close at 4:30 p.m. on Friday, September 19, 2003. Those interested shall remit the respective qualifying fee of Thirty-Six Dollars ($36.00).
The registration deadline to vote in this election for new electors shall close at 4:30 p.m., October 6, 2003.
JENNIFER SCOTT, ELECTION SUPERINTENDENT OF THE TOWN OF BRASELTON
(SE17B/171 3000)

Notice
Georgia, Jackson County Probate Court
The petition of Edith Fay Culpepper, for a year’s support from the estate of Hugh Lee Culpepper, deceased, for decedent’s surviving spouse, having been duly field, all interested persons are hereby notified to show cause, if any they have, on or before October 6, 2003, before 10:00 a.m., why said petition should not be granted.
All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed on or before the time stated in the preceding sentence. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.
Witness, the Honorable Margaret Deadwyler, Judge
By: Susan Garmon, Clerk, Probate Court of Jackson County
(SE10,17,24,OC1B/498 2000)

Prickett Estate
Notice to Debtors
and Creditors
State of Georgia
Jackson County
In Re: Estate of Curtis Arnold Prickett, Deceased
All creditors of the estate of Curtis Arnold Prickett, deceased, late of Jackson County, are hereby notified to render their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment to me.
This 9th day of September, 2003.
Courtney E. Heath Jr., Executor of the Estate of Curtis Arnold Prickett, Deceased
(SE17,24,OC1,8P4)

Inc. Notice
Notice is given that Articles of Incorporation, which will incorporate Kenneth E. Botts, CPA, DBA, PC, have been delivered to the Secretary of State for filing in accordance with the Georgia Professional Corporation Code (O.C.G.A. Section 14-7-3). The initial registered office of the corporation is located at 56 Washington Street, Jefferson, Georgia 30549, and its initial registered agent at such address is Kenneth E. Botts.
(SE10,17P2)

Notice of Summons
In the Superior Court
of Jackson County
State of Georgia
State of Georgia Ex. rel. vs. 1997 Ford Explorer, VIN 1FMDU243EVUD17600; Smith & Wesson .357 Model 681-3, Serial Number 057; Raven Arms .25 Cal, Serial Number 1654132
Civil Action #X03CV0813
To: Denyse Renee DeLaPierre
And all other persons claiming interest in said property.
You are hereby notified that the above-styled action seeking the forfeiture of the above listed property was filed in said court on July 11, 2003, pursuant to O.C.G.A. 16-13-49. Said property was seized by the Jackson County Sheriff’s Department on May 21, 2003.
Said action alleges that you may have an interest in said property. You are hereby commanded and required to file with the clerk of said court an answer to the complaint within 30 days of the date of the final publication of this notice and to serve said answer upon Tim Madison, District Attorney, Jackson County District Attorney’s Office, P.O. Box 276, Jefferson, GA 30549.
This 4th day of September, 2003.
Reba Parks, Clerk of Superior Court, Jackson County
(SE17,24B/341 2000)

Inc. Notice
Notice of Intent
to Incorporate
Notice is given that Articles of Incorporation, which will incorporate Peachtree Brokers Residential, Commercial & Development, Inc., will be delivered to the Secretary of State of Georgia for filing in accordance with the Georgia Business Corporation Code (O.C.G.A Sec. 14.2-201.1).
The initial registered office of the corporation will be located at 120 Lee Street, Suite 13, Jefferson, Georgia 30549, and its initial registered agent at such address is Stephanie Silva.
(SE17,24P2)

Inc. Notice
Notice of Incorporation
Notice is given that Articles of Incorporation that will incorporate Network Xchange Marketing, Inc. have been delivered to the Secretary of State for filing in accordance with the Georgia Business Corporation Code. The initial registered office of the corporation is located at 29 State Street, Commerce, GA 30529, and its initial registered agent at such address is Jeffrey Brown.
(SE17,24P2)

