Jackson County Legal Advertisements...

DECEMBER 24, 2003


 1998 Building Permits / 1999 Building Permits
1998 Property Transactions / 1999 Property Transactions

The legal notices posted on this site are for reference only. Only the legal notices published in the legal organ newspaper of this county (The Jackson Herald) are official per O.C.G.A. sec. 9-13-140, et seq.

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Applefield Estate
Notice to Debtors
and Creditors
State of Georgia
Jackson County
In Re: Estate of Annie Ruth Hardy Rhodes Applefield, Deceased
All creditors of the estate of Annie Ruth Rhodes Applefield, deceased, late of Jackson County, are hereby notified to render their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment to me.
This 26th day of November, 2003.
Patricia Rhodes Redd, Executor of the Estate of Annie Ruth Rhodes Applefield, Deceased
(DC3,10,17,24P4)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Danny E. Dyer and Clara M. Dyer to Regional Investment Co. dba RIC Mortgage Company, dated December 29, 1999, recorded in Deed Book 20-S, Page 33, Jackson County, Georgia Records, as last transferred to Chase Manhattan Mortgage Corporation by assignment recorded in Deed Book 21-S, Page 80, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of NINETY-ONE THOUSAND FOUR HUNDRED AND 0/100 DOLLARS ($91,400.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in January, 2004, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Danny E. Dyer and Clara M. Dyer or a tenant or tenants and said property is more commonly known as 4413 Sagebrook Court, Gillsville, GA 30543.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed, including but not limited to a determination that the loan was not reinstated prior to the foreclosure sale.
Chase Manhattan Mortgage Corporation, as Attorney-in-Fact for Danny E. Dyer and Clara M. Dyer
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
DDP/gcg 1/6/04
Our file no. 52735903-FT3
EXHIBIT “A”
All that tract or parcel of land lying and being in Talmo GMD 1691, Jackson County, Georgia, being Lot 23 of Silverlake Subdivision, as shown on the subdivision plat recorded at Plat Book 54, Pages 94-97, Jackson County, Georgia Records, which plat is incorporated herein by reference and made a part hereof.
(DC10,17,24,31B/3642 6000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Diane B. Smallwood to Mortgage Electronic Registration Systems, Inc., dated July 10, 2002, recorded in Deed Book 27-B, Page 52, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of SIXTY-SEVEN THOUSAND AND 0/100 DOLLARS ($67,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in January, 2004, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Diane B. Smallwood or a tenant or tenants and said property is more commonly known as 100 Harris Street, Commerce, GA 30529.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed, including but not limited to a determination that the loan was not reinstated prior to the foreclosure sale.
Mortgage Electronic Registration Systems, Inc., as Attorney-in-Fact for Diane B. Smallwood
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
DDP/tda 1/6/04
Our file no. 52613203-FT7
EXHIBIT “A”
All that tract or parcel of land lying and being in the City of Commerce, 255th District, G.M., Jackson County, Georgia, being known as Tract 1, consisting of 1.00 acre, more or less, as more particularly shown on a plat of survey prepared for the Estate of Tom B. Smallwood by Clelland A. Tyson, Registered Surveyor, dated August 20, 1982, recorded at Plat Book 25, Page 98, in the Office of the Clerk of the Superior Court of Jackson County, Georgia, and incorporated herein and made a part hereof by reference for a more detailed description.
(DC10,17,24,31B/3642 6000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Terry D. Martin to Countrywide Home Loans, Inc., dated June 15, 1999, recorded in Deed Book 19-S, Page 767, Jackson County, Georgia Records, as last transferred to Bank of New York, as Trustee on behalf of the Certificate Holders by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FOURTEEN THOUSAND NINE HUNDRED TWENTY-NINE AND 0/100 DOLLARS ($114,929.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in January, 2004, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Terry D. Martin or a tenant or tenants and said property is more commonly known as 56 Gold Creek Drive, Jefferson, Georgia 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed, including but not limited to a determination that the loan was not reinstated prior to the foreclosure sale.
Bank of New York, as Trustee on behalf of the Certificate Holders, as Attorney-in-Fact for Terry D. Martin
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
DDP/ch 1/6/04
Our file no. 5446101-FT4
EXHIBIT “A”
All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the City of Jefferson, 245th District, G.M., Jackson County, Georgia, and being known as Lot 1, Gold Creek Subdivision, as more particularly shown on a survey entitled “Survey for Gertrude Todd,” dated June 3, 1996, by Max Lewallen, Registered Land Surveyor, and recorded in Plat Book 50, Page 295, in the Office of the Clerk of the Superior Court of Jackson County, Georgia, reference to which is hereby made for a more particular description of the property herein conveyed.
(DC10,17,24,31B/3642 6000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Justin Seagraves and Heather Seagraves to Ameriquest Mortgage Company, dated March 23, 2002, recorded in Deed Book 26-I, Page 45, Jackson County, Georgia Records, as last transferred to Deutsche Bank National Trust, as Trustee of Ameriquest Mortgage Securities, Inc. Series 2002-B, Asset Backed Certificates, under the Pooling and Servicing Agreement Dated as of June 1, 2002, Without Recourse by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIX THOUSAND SIX HUNDRED EIGHTY AND 0/100 DOLLARS ($106,680.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in January, 2004, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Justin Seagraves and Heather Seagraves or a tenant or tenants and said property is more commonly known as 532 Rucker Road, Jefferson, GA 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed, including but not limited to a determination that the loan was not reinstated prior to the foreclosure sale.
Deutsche Bank National Trust, as Trustee of Ameriquest Mortgage Securities, Inc. Series 2002-B, Asset Backed Certificates, under the Pooling and Servicing Agreement Dated as of June 1, 2002, Without Recourse, as Attorney-in-Fact for Justin Seagraves and Heather Seagraves
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
DDP/jmp 1/6/04
Our file no. 52644203-FT1
EXHIBIT “A”
All that tract or parcel of land lying and being in the 257 G.M.D., Jackson County, Georgia, designated as Tract 2 containing 2.000 acres, more or less, as shown on plat and survey of Venable & Associates, Inc., Surveyors, dated February 12, 1999, recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia, in Plat Book 56, at Page 222. Together with an easement for ingress and egress running from Rucker Road to Tract 2 as shown on said plat. For a more detailed description to said tract, reference is hereby made to said plat and easement roads and utilities now in use.
Being that parcel of land conveyed to Justin Seagraves and Heather Seagraves, tenants with right of survivorship from W. Steve Roughton and Heather Roughton by that deed dated 03/19/2001 and recorded 03/29/2001 in Deed Book 23-B, at Page 84, of the Jackson County, Georgia Public Registry.
(DC10,17,24,31B/3642 7000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by William Tony Nunn to Associates Financial Services of America, Inc., dated November 4, 1994, recorded in Deed Book 14-G, Page 314, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of THIRTY-TWO THOUSAND NINE HUNDRED NINETY-NINE AND 99/100 DOLLARS ($32,999.99), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in January, 2004, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Penny S. Nunn and William Tony Nunn or a tenant or tenants and said property is more commonly known as 135 Homer Street (FKA 161), Commerce, GA 30529.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed, including but not limited to a determination that the loan was not reinstated prior to the foreclosure sale.
Citifinancial Mortgage Company sbm Associates Financial Services of America, Inc., as Attorney-in-Fact for William Tony Nunn
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
DDP/mlg 1/6/04
Our file no. 5474201-FT8
EXHIBIT “A”
That tract or parcel of land lying and being in the 255th District, G.M. Jackson County, Georgia, and in the corporated limits of the City of Commerce, fronting one chain and sixty links on Homer Street, designated as No. 38 Homer Street, more particularly described according to plat prepared by H.G. Prickett, Survey, dated May 10, 1951, as follows:
Beginning at stake on Homer Street where said lot joins Adams lot one chain and sixty links south from intersection of Homer Street and Troy Street and running thence along the line of Adams lot south 82 degrees west four chains and fifty-five links to corner on Adams lot and line of Johnnie Wilson Estate lands; thence along Wilson land line south 8 degrees east one chain sixty links to corner on alley north 82 degrees east four chains and fifty-five links to corner on Homer Street; thence along Homer Street north 8 degrees west one chain and sixty links to the beginning corner containing 0.728 acres, more or less.
(DC10,17,24,31B/3642 7000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by David H. Burgard to HomeSouth Mortgage Corporation, dated April 15, 1999, recorded in Deed Book 19-L, Page 54, Jackson County, Georgia Records, as last transferred to Chase Manhattan Mortgage Corporation by assignment recorded in Deed Book 19-Q, Page 429, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of SIXTY-SEVEN THOUSAND NINE HUNDRED FORTY-FIVE AND 0/100 DOLLARS ($67,945.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in January, 2004, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is David H. Burgard or a tenant or tenants and said property is more commonly known as 1132 Old Hoods Mill Road, Commerce, GA 30529.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed, including but not limited to a determination that the loan was not reinstated prior to the foreclosure sale.
Chase Manhattan Mortgage Corporation, as Attorney-in-Fact for
David H. Burgard
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
DDP/jsg 1/6/04
Our file no. 52142803-FT3
EXHIBIT “A”
All that tract or parcel of land lying and being in the 255 G.M.D., Jackson County, Georgia, containing 2.74 acres according to plat of survey for Jeffrey Carl Champion and Susan Kennamer Champion, dated June 18, 1990, prepared by Clelland A. Tyson, Surveyor, and more particularly described as follows: Begin at an iron pin located on the easterly right of way line of Old Hoods Mill Road (having a 60 degrees right of way), said point being 1.1 miles northeast of the intersection of the easterly right of way line of Old Hoods Mill Road with the northerly right of way line of Waterworks Road; thence continuing along the easterly right of way line of Old Hoods Mill Road north 20 degrees 15 minutes east 179.9 feet to a point; thence north 13 degrees 49 minutes east 134.3 feet to an iron pin found on said right of way; thence leaving said right of way line and running south 77 degrees 56 minutes east 453.1 feet to an iron pin found; thence running south 29 degrees 30 minutes east 63.4 feet to an iron pin found; thence running south 63 degrees 55 minutes west 560.8 feet to an iron pin located on the centerline of a drive, said drive being the property line; thence running the centerline of said drive north 25 degrees 17 minutes west 71.6 feet to a point; thence north 46 degrees 31 minutes west 47.4 feet to an iron pin located on the intersection of the centerline of said drive with the easterly right of way line of Old Hoods Mill Road, said iron pin being the point of beginning.
(DC10,17,24,31B/3642 8000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Tony E. Mathis to Regional Investment Co. d/b/a RIC Mortgage Company, dated October 29, 1999, recorded in Deed Book 20-L, Page 223, Jackson County, Georgia Records, as last transferred to Chase Manhattan Mortgage Corporation by assignment recorded in Deed Book 21-L, Page 670, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED ONE THOUSAND NINETY-EIGHT AND 0/100 DOLLARS ($101,098.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in January, 2004, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Tony E. Mathis or a tenant or tenants and said property is more commonly known as 4393 Pond Fork Way, Gillsville, GA 30543.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed, including but not limited to a determination that the loan was not reinstated prior to the foreclosure sale.
