Jackson County Legal Advertisements...

APRIL 21, 2004


 1998 Building Permits / 1999 Building Permits
1998 Property Transactions / 1999 Property Transactions

The legal notices posted on this site are for reference only. Only the legal notices published in the legal organ newspaper of this county (The Jackson Herald) are official per O.C.G.A. sec. 9-13-140, et seq.

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Adams Estate
State of Georgia
County of Jackson
In Re: Estate of Ruby Belle Adams, Deceased
All creditors of the Estate of Ruby Belle Adams, deceased, late of Jackson County, are hereby notified to render their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us.
This 22nd day of March, 2004.
Kevin David Kell and Patricia Baxter Williamson, Co-Executors of Ruby Belle Adams, Deceased
(MA31,AP7,14,21P4)

Mauldin Estate
Notice to Debtors
and Creditors
State of Georgia
Jackson County
In Re: Estate of Ruth Sikes Mauldin, Deceased
All creditors of the estate of Ruth Sikes Mauldin, deceased, late of Jackson County, are hereby notified to render their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment to me.
This 24th day of March, 2004.
James E. Truelove Jr., Executor of the Estate of Ruth Sikes Mauldin, Deceased
(MA31,AP7,14,21P4)

Notice of Sale
Notice of Sale Under Power
State of Georgia
Jackson County
By virtue of the Power of Sale contained in that certain Deed to Secure Debt from Ronald Alan Goss and Robby Goss to Buford Finance Company, Inc., dated September 9, 2003, filed for record September 22, 2003, and recorded in Deed Book 31-X, Page 521, Jackson County, Georgia Records, said Deed to Secure Debt having been given to secure a Note dated September 9, 2003, in the original principal sum of EIGHTY-EIGHT THOUSAND NINE HUNDRED AND 00/100 DOLLARS ($88,900.00), with interest from the date at the rate stated in said Note on the unpaid balance until paid, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Jackson County, Georgia, within the legal hours of sale on the first Tuesday in May, 2004, the following described property:
All that tract or parcel of land lying and being in the 245 G.M.D., Jackson County, Georgia, containing 1.459 acres, more or less, as shown on plat and survey of Venable & Associates, Inc., Surveyors, dated July 31, 1995, recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia, in Plat Book 47, Page 173. For a more detailed description to said tract, reference is hereby made to said plat as recorded, subject to existing easements and rights of way for public roads and utilities now in use.
The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorney’s fees and all other payments provided for under the terms of the Security Deed and Note.
Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed.
To the best of the knowledge and belief of the undersigned, the party in possession of the property is Ronald Alan Goss and Robby Goss or tenant and said property is more commonly known as 1106 Lewis Roberts Road, Jefferson, Georgia 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.
Buford Finance Company, Inc., as Attorney-in-Fact for Ronald Alan Goss and Robby Goss
Michael L. Tripp
Attorney at Law
Michael L. Tripp, P.C.
2160 Morningside Drive, Suite 150
Buford, Georgia 30518
File no. 203-1015
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AP7,14,21,28P4)

Notice of Sale
Notice of Sale Under Power
By virtue of the Power of Sale contained in a Deed to Secure Debt by Scott Henkel to Mortgage Lenders of America, LLC, dated February 16, 2001, and filed for record February 26, 2001, in Deed Book 22-U, Page 697, Jackson County, Georgia Records, and securing a Note in the original principal amount of $100,505.00; last transferred to Firstar Bank, N.A., by Assignment filed for record February 26, 2001, in Deed Book 22-U, Page 705, Jackson County, Georgia Records, there will be sold at public outcry for cash to the highest bidder before the Courthouse door of Jackson County, Georgia, between the legal hours of sale on the first Tuesday in May, 2004, by U.S. Bank, N.A. f/k/a Firstar Bank, N.A., as Attorney-in-Fact for Scott Henkel the following property to-wit:
All that tract or parcel of land shown on Exhibit “A” attached hereto and made a part hereof.
The above described property is also known as 4379 Rolling Ridge, Gillsville, GA 30543.
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney’s fees (notice of intention to collect attorney’s fees having been given).
The property will be sold as the property of the aforesaid grantor subject to the following: all prior restrictive covenants, easements, rights-of-way, security deeds, or encumbrances of record; all valid zoning ordinances; matters which would be disclosed by an accurate survey of the property or by any inspection of the property; all outstanding taxes, assessments, unpaid bills, charges, and expenses that are a lien against the property whether due and payable or not yet due and payable.
To the best of the undersigned’s knowledge and belief, possession of the subject property is held by Scott Henkel.
U.S. Bank, N.A. f/k/a Firstar Bank, N.A., as Attorney-in-Fact for Scott Henkel
SHUPING, MORSE & ROSS, LLP
By: S. Andrew Shuping, Jr.
6259 Riverdale Road
Suite 100
Riverdale, Georgia 30274-1698
(770) 991-0000
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Exhibit “A”
All that tract or parcel of land lying and being Talmo GMD 1691, Jackson County, Georgia, being Lot 26 of Silverlake Subdivision, Phase Two, as shown on the Subdivision plat recorded at Plat Book 54, Pages 241-245, Jackson County, Georgia Records, which is incorporated herein by reference and made a part hereof.
(AP7,14,21,28B/119 5000)

