Jackson County Legal Advertisements...

OCTOBER 27, 2004


 1998 Building Permits / 1999 Building Permits
1998 Property Transactions / 1999 Property Transactions

The legal notices posted on this site are for reference only. Only the legal notices published in the legal organ newspaper of this county (The Jackson Herald) are official per O.C.G.A. sec. 9-13-140, et seq.

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Notice of Election
To the Qualified Voters of the Jackson County School District, Georgia:
Notice is hereby given that on the 2nd day of November, 2004, a special election will be held at the regular polling places in the Jackson County School District, Georgia, at which time there will be submitted to the qualified voters of the Jackson County School District a constitutional amendment repealing the amendment to the Constitution providing for matter regarding the selection and service of members of the board of education of Jackson County.
The several places for holding said election shall be at the regular and established voting precincts of the Jackson County School District, Georgia, and the polls will be open from 7:00 a.m. to 7:00 p.m. on the date fixed for the election.
The last day to register to vote in this election is October 4, 2004, through the close of business.
Those residents of the Jackson County School District qualified to vote at such election shall be determined in all respects in accordance with the election laws of the State of Georgia.
This notice is given pursuant to Act No. 631 reconstituting the law governing the Jackson County School System.
Margaret Deadwyler, Elections Superintendent
(SE22,29,OC6,13,20,27B/484 3000))