Chase Manhattan Mortgage Corporation, as Attorney-in-Fact for Tony E. Mathis
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
DDP/gcg 1/6/04
Our file no. 51567103-FT3
EXHIBIT “A”
All that tract or parcel of land lying and being in Talmo GMD 1691 of Jackson County, Georgia, being known and designated as Lot 18 of Silverlake Subdivision, as more particularly described on a plat of survey recorded at Plat Book 54, Pages 94-97, Jackson County, Georgia Records, reference to said plat of survey and the record thereof being hereby made for a more complete legal description.
(DC10,17,24,31B/3642 6000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Gary T. Whenman to FT Mortgage Companies d.b.a. HomeBanc Mortgage Corporation, dated December 4, 1998, recorded in Deed Book 18-X, Page 419, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED ELEVEN THOUSAND ONE HUNDRED FIFTY AND 0/100 DOLLARS ($111,150.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in January, 2004, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Gary T. Whenman or a tenant or tenants and said property is more commonly known as 156 Ridge Way, Braselton, GA 30517.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed, including but not limited to a determination that the loan was not reinstated prior to the foreclosure sale.
First Horizon Home Loan Corporation fka FT Mortgage Companies d.b.a. HomeBanc Mortgage Corporation, as Attorney-in-Fact for Gary T. Whenman
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
DDP/awl 1/6/04
Our file no. 52608103-FT2
EXHIBIT “A”
All that tract or parcel of land lying and being in Porters GMD 1765 of Jackson County, Georgia, being Lot 7, Ridge Mill, as per plat recorded in Plat Book 50, Page 175, Jackson County Records, which reference is made for the purpose of incorporating the same as a part herein.
(DC10,17,24,31B/3642 6000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Kinishasa Watson to National City Mortgage Company dba Accubanc Mortgage, dated April 4, 2003, recorded in Deed Book 29-U, Page 57, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-SEVEN THOUSAND SIX HUNDRED AND 0/100 DOLLARS ($137,600.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in January, 2004, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Kinishasa Watson or a tenant or tenants and said property is more commonly known as 83 Indian Creek Way, Hoschton, GA 30548.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed, including but not limited to a determination that the loan was not reinstated prior to the foreclosure sale.
National City Mortgage Company, as Attorney-in-Fact for Kinishasa Watson
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
DDP/jbm 1/6/04
Our file no. 52503403-FT5
EXHIBIT ‘A’
All that tract or parcel of land lying and being in the 1407 G.M.D. Jackson County, Georgia, designated as Lot 26, Indian Creek Manor, as shown on Plat recorded in Plat Book 50, Page 291, of the Jackson County, Georgia Plat Records, and which plat is hereby incorporated by reference for a more complete description of said property.
Said property is conveyed subject to all easements, covenants and restrictions of record.
(DC10,17,24,31B/3642 6000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Earl Eugene Endsley to Taylor, Bean, & Whitaker Mortgage Corp., dated April 24, 2000, recorded in Deed Book 21-F, Page 749, Jackson County, Georgia Records, and as modified by that certain Loan Modification Agreement recorded in Deed Book 24-P, Page 363, Jackson County, Georgia Records, as last transferred to GMAC Mortgage Corporation by assignment recorded in Deed Book 21-Z, Page 565, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of SEVENTY-FIVE THOUSAND ONE HUNDRED EIGHTY AND 0/100 DOLLARS ($75,180.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in January, 2004, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Earl Eugene Endsley or a tenant or tenants and said property is more commonly known as 1485 New Kings Bridge Road, Athens, GA 30607.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed, including but not limited to a determination that the loan was not reinstated prior to the foreclosure sale.
GMAC Mortgage Corporation, as Attorney-in-Fact for Earl Eugene Endsley
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
DDP/jbm 1/6/04
Our file no. 5307901-FT5
EXHIBIT “A”
All that tract or parcel of land lying and being in the 242nd District, G.M. Jackson County, Georgia, containing 1.623 acres, more or less, as shown on that plat and survey for Arch C. Mitchell and Helen J. Mitchell, prepared by Cornerstone Land Surveying, Registered Land Surveyor, dated January 6, 1995, and recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia, in Plat Book 45, Page 19. Said plat, as recorded, is hereby referenced for a more detailed description of said property.
(DC10,17,24,31B/3642 6000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Roy Taylor, Jr. to Mortgage Electronic Registration Systems, Inc., dated December 23, 2002, recorded in Deed Book 28-R, Page 182, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of SIXTY-SIX THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($66,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in January, 2004, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Roy Taylor, Jr. or a tenant or tenants and said property is more commonly known as 39 Rob Belue Road, Commerce, GA 30529.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed, including but not limited to a determination that the loan was not reinstated prior to the foreclosure sale.
Mortgage Electronic Registration Systems, Inc., as Attorney-in-Fact for Roy Taylor, Jr.
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
DDP/lsk 1/6/04
Our file no. 52700503-FT7
EXHIBIT “A”
All that tract or parcel of land, together with all improvements thereon, containing 1.417 acres, more or less, situate, lying and being in the 255 G.M.D., Jackson County, Georgia, and being more particularly described on a plat entitled “Survey for C. Hortense Benton Estate,” by Wood Brothers Land Surveyors, Inc., Warren S. Wood, registered land surveyor, dated July 2, 2002, and recorded in Plat Book 59, Page 189, in the office of the clerk of the Superior Court of Jackson County, Georgia, said plat being incorporated herein by reference for a more particular description of the property.
(DC10,17,24,31B/3642 6000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by George C. Dillard aka George Chandler Dillard and M. Olin Dillard aka Michael Olin Dillard to Regions Mortgage, Inc., dated July 11, 2001, recorded in Deed Book 23-X, Page 709, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED TWELVE THOUSAND AND 0/100 DOLLARS ($212,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in January, 2004, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is George C. Dillard aka George Chandler Dillard and M. Olin Dillard aka Michael Olin Dillard or a tenant or tenants and said property is more commonly known as 1998 B Wilson Road, Commerce, GA 30529.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed, including but not limited to a determination that the loan was not reinstated prior to the foreclosure sale.
Regions Bank sbm Regions Mortgage, Inc., as Attorney-in-Fact for George C. Dillard aka George Chandler Dillard and M. Olin Dillard aka Michael Olin Dillard
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
DDP/aeb 1/6/04
Our file no. 52820902-FT1
EXHIBIT “A”
All that tract or parcel of land lying and being in the 255th District, G.M., Jackson County, Georgia, and being that 15.00 acres, more or less, designated as Tract 1 on a plat of survey prepared for Olin Dillard & George Dillard by Max Lewallen, Registered Surveyor, dated June 30, 2001, recorded in Plat Book 58, Page 204, in the Office of the Clerk of the Superior Court of Jackson County, Georgia, and incorporated herein and made a part hereof by reference for a more detailed description.
(DC10,17,24,31B/3642 6000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of a Power of Sale contained in that certain Security Deed from Bridget Wilson to SouthStar Funding, LLC, dated March 13, 2002, recorded in Deed Book 26-A, Pages 204-224, Jackson County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of NINETY-THREE THOUSAND ONE HUNDRED AND 00/100 DOLLARS ($93,100.00) with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to JPMorgan Chase Bank As Trustee, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in January, 2004, the following described property:
All that tract or parcel of land lying and being in the City of Jefferson, 245th District, G.M., Jackson County, Georgia designated as Lot 128 of Peachtree Estates as shown by plat and survey recorded in Plat Book 3, Page 470, Jackson County, Georgia Records; which plat and the recording thereof are hereby incorporated herein by reference for a more detailed description of the property.
Said property is commonly known as 193 Fairlane Drive, Jefferson, GA 30549.
The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorney’s fees and all other payments provided for under the terms of the Security Deed and Note.
Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Bridget Wilson or tenant(s).
JPMORGAN CHASE BANK AS TRUSTEE, as Attorney-in-Fact for BRIDGET WILSON
Contact: Fong Siharath (ext. 1408)
Morris, Schneider & Prior, L.L.C.
3300 N.E. Expressway, Suite 8B
Atlanta, Georgia 30341
(770) 234-9181
MSP File No. 382.0316287\FMS
Web Site: www.foreclosures.msplaw.com
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(DC10,17,24,31B/3641 5000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of a Power of Sale contained in that certain Security Deed from Norris H. Giles, Jr. to SunTrust Bank, dated May 19, 2000, recorded in Deed Book 21-K, Page 422, Jackson County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of TWENTY-FIVE THOUSAND SIX HUNDRED SEVENTY-FOUR AND 50/100 DOLLARS ($25,674.50) with interest thereon as provided for therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in January, 2004, the following described property:
All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 1704th G.M. District, Jackson County, Georgia, containing 3.00 acres, more or less, being a portion of that property described in a plat of survey entitled “Survey for Norris H. Giles, Jr.” dated March 10, 1994, by Max Lewallen, Licensed Engineer and Surveyor, and recorded in Plat Book 43, Page 43, in the Office of the Clerk of Superior Court, Jackson County, Georgia, and being more particularly described as follows:
To find the TRUE POINT OF BEGINNING, begin at an iron pin located on the Northwesterly side of Chandler Bridge Road (an eighty (80’) foot right of way) less than one mile South of US Highway 441, and run thence South 58 degrees 41 minutes 23 seconds East a distance of 751.8 feet to a 3/4” iron pin found (OTP) and the TRUE POINT OF BEGINNING; running thence South 36 degrees 14 minutes 00 seconds West a distance of 226.00 feet to a point; running thence North 63 degrees 52 minutes 09 seconds West a distance of 209.08 feet to a point; running thence North 86 degrees 08 minutes 23 seconds West a distance of 292.68 feet to a point; running thence North 32 degrees 10 minutes 14 seconds East a distance of 379.00 feet to a 3/4” iron pin found (OTP); running thence South 58 degrees 41 minutes 23 seconds East a distance of 481.66 feet to a 3/4” iron pin found and the TRUE POINT OF BEGINNING, as more particularly shown on that certain plat of survey dated February 25, 2000, prepared for Norris H. Giles and Kathy Giles by David L. Ringo, Sr. Georgia Registered Surveyor.
Said property is commonly known as 185 Giles Road, Nicholson, GA 30565.
The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorney’s fees and all other payments provided for under the terms of the Security Deed and Note.
Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Norris H. Giles Jr. or tenant(s).
SUNTRUST BANK, as Attorney-in-Fact for NORRIS H. GILES, JR.
Contact: Fong Siharath (ext. 1408)
Morris, Schneider & Prior, L.L.C.
3300 N.E. Expressway, Suite 8B
Atlanta, Georgia 30341
(770) 234-9181
MSP File No. 735.0312813\FMS
Web Site: www.foreclosures.msplaw.com
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(DC10,17,24,31B/3641 7000)