Notice of Sale
Notice of Sale Under Power In Deed to Secure Debt
State of Georgia
County of Jackson
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from Madonna M. Cowart to Accredited Home Lenders, Inc. dated 03/14/2002, and recorded in Deed Book 26-D, Page 471, Jackson County Records, as last transferred to The Provident Bank, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday in May, 2004, by The Provident Bank, as Attorney-in-Fact for Madonna M. Cowart the following described property:
All that tract or parcel of land lying and being in GMD 1407, Jackson County, Georgia, being Tract 7A, Deer Creek Farms, Phase One, being more fully shown on a closing plat for “Madonna M. Cowart” dated February 24, 1994, prepared by W.T. Dunahoo and Associates, Inc., Georgia Registered Land Surveyor, recorded in Plat Book 43, Page 35, Jackson County Georgia Plat Records, being the same property conveyed in Deed Book 13-Q, Page 118, and known as 428 Deer Creek Trail according to the system of numbering in Jackson County, Georgia.
Property known as: 428 Deer Creek Trail, Hoschton, GA 30548
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney’s fees, (notice having been given as provided by law).
The property will be sold as the property of The Aforesaid Grantors subject to the following:
(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.
To the best of the undersigned’s knowledge and belief, the party in possession is Madonna M. Cowart.
The Provident Bank, as Attorney-in-Fact for Madonna M. Cowart
This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.
Pendergast & Jones, P.C.
South Terraces, Suite 1010
115 Perimeter Center Place
Atlanta, GA 30346
770-392-0303
(AP7,14,21,28B/224 5000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of the power of sale contained in a Security Deed from David Elliott and Sherri Elliott to Equity One dated December 15, 2000, recorded in Deed Book 22-L, Pages 651-661, Jackson County Records, and last assigned to JP Morgan Chase Bank as Trustee for Equity One ABS, Inc. mortgage pass through certified series #2001-1, conveying the after-described property to secure a Note in the original principal amount of Sixty Four Thousand and 00/100 DOLLARS ($64,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash, before the Courthouse door of Jackson County, Georgia, during the legal hours of sale on the first Tuesday in May, 2004, the following described property, to-wit:
All that tract or parcel of land lying and being in Jackson County, Georgia G.M.D. 1765, containing 0.952 acre, more or less, according to a survey for David Elliott and Sherri Elliott prepared by Venable & Associates, Inc. Registered Land Surveyor dated May 14, 1998, said plat is recorded in Plat Book 58, at Page 7, Jackson County Records and is incorporated herein by reference for a more complete description. Subject to all easements and rights of way for roads and utilities now in use along with all easements and restrictions of records.
The Debt secured by said Security Deed has been and is hereby declared due because of nonpayment of the indebtedness when due and in the manner provided in the Note and Security Deed. The debt remaining in default, the sale will be made for the purpose of paying the same and all expenses of sale, as provided in the Security Deed and by law, including attorney’s fees, notice of intent to collect attorney’s fees having been given.
Said property will be sold subject to any outstanding ad valorem taxes, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is David Elliott and Sherri Elliott or, a tenant or tenants, and said property was or is commonly known as 957 New Liberty Church Road Braselton, GA 30517.
JP Morgan Chase Bank as Trustee for Equity One ABS, Inc. mortgage pass through certified series #2001-1, as Attorney-in-Fact for David Elliott and Sherri Elliott
Martin & Brunavs
Attorneys at Law
2800 North Druid Hills Rd., NE
Building B, Suite 100
Atlanta, GA 30329
(404) 982-0088
This law firm is acting as a debt collector, attempting to collect a debt. Any information obtained will be used for that purpose.
(AP7,14,21,28B/1327 5000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of power of sale contained in Security Deed from Joseph M. Cancilla and Susan L. Leonard to Athens First Bank & Trust Company dated August 25, 2000, recorded in Deed Book 21-W, Page 800, in the Office of the Clerk of the Superior Court of Jackson County, Georgia, (hereinafter “Security Deed”) said Security Deed being given to secure a note of same date in the original principal amount of $64,000.00 with interest from date at the rate specified in the note on the unpaid balance until paid, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door in Jackson County, Georgia, within the legal hours of sale on the first Tuesday in May, 2004, the following described property:
All that tract or parcel of land, together with all improvements thereon, lying and being in the City of Commerce, 255th District, G.M., Jackson County, Georgia, and being designated as Tract No. 2 containing 0.09 acre and Tract No. 3 containing 0.09 acre, more or less, as shown by plat and survey of same of Venable & Associates, Inc., Surveyors, dated December 22, 1994, and recorded in the Office of the Clerk of the Superior Court of Jackson County, Georgia, in Plat Book 47, Page 111. For a more detailed description to said lots, reference is hereby made to said plat as recorded.
Tract 3 being described in Warranty Deed from Vans B. Clinkscales to Joseph Cancilla and Susan L. Leonard, dated October 2, 1995, recorded in Deed Book 14-Z, Pages 180-181, Jackson County Records.
Tract 2 being described in Warranty Deed from Vans B. Clinkscales to Joseph Cancilla and Susan L. Leonard, dated March 10, 1997, recorded in Deed Book 16-J, Pages 589-590, Jackson County Records.
The dwellings situate upon said tract of land being known as 44 & 52 Elizabeth Street according to the present system of numbering in said Jackson County, Georgia.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, nonpayment of the monthly installments on said loan. Default having continued for a period of more than thirty (30) days after notice thereof and opportunity to cure, said default not being cured, and the debt remaining in default, the sale will be made for the purpose of paying the same and all expenses of the sale, including any accrued attorney’s fees.
Said property will be sold by Athens First Bank & Trust Company, as Attorney-in-Fact for Joseph M. Cancilla and Susan L. Leonard, subject to any outstanding ad valorem taxes and/or assessments, and matters of record, if any, having priority over the Security Deed.
To the best of the knowledge and belief of Athens First Bank & Trust Company, the persons in possession of the property known as 44 & 52 Elizabeth Street, Commerce, Georgia 30529, are Joseph M. Cancilla and Susan L. Leonard or persons claiming under them.
Said property will be sold and deed executed by the undersigned to the purchaser and the proceeds of sale applied by the undersigned, all as provided in said power of sale and said Security Deed containing said power.
ATHENS FIRST BANK & TRUST COMPANY, as Attorney-in-Fact for Joseph M. Cancilla and Susan L. Leonard
DARREL BEGNAUD
BEGNAUD & MARSHALL, LLP
Post Office Box 8085
Athens, Georgia 30603
(&06) 316-1150
THIS COMMUNICATION IS FROM A DEBT COLLECTOR. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AP7,14,21,28B/313 6000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of the default in the payment of a note executed by JONATHAN K. BEAUCHAMP secured by a deed to secure debt executed by JOHN BEAUCHAMP to REGIONS BANK dated September 29, 2000, and recorded in the Clerk’s Office of Jackson County, Georgia, in Deed Book 22-B, Pages 522-527, the undersigned has declared the full unpaid amount of the indebtedness secured by said deed due and payable, and acting under the power of sale contained in said deed, for the purpose of paying said indebtedness, will on the first Tuesday in May, 2004, during the legal hours of sale at the Courthouse in Jackson County, Georgia, sell at public outcry to the highest bidder for cash, the land described in said deed, to-wit:
All that tract or parcel of land lying and being in the 253rd District, G.M., Jackson County, Georgia, and being known as Tract No. 4, containing 26.948 acres, according to a plat of survey for Emma Beauchamp, dated September 21, 2000, prepared by Cornerstone Land Surveying, Registered Surveyors, said plat being recorded in Plat Book 57, Page 49, in the Office of the Clerk of Superior Court of Jackson County, Georgia, reference being made to said plat for a more complete description of the property herein conveyed. Subject to existing easements and rights of way for public roads and utilities now in use.
Together with an Ingress-Egress Easement of 30-foot and 60-foot as more particularly shown on the above referenced plat.
To the best knowledge and belief of the undersigned, the physical address of the above described property is Tract No. 4, 26.948 acres, 253rd District, Jackson County, GA.
Notice has been given of intention to collect attorney’s fees in accordance with the terms of the note secured by said deed to secure debt.
Said property will be sold as the property of John Beauchamp and subject to the following items which may affect the title to said property: all zoning ordinances, matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said security deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is John Beauchamp or tenants.
The sale will be concluded subject to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and to final confirmation and audit of the status of the loan with the holder of the security deed.
The undersigned will execute a deed to the purchaser as authorized in the aforementioned Deed to Secure Debt.
Regions Bank, Attorney-in-Fact for John Beauchamp
Allen Broxton
P. O. Box 430
Gainesville, GA 30503
(770) 531-7722
(AP7,14,21,28B/107 5000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of the default in the payment of a note executed by HEATHER JACKSON CRUMLEY secured by a deed to secure debt executed by KERRY CRUMLEY AND HEATHER L. CRUMLEY to BANK OF BANKS COUNTY, now known as REGIONS BANK, dated April 8, 1994, and recorded in the Clerk’s Office of Jackson County, Georgia, in Deed Book 13-W, Pages 230-231, the undersigned has declared the full unpaid amount of the indebtedness secured by said deed due and payable, and acting under the power of sale contained in said deed, for the purpose of paying said indebtedness, will on the first Tuesday in May, 2004, during the legal hours of sale at the Courthouse in Jackson County, Georgia, sell at public outcry to the highest bidder for cash, the land described in said deed, to-wit:
All that tract or parcel of land lying and being in the 245th District, GM, Jackson County, Georgia, being designated as Tract 1, containing 1.42 acres, more or less, in accordance with Boundary Survey prepared for Betty Crumley by Venable & Associates, Inc., dated August 12, 1991, recorded in Plat Book 37, Page 73, Jackson County, Georgia Records; which recorded plat is hereby incorporated herein by reference for a more detailed description of the property.
To the best knowledge and belief of the undersigned, the physical address of the above described property is 210 Lester Wood Road, Jefferson, Georgia.
Notice has been given of intention to collect attorneys fees in accordance with the terms of the note secured by said deed to secure debt.
Said property will be sold as the property of KERRY CRUMLEY AND HEATHER L. CRUMLEY and subject to the following items which may affect the title to said property: all zoning ordinances, matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said security deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is HEATHER L. CRUMLEY or tenants.
The sale will be concluded subject to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and to final confirmation and audit of the status of the loan with the holder of the security deed.
The undersigned will execute a deed to the purchaser as authorized in the aforementioned deed to secure debt.
BANK OF BANKS COUNTY, now known as REGIONS BANK, ATTORNEY-IN-FACT FOR KERRY CRUMLEY AND HEATHER L. CRUMLEY
Allen Broxton
P. O. Box 430
Gainesville, GA 30503
(770) 531-7722
(AP7,14,21,28B/107 5000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by Shelly N. Walraven to EquiCredit, dated September 19, 2001, and recorded in Deed Book 25-A, Page 393, Jackson County, Georgia Records, as last assigned to U.S. Bank National Association as Trustee of CSFB ABS Trust Series 2002-HE1 by assignment to be recorded in Jackson County, Georgia Records, conveying the after-described property to secure a Note of even date in the original principal amount of $115,000.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in May, 2004, to-wit: May 4, 2004, the following described property:
ALL THAT TRACT OR PARCEL OF LAND, TOGETHER WITH ALL IMPROVEMENTS THEREON, SITUATE, LYING AND BEING IN THE 1765TH DISTRICT, G.M. JACKSON COUNTY, GEORGIA, DESIGNATED AS LOT 41 OF THE KINGSWOOD SUBDIVISION, BEING MORE PARTICULARLY DESCRIBED AND DELINEATED BY PLAT OF SURVEY RECORDED IN PLAT BOOK 9, PAGE 295, JACKSON COUNTY, GEORGIA RECORDS, WHICH PLAT AND THE RECORD THEREOF ARE HEREBY INCORPORATED HEREIN BY REFERENCE.
BEING THAT PARCEL OF LAND CONVEYED TO JOSEPH MICHAEL WALRAVEN AND SHELLY N. WALRAVEN FROM GADELL, INC. BY THAT DEED DATED 6/10/98 AND RECORDED 6/18/98 IN DEED BOOK 17-Z, AT PAGE 723, OF THE JACKSON COUNTY, GA PUBLIC REGISTRY.
The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property known as 106 Kings Lane, Braselton, GA 30517, is (are): Shelly N. Walraven or tenant or tenants.
Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc.
The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; (2) O.C.G.A. Section 9-13-172.1; and (3) final confirmation and audit of the status of the loan with the holder of the security deed.
Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.
U.S. Bank National Association as Trustee of CSFB ABS Trust Series 2002-HE1, as Attorney-in-Fact for Shelly N. Walraven
Dene S. Perusse
Hudnall, Cohn and Abrams, P.C.
780 Johnson Ferry Road, Suite 250
Atlanta, Georgia 30342
(404) 256-1212
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AP7,14,21,28P4)

Notice of Sale
Notice of Sale Under Power
in Deed to Secure Debt
State of Georgia
County of Jackson
On the 21 day of April, 2000, STEPHEN E. SPANGLER and ELICIA J. SPANGLER, GRANTOR/DEBTOR executed a Deed to Secure Debt to Conseco Finance Servicing Corp., securing a Note of even date in the amount of ONE HUNDRED EIGHT THOUSAND, ONE HUNDRED SEVENTY-SEVEN AND 85/100 ($108,177.85), said Deed to Secure Debt being recorded in Deed Book 21-G, Page 697, Records of Jackson County, Georgia.
By virtue of Power of Sale contained in said Deed to Secure Debt, there will be sold by the undersigned at public outcry to the highest bidder, for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in May, 2004, the same being May 4, 2004, the following described property:
ALL THAT TRACT OR PARCEL OF LAND lying and being in the 245th G.M.D., Jackson County, Georgia, containing 1.637 acres, more or less, at the Northwest corner of Davis Road and Azalea Drive, and being designated as Lot 19, as shown on that Plat of Survey of Currey Creek Meadows Subdivision, Unit Four; by W.T. Dunahoo and Associates, Inc., Surveyors, dated January 23, 1997, and recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia, in Plat Book 50, at Page 126. Said plat, as recorded is hereby incorporated by reference for a more detailed description of said property.
Also conveyed herewith is a 2000 Palm Harbor 28X52 manufactured home, which is permanently attached to and made a part of the real property.
The property described hereinabove has a street address of Lot 19, Azalea Drive, Jefferson, Georgia 30549.
The Debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, non-payment of the monthly installments on said loan. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale and all other payments provided for in the Deed to Secure Debt, including attorney’s fees, notice of intention to collect attorney’s fees having been given as provided by law.
Said property will be sold as the property of STEPHEN E. SPANGLER and ELICIA J. SPANGLER, subject to outstanding ad valorem taxes and/or easements, and/or restrictive covenants appearing of record, if any. Possibly subject to a Writ of Fieri Facias against James Benton in favor of McDougall’s Enterprises, Inc., d/b/a Educational Placement Service in the amount of $5,469.47 dated March 24, 1997, and recorded on February 25, 2003, in GED 19, Page 226, in the Office of the Clerk of the Superior Court of Jackson County, Georgia Deed Records. To the best knowledge and belief of the undersigned, subject property is in the possession of STEPHEN E. SPANGLER and ELICIA J. SPANGLER.
The undersigned will execute a deed to the purchaser at said sale as provided in the aforementioned Deed to Secure Debt.
Dated this 30 day of March, 2004.
GREEN TREE SERVICING, LLC f/k/a CONSECO FINANCE SERVICING CORP., Attorney-in-Fact for STEPHEN E. SPANGLER and ELICIA J. SPANGLER
JOHN L. SKELTON, JR.
MOORE INGRAM JOHNSON & STEELE, LLP
192 Anderson Street
Marietta, Georgia 30060
(770) 429-1499
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AP7,14,21,28P4)