Notice of Sale
Notice of Sale Under Power
State of Georgia
Jackson County
Because of a default in the payment of the indebtedness secured by a Security Deed executed by Darrell T. Hester to Primary Capital Advisors LC dated April 20, 2001, and recorded in Deed Book 23-J, Page 745, JACKSON County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Fairbanks Capital Corp. as servicing agents for DLJ Mortgage Capital, Inc., by Assignment, securing a Note in the original principal amount of $140,500.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, November 2, 2004, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:
All that tract or parcel of land lying and being in the 255th District, G. M., of Jackson County, Georgia, and containing 5.00 acres, more or less, as shown by plat and survey of same of Max Lewallen, Surveyor, dated November 21, 1980, recorded in Plat Book 17, Page 129, Jackson County Records and being more particularly described as follows: Beginning at an iron pin on the northern line of L. L. Shore with Leroy Tomlin, the southwest corner of Leroy Tomlin, said iron pin being 741.7 feet from the northern boundary of White Hill Road, and running thence along Shore’s Line north 83 degrees 30 minutes west 386.5 feet to an iron pin in Shore’s Line, thence north 11 degrees 24 minutes east 529.4 feet to an iron pin set in the southern boundary of White Hill Road, thence along the boundary of White Hill Road south 55 degrees 28 minutes east 385.0 feet to an iron pin, the northwest corner of Leroy Tomlin, thence along Tomlin’s western line, south 10 degrees 26 minutes west 515.6 feet to the point and place of beginning. Said plat is hereby incorporated by reference.
Said property is known as 1175 White Hill School Road, Commerce, GA 30529, together with all fixtures and personal property attached to and constituting a part of said property, if any.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.
Said property will be sold as the property of Darrell T. Hester, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Darrell T. Hester a/k/a Darryl T. Hester and Alice Lynn Hester, a/k/a Alice Hester and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.
Fairbanks Capital Corp. as servicing agents for DLJ Mortgage Capital, Inc. as Attorney-in-Fact for Darrell T. Hester his successors in title being Darrell T. Hester a/k/a Darryl T. Hester and Alice Lynn Hester a/k/a Alice Hester.
File no. 03-3041
L. J. SWERTFEGER, JR.
SHAPIRO & SWERTFEGER*
Attorneys and Counselors at Law
2872 Woodcock Boulevard
Suite 100
Atlanta, GA 30341
(770) 220-2535/HG
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(OC6,13,20,27B/1323 7000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of the power contained in a Deed to Secure Debt executed and delivered by DIANE CLINE JORDAN to COMMUNITY BANK AND TRUST, dated February 12, 2004, and recorded in Deed Book 33-N, Pages 731-733, Office of the Clerk of Superior Court of Jackson County, Georgia; which Deed to Secure Debt securing sums in the original principal amount of $11,920.20, in addition to interest accruing, thereon will be sold at public outcry to the highest bidder for cash, before the Courthouse door in Jackson County, Georgia, by the undersigned, acting as Attorney in Fact for the said DIANE CLINE JORDAN, as provided in said Deed To Secure Debt between the hours of 10:00 A.M. and 4:00 P.M. Eastern Time, on the first Tuesday in November 2004, to-wit: November 2, 2004.
All that tract or parcel of land and improvements thereon lying and being on the western right-of-way of Old Airport Road in the 255th G.M. District of Jackson County, Georgia, containing 1.5 acres and being more particularly described by a plat of survey prepared for Diane Jordan by James R. Smith, Georgia, Registered Land Surveyor, dated November 4, 1999, recorded in Plat Book 56, Page 11, in the Office of the Clerk of the Superior Court of Jackson County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description.
Subject to an easement of ingress and egress to Lewis C. Swain for his lifetime as shown on the deed recorded in Jackson County, Georgia.
The debt secured by said Deed To Secure Debt, being in default, said powers contained therein will be exercised and the land will be sold as property of DIANE CLINE JORDAN, by the undersigned, as Attorney in Fact for the said DIANE CLINE JORDAN.
Said property shall be sold subject to any and all outstanding easements and rights-of-ways, restrictions of record, if any, and to all unpaid taxes and assessments. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
The proceeds from said sale will be applied to the payment of the above-styled indebtedness, the expenses of the procedure, attorney’s fees (notice as required in Sec. 13-1-11, O.C.G.A., 1982, as amended, having been sent as required), and the balance, if any, shall be applied as provided in said Deed To Secure Debt. Proper conveyance will be made to the purchaser at the said sale by the undersigned acting as Attorney in Fact for the said DIANE CLINE JORDAN.
To the best knowledge, information, and belief of COMMUNITY BANK AND TRUST, the premises are currently occupied by the owner.
Pursuant to the Fair Debt Collection Practices Act, it is required that the following is stated: “This document is an attempt to collect a debt and any information obtained will be used for that purpose”. [15 U.S.C. Section 1692e(11).]
This 27th day of September, 2004.
COMMUNITY BANK AND TRUST
W. JUDSON TRAPNELL, Assistant Vice-President
As Attorney-in-Fact for DIANE CLINE JORDAN
GREGORY M. PERRY
Attorney at Law
P.O. Box 299
Commerce, Georgia 30529
(706) 335-3500
(OC6,13,20,27P4)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of a Power of Sale contained in that certain Security Deed from Steve Anderson and Vivian E. Anderson to America’s MoneyLine Inc., dated __, recorded in Deed Book 32-V, Page 652, Jackson County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of ONE HUNDRED TWO THOUSAND TWO HUNDRED FIFTY AND 00/100 DOLLARS ($102,250.00) with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Deutsche Bank Trust Company Americas formerly known as Banker’s Trust Company, as Trustee and Custodian by: Saxon Mortgage Services, Inc. f/k/a Meritech Mortgage Services, Inc. as its attorney-in-fact, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in November, 2004 the following described property:
The land referred to in this exhibit is located in the County of Jackson and the State of Georgia in Deed Book 14-P at Page 751 and described as follows:
All that tract or parcel of land lying and being the Northern right-of-way of Louis Drive in the city of Commerce, 255 G.M. district of Jackson County, Georgia, containing 0.5732 acres and designated as Lot sixteen (16) of Block A of Short subdivision according to a plat of survey prepared for “MLB Company” by B.G. Davis and associated, Georgia registered land surveyors, date October 23, 1994 and recorded at Plat Book 44, Page 190, Jackson County, Georgia Records. Reference is made to said plat of survey for a more complete description of the property.
Said property is commonly known as 192 Louise Drive, Commerce, GA 30529
The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorney’s fees and all other payments provided for under the terms of the Security Deed and Note.
Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Steve Anderson and Vivian E. Anderson or tenant(s).
DEUTSCHE BANK TRUST COMPANY AMERICAS FORMERLY KNOWN AS BANKER’S TRUST COMPANY, AS TRUSTEE AND CUSTODIAN BY: SAXON MORTGAGE SERVICES, INC. F/K/A MERITECH MORTGAGE SERVICES, INC. AS ITS ATTORNEY-IN-FACT as Attorney in Fact for
STEVE ANDERSON AND VIVIAN E. ANDERSON
Contact: Vanessa Jackson (ext. 1127)
Morris, Schneider & Prior, L.L.C
3300 N.E. Expressway, Suite 8B
Atlanta, Georgia 30341
(770) 234-9181
MSP File No. 604.0409228\VMJ
Site:www.foreclosures.msplaw.com
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(OC6,13,20,27B/3641 7000)