Notice of Sale
Notice of Sale Under Power
State of Georgia
County of Jackson
Because of a default in the payment of the indebtedness secured by a Security Deed executed by Angie Marie Johnson to Mortgage Electronic Registration Systems, Inc. dated May 10, 2002, and recorded in Deed Book 26-Q, Page 32, JACKSON County Records, securing a Note in the original principal amount of $112,842.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, January 6, 2004, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:
All that tract or parcel of land lying and being in GMD 1765 of Jackson County, Georgia, being Lot 23, Pine Ridge Subdivision, Phase III, as per plat recorded in Plat Book 54, Page 111, Jackson County, Georgia Records, which plat is incorporated herein by reference and made a part hereof.
Said property is known as 85 Mandy Lane, Braselton, GA 30517, together with all fixtures and personal property attached to and constituting a part of said property, if any.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.
Said property will be sold as the property of Angie Marie Johnson, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Angie Marie Johnson, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.
Mortgage Electronic Registration Systems, Inc., as Attorney-in-Fact for Angie Marie Johnson
File no. 03-6093
L. J. SWERTFEGER, JR.
SHAPIRO & SWERTFEGER*
The Duke Bldg., Ste. 100
2872 Woodcock Blvd.
Atlanta, GA 30341
(770) 220-2730/SE
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(DC10,17,24,31B/1323 5000)

Notice of Sale
Notice of Sale Under Power
State of Georgia
County of Jackson
Because of a default in the payment of the indebtedness secured by a Security Deed executed by Sharon Hall to Norwest Mortgage, Inc. DBA Directors Acceptance, now Wells Fargo Home Mortgage, Inc. dated October 16, 1998, and recorded in Deed Book 18-O, Page 416, JACKSON County Records, securing a Note in the original principal amount of $43,650.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, January 6, 2004, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:
All that tract or parcel of land lying and being in the 455 G.M.D., Jackson County, Georgia, containing 1.9 acres, more or less, as shown on plat and survey of Venable Brothers, Surveyors, recorded in Plat Book 9, Page 58, Office of the Clerk of Superior Court of Jackson County, Georgia. Said plat is incorporated herein by reference for a more detailed description.
Deed References: Deed Book 15-Z, Page 530, and 6-C, Page 4, Jackson County, Georgia Records.
Said property is known as 990 County Farm Road, Jefferson, GA 30549, together with all fixtures and personal property attached to and constituting a part of said property, if any.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.
Said property will be sold as the property of SHARON HALL, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of SHARON HALL, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.
Wells Fargo Home Mortgage, Inc. formerly Norwest Mortgage, Inc. DBA Directors Acceptance, as Attorney-in-Fact for Sharon Hall
File no. 03-6168
L.J. SWERTFEGER, JR.
Shapiro & Swertfeger
The Duke Bldg., Ste. 100
2872 Woodcock Blvd.
Atlanta, GA 30341
Phone: (770) 220-2730/DV
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(DC10,17,24,31P4)

Notice of Sale
Notice of Sale Under Power
State of Georgia
County of Jackson
Because of a default in the payment of the indebtedness secured by a Security Deed executed by Susan E. Snickles to Netfirst Mortgage, Inc. dated October 2, 2001, and recorded in Deed Book 24, Page 630, JACKSON County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Washington Mutual Home Loans, Inc. now Washington Mutual Bank, FA by Assignment dated October 2, 2001, and recorded in Deed Book 252, Page 500, aforesaid records securing a Note in the original principal amount of $85,939.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, January 6, 2004, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:
All that tract or parcel of land lying and being in the 245th G.M.D., City of Jefferson, Jackson County, Georgia, being more particularly described as follows: Beginning at a Iron Pin found on the Northeast right-of-way of Peachtree Road (50 foot right-of-way) 0.40 mile from the intersection of said right-of-way and the right-of-way of Gordon Street; thence running North 38 degrees 52’ East a distance of 264.00 feet to an Iron Pin set, said Iron Pin being located on the center line of a 100 foot Power Line Easement; thence running S 22 degrees 02’26” E along center line of said Power Line Easement a distance of 152.00 feet to an Iron Pin set; thence running S 48 degrees 56’46” W a distance of 188.20 feet to an Iron Pin set on the Northeast right-of-way of Peachtree Road; thence running N 53 degrees 52’59” W along said right-of-way a distance of 100.00 feet to the point of beginning.
Said property is known as 375 Peachtree Road, Jefferson, GA 30549, together with all fixtures and personal property attached to and constituting a part of said property, if any.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.
Said property will be sold as the property of Susan E. Snickles, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Susan E. Snickles, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.
Washington Mutual Bank, FA successor in interest to Washington Mutual Home Loans, Inc., as Attorney-in-Fact for Susan E. Snickles
File no. 03-6605
L. J. SWERTFEGER, JR.
SHAPIRO & SWERTFEGER*
The Duke Bldg., Ste. 100
2872 Woodcock Blvd.
Atlanta, GA 30341
(770) 220-2730/KA
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(DC10,17,24,31P4)

Notice of Sale
Notice of Sale Under Power
in Deed to Secure Debt
State of Georgia
County of Jackson
Because of default in the payment of the indebtedness secured by a Deed to Secure Debt executed by RONALD NELSON AND DIANA NELSON n/k/a DIANA LOCKLEY, Grantors, to ARCADE HOMES, INC., Grantee, dated April 23, 1998, and recorded in Deed Book 17-V, Pages 155-158, in the Office of the Clerk of Superior Court, Jackson County, Georgia, the undersigned has declared the entire amount of said indebtedness due and payable and pursuant to the Power of Sale contained in said deed, will on the first Tuesday in January, 2004, during the legal hours of sale at the Courthouse door in Jackson County, sell at public outcry to the highest and best bidder for cash, the following described property:
All that tract or parcel of land lying and being in the 245th District, G.M., Jackson County, Georgia, in the Town of Jefferson, containing 1.55 acres, more or less, and being designated as Tract 2, as shown on that plat of survey of Woodland Hills Subdivision, prepared by W.T. Dunahoo and Associates, Surveyors, dated July 2, 1997, and recorded in the Office of the Clerk of the Superior Court of Jackson County, Georgia, in Plat Book 50, Page 20. Said plat, as recorded, is hereby incorporated by reference for a more detailed description of said property. Subject to existing easements for public roads and utilities now in use. Also subject to Restrictive Covenants recorded in Deed Book 16-V, Page 761, Jackson County, Georgia Records.
The sale will be held subject to any outstanding and unpaid taxes and/or easements and/or restrictive covenants appearing of record.
Notice has been given of intention to collect attorney’s fees in accordance with the terms of the note secured by said Deed. Said property will be sold as the property of RONALD NELSON AND DIANA NELSON n/k/a DIANA LOCKLEY, and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said Deed, the undersigned will execute a deed to the purchaser at said sale as provided in the aforementioned Deed to Secure Debt.
ARCADE HOMES, INC., as Attorney-in-Fact for RONALD NELSON AND DIANA NELSON n/k/a DIANA LOCKLEY
Wanda Barnett David
P.O. Box 99
Jefferson, Georgia 30549
(DC10,17,24,31B/783 4000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of power of sale contained in Consumer Deed to Secure Debt from Alan R. Watts and Sheila C. Watts to Athens First Bank & Trust Company dated March 11, 2002, recorded in Deed Book 26-C, Page 386, in the Office of the Clerk of the Superior Court of Jackson County, Georgia, (hereinafter “Security Deed”) said Security Deed being given to secure a Home Equity Line of Credit Agreement of same date in the original initial credit limit of $50,000.00 (“Note”) with interest from date at the rate specified in the note on the unpaid balance until paid, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door in Jackson County, Georgia, within the legal hours of sale on the first Tuesday in January, 2004, the following described property:
All that tract or parcel of land lying and being in the City of Commerce, Jackson County, Georgia, consisting of two contiguous tracts, one being the property described in a deed appearing at Deed Book 3-0, Page 63, Jackson County, Georgia Deed Records, and the other being described in a deed appearing at Deed Book 14-E, Page 327, Jackson County, Georgia Deed Records. The above property was owned by Geraldine B. Watts and occupied as her homeplace at the time of her death. The full description as contained in the referenced deeds is incorporated herein by reference.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, nonpayment of the monthly installments on said loan. Default having continued for a period of more than thirty (30) days after notice thereof and opportunity to cure, said default not being cured, and the debt remaining in default, the sale will be made for the purpose of paying the same and all expenses of the sale, including any accrued attorney’s fees.
Said property will be sold by Athens First Bank & Trust Company, as Attorney-in-Fact for Alan R. Watts and Sheila C. Watts, subject to any outstanding ad valorem taxes and/or assessments, and matters of record, if any, having priority over the Security Deed.
To the best of the knowledge and belief of Athens First Bank & Trust Company, the persons in possession of the property known as 481 Scott Street, Commerce, Georgia 30529 are Alan R. Watts and Sheila C. Watts or persons claiming under them.
Said property will be sold and deed executed by the undersigned to the purchaser and the proceeds of sale applied by the undersigned, all as provided in said power of sale and said Security Deed containing said power.
ATHENS FIRST BANK & TRUST COMPANY, as Attorney-in-Fact for Alan R. Watts and Sheila C. Watts
DARREL BEGNAUD
BEGNAUD & MARSHALL, LLP
Post Office Box 8085
Athens, Georgia 30603
(706) 316-1150
THIS COMMUNICATION IS FROM A DEBT COLLECTOR. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(DC10,17,24,31B/313 6000)