Notice of Sale
Notice of Sale Under Power
State of Georgia
County of Jackson
Because of a default in the payment of the indebtedness secured by a Security Deed executed by Tenay Lee and Gerald Williams to HomeBanc Mortgage Corporation dated March 28, 2001, and recorded in Deed Book 23-P, Page 389, Jackson County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Mortgage Electronic Registration Systems, Inc. by Assignment, securing a Note in the original principal amount of $126,950.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, May 4, 2004, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:
All that tract or parcel of land lying and being in the 245 GMD Jackson County, Georgia, designated as Lot 31 containing 0.750 acre, more or less, as shown on plat and survey of Venable & Associates, Inc., Surveyors, dated December 22, 1996, recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia, in Plat Book 50, Page 51, for a more complete and detailed description to said tract, reference is hereby made to said plat as recorded.
Said property is known as 217 MONTE LANE, JEFFERSON, GA 30549, together with all fixtures and personal property attached to and constituting a part of said property, if any.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.
Said property will be sold as the property of TENAY LEE AND GERALD WILLIAMS, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of TENAY LEE AND GERALD WILLIAMS, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.
MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Attorney-in-Fact for Tenay Lee and Gerald Williams
File no. 04-1868
L. J. SWERTFEGER, JR.
SHAPIRO & SWERTFEGER*
Attorneys and Counselors at Law
2872 Woodcock Boulevard
Suite 100
Atlanta, GA 30341
(770) 220-2535/CC
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AP7,14,21,28B/1323 6000)

Notice of Sale
Notice of Sale Under Power
State of Georgia
County of Jackson
Because of a default in the payment of the indebtedness secured by a Security Deed executed by Richard Brantley to Hamilton Financial Services dated June 9, 2003, and recorded in JACKSON County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Union Planters Bank, NA, by Assignment aforesaid records securing a Note in the original principal amount of $99,100.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, May 4, 2004, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:
That tract or parcel of land lying and being in the 465th GMD of Jackson County, Georgia, containing 2.00 acres and being a portion of the property shown on a survey for Leann Stanley dated October 7, 1993, and recorded in Plat Book 42, Page 240, Jackson County Records; said plat being incorporated herein by reference for a more complete description of the property.
This being a portion of that property conveyed by Warranty Deed from Louise Hensley to Carol Stanley dated October 26, 1993, and recorded in Deed Book 13-K, Page 550, Jackson County Records.
Together with a 2003 Fleetwood Carriage Manor, 32 x 76 manufactured home, Serial Number GAFL275AB74345-CD11 which is attached to and made a part of the real property.
Said property is known as 1541 Unity Church Circle, Maysville, GA 30558, together with all fixtures and personal property attached to and constituting a part of said property, if any.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.
Said property will be sold as the property of Richard Brantley, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Richard Brantley, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.
Union Planters Bank, N.A., as Attorney-in-Fact for Richard Brantley
File no. 04-1657
L. J. SWERTFEGER, JR.
SHAPIRO & SWERTFEGER*
The Duke Bldg., Ste. 100
2872 Woodcock Blvd.
Atlanta, GA 30341
(770) 220-2730/AM
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AP7,14,21,28B/1323 6000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of a Power of Sale contained in that certain Security Deed from Tracy Cox to TMS Mortgage, Inc., dba The Money Store, dated March 15, 2000, recorded in Deed Book 21-D, Page 212, Jackson County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of FIFTY-TWO THOUSAND TWO HUNDRED AND 00/100 DOLLARS ($52,200.00) with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Wells Fargo Bank Minnesota, National Association, as Trustee under the Pooling and Servicing Agreement dated as of February 28, 2001, Series 2001-A, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in May, 2004, the following described property:
All that tract or parcel of land lying and being in the 253rd District G.M., Jackson County, Georgia, and being that 3.01 acres, more or less, designated as Tract 2 on a plat of survey for Luther Cox, Judy Cox, and Tracy Cox, by Clelland A. Tyson, registered surveyor, dated February 8, 1994, and being of record in Plat Book 43, Page 14, in the Office of the Clerk of the Superior Court of Jackson County, Georgia. Said plat is incorporated herein and made a part hereof by reference for a more detailed description. Said property is bounded on the Northwest by Tract No. 1, on the Northeast by Tolbert, on the Southeast by Wood; and on the Southwest by Matthews. 1357 Old Kings Bridge Road, Nicholson, GA 30565.
Said property is commonly known as 1357 Old Kings Bridge Road, Nicholson, GA 30565.
The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorney’s fees and all other payments provided for under the terms of the Security Deed and Note.
Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Tracy Cox or tenant(s).
WELLS FARGO BANK MINNESOTA, NATIONAL ASSOCIATION, AS TRUSTEE UNDER THE POOLING AND SERVICING AGREEMENT DATED AS OF FEBRUARY 28, 2001, SERIES 2001-A, as Attorney-in-Fact for TRACY COX
Contact: Tonda Burt (ext. 1115)
Morris, Schneider & Prior, L.L.C.
3300 N.E. Expressway, Suite 8B
Atlanta, Georgia 30341
(770) 234-9181
MSP File No. 560.0404821\TEB
Web Site: www.foreclosures.msplaw.com
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AP7,14,21,28B/3641 6000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of a Power of Sale contained in that certain Security Deed from Edna Gail Hardin to The Cit Group/Consumer Finance, Inc., dated December 3, 2001, recorded in Deed Book 25-C, Page 277, Jackson County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of EIGHTY-TWO THOUSAND AND 00/100 DOLLARS ($82,000.00) with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Ocwen Federal Bank FSB, as servicer for Deutsche Bank National Trust Company, as Trustee for the registered holders of CDC Mortgage Capital Trust 2002-HE1, Mortgage Pass-through Certificates, Series 2002-HE1, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in May, 2004, the following described property:
All that tract or parcel of land lying and being in the City of Maysville, 465th G.M.D., Jackson County, Georgia, being designated as Lot No. 8, containing 0.75 acres, more or less, as per plat of survey prepared for Property Development Group, Inc., by Slate & Associates, Inc., Georgia Registered Land Surveyors, dated December 29, 1997, and recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia, in Plat Book 52, Page 151. Said plat as recorded is hereby referenced for a more detailed description of said property. Subject to existing easements and rights-of-way for public roads and utilities now in use. Together with an ingress-egress easement along Freeman Drive to the intersection of Freeman Drive and West Freeman Street. This perpetual easement shall run with the land.
Said property is commonly known as 232 Freeman Drive, Maysville, GA 30558.
The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorney’s fees and all other payments provided for under the terms of the Security Deed and Note.
Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Edna Gail Hardin or tenant(s).
OCWEN FEDERAL BANK FSB, AS SERVICER FOR DEUTSCHE BANK NATIONAL TRUST COMPANY, AS TRUSTEE FOR THE REGISTERED HOLDERS OF CDC MORTGAGE CAPITAL TRUST 2002-HE1, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2002-HE1, as Attorney-in-Fact for EDNA GAIL HARDIN
Contact: T.J. Chapman (ext. 1117)
Morris, Schneider & Prior, L.L.C.
3300 N.E. Expressway, Suite 8B
Atlanta, Georgia 30341
(770) 234-9181
MSP File No. 324.0318183\TJC
Web Site: www.foreclosures.msplaw.com
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AP7,14,21,28B/3641 6000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Christopher P. Vickery, aka Chris Vickery, and Chere D. Bryant to Taylor, Bean and Whitaker Mortgage Corporation, dated February 1, 2000, recorded in Deed Book 20-V, Page 735, Jackson County, Georgia Records, as last transferred to GMAC Mortgage Corporation by assignment recorded in Deed Book 21-T, Page 395, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY-SEVEN THOUSAND SIX HUNDRED AND 0/100 DOLLARS ($157,600.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in May, 2004, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Christopher P. Vickery and Chere D. Bryant or a tenant or tenants and said property is more commonly known as 504 Piedmont Road, Commerce, GA 30529.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
GMAC Mortgage Corporation, as Attorney-in-Fact for Christopher P. Vickery, aka Chris Vickery, and Chere D. Bryant
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
DDP/lw1 5/4/04
Our file no. 597803-FT5
EXHIBIT “A”
All that tract or parcel of land lying and being in the 255th District, G.M., Jackson County, Georgia, and being that 0.531 acres, more or less, as more particularly shown on a plat of survey prepared for Chris Vickery by Barry D. Lord, Registered Surveyor, dated April 28, 1998, recorded at Plat Book 52, Page 168, in the Office of the Clerk of the Superior Court of Jackson County, Georgia, and incorporated herein and made a part hereof by reference for a more detailed description. Said property is bounded on the Northeast by lands now or formerly of Fitzpatrick; on the Southeast by Piedmont Road; on the Southwest by lands now or formerly of Brown; and on the Northwest by lands now or formerly of Colman Estates Subdivision.
(AP7,14,21,28B/3642 6000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Darlene Johnson to First Realty Mortgage Corporation, dated November 5, 2001, recorded in Deed Book 24-V, Page 481, Jackson County, Georgia Records, as last transferred to Flagstar Bank, FSB by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of NINETY-THREE THOUSAND SIX HUNDRED AND 0/100 DOLLARS ($93,600.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in May, 2004, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Darlene Johnson or a tenant or tenants and said property is more commonly known as 175 Carruth Road, Jefferson, GA 30606.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Flagstar Bank, FSB, as Attorney-in-Fact for Darlene Johnson
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
DDP/eag 5/4/04
Our file no. 5447604-FT8
EXHIBIT “A”
All that tract or parcel of land lying and being in the 242nd and 245th G.M.D., Jackson County, Georgia, designated as Lot 5, Dove Acres Subdivision, containing 1.6333 acres, more or less, and being more particularly described according to a plat of survey prepared for Dove Acres Subdivision, prepared by Venable and Associates, Inc., Registered Surveyor, dated October 11, 1999, recorded in Plat Book 54, Page 146, Jackson County Records and is incorporated herein by reference for a more complete description. This conveyance is subject to all easements and rights of way for roads and utilities now in use along with all easements and restrictions of record.
(AP7,14,21,28B/3642 6000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Deborah J. Rutledge to Mortgage Electronic Registration Systems, Inc., dated February 14, 2003, recorded in Deed Book 29-F, Page 456, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-THREE THOUSAND TWO HUNDRED SIXTY-FIVE AND 0/100 DOLLARS ($123,265.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in May, 2004, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Deborah J. Rutledge or a tenant or tenants and said property is more commonly known as 138 Hickory Bluff, Braselton, GA 30517.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Mortgage Electronic Registration Systems, Inc., as Attorney-in-Fact for Deborah J. Rutledge
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
DDP/cal 5/4/04
Our file no. 5440404-FT4
EXHIBIT “A”
All that tract or parcel of land lying and being in the 1765th G.M. District, Jackson County, Georgia, and being Lot 5, Hickory Ridge Subdivision, as per plat thereof, recorded in Plat Book 50, Page 210, of the public records of Jackson County, Georgia, which plat is hereby referred to and made a part hereof by reference.
File Number: 03GV0066
(AP7,14,21,28B/3642 5000)
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Lisa Blair and Thomas Blair to First Franklin Financial Corporation, dated January 22, 2002, recorded in Deed Book 25-O, Page 469, Jackson County, Georgia Records, as last transferred to National City Home Loan Services, Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWO THOUSAND EIGHT HUNDRED AND 0/100 DOLLARS ($102,800.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in May, 2004, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Lisa Blair and Thomas Blair or a tenant or tenants and said property is more commonly known as 298 Dunson Cemetery Road, Commerce, GA 30530.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
National City Home Loan Services, Inc., as Attorney-in-Fact for Lisa Blair and Thomas Blair
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
DDP/eag 5/4/04
Our file no. 52776603-FT8
EXHIBIT “A”
All that tract or parcel of land, lying and being in the 255th District, G.M. Jackson County, Georgia, containing 1.51 acres on that particular plat of survey for Thomas L. Blair and Lisa Blair, prepared by Slate & Assoc. Inc., G. Brian Slate, G.R.L.S. No. 2628, dated August 8, 2000, and being more particularly described as follows:
To find the true point of beginning begin at the iron pin located in the center line of Dunson Cemetery Road, which iron pin is north 13 degrees 28 minutes 41 seconds west a distance of 792.84 feet from the center line of Dunson Cemetery Road and its intersection with Dunson Cemetery Circle. From the True Point of Beginning, thence south 70 degrees 50 minutes 16 seconds west a distance of 80.38 feet to an iron pin; thence north 19 degrees 27 minutes 27 seconds west a distance of 163.84 feet to an iron pin; thence north 70 degrees 47 minutes 00 seconds east a distance of 84.67 feet to an iron pin in the center line of Dunson Cemetery Road; thence north 17 degrees 28 minutes 00 seconds west a distance of 106.83 feet to an iron pin; thence north 73 degrees 19 minutes 00 seconds a distance of 208.50 feet to an iron pin; thence south 12 degrees 29 minutes 00 seconds east a distance of 263.47 feet to an iron pin; thence south 70 degrees 50 minutes 16 seconds west a distance of 184.27 feet to an iron pin and the True Point of Beginning, a copy of the above referenced survey is recorded in Deed Book 21-U, Page 690, aforesaid records.
(AP7,14,21,28B/3642 8000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Christopher N. Smith and Amber L. Smith to Secretary of Veterans Affairs, an Officer of the United States of America, dated November 30, 2000, recorded in Deed Book 22-J, Page 29, Jackson County, Georgia Records, as last transferred to Bankers Trust Company of California, N.A., not in its individual capacity but solely as trustee, or its permitted successors and assigns, on behalf of Vendee Mortgage Trust 2001-1, c/o Countrywide Home Loans, Inc., 1800 Tapo Canyon Road, MSN SV-103, Simi Valley, CA 93063, by assignment recorded in Deed Book 23-C, Page 520, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of NINETY-SEVEN THOUSAND AND 0/100 DOLLARS ($97,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in May, 2004, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Christopher N. Smith and Amber L. Smith or a tenant or tenants and said property is more commonly known as 137 Will Clark Road, Jefferson, GA 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Deutsche Bank National Trust Company as Trustee formerly known as Bankers Trust Company of California, N.A., not in its individual capacity but solely as trustee, or its permitted successors and assigns, on behalf of Vendee Mortgage Trust 2001-1, c/o Countrywide Home Loans, Inc., 1800 Tapo Canyon Road, MSN SV-103, Simi Valley, CA 93063, as Attorney-in-Fact for Christopher N. Smith and Amber L. Smith
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
DDP/scr 5/4/04
Our file no. 5462804-FT4
EXHIBIT “A”
All that tract or parcel of land lying and being in the 245th District, GM Jackson County, Georgia, containing 0.750 acres, more or less, being Designated as Lot 10, as shown on that plat and survey for Hogan’s Mill Subdivision, prepared by Venable & Associates, dated March 14, 1996, and revised May 29, 1996, and recorded in the Office of the Clerk of the Superior Court of Jackson County, Georgia, in Plat Book 46, Page 215. Said plat, as recorded, is hereby incorporated by reference for a more detailed description of said property, subject to existing easements and rights of way for public roads and utilities now in use. Subject to restrictive covenants recorded in Deed Book 16-K, Page 66, in the office of the Clerk of Superior Court of Jackson County, Georgia. Said property is known as 137 Will Clark Road, Jefferson, GA 30549.
(AP7,14,21,28B/3642 7000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Eli M. Tucker to Norwest Mortgage, Inc., dated October 25, 1999, recorded in Deed Book 20-K, Page 601, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of SEVENTY-ONE THOUSAND NINE HUNDRED SEVEN AND 0/100 DOLLARS ($71,907.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in May, 2004, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Eli M. Tucker or a tenant or tenants and said property is more commonly known as 97 Paula Street, Commerce, GA 30529.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Wells Fargo Home Mortgage, Inc., fka Norwest Mortgage, Inc., as Attorney-in-Fact for Eli M. Tucker
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
DDP/lw1 5/4/04
Our file no. 51841103-FT5
EXHIBIT “A”
All that tract or parcel of land lying and being in the City of Commerce, 255th District, G.M., Jackson County, Georgia, as more particularly shown on a plat of survey prepared for Gregory S. Martin and Jeanan Martin by David L. Ringo, Sr., Registered Surveyor, dated January 24, 1998, recorded in Plat Book 52, Page 4, in the Office of the Clerk of the Superior Court of Jackson County, Georgia, and incorporated herein and made a part hereof by reference for a more detailed description. Said property is bounded on the north by Lot 2; on the east by Lot 7; on the south by Paula Street (50-foot right of way); and on the west by Lots 4 and 5.
(AP7,14,21,28B/3642 6000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Elizabeth R. Mask and Matthew W. Miller to Wells Fargo Home Mortgage, Inc., dated February 28, 2002, recorded in Deed Book 26-B, Page 746, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED ONE THOUSAND ONE AND 0/100 DOLLARS ($101,001.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in May, 2004, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Elizabeth R. Mask and Matthew W. Miller or a tenant or tenants and said property is more commonly known as 34 Ivy Creek Drive, Nicholson, GA 30565.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Wells Fargo Home Mortgage, Inc., as Attorney-in-Fact for Elizabeth R. Mask and Matthew W. Miller
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
DDP/lw1 5/4/04
Our file no. 5468504-FT5
EXHIBIT “A”
All that tract or parcel of land lying and being in the City of Nicholson, 253rd District, G.M. of Jackson County, Georgia, being Lot 1, Block A of Ivy Plantation Subdivision, as per plat recorded in Plat Book 54, Page 228, records of Jackson County, Georgia, which plat is by reference incorporated herein and made a part hereof.
(AP7,14,21,28B/3642 5000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Atef R. Abdel to Regions Mortgage, Inc., dated April 5, 2002, recorded in Deed Book 26-F, Page 657, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-FIVE THOUSAND AND 0/100 DOLLARS ($125,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in May, 2004, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Atef R. Abdel or a tenant or tenants and said property is more commonly known as 25 Penny Lane, Hoschton, GA 30548.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Regions Bank sbm Regions Mortgage, Inc., as Attorney-in-Fact for Atef R. Abdel
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
DDP/aeb 5/4/04
Our file no. 5531904-FT1
EXHIBIT “A”
ALL THAT TRACT OR PARCEL OF LAND, lying and being in the City of Hoschton, 1407th District, G.M., Jackson County, Georgia, designated as Lot 18, Block A of Legacy Oaks Subdivision, containing 0.51 of an acre, more or less, as shown by plat and survey entitled “Final Plan for Legacy Oaks,” prepared by W.T. Dunahoo & Associates, Inc., certified by W.T. Dunahoo, GRLS No. 1577, dated January 20, 1999, recorded in Plat Book 54, Page 206, Jackson County, Georgia Records; which plat and the recording thereof are hereby incorporated herein by reference for a more detailed description of the property.
(AP7,14,21,28B/3642 6000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Kinishasa Watson to National City Mortgage Co. dba Accubanc Mortgage, dated April 4, 2003, recorded in Deed Book 29-U, Page 57, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-SEVEN THOUSAND SIX HUNDRED AND 0/100 DOLLARS ($137,600.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in May, 2004, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Kinishasa Watson or a tenant or tenants and said property is more commonly known as 83 Indian Creek Way, Hoschton, GA 30548.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
National City Mortgage Company, as Attorney-in-Fact for Kinishasa Watson
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
DDP/mam 5/4/04
Our file no. 52503403-FT5
EXHIBIT “A”
All that tract or parcel of land lying and being in the 1407 G.M.D. Jackson County, Georgia, designated as Lot 26, Indian Creek Manor, as shown on Plat recorded in Plat Book 50, Page 291, of the Jackson County, Georgia Plat Records, and which plat is hereby incorporated by reference for a more complete description of said property.
Said property is conveyed subject to all easements, covenants and restrictions of record.
(AP7,14,21,28B/3642 5000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Brenda Arellano to First Class Mortgage Group, Inc., dated July 23, 2003, recorded in Deed Book 31-J, Page 263, Jackson County, Georgia Records, as last transferred to Chase Manhattan Mortgage Corporation by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED ONE THOUSAND SEVEN HUNDRED FIFTY AND 0/100 DOLLARS ($101,750.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in May, 2004, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Brenda Arellano or a tenant or tenants and said property is more commonly known as 559 Reisling Drive, Braselton, GA 30517.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Chase Manhattan Mortgage Corporation, as Attorney-in-Fact for Brenda Arellano
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
DDP/bjd 5/4/04
Our file no. 5546304-FT3
EXHIBIT “A”
All that tract or parcel of land lying and being in the 1765th District, G.M., Jackson County, Georgia designated as Lot 23, Block B of the Vineyards Subdivision, as shown on a plat of survey recorded in the Office of the Clerk of the Superior Court for Jackson County, Georgia in Plat Book 29, Page 25, which said plat and the recording thereof are by reference incorporated herein for a more complete and detailed description.
(AP7,14,21,28B/3642 5000)