Inc. Notice
Notice of Incorporation
Notice is given that Articles of Incorporation that will incorporate The Shootout at Mule Camp, Inc. have been delivered to the Secretary of State for filing in accordance with the Georgia Nonprofit Corporation Code. The initial registered office of the corporation is located at 1195 Airport Road, Jefferson, GA 30549, and its initial registered agent at such address is Robin Wilson.
(SE17,24P2)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Wayne S. Wilson and Andrea Wilson to Taylor, Bean, & Whitaker Mortgage Corp., dated November 24, 1999, recorded in Deed Book 20-O, Page 419, Jackson County, Georgia Records, as last transferred to State Street Bank & Trust Company, as trustee by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of NINETY-FOUR THOUSAND FOUR HUNDRED AND 0/100 DOLLARS ($94,400.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in October, 2003, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Wayne S. Wilson and Andrea Wilson or a tenant or tenants and said property is more commonly known as 4793 Jefferson River Road, Jefferson, GA 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed, including but not limited to a determination that the loan was not reinstated prior to the foreclosure sale.
State Street Bank & Trust Company, as trustee, as Attorney-in-Fact for Wayne S. Wilson and Andrea Wilson
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
DDP/cab 10/7/03
Our file no. 51972003-FT9
EXHIBIT “A”
All that tract or parcel of land lying and being in the 242 GMD, Jackson County, Georgia, containing 5.156 acres, more or less, as shown on plat recorded in the Office of the Clerk of the Superior Court of Jackson County, Georgia, in Plat Book 55, Page 140, Hall County, Georgia Records, which plat is hereby referred to and made a part of this description; and being the same property as shown on that plat recorded at Plat Book 16, Page 193, aforesaid records, which plat is hereby referred to and made a part of this description.
Subject to existing easements and rights of way for public road and utilities now in use, and subject to a 20’ ingress-egress easement along the dirt drive as shown on said plat.
Together with a 1998 Horton Mobile Home 52 X 24 feet, Serial Number H83766GLR attached to the real estate and intended to remain a part thereof.
(SE10,17,24,OC1B/3642 7000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of a Power of Sale contained in that certain Security Deed from Sherry Westmoreland to Approved Residential Mortgage, Inc., dated September 30, 1997, recorded in Deed Book 17-B, Page 387, Jackson County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of NINETY-FOUR THOUSAND NINE HUNDRED AND 00/100 DOLLARS ($94,900.00) with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Key Bank, USA, N.A., there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in October, 2003, the following described property:
All that tract or parcel of land lying and being in the 248th G.M.D., Jackson County, Georgia being Lot 85, Phase II, Stone Creek Subdivision, as per plat recorded in Plat Book 46, Page 210, Jackson County, Georgia Records, which recorded plat is incorporated herein and made a part hereof by reference.
Said property is commonly known as 546 Crestview Drive, Hoschton, GA 30548.
The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorney’s fees and all other payments provided for under the terms of the Security Deed and Note.
Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Sherry Westmoreland or tenant(s).
KEY BANK, USA, N.A., as Attorney-in Fact-for SHERRY WESTMORELAND
Contact: T. J. Chapman (ext. 1117)
Morris, Schneider & Prior, L.L.C
3300 N.E. Expressway, Suite 8B
Atlanta, Georgia 30341
(770) 234-9181
MSP File No. 711.0312449\TJC
Web Site: www.foreclosures.msplaw.com
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(SE10,17,24,OC1B/3641 5000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of a Power of Sale contained in that certain Security Deed from Allen M. Schunke to Washington Mutual Home Loans, Inc., dated February 7, 2001, recorded in Deed Book 22-T, Page 549, Jackson County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of SIXTY-EIGHT THOUSAND AND 00/100 DOLLARS ($68,000.00) with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Washington Mutual Bank, FA successor to Washington Mutual Home Loans, Inc. formerly known as PNC Mortgage Corp. of America., there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in October, 2003, the following described property:
All that certain property situated in the County of Jackson, and State of Georgia, and being described in a deed dated 11/10/99, and recorded 12/29/99, among the land records of the county and state set forth above, and referenced as follows: Book 20-M, Page 699.
All that tract or parcel of land lying and being in the 248th District, G.M., Jackson County, Georgia Records, which plat is incorporated herein by reference and made part hereof.
Said property is commonly known as 6602 Jackson Trail Road, Hoschton, GA 30548.
The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorney’s fees and all other payments provided for under the terms of the Security Deed and Note.
Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Allen M. Schunke or tenant(s).
WASHINGTON MUTUAL BANK, FA SUCCESSOR TO WASHINGTON MUTUAL HOME LOANS, INC. FORMERLY KNOWN AS PNC MORTGAGE CORP. OF AMERICA., as Attorney-in-Fact for ALLEN M. SCHUNKE
Contact: Jacquelene Kameri (ext. 1277)
Morris, Schneider & Prior, L.L.C
3300 N.E. Expressway, Suite 8B
Atlanta, Georgia 30341
(770) 234-9181
MSP File No. 395.0301518\JWK
Web Site: www.foreclosures.msplaw.com
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(SE10,17,24,OC1B/3641 6000)


Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Chad McDaniel and Kim Deal to Sun America Mortgage Corporation, dated May 24, 2002, recorded in Deed Book 26-T, Page 20, Jackson County, Georgia Records, as last transferred to Chase Manhattan Mortgage Corporation by assignment recorded in Deed Book 59, Page 30, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY-SIX THOUSAND FOUR HUNDRED FIFTY AND 0/100 DOLLARS ($146,450.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in October, 2003, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Kim Deal McDaniel and Kim Deal or a tenant or tenants and said property is more commonly known as 61 Hamilton Drive, Jefferson, GA 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed, including but not limited to a determination that the loan was not reinstated prior to the foreclosure sale.
Chase Manhattan Mortgage Corporation, as Attorney-in-Fact for Chad McDaniel and Kim Deal
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
DDP/jsg 10/7/03
Our file no. 51803803-FT3
EXHIBIT “A”
All that tract or parcel of land lying and being in the 245 G.M.D., Jackson County, Georgia, and being Lot 3, Block A, Morgan’s Creek Subdivision, as per plat recorded in Plat Book 57, Page 272, Jackson County, Georgia Records, which recorded plat is incorporated herein by reference for a more complete description of said property.
(SE10,17,24,OC1B/3642 6000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Vince Feuerstein to Mortgage Electronic Registration Systems, Inc., dated May 30, 2001, recorded in Deed Book 23-S, Page 735, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FOUR THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($104,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in October, 2003, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Vince Feuerstein or a tenant or tenants and said property is more commonly known as 295 Trotters Court, Jefferson, GA 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed, including but not limited to a determination that the loan was not reinstated prior to the foreclosure sale.
Mortgage Electronic Registration Systems, Inc., as Attorney-in-Fact for Vince Feuerstein
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
DDP/kc 10/7/03
Our file no. 52011803-FT7
EXHIBIT “A”
All that tract or parcel of land and all improvements thereon, lying and being in the City of Jefferson f/k/a the City of Arcade the County of Jackson the State of Georgia; Farm(s) #58 in the Trotter’s Ridge Farms Subdivision as shown on Plat Book 46, Page 114, Clerk’s Office, Jackson County Superior Court, to which reference is hereby made for a more complete description and containing 2.49 acres.
(SE10,17,24,OC1B/3642 6000)



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