Notice of Sale
Notice of Sale Under Power
Jackson County, Georgia
By virtue of the Power of Sale in a Security Deed from Frank H. Autry, III and Tracy Lynn Autry, Grantors, to Oconee State Bank, Grantee, dated August 16, 2002, recorded in Deed Book 27-L, Pages 602 to 605, Jackson County, Georgia; given to secure a promissory note dated August 16, 2002, in the original principal amount of $62,747.72; there will be sold by the undersigned at a public outcry, during the legal hours of sale before the door of the Courthouse of Jackson County, Georgia, on January 6, 2004, to the highest and best bidder for cash, the following property:
All those tracts or parcels of land, together with all improvements thereon, situate, lying, and being in the 1704th G.M.D. of Jackson County, Georgia, containing an aggregate of 1.817 acres, more or less, and being known and designated as Lot 24 and a portion of Lot 23 of the Hunter’s Ridge Subdivision, and being shown and delineated as “Lot 24 - 1.741 Acres” and “Portion of Lot 23 - 0.076 Acres” according to that certain plat of survey entitled “Survey for George Lawrence” dated July 11, 2002, prepared by Ben McLeroy & Associates, Inc., Engineers & Surveyors, recorded in Plat Book 59, at Page 229, in the Office of the Clerk of Superior Court of Jackson County, Georgia, which plat is incorporated herein by this reference for a more complete description.
Also conveyed herewith is a manufactured home, serial number H82458GL&R, which is permanently attached to and made a part of the real property.
The dwelling situate on this property is known as 112 Thunderwood Court, Nicholson, GA 30565-3245, according to the present numbering system of Jackson County, Georgia.
The debt secured by the Security Deed has been declared due and payable in full because of default in payment pursuant to the terms thereof. Notice was given of intent to enforce provisions for collection of attorney’s fees and to foreclose in accordance with legal requirements and the terms of the Note and Security Deed. The indebtedness remaining in default, the sale will be made for the purpose of applying proceeds thereof to the payment of the secured indebtedness, accrued interest, expenses of the sale, and other sums secured by the Security Deed including attorney’s fees, and the remainder if any shall be applied as provided by law.
To the best of the undersigned’s knowledge and belief the property is in the possession of Frank H. Autry, III and Tracy Lynn Autry and said property will be sold as the property of Frank H. Autry, III and Tracy Lynn Autry subject to outstanding ad valorem taxes, street improvements, and easements or restrictions of record, if any. The undersigned will execute a deed to the purchaser at said sale as provided in the Security Deed.
Oconee State Bank, as Attorney-in-Fact for Frank H. Autry, III and Tracy Lynn Autry.
Kerry S. Doolittle
Attorney at Law
P.O. Box 949
Watkinsville, Georgia 30677
(706) 769-0591
(DC10,17,24,31P4)

Notice of Sale
Advertisement of Sale Under Power of Sale In Deed
to Secure Debt
State of Georgia
County of Jackson
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt (the “Security Deed”) from Design Dimensions, Inc. to NORTHEAST GEORGIA BANK, dated July 10, 2001, recorded July 13, 2001, in Deed Book 23-X, Pages 66-69, with modifications including but not limited to those listed at Deed Book 29-E, Page 648; Deed Book 27-H, Page 418, Deed Book 25-S, Page 55, in records of Jackson County, Georgia; the Security Deed secures the original Note dated July 10, 2001, in the original principal amount of $153,543.00, plus interest; there will be sold by the undersigned at public outcry to the highest and best bidder for cash before the Courthouse door at Jackson County, Georgia, within the legal hours of sale on the first Tuesday in January, 2004, the following described property and improvements, to-wit:
ALL THAT TRACT or parcel of land lying and being in GMD 245, Jackson County, Georgia, being Lot 12, The Heritage at Jefferson, Phase I, as per plat thereof recorded at Plat Book 54, Page 151, Jackson County, Georgia Records, which plat is incorporated by reference and made a part hereof.
This instrument being foreclosed on is a “Construction Mortgage” as that term is defined in Section 11-9-313-(1)(c) of the uniform Commercial Code of the Official Code of Georgia, and the proceeds of the indebtedness secured said Deed to Secure Debt were given to finance the construction of an improvement upon the land. All of the terms of the Loan Documents between the parties were incorporated by reference in and made a part thereof.
The debt secured by the Security Deed has been and is hereby declared due because of, among other possible events of default, non-payment of said loan. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney’s fees.
Said property will be sold as the property of Design Dimensions, Inc., and subject to the outstanding ad valorem taxes and or assignments if any, and further subject to the outstanding balances of all liens superior to the Security Deed, if any.
To the best knowledge and belief of the undersigned, equitable title to said property is now held by Design Dimensions, Inc.
By: NORTHEAST GEORGIA BANK, as Attorney-in-Fact for Design Dimensions, Inc.
S. Ernest Vandiver, III
VANDIVER & VANDIVER
Attorneys at Law
5330 Vickery Street
Post Office Box 10
Lavonia, Georgia 30553
(706) 356-2323
(706) 356-3427 FAX
(DC10,17,24,31P4)

Notice of Sale
Advertisement of Sale Under Power of Sale In Deed
to Secure Debt
State of Georgia
County of Jackson
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt (the “Security Deed”) from Design Dimensions, Inc. to NORTHEAST GEORGIA BANK, dated July 10, 2001, recorded July 13, 2001, in Deed Book 23-X, Pages 61-64, with modifications including but not limited to those listed at Deed Book 29-E, Page 647; Deed Book 27-H, Page 419, Deed Book 25-S, Page 55, and Deed Book 30-W, Page 588, in records of Jackson County, Georgia; the Security Deed secures the original Note dated July 10, 2001, with modifications and renewals thereof in the original principal amount of $177,783.00, plus interest; there will be sold by the undersigned at public outcry to the highest and best bidder for cash before the Courthouse door at Jackson County, Georgia, within the legal hours of sale on the first Tuesday in January, 2004, the following described property and improvements, to-wit:
ALL THAT TRACT or parcel of land lying and being in GMD 245, Jackson County, Georgia, being Lot 1B, The Heritage at Jefferson, Jackson County, Georgia Records, which plat is incorporated by reference and made a part hereof.
This instrument being foreclosed on is a “Construction Mortgage” as that term is defined in Section 11-9-313-(1)(c) of the uniform Commercial Code of the Official Code of Georgia, and the proceeds of the indebtedness secured said Deed to Secure Debt were given to finance the construction of an improvement upon the land. All of the terms of the Loan Documents between the parties were incorporated by reference in and made a part thereof.
The debt secured by the Security Deed has been and is hereby declared due because of, among other possible events of default, non-payment of said loan. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney’s fees.
Said property will be sold as the property of Design Dimensions, Inc., and subject to the outstanding ad valorem taxes and or assignments if any, and further subject to the outstanding balances of all liens superior to the Security Deed, if any.
To the best knowledge and belief of the undersigned, equitable title to said property is now held by Design Dimensions, Inc.
By: NORTHEAST GEORGIA BANK, as Attorney-in-Fact for Design Dimensions, Inc.
S. Ernest Vandiver, III
VANDIVER & VANDIVER
Attorneys at Law
5330 Vickery Street
Post Office Box 10
Lavonia, Georgia 30553
(706) 356-2323
(706) 356-3427 FAX
(DC10,17,24,31P4)