Notice of Sale
Notice of Sale Under Power Contained in Security Deed
State of Georgia,
County of Jackson
Pursuant to a Power of Sale contained in a certain Security Deed executed by Michael A. Pollock, hereinafter referred to as Grantor, to Southern Crescent Mortgage & Investment Corp. recorded in Deed Book 16-L, beginning at Page 270, of the deed records of the Clerk of the Superior Court of the aforesaid state and county, and by virtue of a default in the payment of the debt secured by said Security Deed, the undersigned Attorney-in-Fact for the aforesaid Grantor (which Attorney-in-Fact is the present holder of said Security Deed and note secured thereby) will sell before the door of the Courthouse in said county within the legal hours of sale, for cash, to the highest bidder on the first Tuesday in May, 2004, the property which, as of the time of the execution of said Security Deed, was described as set forth in the attached Exhibit “A.” Said sale will be made subject to the following items which may affect the title to said property: All restrictive covenants, easements and rights-of-way appearing of record, if any; all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; all outstanding and/or unpaid taxes which may be liens upon the property; all outstanding or unpaid bills and assessments for street improvements, curbing, garbage, water, sewage and public utilities which may be liens upon said property. To the best of the undersigned’s knowledge and belief, the party in possession of the property is believed to be Michael A. Pollock.
MidFirst Bank, as Transferee and Assignee, as Attorney-in-Fact for the aforesaid Grantor
Raymond S. Martin
Attorney at Law
990 Hammond Drive
Suite 800
One Lakeside Commons
Atlanta, Georgia 30328
(770) 392-0041
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Exhibit “A”
All that tract or parcel of land lying and being in the 455th District, G.M., Jackson County, Georgia, and being shown and designated as Lot 20, Phase II, Hawks Nest Subdivision, as per plat recorded in Plat Book 48, Page 223, Jackson County Records, which plat is hereby referred to and made a part of this description.
(AP7,14,21,28P4)