Notice of Sale
STATE OF GEORGIA
COUNTY OF Jackson
NOTICE OF SALE UNDER POWER IN DEED TO
SECURE DEBT
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from John H. Mulligan to Southpoint Financial Services, Inc. dated 04/16/1999, and recorded in Deed Book 19L, Page 339, Jackson County records, as last transferred to The Provident Bank, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday in November, 2004 by The Provident Bank, as Attorney-in-Fact for John H. Mulligan the following described property:
All that tract or parcel of land lying and being in the 1765th District, G.M., Jackson County, Georgia, containing 2.4529 acres, more or less, as shown on a plat of survey prepared by James Robert Cheatham, Georgia Registered Land Surveyor, dated March 20, 1996, and recorded at Plat Book 47, Page 368, Jackson County Records. Said plat, as recorded, is hereby incorporated by reference for a more detailed description of said property. Subject to existing easements and rights of way for public roads and utilities now in use.
Also included is one 1980 Champion Atlantic 24X24 Double Wide Mobile Home, Serial Numbers 2100010977A and 2100010977B.
Property known as: 1324 Pocket Road, Braselton, GA 30517.
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney’s fees, (notice having been given as provided by law).
The property will be sold as the property of The Aforesaid Grantors subject to the following:
(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.
To the best of the undersigned’s knowledge and belief, the party in possession is John H. Mulligan.
The Provident Bank, as Attorney-in-fact for John H. Mulligan.
This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.
Pendergast & Jones, P.C.
South Terraces Suite 1010
115 Perimeter Center Place
Atlanta, GA 30346
770-392-0303
(OC6,13,20,27B/224 5000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Jason Lee Sikes and Sonya L. Sikes to Athens First Bank and Trust Company, dated June 29, 1999, recorded in Deed Book 19-U, Page 751, Jackson County, Georgia Records, as last transferred to Principal Residential Mortgage, Incorporated by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FOURTEEN THOUSAND SIX HUNDRED SEVENTY-THREE AND 0/100 DOLLARS ($114,673.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in November, 2004, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Jason Lee Sikes and Sonya L. Sikes or a tenant or tenants and said property is more commonly known as 343 Williamson Street, Jefferson, Georgia 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Principal Residential Mortgage, Incorporated as Attorney-in-Fact for Jason Lee Sikes and Sonya L. Sikes
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
DDP/rkw 11/2/04
Our file no. 5156902-FT2
EXHIBIT “A”
All that tract or parcel of land lying and being in the City of Arcade, 245th District, G.M., Jackson County, Georgia, containing 1.52 acres, more or less, and designated as Tract 7 as shown on plat and survey for Still Lakes Estates - Unit One, prepared by W. T. Dunahoo and Associates, Inc., Surveyors, dated September 20, 1993, and recorded in Plat Book 42, Page 6, in the Office of the Clerk of the Superior Court of Jackson County, Georgia. Said plat, as recorded, is hereby incorporated by reference for a more detailed description of said property.
DDP/rkw 11/2/04
Our file no. 5156902-FT2
(OC6,13,20,27B/3642 6000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Brister Hightower to Alliance Funding, a Division of Superior Federal Bank FSB, dated December 12, 2001, recorded in Deed Book 26-E, Page 156, Jackson County, Georgia Records, as last transferred to Beal Bank, SSB by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY THOUSAND SEVEN HUNDRED AND 0/100 DOLLARS ($120,700.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in November, 2004, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Brister Hightower or a tenant or tenants and said property is more commonly known as 331 Fuller Road, Athens, Georgia 30607.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Beal Bank, SSB as Attorney-in-Fact for Brister Hightower
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net <file://www.foreclosurehotline.net>
DDP/dej 11/2/04
Our file no. 51663904-FT4
EXHIBIT “A”
All that tract or parcel of land lying and being in the Attica District, G.M., Jackson County, Georgia, and containing 5.07 acres, more or less, according to Plat and Survey of same by Nat Hancock, Surveyor, dated March, 1959, said Plat being recorded in the Office of the Clerk of the Superior Court of Jackson County, Georgia, in Plat Book 3, Page 228, and being more particularly described to said plat as follows:
Beginning at a point in the center of a County Road, said being opposite a fence post on the East Bank of said road and at the Southwestern Corner of this tract of said County Road North 23 degrees 30 minutes East 143 feet to a point in Road, thence North 26 degrees, 45 minutes East 278 feet to the line of property of Allen D. Poss; thence leaving said County Road and running South 56 degrees 15 minutes East along the line of said Poss property 1042 feet to a stake; thence North 79 degrees 00 minutes West 1085 feet to the point of beginning; Excepting therefrom the portion of said property lying within the bounds of said County Road.
Also: All that tract or parcel of land lying and being in the Attica District, G.M., Jackson County, Georgia, and containing 0.91 acres, more or less, according to Plat and Survey of Nat Hancock, Surveyor, in July, 1959, said Plat being recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia in Plat Book 3, Page 248. For a more detailed description reference is hereby made to said plat recorded.
The improvements thereon being known as 331 Fuller Road.
Being the same Lot or Parcel of ground which by Deed dated 04/21/88 and recorded among the Land Records of Jackson County in Deed Book 10R at Page 21 was granted and conveyed by and between Gail Robertson and Michael John Fields, unto Erister Hightower.
DDP/dej 11/2/04
Our file no. 51663904-FT4
(OC6,13,20,27B/3642 8000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Brandy M. Brewington and James Dudley Brewington to Mortgage Electronic Registration Systems, Inc., dated July 22, 2003, recorded in Deed Book 31-H, Page 508, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THOUSAND AND 0/100 DOLLARS ($100,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in November, 2004, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Brandy M. Brewington and James Dudley Brewington or a tenant or tenants and said property is more commonly known as 4476 Fountain Drive, Gillsville, Georgia 30543.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Mortgage Electronic Registration Systems, Inc. as Attorney-in-Fact for Brandy M. Brewington and James Dudley Brewington
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
DDP/kdp 11/2/04
Our file no. 51140504-FT8
EXHIBIT “A”
All that tract or parcel of land lying and being in the Talmo District, G.M.D. 1691 Jackson County, Georgia and being Lot 21, Fountain Springs Subdivision, Phase 1, as shown in Plat Book 29, Page 175, Jackson County, Georgia Records, which plat is incorporated herein by reference.
(OC6,13,20,27B/3642 5000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Sherry Tracy Murphy and James Stanley Murphy to Regions Mortgage, Inc., dated September 17, 2001, recorded in Deed Book 24-L, Page 184, Jackson County, Georgia Records, as last transferred to Regions Bank dba Regions Mortgage fka Regions Mortgage, Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THOUSAND SEVEN HUNDRED AND 0/100 DOLLARS ($100,700.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in November, 2004, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is James Stanley Murphy or a tenant or tenants and said property is more commonly known as 4475 Fountain Dr., Gillsville, Georgia 30543.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Regions Bank dba Regions Mortgage fka Regions Mortgage, Inc. as Attorney-in-Fact for Sherry Tracy Murphy and James Stanley Murphy
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
DDP/jam 11/2/04
Our file no. 51661104-FT1
EXHIBIT “A”
All that tract or parcel of land, together with improvements thereon, situate, lying and being in Talmo District, GMD 1691, Jackson County, Georgia, and being all of Lot 10 of Fountain Springs Subdivision, Phase One, as shown on Subdivision Plat prepared by Ayers, Georgia Registered Surveyor, dated February 6, 1990, and recorded in Plat Book 51, Page 53. Said plat as recorded is hereby referenced for a more detailed description of said property. Subject to existing easements for public needs and utilities now in use.
(OC6,13,20,27B/3642 6000)