Notice of Sale
Notice of Sale Under Power
State of Georgia
County of Jackson
Because of default in the payment of an indebtedness on a Loan Agreement executed by RODNEY E. DOXEY AND JULIE DOXEY in the original principal amount of $295,815.30, secured by Deed to Secure Debt executed by RODNEY E. DOXEY AND JULIE DOXEY dated AUGUST 9, 2002, in favor of BENEFICIAL MORTGAGE COMPANY OF GEORGIA, recorded on SEPTEMBER 26, 2002, in Deed Book 27-T, Page 82, Clerk, JACKSON County Superior Court, the undersigned, BENEFICIAL MORTGAGE COMPANY OF GEORGIA, pursuant to said Deed and the note thereby secured has declared the entire balance outstanding on said indebtedness due and payable and pursuant to Power of Sale contained in said Deed, will on the first TUESDAY in JANUARY, 2004, during the legal hours of sale, sell said property before the Courthouse door in JACKSON County at public outcry to the highest bidder for CASH. The property to be sold is described in said Deed and is set forth hereinafter in full:
All that tract of parcel of land lying and being in the 248th and 1407th Districts, G.M., Jackson County, Georgia, being designated as Lot 8, containing 5.87 acres, as per a survey recorded at Plat Book 20, Page 7, Jackson County, Georgia Records, which plat and record thereof are incorporated herein by reference for a more complete description of the property.
Tax Map or Parcel ID No.: 114-13B
This property is known as: 357 Bill Watkins Road, Hoschton, GA, 30543.
This property will be sold subject to all outstanding ad valorem taxes, restrictions of record, easements, liens and all other assessments.
Said property will be sold as the property of RODNEY E. DOXEY AND JULIE DOXEY, and the sale will be applied to the payment of said indebtedness and the expenses of said Deed, and the undersigned will execute a Deed to the purchaser at said sale as provided in the aforementioned Deed to Secure Debt which Deed will be subject to the liens and encumbrances of record. To the best of the undersigned’s knowledge, information and belief, the premises are in the possession of RODNEY E. DOXEY AND JULIE DOXEY.
This is a communication from a debt collector. The debt collector is attempting to collect a debt, and any information obtained will be used for that purpose.
BENEFICIAL MORTGAGE COMPANY OF GEORGIA, AS ATTORNEY-IN-FACT FOR RODNEY E. DOXEY AND JULIE DOXEY
STEPHEN J. KNEZO
Attorney at Law
PO Box 724618
Atlanta, GA 31139
(678) 305-0043
(DC10,17,24,31P4)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Under and by virtue of the power of sale contained in a Security Deed from DONNIE MAYFIELD and MARY MAYFIELD to Beneficial Mortgage Co. of Georgia dated 20 June 2000, and recorded in Deed Book 21-N, Page 121, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of Ninety-Nine Thousand Nine Hundred Thirty-One and 73/100 Dollars ($99,931.73), with interest thereon as set forth therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the front door of the Jackson County Courthouse, 85 Washington Street, Jefferson, Jackson County, Georgia, during the legal hours of sale on the first Tuesday in January, 2004, (6 January 2004), the following described property, to-wit:
ALL THAT LOT OR PARCEL OF LAND, TOGETHER WITH ALL IMPROVEMENTS THEREON, LYING AND BEING IN THE CITY OF COMMERCE, 25TH G.M.D., JACKSON COUNTY, GEORGIA, CONSISTING OF PORTIONS OF LOT NUMBERS 26 AND 27 OF THE SUBDIVISION OF C.W. HOOD’S RAILROAD TRACT, AND MORE PARTICULARLY DESCRIBED AS FOLLOWS:
BEGINNING AT AN IRON PIN ON THE NORTHERN BORDER OF THE LAND PAVED SIDEWALK TO PEACH STREET, WHICH SAID PIN IS LOCATED 274 FEET WEST OF THE CENTER OF WASHINGTON AVENUE, THENCE NORTH 14 DEGREES 30 MINUTES EAST 128.0 FEET TO AN IRON PIN; THENCE NORTH 75 DEGREES 30 MINUTES WEST 116.0 FEET TO AN IRON PIN; THENCE SOUTH 14 DEGREES 30 MINUTES WEST 128.0 FEET TO AN IRON PIN ON THE NORTHERN BORDER OF THE SIDEWALK AFORESAID; THENCE ALONG THE NORTHERN BORDER OF SAID SIDEWALK SOUTH 75 DEGREES 30 MINUTES EAST 116.0 FEET TO THE POINT OF BEGINNING.
SAID LOT OF LAND IS PARTICULARLY SHOWN AND DELINEATED ON A PLAT OF SURVEY ENTITLED “SURVEY FOR: L.P. CRAWFORD” PREPARED BY JAMES E. FLANDERS, SURVEYOR, DATED DECEMBER 21, 1964, RECORDED IN PLAT BOOK 4, PAGE 207, JACKSON COUNTY CLERK OF SUPERIOR COURT RECORDS, WHICH PLAT AND RECORD ARE BY REFERENCE INCORPORATED HEREIN.
TAX MAP OR PARCEL ID NO.: C15-015
The debt secured by said instrument having been declared due because of default in payment as and when due in the manner provided in the Note and Security Deed, and the debt remaining in default, this sale will be made for the purpose of paying said debts and all expenses of this sale, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
This property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
Beneficial Mortgage Co. of Georgia, as Attorney-in-Fact for Donnie Mayfield and Mary Mayfield
Richard J. Myers
APPERSON, CRUMP & MAXWELL, PLC
6000 Poplar Avenue, Suite 400
Memphis, TN 38119
(901) 756-6300
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(DC10,17,24,31P4)

Burks Estate
Notice to Debtors
and Creditors
State of Georgia
Jackson County
In Re: Estate of Lavern Brannon Burks, Deceased
All creditors of the estate of Lavern Brannon Burks, deceased, late of Jackson County, are hereby notified to render their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment to me.
This 1st day of December, 2003.
Bobby Lee Burks, Executor of the Estate of Lavern Brannon Burks, Deceased
(DC10,17,24,31P4)

Notice
For Discharge from Office
and All Liability
Probate Court of
Jackson County
Re: Petition of Phyllis Kay Brewer for Discharge as Ex-Office Administrator of the Estate of Edward Charleston Evans, Deceased.
To: Casy Evans and Chuck Evans and all and singular the heirs of said decedent, the beneficiaries under the purported will, and to whom it may concern:
This is to notify you to file objection, if there is any, to the above referenced petition, in this Court on or before January 5, 2004, by 10:00 a.m.
BE NOTIFIED FURTHER: All objections to the petition must be in writing, setting forth the grounds of any such objections. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.
Witness, the Honorable Margaret Deadwyler, Judge
By: Jennifer Gearing, Clerk, Probate Court of Jackson County
(DC10,17,24,31B/498 2000)

Notice
In the Superior Court
of Jackson County
State of Georgia
Hardy Joe Day, Plaintiff vs. Debra Renee Day, Defendant
Civil Action File No: X-03-CV-1407
Complaint for Modification of Custody, Visitation and Shared Time
By Order of the Court for service by publication dated December 1, 2003, you are hereby notified that on the 1st day of December, 2003, Hardy Joe Day filed suit against you for Modification of Custody, Visitation and Shared Time. You are required to file with the Clerk of the Superior Court, and to serve upon Plaintiff’s Attorney, Barry E. King, P.O. Box 279, Jefferson, Georgia 30549, an answer in writing within sixty (60) days of December 1, 2003.
Witness, the Honorable David Motes, Judge of Jackson County Superior Court.
This the 1st day of December, 2003.
Reba Parks, Clerk
Jackson County Superior Court
(DC10,17,24,31P4)

Brown Estate
State of Georgia
County of Jackson
In Re: Estate of Jimmie Lacy Brown, Deceased
All creditors of the estate of Jimmie Lacy Brown, deceased, late of Jackson County, are hereby notified to render their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment to me.
This 4th day of December, 2003.
W. Jesse Brown, Executor of Jimmie Lacy Brown, Deceased
(DC10,17,24,31P4)

Jarrell Estate
Notice to Debtors
and Creditors
State of Georgia
Jackson County
In Re: Estate of Annie Bob Johnson Jarrell, Deceased
All creditors of the estate of Annie Bob Johnson Jarrell, deceased, late of Jackson County, are hereby notified to render their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment to me.
This 1st day of December, 2003.
James H. Jarrell, Executor of the Estate of Annie Bob Johnson Jarrell, Deceased
(DC10,17,24,31P4)

Notice
Georgia, Jackson County Probate Court
Cindy M. Cox has petitioned to be appointed Administrator of the estate of William Shane Self, deceased, of said County. The petitioner has also applied for waiver of bond and/or grant of certain powers contained in O.C.G.A. §53-12-232. All interested parties are hereby notified to show cause why said petition should not be granted.
All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed with the court on or before January 5, 2004, by 10:00 a.m. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.
Margaret Deadwyler, Judge of the Probate Court
By: Jennifer Gearing, Clerk of the Probate Court
(DC10,17,24,31B/498 2000)

Notice
Georgia, Jackson County Probate Court
The petition of Betty Sue Hayes Adams, for a year’s support from the estate of Gary Lynn Adams, deceased, for decedent’s surviving spouse, having been duly filed, all interested persons are hereby notified to show cause, if any they have, on or before January 5, 2004, by 10:00 a.m., why said petition should not be granted.
All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed on or before the time stated in the preceding sentence. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.
Witness, the Honorable Margaret Deadwyler, Judge
By: Jennifer Gearing, Clerk, Probate Court of Jackson County
(DC10,17,24,31B/498 2000)