Notice of Sale
Notice of Sale Under Power Contained in Security Deed
State of Georgia,
County of Jackson
Pursuant to a Power of Sale contained in a certain Security Deed executed by Melissa J. Lee, hereinafter referred to as Grantor, to Sun America Mortgage Corporation recorded in Deed Book 20-S, beginning at Page 307, of the deed records of the Clerk of the Superior Court of the aforesaid state and county, and by virtue of a default in the payment of the debt secured by said Security Deed, the undersigned Attorney-in-Fact for the aforesaid Grantor (which Attorney-in-Fact is the present holder of said Security Deed and note secured thereby) will sell before the door of the Courthouse in said county within the legal hours of sale, for cash, to the highest bidder on the first Tuesday in May, 2004, the property which, as of the time of the execution of said Security Deed, was described as set forth in the attached Exhibit “A.” Said sale will be made subject to the following items which may affect the title to said property: All restrictive covenants, easements and rights-of-way appearing of record, if any; all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; all outstanding and/or unpaid taxes which may be liens upon the property; all outstanding or unpaid bills and assessments for street improvements, curbing, garbage, water, sewage and public utilities which may be liens upon said property. To the best of the undersigned’s knowledge and belief, the party in possession of the property is believed to be Melissa J. Lee.
MidFirst Bank, as Transferee and Assignee, as Attorney-in-Fact for the aforesaid Grantor
Raymond S. Martin
Attorney at Law
990 Hammond Drive
Suite 800
One Lakeside Commons
Atlanta, Georgia 30328
(770) 392-0041
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Exhibit “A”
All that tract or parcel of land lying and being in the 245th District, G.M., Jackson County, Georgia, in the City of Jefferson, and designated as 0.34 acre, more or less, as shown on plat and survey of Venable & Associates, Surveyors, dated January 14, 1985, and recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia, in Plat Book 27, Page 195. For a more detailed description to said tract, reference is hereby made to said plat as recorded. Subject to existing easements and rights of ways for public roads and utilities now in use.
AND
All that tract or parcel of land lying and being in the 245th G.M. District of Jackson County, Georgia, and being more particularly described as follows:
Beginning at a point on Oak Street, with a 40-foot right-of-way, 397.51 feet from the right-of-way of GA Hwy. 11; thence north 10 degrees 01 minute east for a distance of 192.40 feet to an iron pin found; thence south 02 degrees 33 minutes west for a distance of 190.94 feet to an iron pin set on the right-of-way of Oak Street; thence along the right-of-way of Oak Street north 87 degrees 04 minutes west for a distance of 25 feet to the point of beginning, containing 0.06 acre, more or less.
For a more detailed description reference is hereby made to plat surveyed for William Roper, prepared by Venable & Associates, Inc., dated January 25, 1991, as recorded in Plat Book 36, Page 125, Jackson County Deed Records, and said plat is incorporated herein as a part of this Deed.
(AP7,14,21,28P4)

Public Notice
The Braselton Planning Commission will hold a Public Hearing on Monday, April 26, 2004, at 6 p.m. on the following items:
I. PROPOSED AMENDMENTS TO THE DEVELOPMENT CODE
1. AMENDMENT TO SECTION 8.2-NON-RESIDENTIAL DISTRICT USES
Change Site Built Single Family Detached Dwelling from a Permitted Use in O-I and B-P to a Conditional Use.
2. AMENDMENT TO SECTION 13.16 — UTILITY LOCATIONS
Add the language: For new developments, all new and existing utilities must be located (or relocated) underground.
3. ADD PARAGRAPH 9.1.6 TO SECTION 9.1 (CONDITIONS APPLIED TO RESIDENTIAL DISTRICTS AND DEVELOPMENTS)
SECTION 9.1.6 — Design Requirements for Residential Developments in R-1, R-II, R-III, R-M and PUD Districts:
A. All rights-of-way must have a street light system, to be owned and maintained by a homeowners’ association.
B. Sidewalks must be installed on both sides of all rights-of-way, not including residential alleys.
C. Tree Planting
1. There shall be two large species trees planted on each lot. Existing trees kept in place on a lot can count in meeting this requirement.
2. Trees shall be planted prior to the issuance of a certificate of occupancy. If seasonal or inclement weather is prohibitive to planting, installation can be waived until planting season or when the weather permits installation. The installation shall take place prior to the release of any bonded amount of monies or any other final release of the developer or builder from the Town.
D. A 25-foot buffer shall be established along all lots adjoining external rights of way.
4. ADD SECTION 7.6 TO CHAPTER 7 — PLANNED UNIT DEVELOPMENTS
Section 7.6 - Code exemptions for Planned Unit Developments
A P.U.D. is not required to adhere to specific requirements in the Code relating to minimum lot area, building setbacks, density, lot width, uses, and off-street parking. The standards to be established for a P.U.D. development for permitted uses, lot area, setbacks, lot width, and parking shall be established by the Mayor and Council as part of the approval of the official P.U.D. Site and Development Plan. All other regulations and requirements established in the Braselton Development Code must be complied with in a P.U.D. Development.
5. SECTION 16.13.6 — APPEALS OF ADMINISTRATIVE DECISION BY ZONING BOARD OF APPEALS
Delete all references to the Building Inspector in this paragraph. (covered under Construction Board of Appeals)
6. SECTION 16.13.8 — APPLICATION FOR A VARIANCE
Delete the term “Mayor and Council” entirely from this section with the exception of paragraph 3.
II. 04-200-RZ
Mike Malerba request for annexation and zoning of 11.75 acres located at Jackson County Tax Map 118-001 (part) at 8146 Highway 53. The property is currently zoned PCFD in Jackson County and the requested zoning is General Commercial.
III. 04-300-RZ
Mike Malerba request for annexation and zoning of 126.42 acres located at Jackson County Tax Map 118-001 (part) on New Liberty Church Road. The property is currently zoned PCFD in Jackson County and the requested zoning is Residential II with 271 homes planned.
IV. 04-400-RZ
Mark Shafer request for annexation and zoning of 10.6 acres located at Barrow County Tax Map XXO-23-005 on Highway 124. The property is currently zoned Agricultural Commercial in Barrow County and the requested zoning is General Commercial.
Copies of the applications and proposed plans are available at the Braselton Town Hall during regular business hours.
The Braselton Planning Commission holds their meetings at the Braselton Community Center located at 126 Harrison Street.
(AP7,14,21B/171 6000)

Adoption Notice
Notice of Adoption Petition
Service by Publication
To: Lance Deverin Beebe
You are hereby notified that on February 24, 2004, a Petition for Adoption of MacKensie Adam Potter, a male child, born to Kellie Marie Ross on May 15, 1996, in Atlanta, Dekalb County, Georgia, was filed in the Superior Court of Jackson County, Georgia, Case Number 04-04. On March 2, 2004, the Court passed an order fixing a hearing upon said petition for May 14, 2004, at 9:00 a.m. in the Jackson County Superior Court before Judge Robert Adamson. All parental rights you may have with respect to the minor child will be lost and you will neither receive notice nor be entitled to object to the adoption of the child unless, within thirty (30) days of receipt of this notice, you file (1) a Petition to Legitimate the child pursuant to the Official Code of Georgia Annotated Section 19-7-22; (2) notice of the filing Petition to Legitimate with the Superior Court of Jackson County and make known such other objections in writing as you may have; and (3) serve a copy of the Petition to Legitimate on the undersigned attorney for the Petitioners seeking to adopt the child.
This 25th day of March, 2004.
Clerk of Superior Court
Jackson County, Georgia
John Terry Brown, Esq.
P.O. Box 423
Commerce, GA 30529
(AP7,14,21P3)

Adoption Notice
In the Superior Court
of Jackson County
State of Georgia
In Re: Petition of George Lamar Waldrup, Jr., Step-parent Adoption of Tori Jean Toskes, A Minor Child
Civil Action No. 04-09
Notice of Publication
You are hereby notified that the above-captioned action for Adoption was filed in the Superior Court of Jackson County, Georgia, on the 30th day of March, 2004, in the Office of the Clerk of said Court, and by virtue of an order for service by publication which was signed on the 30th day of March, 2004, you are hereby commanded to be and appear at said court on the 18th day of June, 2004, at 9:00 o’clock, a.m. to show cause before me if any you have, as to the adoption of Tori Jean Toskes.
Witness, Robert W. Adamson, Judge of the Superior Court, this 30th day of March, 2004.
Honorable Robert Adamson, Judge of the Superior Court, Jackson County
(AP7,14,21B/344 1600)

Notice
In the Superior Court
of Jackson County
State of Georgia
In Re: Petition of George Lamar Waldrup, Jr., Step-parent Adoption of Tori Jean Toskes, A Minor Child
Civil Action No. 04-09
Notice of Publication
You are hereby notified that the above-captioned action for Termination of Parental Rights was filed in the Superior Court of Jackson County, Georgia, on the 30th day of March, 2004, in the Office of the Clerk of said Court, and by virtue of an order for service by publication which was signed on the 30th day of March, 2004, you are hereby commanded to be and appear at said court on the 18th day of May, 2004, at 9:00 o’clock a.m. to show cause before me if any you have, as to the Termination of Parental Rights of Anthony Phillip Toskes.
Witness, Robert W. Adamson, Judge of the Superior Court, this 30th day of March, 2004.
Honorable Robert W. Adamson, Judge of the Superior Court, Jackson County
(AP7,14,21B/344 2000)

Notice
Georgia, Jackson County Probate Court
The petition of Deborah J. Brown, for a year’s support from the estate of Samuel E. Brown, deceased, for decedent’s surviving spouse, having been duly filed, all interested persons are hereby notified to show cause, if any they have, on or before May 3, 2004, by 10:00 a.m., why said petition should not be granted.
All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed on or before the time stated in the preceding sentence. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.
Witness, the Honorable Margaret Deadwyler, Judge
By: Susan Garmon, Clerk, Probate Court of Jackson County
(AP7,14,21,28B/498 2000)

Notice
Georgia, Jackson County Probate Court
The petition of Gwendolyn B. Bailey, for a year’s support from the estate of Phillip Barry Bailey, deceased, for decedent’s minor child, having been duly filed, all interested persons are hereby notified to show cause, if any they have, on or before May 3, 2004, by 10:00 a.m., why said petition should not be granted.
All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed on or before the time stated in the preceding sentence. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.
Witness, the Honorable Margaret Deadwyler, Judge
By: Susan Garmon, Clerk, Probate Court of Jackson County
(AP7,14,21,28B/498 2000)

Notice
Georgia, Jackson County Probate Court
The petition of Mary Elizabeth Davis, for a year’s support from the estate of George Thomas Davis, deceased, for decedent’s surviving spouse, having been duly filed, all interested persons are hereby notified to show cause, if any they have, on or before May 3, 2004, by 10:00 a.m., why said petition should not be granted.
All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed on or before the time stated in the preceding sentence. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.
Witness, the Honorable Margaret Deadwyler, Judge
By: Susan Garmon, Clerk, Probate Court of Jackson County
(AP7,14,21,28B/498 2000)

Notice
Georgia, Jackson County Probate Court
The petition of Willard Dereck Epps, for a year’s support from the estate of Wendy Carol Epps, deceased, for decedent’s surviving spouse and minor child, having been duly filed, all interested persons are hereby notified to show cause, if any they have, on or before May 3, 2004, by 10:00 a.m., why said petition should not be granted.
All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed on or before the time stated in the preceding sentence. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.
Witness, the Honorable Margaret Deadwyler, Judge
By: Susan Garmon, Clerk, Probate Court of Jackson County
(AP7,14,21,28B/498 2000)

Notice
Georgia, Jackson County Probate Court
Tomeka Usher has petitioned to be appointed Administrator of the estate of John Franklin Usher, deceased, of said County. The petitioner has also applied for waiver of bond and/or grant of certain powers contained in O.C.G.A. §53-12-232. All interested parties are hereby notified to show cause why said petition should not be granted. All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed with the court on or before May 3, 2004, 10:00 a.m. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.
Margaret Deadwyler, Judge of the Probate Court
By: Susan Garmon, Clerk of the Probate Court
(AP7,14,21,28B/498 2000)

Notice
Georgia, Jackson County Probate Court
Olive C. McKeever has petitioned to be appointed Administrator of the estate of Christina Loring McKeever, deceased, of said County. The petitioner has also applied for waiver of bond and/or grant of certain powers contained in O.C.G.A. §53-12-232. All interested parties are hereby notified to show cause why said petition should not be granted. All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed with the court on or before May 3, 2004, 10:00 a.m. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.
Margaret Deadwyler, Judge of the Probate Court
By: Susan Garmon, Clerk of the Probate Court
(AP7,14,21,28B/498 2000)

Notice
Probate Court of
Jackson County
Re: Petition of Rebecca Conwell Patten to Probate In Solemn Form the Will of Nell Roberts, Deceased, Upon Which An Order for Service Was Granted By This Court on March 30, 2004.
To: All and singular the heirs of said decedent, and to whom it may concern:
This is to notify you to file objection, if there is any, to the above referenced petition, in this Court on or before May 3, 2004, by 10:00 a.m.
BE NOTIFIED FURTHER: All objections to the petition must be in writing, setting forth the grounds of any such objections. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.
Witness, the Honorable, Margaret Deadwyler, Judge
By: Susan Garmon, Clerk, Probate Court of Jackson County
(AP7,14,21,28B/498 2000)

Notice
Probate Court of
Jackson County
Re: Petition of Jayne S. Bryan to Probate In Solemn Form the Will of Frances E. Staton, Deceased, Upon Which An Order for Service Was Granted By This Court on March 15, 2004.
To: Charlotte Staton, Frank Staton, Amy Staton, Eddit Staton and all and singular the heirs of said decedent, and to whom it may concern:
This is to notify you to file objection, if there is any, to the above referenced petition, in this Court on or before May 3, 2004, by 10:00 a.m.
BE NOTIFIED FURTHER: All objections to the petition must be in writing, setting forth the grounds of any such objections. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.
Witness, the Honorable, Margaret Deadwyler, Judge
By: Susan Garmon, Clerk, Probate Court of Jackson County
(AP7,14,21,28B/498 2000)

Notice
PROPOSED BASE FLOOD
ELEVATION DETERMINATIONS FOR THE UNINCORPORATED AREAS OF JACKSON COUNTY, GEORGIA, BASE (1% ANNUAL CHANCE) FLOOD ELEVATIONS (BFEs) AND ZONE
DESIGNATIONS UNDER
THE NATIONAL FLOOD
INSURANCE PROGRAM (NFIP)
On November 16, 1990, the Federal Emergency Management Agency (FEMA) identified Special Flood Hazard Areas in the Unincorporated Areas of Jackson County, Georgia, through issuance of a Flood Insurance Rate Map (FIRM).
The Federal Insurance Administration/Mitigation Administrator has proposed elevations and zone designation changes in the flood having a one-percent chance of occurrence in any given year (base flood) for certain locations in the unincorporated areas of Jackson County. The BFEs and zone designations amend the FEMA FIRM for the community.
This modification to the effective FIRM reflects new topographic data and hydrologic and hydraulic analyses. As a result, there are changes to the flood hazard information shown on the FIRM for the unincorporated areas of Jackson County. The proposed BFEs for Middle Oconee River are as follows:
Base Flood Elevations (NGVD)*
Location, Effective, Revised
Approximately 1.0 mile upstream of State Route 11, None, *703
Approximately 3.2 miles upstream of State Route 11, None, *712
*Elevation in feet National Geodetic Vertical Datum
The changes are made pursuant to Section 206 of the Flood Disaster Protection Act of 1973 (P.L. 93-234), and are in accordance with the National Flood Insurance Act of 1968, as amended. (Title XIII of the Housing and Urban Development Act of 1968, P.L. 90-448) 42 U.S.C. 4001-4128, and 44 CFR Part 65.
Under the above-mentioned Acts of 1968 and 1973, the Federal Insurance Administration/Mitigation Administrator, must develop criteria for floodplain management. In order for the community to participate in the NFIP, the community will be using the new BFEs and zone designations to administer the floodplain management measures of the NFIP. These BFEs and zone designations will also be used to calculate the appropriate flood insurance premium rates for new buildings and their contents.
Upon the second publication of notice of these changes in this paper, any person has 90 days in which he can request through the Chief Executive Officer of the community that the Federal Insurance Administration/Mitigation Administrator reconsider the determination. Any request for reconsideration must be based on knowledge of changed conditions or new scientific or technical data. All interested parties are on notice that until the 90-day period elapses, the Federal Insurance Administration/Mitigation Administrator’s determination to modify the BFEs and zone designations may itself be changed.
Any person having knowledge or wishing to comment on these changes should immediately notify: Mr. Al Crace, Jackson County Manager, 67 Athens Street, Jefferson, Georgia 30549.
(AP14,21P2)

Notice
The Republican Party of Jackson County invites candidates to qualify in the upcoming Republican Primary for the following offices:
— Chairman, County Board of Commissioners
— County Commissioner for District 1
— County Commissioner for District 2
— Sheriff
— County Tax Commissioner
— Probate Court Judge
— Magistrate Court Judge
— Clerk of Courts
— County Coroner
— State Court Solicitor
— County Surveyor
— Board of Education, Post 1
— Board of Education, Post 4
Qualifying begins April 26th at 9:00 a.m. and closes promptly at 12 noon, April 30th. Please contact Republican Party Chairman David Oppenheimer at (706) 652-2967.
(AP14,21P2)

Public Hearing
The Jackson County Board of Adjustment will hold a public hearing on Monday, May 3, 2004, at 7:00 p.m. in the Jackson County Grand Jury Room on the following matters:
1. #BOA-04-08 Daniel and Teresa Walthers are requesting a variance for decrease in setback on Cabin Creek Road (Map 25, Parcel 22)
2. #BOA-04-09 Tom Plank is requesting a variance for lot width at minimum front setback line on Galilee Church Road (Map 69, Parcel 25)
3. #BOA-04-10 Terry Hix is requesting a variance for a storage building on Mauldin Road (Map 52, Parcel 15-4)
(Complete applications, plats and texts are available for review in the Planning and Development office during regular office hours.)
All interested persons are invited to attend.
(AP14,21,28B/485 2000)

Martin Estate
Notice to Debtors
and Creditors
State of Georgia
Jackson County
In Re: Estate of Myrtle Cash Martin, Deceased
All creditors of the estate of Myrtle Cash Martin, deceased, late of Jackson County, are hereby notified to render their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment to me.
This 8th day of April, 2004.
Glenn Winfred Martin, Executor of the Estate of Myrtle Cash Martin, Deceased
(AP14,21,28,MY5P4)

Dudnick Estate
Notice to Debtors
and Creditors
State of Georgia
County of Jackson
In Re: Estate of Barbara A. Dudnick, Deceased
All creditors of the estate of Barbara A. Dudnick, deceased, late of Jackson County, Georgia, are hereby notified to render their demands to the undersigned according to the law, and all persons indebted to said estate are required to make immediate payment to me.
This 24th day of March, 2004.
Natalie Pinson, Executrix of Barbara A. Dudnick, Deceased
145 Delia Drive
Commerce, Georgia 30529
(AP14,21,28,MY5P4)

Eubanks Estate
Notice to Debtors
and Creditors
State of Georgia
County of Jackson
In Re: Estate of Margie Lou Eubanks, Deceased
All creditors of the estate of Margie Lou Eubanks, deceased, late of Jackson County, Georgia, are hereby notified to render their demands to the undersigned according to the law, and all persons indebted to said estate are required to make immediate payment to me.
This 1st day of April, 2004.
Bobby Eubanks, Executrix of Margie Lou Eubanks, Deceased
20959 Hwy. 441 S.
Commerce, Georgia 30529
(AP14,21,28,MY5P4)

Inc. Notice
Notice of Intent
to Incorporate
Notice is given that Articles of Incorporation, which will incorporate Total Pool Supplies & Maintenance, Inc., will be delivered to the Secretary of State for filing in accordance with the Georgia Business Corporation Code. The initial registered office of the corporation will be located at 596 Jefferson River Road, Jefferson, Jackson County, Georgia 30549. The initial registered agent of the corporation at such address shall be Richard Allen Whitfield.
Manoj K. Mishra
Robertson & Gable, LLC
2154 Fountain Square
Snellville, GA 30078
(770) 736-5182
(AP14,21P2)