Notice
Georgia, Jackson County Probate Court
The petition of Hazel Dean Parks, for a year’s support from the estate of Arthur Guy Parks, a/k/a A.G. Parks, deceased, for decedent’s surviving spouse, having been duly filed, all interested persons are hereby notified to show cause, if any they have, on or before January 5, 2004, by 10:00 a.m., why said petition should not be granted.
All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed on or before the time stated in the preceding sentence. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.
Witness, the Honorable Margaret Deadwyler, Judge
By: Jennifer Gearing, Clerk, Probate Court of Jackson County
(DC10,17,24,31B/498 2000)

Trade Name
Notice of Trade
Name Registration
Notice is given that a Trade Name registration has been filed with the Jackson County Clerk by HBTC, LLC, of 84-A Jopenea Blvd., Hoschton, GA 30548, stating that HBTC, LLC is carrying on its business at that location under the trade name H B Training & Consulting.
(DC17,24P2)

Inc. Notice
Notice is given that Articles of Incorporation, which will incorporate Peppers Trucking, Inc., will be delivered to the Secretary of State for filing in accordance with the Georgia Business Corporation Code. The initial registered office of the corporation will be located at 1442 Johnson Mill Road, Jefferson, Georgia 30549, and its initial registered agent at such address is William P. Peppers.
(DC17,24P2)

Inc. Notice
Notice of Incorporation
Notice is given that Articles of Incorporation that will incorporate Douglas Bennett, Inc. have been delivered to the Secretary of State for filing in accordance with the Georgia Business Corporation Code. The initial registered office of the corporation is located at 1023 West Spring Street, Monroe, GA 30655, and its initial registered agent at such address is David Butler.
(DC17,24P2)

Inc. Notice
Notice of Intent
to Incorporate
Notice is given that Articles of Incorporation, which incorporate Finding God Ministries, Inc., will be delivered to the Secretary of State for filing in accordance with the Georgia Nonprofit Corporation Code. The initial registered office of the corporation will be located at 4 Homer Street, Maysville, Jackson County, Georgia, and its initial registered agent at such address is Gary N. Freeman.
(DC17,24P2)

Inc. Notice
Notice of Incorporation
Notice is given that Articles of Incorporation that will incorporate Building Blocks Daycare & Learning Center, Inc. have been delivered to the Secretary of State for filing in accordance with the Georgia Business Corporation Code. The initial registered office of the corporation is located at 4383 Rolling Ridge, Gillsville, GA 30543, and its initial registered agent at such address is Jody Phillips.
(DC17,24P2)

Inc. Notice
Notice is given that the Articles of Incorporation, which will incorporate IIT Resources, Inc., have been delivered to the Secretary of State for filing in accordance with the Georgia Business Corporation Code (O.C.G.A. Section 14-2-202.1). The initial registered office of the corporation is located at 164 Woodland Terrace, Jefferson, Georgia 30549, and its initial registered agent at such address is Macle A. Grant-Carreno.
(DC17,24P2)

Name Change
Notice of Change of Name
On November 14, 2003, Petitioner Mathew David Hughes filed a petition to change his name to Mathew David Sexton in the Superior Court of Jackson County. Any interested or affected party has a right to file objections thereto.
(DC17,24,31,JA7B/251 1000)

Public Hearing
The Jefferson City Council will hold a public hearing on Monday, January 5, 2004, at 6 p.m. at the Jefferson Clubhouse, 302 Longview Drive, on the following matters:
V-03-J11 - L.P.I. request a residential variance on side set back restrictions from current 15’ and 15’ to requested 15’ and 10’ leaving a minimum of 25’ between homes rather than 30’. This property is located on Memorial Drive known as Bryan Mill Subdivision containing 46.79 acres (Tax Map 82/25).
Complete applications, plats and texts are available for review in the Planning and Development Office (at Jefferson City Hall) during regular office hours.
(DC24,31B/175 1000)

Public Hearing
The Jackson County Board of Adjustment will hold a public hearing on Monday, January 5, 2004, at 7:00 p.m. in the Jackson County Grand Jury Room on the following matter:
1. BOA-04-01 William Harber is requesting a variance for reduction in setback located on 5767 Waterworks Road (Map 25, Parcel 33).
(Complete applications, plats and texts are available for review in the Planning and Development Office during regular office hours.) All interested persons are invited to attend.
(DC24,31B/485 1000)

Public Hearing
The Jackson County Board of Commissioners will hold a public hearing on Monday, January 5, 2004, at 7:00 p.m. at the Jackson County Administrative Building, 67 Athens Street, Jefferson, Georgia, on the following matters:
JACKSON COUNTY
1. #RZ-03-20 Tina McDaniel to rezone property (28.119 acres) on Geiger Road from A-2 to R-1 for the purpose of a single-family residential subdivision.
2. #AC-04-01 Christopher and Michelle Miccoli to request for an accessory housing for family care permit.
(DC24,31B/485 1000)

Notice
Sealed proposals will be accepted by Jackson County Government until 3:00 p.m. ET on THURSDAY, JANUARY 15, 2004, in Jackson County Purchasing Department, 67 Jefferson Street, Jefferson, Georgia 30549, for an IP-based voice communications and network switching system that will be installed at the County Courthouse currently under construction for the Jackson County Government, Jefferson, Georgia. All proposals will be opened in public and offerors names will be read aloud immediately following the specified closing time. Proposals received after the due date and time will not be accepted or considered.
Inquiries regarding this Request for Proposal (RFP) should be made to Wayne Wilbanks, Project Manager, (706) 367-6303, fax (706) 367-9083 or email “wwibanks@co.jackson.ga.us.”
The Proposal documents may be obtained at the office of Linda Kay Daniel, Purchasing Manager, 67 Athens Street, Jefferson, Georgia 30549, phone (706) 367-6309 or email “ldaniel@co.jackson.ga.us” to request a copy of the proposal.
BONDING REQUIREMENTS: Performance and Payment Bonds in the amount of 100% of the contract price will be required if contract is awarded.
A qualified interpreter for the hearing impaired is available upon request at least 10 (ten) days in advance of the proposal receipt date. Please call (706) 367-6312 for more information for the hearing impaired.
Jackson County reserves the right to reject any or all proposals, to waive any technicalities or irregularities, and to award the proposal based on the highest and best interest of Jackson County.
Submitted by: Linda Kay Daniel, Purchasing Manager
(DC24,31B/485 PO#3546 3000)

Notice of Summons
In the Juvenile Court
of Jackson County
State of Georgia
In the Interest of: Jessica Haggard; Sex: Female; Age: 13 Years; DOB: 01-26-90, A Child
Case No. 078-03J-637
Mother: Connie Haggard Pritchett
Father: Terrell Pritchett
TO WHOM IT MAY CONCERN, Connie Haggard Pritchett, and anyone claiming to have a parental interest in the above-named minor child. The mother of the child is Connie Haggard Pritchett.
YOU ARE FURTHER NOTIFIED that the above-styled action seeking the termination of the parental rights of the parents of the above-named child was filed against you in the Juvenile Court of Jackson County on or about the 25th day of November, 2003, and that by reason of an Order for Service by Publication entered by the Court on or about the 25th day of November, 2003;
YOU ARE FURTHER NOTIFIED that the effect of a termination of the parental rights order is without limit as to duration and terminates all of the parent’s rights and obligations to the child and all rights and obligations of the child to the parent arising from the parental relationship, including rights of inheritance. The parent is not thereafter entitled to notice of proceedings for the adoption of the child by another, nor has the parent any right to object to the adoption or otherwise participate in the proceedings related to the adoption and/or the placement of this child.
YOU ARE HEREBY COMMANDED AND REQUIRED to appear before the Juvenile Court of Jackson County, Georgia, at the Jackson County Courthouse, Jefferson, Georgia, on February 17, 2004, beginning at 9:00 o’clock a.m. The hearing is for the purpose of determining whether or not said parental rights should be terminated. The effect of an order terminating parental rights under O.C.G.A. Title 15, Chapter 11, Article 2 is without limit as to duration and terminates all the parent’s rights and obligations with respect to the child and all rights and obligations of the child to the parent arising from the parental relationship, including rights of inheritance. The parent or parents whose rights are terminated is not thereafter entitled to notice of proceedings for the adoption of the child by another, nor has the parent any right to object to the adoption or otherwise to participate in the proceedings.
A copy of the petition may be obtained from the Clerk of the Juvenile Court at the Jackson County Courthouse, Jefferson, Georgia, during regular business hours, exclusive of holidays. A free copy shall be available to the parents. Upon request, the copy will be mailed to the requester. The child is in the present legal and physical custody of the Jackson County Department of Family and Children Services.
The general nature of the allegations are: abandonment and deprivation.
YOU ARE FURTHER NOTIFIED that while responsive pleadings are not mandatory, they are permissible, and you are encouraged to file with the clerk of this court and serve upon Petitioner’s attorney, Deidra L. Schad, Post Office Box 6485, Athens, Georgia 30604, an answer or other responsive pleading within sixty (60) days of the date of the order for service by publication.
All concerned parties are informed that they are entitled to have an attorney represent them; and if a party is entitled to counsel during the proceedings, the Court will appoint counsel at no cost if the party is unable without undue financial hardship to employ counsel.
WITNESS, THE HONORABLE Kevin Guidry, Judge of said Court.
This 25th day of November, 2003.
Reba P. Parks, Clerk, Juvenile Court of Jackson County, Georgia
Notice of Summons prepared and presented by:
Deidra L. Schad, S.A.A.G.
Attorney for Jackson County
Department of Family and Children Services
Post Office Box 6485
Athens, Georgia 30604
(DC24,31,JA7,14B/3894 7000)