Citation
In the Superior Court of Jackson County, Georgia
DEPARTMENT OF TRANSPORTATION vs. 0.725 acres of land; and certain easement rights; and Glenn R. David; Branch Banking and Trust Company, successor by merger to Douglas Federal Bank; and James L. McDonald, individually
Docket No. X04-CV-0348
In Rem
The said named persons and any and all other persons known and unknown claiming any right, title, power, interest, ownership, equity, claim or demand in and to the lands hereinafter described, and all occupants, tenants, lessees, licensees and all holders, owners and users of ways and easements in, across, over and under said land are hereby notified, under the provisions of the Official Code of Georgia Annotated Sections 32-3-4 through 32-3-19, providing for the exercise of the power of eminent domain by the State of Georgia, or any of its subdivisions, or by any county of such State, as follows:
That the above stated case, being a condemnation in rem against the property hereinafter described, was filed in said Court on the 1st day of April, 2004; That, in accordance with provisions of the aforesaid Official Code, a Declaration of Taking, duly authorized and properly executed as provided by the Official Code, has been made and filed in said case, declaring the necessity for and exercising the power of taking the said described lands for State-aid public road purposes, thereby vesting the title to same in the Department of Transportation; and, in pursuance of such authority, the Department of Transportation has deposited with the Clerk of the Superior Court of said County $151,555.00 as the just compensation for the said lands described; and all persons claiming such fund or any interest therein, are hereby required to make known their claims to the Court;
In accordance with the provisions of the Official Code of Georgia Annotated, the Plaintiff-Condemnor has prayed the Court for Immediate possession of said property, and all persons having any interest in or claim against such property, as above set forth, are required by the Order of the Judge of said Court to surrender possession of the property to the Department of Transportation no later than 60 days from filing of the Declaration of Taking.
That in accordance with the Official Code of Georgia Annotated Section 32-3-13 through 32-3-19, if the owner, or any of the owners, or any person having a claim against or interest in said property, shall be dissatisfied with the compensation, as estimated in the Declaration of Taking and deposited in Court, such person or persons, or any of them, shall have the right, at any time subsequent to the filing of the Declaration and the deposit of the fund into Court but not later than 30 days following the date of service as provided for in the Official Code of Georgia Annotated Sections 32-3-8 through 32-3-10 to file with the Court a notice of appeal, the same to be in writing and made a part of the record in the proceedings. The said property, as thus affected, is described as follows: SEE PAGES 20-A; 20-B; FOR DESCRIPTION.
This 12th day of April, 2004.
Reba Parks, Clerk, Superior Court, Jackson County
Ken Stula
Attorney for Condemnor
P.O. Box 926
Athens, GA 30603
(706) 548-7249
Attorney for Condemnor
PROJECT NUMBER: EDS 441 (32) JACKSON COUNTY
PARCEL NUMBER: 97
REQUIRED R/W: 0.725 acres of land; and certain easement rights
PROPERTY OWNERS: Glenn R. David; Branch Banking and Trust Company, successor by merger to Douglas Federal Bank; and James L. McDonald
All that tract or parcel of land lying and being in Georgia Militia District 255 in Jackson County, Georgia, being more particularly described as follows:
BEGINNING at the point of intersection of the property line between the lands of the condemnees and the lands now or formerly owned by Dewey Baker with the existing northern right of way line of Harris Lord Cemetery Road/County Road 57, said point being 79.91 feet right of and opposite station 0+586.51 on the construction centerline of Harris Lord Cemetery Road/County Road 57 on Georgia Highway Project EDS 441 (32); running thence northwesterly along said existing northern right of way line of Harris Lord Cemetery Road/County Road 57 a distance of 241.33 feet to a point 126.70 feet right of and opposite station 5+528.32 on the construction centerline of US 441/State Route 15, said point also being a point on the existing northeastern right of way line of US 441/State Route 15; thence northwesterly along said existing northeastern right of way line of US 441/State Route 15 a combined distance of 108.82 feet to a point 126.64 feet right of and opposite station 5+561.49 on the construction centerline of US 441/State Route 15; thence S 63° 40’ 18.4” E a distance of 29.72 feet to a point 61.82 feet left of and opposite station 0+509.46 on the construction centerline of Harris Lord Cemetery Road/County Road 57; thence N 78° 39’ 07.6” E a distance of 145.73 feet to a point 58.76 feet left of and opposite station 0+550.55 on the construction centerline of Harris Lord Cemetery Road/County Road 57; thence N 84° 35’ 09.3” E a distance of 115.44 feet to a point 63.42 feet left of and opposite station 0+583.03 on the construction centerline of Harris Lord Cemetery Road/County Road 57; thence S 82° 54’ 07.2” E a distance of 20.21 feet to a point 61.55 feet left of and opposite station 0+588.68 on the construction centerline of Harris Lord Cemetery Road/County Road 57, said point also being a point on the property line between the lands of the condemnees and the lands now or formerly owned by Dewey Baker; thence southwesterly along said latter property line a distance of 141.63 feet back to the point of BEGINNING. Said described land being the required right of way and is shown colored yellow on the attached plats marked Annex 1-A.
Also condemned in these proceedings is any title, estate, or any interest in the entire building, as well as the right to dismantle or remove the entire building labeled on the above referenced plat as “1-STORY WOOD”. Said building is located partially on the required right of way described above and partially on the remaining lands of the condemnee. Said building is situated approximately opposite station 0+566.17 on the construction centerline of Harris Lord Cemetery Road/County Road 57 on Georgia Highway Project EDS-441 (32).
The title, estate, or interest in the above described lands, required by condemnor and now taken by condemnor for public use is as follows: Fee simple title to the above described lands all as shown colored yellow on the plats dated the 28th day of June, 2000; Last Revised: Sheet No. 30 on August 18, 2003, and Sheet No. 33 on January 2, 2003, and attached to Appendix “A” to Exhibit “A” as Annex 1-A.
A temporary work easement is condemned for the right to enter upon the adjacent lands not condemned for the limited purpose of effectuating removal of a building acquired herein; and the work of removing this building shall be done in an expeditious manner with as little disruption to the remainder as is practicable under the circumstance. The easement will begin on the date possession is granted and continue until the building is removed or until December 31, 2006, whichever comes first, at which time said easement will expire. Said building being shown on the attached plat marked Annex 1-A and is labeled “1-STORY WOOD”.
(AP21,28P2)

Citation
In the Superior Court of Jackson County, Georgia
DEPARTMENT OF TRANSPORTATION vs. 0.401 acres of land; and certain easement rights; and Logan Family Partnership, LLLP; and Logan Overhead Doors, Inc., individually and Don Elrod, Tax Commissioner
Docket No. B04-CV-0399
In Rem
The said named persons and any and all other persons known and unknown claiming any right, title, power, interest, ownership, equity, claim or demand in and to the lands hereinafter described, and all occupants, tenants, lessees, licensees and all holders, owners and users of ways and easements in, across, over and under said land are hereby notified, under the provisions of the Official Code of Georgia Annotated Sections 32-3-4 through 32-3-19, providing for the exercise of the power of eminent domain by the State of Georgia, or any of its subdivisions, or by any county of such State, as follows:
That the above stated case, being a condemnation in rem against the property hereinafter described, was filed in said Court on the 12th day of April, 2004; That, in accordance with provisions of the aforesaid Official Code, a Declaration of Taking, duly authorized and properly executed as provided by the Official Code, has been made and filed in said case, declaring the necessity for and exercising the power of taking the said described lands for State-aid public road purposes, thereby vesting the title to same in the Department of Transportation; and, in pursuance of such authority, the Department of Transportation has deposited with the Clerk of the Superior Court of said County $259,860.00 as the just compensation for the said lands described; and all persons claiming such fund or any interest therein, are hereby required to make known their claims to the Court;
In accordance with the provisions of the Official Code of Georgia Annotated, the Plaintiff-Condemnor has prayed the Court for Immediate possession of said property, and all persons having any interest in or claim against such property, as above set forth, are required by the Order of the Judge of said Court to surrender possession of the property to the Department of Transportation no later than 60 days from filing of the Declaration of Taking.
That in accordance with the Official Code of Georgia Annotated Section 32-3-13 through 32-3-19, if the owner, or any of the owners, or any person having a claim against or interest in said property, shall be dissatisfied with the compensation, as estimated in the Declaration of Taking and deposited in Court, such person or persons, or any of them, shall have the right, at any time subsequent to the filing of the Declaration and the deposit of the fund into Court but not later than 30 days following the date of service as provided for in the Official Code of Georgia Annotated Sections 32-3-8 through 32-3-10 to file with the Court a notice of appeal, the same to be in writing and made a part of the record in the proceedings.
The said property, as thus affected, is described as follows: SEE PAGES 20-A; 20-B; FOR DESCRIPTION.
This 12h day of April, 2004.
Reba Parks, Clerk, Superior Court, Jackson County
Ken Stula
Attorney at Law
Box 926
Athens, GA 30603
(706) 548-7249
Attorney for Condemnor
PROJECT NUMBER: STP-002-6 (53) JACKSON COUNTY
PARCEL NUMBER: 27
REQUIRED R/W: 0.401 acres of land; and certain easement rights
PROPERTY OWNER: Logan Family Partnership, LLP; and Logan Overhead Doors, Inc.
All that tract or parcel of land lying and being in Georgia Militia District 1704 in Jackson County, Georgia, being more particularly described as follows:
BEGINNING at the point of intersection of the property line between the lands of the condemnees and the lands now or formerly owned by Harvey J. Archer with the existing southwestern right of way line of US 129/State Route 15, said point being 21.98 feet right of and opposite station 4+017.2325 on the construction centerline of US 129/State Route 15 on Georgia Highway Project STP-002-6 (53); running thence southeasterly along said existing southwestern right of way line of US 129/State Route 15 a distance of 206.78 feet to a point 13.67 feet right of and opposite station 4+080.4784 on said centerline, said point also being a point on the property line between the lands of the condemnees and the lands now or formerly owned by Paul Kevin McGill; thence southwesterly along said latter property line a distance of 85.81 feet to a point 99.36 feet right of and opposite station 4+081.8407 on said centerline; thence N 74° 03’ 38.6” W a distance of 134.09 feet to a point 98.42 feet right of and opposite station 4+040.0000 on said centerline; thence S 84° 24’ 55.7” W a distance of 67.92 feet to a point 121.39 feet right of and opposite station 4+020.0000 on said centerline; thence N 76° 05’ 49.2” W a distance of 7.24 feet to a point 121.36 feet right of and opposite station 4+017.7286 on said centerline; said point also being a point on the property line between the lands of the condemnees and the lands now or formerly owned by Harvey J. Archer; thence northeasterly along said latter property line a distance of 99.40 feet back to the point of BEGINNING. Said described land being the required right of way and is shown colored yellow on the attached plats marked Annex 1-A.
BEGINNING at a point on the condemnees western property line, said point being 121.36 feet right of and opposite station 4+017.7286 on the construction centerline of US 129/State Route 15 on Georgia Highway Project STP-002-6 (53); thence southeasterly along a straight line to a point 121.39 feet right of and opposite station 4+020.000 on said centerline; thence northeasterly along a straight line to a point 115.76 feet right of and opposite station 4+025.0000 on said centerline; thence southwesterly along a straight line to a point 285.43 feet right of and opposite station 4+025.0000 on said centerline; thence northwesterly along a straight line to a point 285.46 feet right of and opposite station 4+018.6010 on said centerline; thence northeasterly along a straight line back to the point of BEGINNING.
Said described lands being a permanent easement for the construction and maintenance of a drainage ditch and is shown colored blue on the attached plats marked Annex 1-A.
Also condemned in these proceedings is any title, estate, or any interest in the entire building, as well as the right to dismantle or remove the entire building labeled on the above referenced plat as “BLDG”. Said building is located partially on the required right of way described above and partially on the remaining lands of the condemnees. Said building is situated approximately opposite station 4+055.000 on the construction centerline of US 129/State Route 15 on Georgia Highway Project STP-002-6 (53).
The title, estate, or interest in the above described lands, required by condemnor and now taken by condemnor for public use is as follows: Fee simple title to the above described lands all as shown colored yellow on the plats dated the 30th day of March, 2001; Last Revised: Sheet Nos. 14 and 28A on February 4, 2004, and attached to Appendix “A” to Exhibit “A” as Annex 1-A.
A permanent easement is condemned for the right to construct and maintain a drainage ditch within the easement area shown colored blue on the attached plats marked Annex 1-A.
A temporary work easement is condemned for the right to enter upon the adjacent lands not condemned for the limited purpose of effectuating removal of a building acquired herein; and the work of removing this building shall be done in an expeditious manner with as little disruption to the remainder as is practicable under the circumstance. The easement will begin on the date possession is granted and continue until the building is removed or until June 30, 2007, whichever comes first, at which time said easement will expire. Said building being shown on the attached plat marked Annex 1-A and is labeled “BLDG”.
(AP21,28P2)