Public Notice
In the Juvenile Court
of Jackson County
State of Georgia
In the Interest of: Ashley Melinda King; Sex: Female; Age: 14 Years; DOB: March 29, 1989
Mother: Catherine Loretta King
Father: Unknown
Civil Action No. 078-03J-642
Notice of Publication
You are hereby notified that the above-captioned action was filed in the Juvenile Court of Jackson County, Georgia, on the 10th day of December, 2003, in the office of the clerk of said Court, and by virtue of an order for service by publication which was signed on the 26th day of November, 2003, you are hereby commanded to be and appear at said court on the 20th day of February, 2004, at 9:00 o’clock a.m. to show cause before me if any you have, as to the petition for custody of a minor child by the Petitioners.
Witness, Kevin Guidry, Judge of the Juvenile Court, this 26th day of November, 2003.
Honorable Kevin Guidry
Judge of the Juvenile Court
Jackson County
(DC24,31,JA7,14B/344 2000)

Name Change
Notice of Petition to
Change Name
Georgia, Jackson County
03-CV-1462
Notice is hereby given that Dana Matthew Glatzer, the undersigned, filed his petition to the Superior Court of Jackson County, Georgia, on the 16th day of December, 2003, praying for a change in the name of petitioner from Dana Matthew Glatzer to Trapper Glatzer. Notice is hereby given pursuant to law to any interested or affected party to appear in said Court and to file objections to such name change. Objections must be filed with said Court within 30 days of the filing of said petition.
This 16th day of December, 2003.
Dana Matthew Glatzer, Petitioner
(DC24,31,JA7,14P4)

Watt Estate
Notice to Debtors
and Creditors
State of Georgia
Jackson County
In Re: Estate of Carol Ann Watt, Deceased
All creditors of the estate of Carol Ann Watt, deceased, late of Jackson County, are hereby notified to render their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment to me.
This 18th day of December, 2003.
David J. Watt, Executor of the Estate of Carol A. Watt, Deceased
(DC24,31,JA7,14P4)

Inc. Notice
Notice of Incorporation
Notice is given that Articles of Incorporation that will incorporate Joshua L. Halderman, Inc. have been delivered to the Secretary of State for filing in accordance with the Georgia Business Corporation Code. The initial registered office of the corporation is located at 273 Briarwood Court, Hoschton, Georgia, and its initial registered agent at such address is Joshua L. Halderman.
(DC24,31P2)

Inc. Notice
Notice of Incorporation
Notice is given that Articles of Incorporation that will incorporate DTS Contracting, Inc. have been delivered to the Secretary of State for filing in accordance with the Georgia Business Corporation Code. The initial registered office of the corporation is located at 387 Lauren Marie Drive, Braselton, Georgia 30517, and its initial registered agent at such address is John Staton.
(DC24,31P2)

Inc. Notice
Notice of Incorporation
Notice is given that Articles of Incorporation that will incorporate Devin’s Stocking, Inc. have been delivered to the Secretary of State for filing in accordance with the Georgia Nonprofit Corporation Code. The initial registered office of the corporation is located at 111 Clover Mill Drive, Jefferson, Georgia 30549, and its initial registered agent at such address is Susan McDowell.
(DC24,31P2)

Notice of Sale
Notice of Sale Under Power
By virtue of the Power of Sale contained in a Deed to Secure Debt by Juanita Johnson to Clyde Eugene Doster, dated August 6, 1996, and filed for record July 30, 1997, in Deed Book 16-V, Page 461, corrected and filed for record August 28, 1997, in Deed Book 16-Y, Page 137, Jackson County, Georgia Records, and securing a Note in the original principal amount of $34,000.00; last transferred to First Family Financial Services of Georgia, Inc., by Assignment filed for record October 26, 1998, in Deed Book 18-O, Page 52, Jackson County, Georgia Records, there will be sold at public outcry for cash to the highest bidder before the Courthouse door of Jackson County, Georgia, between the legal hours of sale on the first Tuesday in January, 2004, by First Family Financial Services of Georgia, Inc., a Division of Citifinancial Services, Inc., as Attorney-in-Fact for Juanita Johnson, the following property to-wit:
All that tract or parcel of land shown on Exhibit “A” attached hereto and made a part hereof.
The above described property is also known as 96 Hightower Court, Jefferson, Georgia 30549.
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney’s fees (notice of intention to collect attorney’s fees having been given).
The property will be sold as the property of the aforesaid grantor subject to the following: all prior restrictive covenants, easements, rights-of-way, security deeds, or encumbrances of record; all valid zoning ordinances; matters which would be disclosed by an accurate survey of the property or by any inspection of the property; all outstanding taxes, assessments, unpaid bills, charges, and expenses that are a lien against the property whether due and payable or not yet due and payable.
To the best of the undersigned’s knowledge and belief, possession of the subject property is held by Juanita Johnson.
First Family Financial Services of Georgia, Inc., a Division of Citifinancial Services, Inc., as Attorney-in-Fact for Juanita Johnson
SHUPING, MORSE & ROSS, LLP
By: S. Andrew Shuping, Jr.
6259 Riverdale Road
Suite 100
Riverdale, Georgia 30274-1698
(770) 991-0000
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Exhibit “A”
ALL THAT TRACT or parcel of land lying and being in the 245th G.M.D. in the City of Arcade, Jackson County, Georgia, and being designated as Lot No. 11 containing 1.86 acres, more or less, as shown on plat of survey of Hightower Forest, Unit 1, by Venable and Associates, Inc., Surveyors, dated February 12, 1988, and recorded in the Office of the Superior Court of Jackson County, Georgia, Plat Book 29, Page 59. Said plat as recorded is hereby incorporated by reference for a more detailed description of said property. Subject to existing easements and rights of way for public roads and utilities now in use. Also subject to Restrictive Covenants recorded in Deed Book 10-E, Page 83, Jackson County, Georgia Records.
THE ABOVE DESCRIBED lot being one of two lots conveyed from Lucille C. Goynes to Clyde Eugene Doster, Jr. by Warranty Deed dated January 5, 1996, and recorded in Deed Book 15-F, Page 152, Jackson County, Georgia Records.
(DC10,17,24,31B/119 6000)

Notice of Sale
Notice of Sale Under Power
By virtue of the Power of Sale contained in a Deed to Secure Debt by James W. Coberly to EQ Financial, Inc., dated September 30, 1999, and filed for record October 13, 1999, in Deed Book 20-H, Page 798, Jackson County, Georgia Records, and securing a Note in the original principal amount of $111,200.00; last transferred to Associates Home Equity Services, Inc., by Assignment filed for record May 22, 2000, in Deed Book 21-H, Page 603, Jackson County, Georgia Records, there will be sold at public outcry for cash to the highest bidder before the Courthouse door of Jackson County, Georgia, between the legal hours of sale on the first Tuesday in January, 2004, by CitiFinancial Mortgage Company, Inc., f/k/a Associates Home Equity Services, Inc., as Attorney-in-Fact for James W. Coberly, the following property to-wit:
All that tract or parcel of land shown on Exhibit “A” attached hereto and made a part hereof.
The above described property is also known as 160 Hickory Hills Drive, Jefferson, Georgia 30549.
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney’s fees (notice of intention to collect attorney’s fees having been given).
The property will be sold as the property of the aforesaid grantor subject to the following: all prior restrictive covenants, easements, rights-of-way, security deeds, or encumbrances of record; all valid zoning ordinances; matters which would be disclosed by an accurate survey of the property or by any inspection of the property; all outstanding taxes, assessments, unpaid bills, charges, and expenses that are a lien against the property whether due and payable or not yet due and payable.
To the best of the undersigned’s knowledge and belief, possession of the subject property is held by James Coberly.
CitiFinancial Mortgage Company, Inc., f/k/a Associates Home Equity Services, Inc., as Attorney-in-Fact for James W. Coberly
SHUPING, MORSE & ROSS, LLP
By: S. Andrew Shuping, Jr.
6259 Riverdale Road
Suite 100
Riverdale, Georgia 30274-1698
(770) 991-0000
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Exhibit “A”
All that tract or parcel of land lying and being in the 245 G.M.D., Jackson County, City of Jefferson, Georgia, designated as Lot 1, Block C of Hickory Hills Subdivision and containing 1.03 acres, more or less, as shown on plat and survey of W.T. Dunahoo and Associates, Inc., Surveyors, dated February 24, 1992, and recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia, in Plat Book 38; Page 85. For a more detailed description to said tract, reference is hereby made to said plat as recorded. Subject to existing easements and rights of way for public roads and utilities now in use.
(DC10,17,24,31B/119 5000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of the default in the payment of a note executed by TERRY BAXTER secured by a deed to secure debt executed by TERRY BAXTER to REGIONS BANK dated December 22, 2000, and recorded in the Clerk’s Office of Jackson County, Georgia, in Deed Book 22-O, Pages 120-125, the undersigned has declared the full unpaid amount of the indebtedness secured by said deed due and payable, and acting under the power of sale contained in said deed, for the purpose of paying said indebtedness, will on the first Tuesday in January, 2004, during the legal hours of sale at the Courthouse in Jackson County, Georgia, sell at public outcry to the highest bidder for cash, the land described in said deed, to-wit:
All that tract or parcel of land lying and being in Jackson County, Georgia, near the city limits of Commerce (East) according to a plat of James Flanders, Registered Engineer, dated 2/27/71 and recorded in the Office of the Clerk of the Superior Court of Jackson County, Georgia, in Plat Book 6, Page 281, the description therein being incorporated herein by reference, with metes and bounds as follows: Beginning at an IP corner on North side of Wood Street, corner of Graover Prickett land and the land herein conveyed, where Wood Street nor ends and running thence S 89 degrees 43 East 830 feet across branch to IP corner, thence N 32 degrees 00 W 38 feet to IP corner, thence N 73 degrees 00 W 89.7 feet to IP corner, thence N 59 degrees 00 W 264 feet to IP corner, thence N 69 degrees 30 minutes W 317 feet to IP corner, thence S 82 degrees 00 W 82 feet to IP corner, thence S 02 degrees 47 W 61.9 feet to IP corner, thence S 36 degrees 56 W 284.9 feet to the beginning corner, containing 2.977 acres.
ALSO: All that tract or parcel of land lying and being in the City of Commerce, Georgia, and containing 5.94 acres, more or less, as shown by plat and survey of same of W.T. Dunahoo, Surveyor, dated April 14, 1977, said plat being recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia, in Plat Book 12, Page 19. Said tract being bounded on the North and East by lands now or formerly of Ed Baxter, on the South by centerline of Creek and on the West by other lands of Barbara Haltiwanger. For a more detailed description to said tract, reference is hereby made to said plat.
Also included thereon is a 1973 Peach State mobile home, ID NO. 6070MOD.
To the best knowledge and belief of the undersigned, the physical address of the above described property is 345 Wood Street, Commerce, GA 30529.
Notice has been given of intention to collect attorneys fees in accordance with the terms of the note secured by said deed to secure debt.
Said property will be sold as the property of TERRY BAXTER and subject to the following items which may affect the title to said property: all zoning ordinances, matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said security deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is TERRY BAXTER or tenants.
The sale will be concluded subject to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and to final confirmation and audit of the status of the loan with the holder of the security deed.
The undersigned will execute a deed to the purchaser as authorized in the aforementioned deed to secure debt.
REGIONS BANK, ATTORNEY-IN-FACT FOR TERRY BAXTER
Allen Broxton
P. O. Box 430
Gainesville, GA 30503
(770) 531-7722
(DC10,17,24,31B/107 7000)

Notice of Sale
Notice of Sale Under Power
in Deed to Secure Debt
State of Georgia
County of Jackson
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from Columbus Williamson to Buford Finance Company, Inc. dated 11/02/2001, and recorded in Deed Book 24-V, Page 115, Jackson County Records, as last transferred to Citifinancial Mortgage Co., Inc., the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday in January, 2004, by Citifinancial Mortgage Co., Inc., as Attorney-in-Fact for Columbus Williamson the following described property:
All that tract or parcel of land lying and being in GMD 245, Jackson County, Georgia, containing 1.554 acres, as shown on survey for Columbus Williamson by D.J. Baggett Land Surveying, dated May 11, 2000, and being more particularly described according to said survey as follows: Begin at the point where the Northerly right of way line of Old GA HWY 82 (40’ R/W) intersects the Westerly right of way line of GA HWY NO. 82 (80’ R/W); run thence South 57 Deg. 10’ 46” West along the Northerly right of way of Old GA HWY 82, a distance of 202.15 feet to a point; run thence N 05 Deg. 48’ 07” West, a distance of 341.70 feet to a point; run thence North 60 Deg. 05’ 44” East, a distance of 123.38 feet to a point; run thence South 46 Deg. 49’ 15” East, a distance of 251.37 feet to a point on the Westerly right of way line of GA HWY No. 82; run thence Southwesterly along the Westerly right of way line of GA HWY NO. 82 a distance of 147.45 feet to the point of beginning.
Property known as: 38 HWY 82 South, Jefferson, GA 30549.
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney’s fees, (notice having been given as provided by law).
The property will be sold as the property of The Aforesaid Grantors subject to the following:
(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.
To the best of the undersigned’s knowledge and belief, the party in possession is Columbus Williamson.
Citifinancial Mortgage Co., Inc., as Attorney-in-fact for Columbus Williamson.
This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.
Pendergast & Jones, P.C.
South Terraces Suite 1010
115 Perimeter Center Place
Atlanta, GA 30346
770-392-0303
(DC10,17,24,31B/224 6000)

Notice of Sale
Notice of Sale Under Power
in Deed to Secure Debt
State of Georgia
County of Jackson
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from Mitchell O. Sims and Latricia D. Sims to Green Tree Financial Servicing Corporation dated 01/16/1997, and recorded in Deed Book 16-G, Page 417, Jackson County Records, as last transferred to Green Tree Servicing, LLC, and also recorded at Deed Book 16-G, Page 422, aforesaid records, as last transferred to Green Tree Servicing, LLC, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday in January, 2004, by Green Tree Servicing, LLC, as Attorney-in-Fact for Mitchell O. Sims and Latricia D. Sims the following described property:
All that certain parcel of land situated in 245th District being known as 37 Carruth Road and being more fully described in Deed Book 14-R, Page 608, recorded on 06-07-95 among the land records of Jackson County, Georgia.
Property known as: 37 Carruth Road, Jefferson, GA 30549.
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney’s fees, (notice having been given as provided by law).
The property will be sold as the property of The Aforesaid Grantors subject to the following:
(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.
To the best of the undersigned’s knowledge and belief, the party in possession is Mitchell O. Sims and Latricia D. Sims.
Green Tree Servicing, LLC, as Attorney-in-fact for Mitchell O. Sims and Latricia D. Sims.
This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.
Pendergast & Jones, P.C.
South Terraces Suite 1010
115 Perimeter Center Place
Atlanta, GA 30346
770-392-0303
(DC10,17,24,31B/224 5000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness, secured by a Security Deed executed by William Duez and Pamela L. Duez f/k/a Pamela Fitzgerald to Express Mortgage Services, Inc. dated the 7th day of January, 1997, and recorded in Deed Book 16-F, Page 623, JACKSON County, Georgia Records; last transferred to Bankers Trust Company of California, N.A., as Trustee for UCFC Loan Trust 1997-A1 by assignment to be recorded; the undersigned, Bankers Trust Company of California, N.A., as Trustee for UCFC Loan Trust 1997-A1, pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in January, 2004, during the legal hours of sale, at the Courthouse door in JACKSON County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
FOR LEGAL DESCRIPTION, SEE EXHIBIT “A” ATTACHED
which has the property address of 505 Cooper Bridge Road, Braselton, GA, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of William Duez and Pamela L. Duez f/k/a Pamela Fitzgerald and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Bankers Trust Company of California, N.A., as Trustee for UCFC Loan Trust 1997-A1, Attorney-in-Fact for William Duez and Pamela L. Duez f/k/a Pamela Fitzgerald
McCurdy & Candler, L.L.C.
By: Anthony DeMarlo, Attorney
(404) 370-7230
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
EXHIBIT “A”
All that tract or parcel of land, lying and being in G.M.D. 1497, Jackson County, Georgia, and being shown and delineated on plat of survey prepared for Pamela Duez and William Duez by Patton-Patton, Inc., Ga. Reg. Sur., dated January 9, 1997, and being more particularly described according to said survey as follows:
To find the point of beginning, being at the centerline intersection of Garner Road and Jim Cooper Bridge Road; thence South 29 degrees 20 minutes 19 seconds West 155.93 feet to a rebar found, being the point of beginning; thence south 23 degrees 06 minutes 53 seconds west 47.40 feet to a point; thence south 27 degrees 06 minutes 58 seconds west 67.52 feet to a point; thence north 62 degrees 02 minutes 51 seconds west 377.10 feet to a point; thence north 42 degrees 41 minutes 47 seconds east 115.85 feet to a rebar found; thence south 62 degrees 30 minutes 00 second east 342.64 feet to a rebar found, being the point of beginning.
Also included is one 1991 Destiny Mobile Home, I.D. #026767A and #026767B.
Together with the mobile home therein originally being a 1991 Destiny Mobile Home 026767A and 026767B which has been affixed to the above described real estate with the intent that it become part of the real estate conveyed hereby.
(DC10,17,24,31B/1325 7000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of the power of sale contained in a Security Deed from Sandra Thornton Flanagan to Chase Manhattan Mortgage Corporation dated November 24, 1998, recorded in Deed Book 18-V, Page 31, Jackson County Records, and last assigned to Citibank N.A. as Trustee, conveying the after-described property to secure a Note in the original principal amount of Forty-Two Thousand and 00/100 DOLLARS ($42,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash, before the Courthouse door of Jackson County, Georgia, during the legal hours of sale on the first Tuesday in January, 2004, the following described property, to-wit:
All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the State of Georgia, County of Jackson, and the 1704th District G.M.D. containing 1 acre, more or less, and being more particularly described as follows:
Beginning at a point on the westerly side of Chandler Bridge Road 3.30 chains southwesterly of the southwesterly intersection of Chandler Bridge Road and Ida Place Road as measured along the westerly side of Chandler Bridge Road; running thence along Chandler Bridge Road South 39 degrees west 6.10 chains to a point; running thence along a field road north 2 degrees east 5.48 chains to an iron pin; running thence along line of land of Frank John Thornton South 78 degrees east 3.70 chains to the point of beginning; said tract of land being more particularly shown on a plat prepared by H.G. Prickett, Surveyor, made February 2, 1961, a copy of said plat being recorded in Plat Book 3, Page 355, in the Office of the Clerk of Superior Court Jackson County, Georgia
The Debt secured by said Security Deed has been and is hereby declared due because of nonpayment of the indebtedness when due and in the manner provided in the Note and Security Deed. The debt remaining in default, the sale will be made for the purpose of paying the same and all expenses of sale, as provided in the Security Deed and by law, including attorney’s fees, notice of intent to collect attorney’s fees having been given.
Said property will be sold subject to any outstanding ad valorem taxes, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Sandra Thornton Flanagan or, a tenant or tenants, and said property was or is commonly known as 160 Chandler Bridge Road, Nicholson, GA 30565.
Citibank N.A. as Trustee, as Attorney-in-Fact for Sandra Thornton Flanagan
Martin & Brunavs
Attorneys at Law
2800 North Druid Hills Rd., NE
Building B, Suite 100
Atlanta, GA 30329
(404) 982-0088
This law firm is acting as a debt collector, attempting to collect a debt. Any information obtained will be used for that purpose.
(DC10,17,24,31B/1327 6000)



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