Notice
In the Superior Court
of Jackson County
State of Georgia
Christine Huff, Plaintiff-Petitioner vs. George W. Gann; and Parcel of Land being known as 2.54 acres, more or less, as shown on plat recorded in Plat Book 63, Page 4, public records of Jackson County, Georgia; and ALL OTHER PARTIES OR ENTITIES, KNOWN OR UNKNOWN, WHO HAVE OR CLAIM ANY ADVERSE RIGHT, TITLE OR INTEREST IN THE SUBJECT PROPERTY, Defendants-Respondents
Civil Action File No.: A-04-CV-0352
NOTICE OF SERVICE
BY PUBLICATION
Pursuant to O.C.G.A. §9-11-4(f)(1)(C), this NOTICE of Service by Publication in the matter of Christine Huff, Petitioner vs. George W. Gann, and Parcel of Land being known as 2.54 acres, more or less, as recorded in Plat Book 63, Page 4, Public Records of Jackson County, Georgia, and All Other Parties or Entities, known or unknown, who have or claim any adverse Right, Title or Interest in the subject property (collectively, the “Respondents”), Civil Action Number A-04-CV-0352, in an Action to Quiet Title currently pending before the Honorable Robert W. Adamson in the Superior Court of Jackson County, Georgia. Said action was filed on April 1, 2003, and the Order granting Petitioner’s Motion for Service by Publication was granted on April 1, 2003.
Consequently, the Respondents are hereby given NOTICE that they are commanded to file with the Clerk of the Superior Court of Jackson County and serve upon Petitioner an answer to said petition within 60 days from the date of the Order for Service by Publication.
Dated: April 7, 2004, Jefferson, Georgia
Reba Parks, Clerk, Superior Court of Jackson County
(AP21,28,MY5,12B/251 3000)

Hughey Estate
Notice to Debtors
and Creditors
All creditors of the Estate of Nancy C. Hughey, deceased, late of Jackson County, are hereby notified to render their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to the undersigned.
This 8th day of April, 2004.
Terence D. Hughey, Executor of the Estate of Nancy C. Hughey, Deceased
Kimberly E. Civins, Esq.
Powell, Goldstein, Frazer & Murphy, LLP
191 Peachtree Street, N.E.
Suite 1600
Atlanta, Georgia 30303
(AP21,28,MY5,12P4)

Kesler Estate
Notice to Debtors
and Creditors
State of Georgia
Jackson County
In Re: Estate of Claud Raymond Kesler, Deceased
All creditors of the estate of Claud Raymond Kesler, deceased, late of Jackson County, are hereby notified to render their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment to me.
This 12th day of April, 2004.
Nina Mae Drake Kesler, Executor of the Estate of Claud Raymond Kesler, Deceased
(AP21,28,MY5,12P4)

Stringer Estate
Notice to Debtors
and Creditors
State of Georgia
Jackson County
In Re: Estate of John F. Stringer, Deceased
All creditors of the estate of John F. Stringer, deceased, late of Jackson County, are hereby notified to render their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment to us.
This 13th day of April, 2004.
John T. Stringer and William C. Stringer, Administrators of the Estate of John F. Stringer, Deceased
(AP21,28,MY5,12P4)

Myers Estate
Notice to Debtors
and Creditors
State of Georgia
Jackson County
In Re: Estate of Hazel P. Myers, Deceased
All creditors of the estate of Hazel P. Myers, deceased, late of Jackson County, are hereby notified to render their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment to me.
This 14th day of April, 2004.
John Paul Myers, Executor of the Estate of Hazel P. Myers, Deceased
(AP21,28,MY5,12B/251 1000)

Silman Estate
Notice to Debtors
and Creditors
State of Georgia
Jackson County
In Re: Estate of Betty J. Silman, Deceased
All creditors of the estate of Betty J. Silman, deceased, late of Jackson County, are hereby notified to render their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment to me.
This 28th day of October, 2003.
Jerry Baxter, Executor of the Estate of Betty J. Silman, Deceased
(AP21,28,MY5,12P4)


Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Robert L. Atkins to Wells Fargo Home Mortgage, Inc., dated April 18, 2003, recorded in Deed Book 29-Y, Page 338, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SEVENTY-ONE THOUSAND AND 0/100 DOLLARS ($171,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in May, 2004, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Robert L. Atkins or a tenant or tenants and said property is more commonly known as 559 Groaning Road, Commerce, GA 30530.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Wells Fargo Home Mortgage, Inc., as Attorney-in-Fact for Robert L. Atkins
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
DDP/smp 5/4/04
Our file no. 5425304-FT7
EXHIBIT “A”
All that tract or parcel of land lying, together with all improvements thereon, containing 12.19 acres, more or less, situate, lying and being in the Minish-255th GMD, Jackson County, Georgia, and being shown and designated according to a plat entitled “Survey for Rick S. Hatten & Karen Hatten & Decatur Federal Savings and Loan Assn.,” dated July 5, 1988, by Max Jackson Lewallen, Licensed Engineer and Surveyor, and being recorded in Plat Book 30, Page 114, Real Estate Records of Jackson County, Georgia. Said plat is hereby specially referred to and incorporated herein as a part of this description.
(AP7,14,21,28B/3642 6000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Patricia S. Packard and Robert J. Packard to Norwest Mortgage, Inc., dated October 18, 1996, recorded in Deed Book 16-A, Page 219, Jackson County, Georgia Records, as last transferred to Georgia Housing and Finance Authority by assignment recorded in Deed Book 16-S, Page 790, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of SEVENTY THOUSAND ONE HUNDRED FORTY-THREE AND 0/100 DOLLARS ($70,143.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in May, 2004, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Patricia S. Packard and Robert J. Packard or a tenant or tenants and said property is more commonly known as 223 Highland Drive, Commerce, GA 30529.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Georgia Housing and Finance Authority, as Attorney-in-Fact for Patricia S. Packard and Robert J. Packard
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
DDP/jsg 5/4/04
Our file no. 51026001-FT1
EXHIBIT “A”
All that tract or parcel of land, situate, lying and being in the 255 G.M.D., containing 0.531 acres located on the southerly side of Highland Drive, being known and designated as Lot 10, Block C, Section 2, Highland Estate Subdivision, according to a plat of survey entitled “Survey for K & T Construction,” by Paul & Evans, Registered Land Surveyors, dated December 19, 1995, recorded in Plat Book 47, Page 251, Jackson County Public Records, which plat is incorporated herein by reference thereto.
A more particular description of the above-referenced tract of land is shown on a plat of survey entitled “Survey for Robert J. Packard and Patricia S. Packard,” by Paul & Evans Land Surveying, Inc., Registered Land Surveyors, dated October 18, 1996, recorded in Plat Book 48, Page 274, Jackson County Public Records.
The dwelling situate upon the above-described tract of land is known and designated as 223 Highland Drive, Commerce, according to the present numbering system of houses in Jackson County, Georgia.
The above-described tract is the same tract of land conveyed by Walter Cromer, Executor of the Estate of Roger H. Phillips to Katie Bishop and Ted Wilkes, by warranty deed, dated December 19, 1995, recorded in Deed Book 15-G, Page 550, Jackson County Public Records.
(AP7,14,21,28B/3642 7000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Dale A. Rider and Tina D. Rider to Mortgage Electronic Registration Systems, Inc., dated February 13, 2001, recorded in Deed Book 22-T, Page 310, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of FIFTY THOUSAND AND 0/100 DOLLARS ($50,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in May, 2004, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Dale A. Rider and Kimberli R. Kelley or a tenant or tenants and said property is more commonly known as 1330 Lewis Roberts Road, Jefferson, GA 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Mortgage Electronic Registration Systems, Inc., as Attorney-in-Fact for Dale A. Rider and Tina D. Rider
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
DDP/lw1 5/4/04
Our file no. 51398503-FT5
EXHIBIT “A”
All that tract or parcel of land lying and being in the 248th District, G.M., Jackson County, Georgia, containing Two (2) acres, more or less, and lying on the East side of the road leading by the home of Carl Gooch to White Plains Church, more particularly described as follows: Beginning at an iron pin on the West side of the above named road, said pin being south 22-1/2 degrees east 646 feet from an iron pin on the west side of the road where the tract from which said lot is cut and the lands of Lewis Roberts join and running along the said public road above mentioned 588 feet to a point on the East bank of said road, said point being 18 feet from an iron pin on the L.C. Skelton line and running thence south 59-1/2 east 411 feet to an iron pin corner, where L.C. Skelton and Lewis Roberts lands join, thence south 37 west 526 feet to beginning iron pin corner. Said lot being all the lands lying on the East side of the road by the home of Carl Gooch to White Plains Church as shown by plat prepared by H.L. Dunahoo, G.C. Barrow County, Georgia, March 20, 1948, and cut from a tract of 34.85 acres described in deed from Eugene Skelton to the grantors herein recorded in Deed Book 4-A, Page 52, Clerk’s Office of Superior Court of Jackson County, Georgia. Bounded on the North by lands of L.C. Skelton, on the South and Southeast by lands of Lewis Roberts and on the West by Public Road leading by the home of Carl Gooch to White Plains Church.
(AP7,14,21,28B/3642 8000)



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