Notice of Sale
STATE OF GEORGIA
COUNTY OF Jackson
NOTICE OF SALE UNDER POWER IN DEED
TO SECURE DEBT
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from Madonna M. Cowart to Accredited Home Lenders, Inc. dated 03/14/2002, and recorded in Deed Book 26-D, page 471, Jackson County records, as last transferred to The Provident Bank, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday in November, 2004 by The Provident Bank, as Attorney-in-Fact for Madonna M. Cowart the following described property:
All that tract or parcel of land lying and being in GMD 1407, Jackson County, Georgia, being tract 7A, Deer Creek Farms, Phase One, being more fully shown on a closing plat for “Madonna M. Cowart” dated February 24, 1994, prepared by W.T. Dunahoo and Associates, Inc., Georgia Registered Land Surveyor, recorded in Plat Book 43, Page 35, Jackson County Georgia Plat Records, being the same property conveyed in Deed Book 13-Q, Page 118, and known as 428 Deer Creek Trail according to the system of numbering in Jackson County, Georgia.
Property known as: 428 Deer Creek Trail, Hoschton, GA 30548.
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney’s fees, (notice having been given as provided by law).
The property will be sold as the property of The Aforesaid Grantors subject to the following:
(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.
To the best of the undersigned’s knowledge and belief, the party in possession is Madonna M. Cowart.
The Provident Bank, as Attorney-in-fact for Madonna M. Cowart.
This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.
Pendergast & Jones, P.C.
South Terraces Suite 1010
115 Perimeter Center Place
Atlanta, GA 30346
770-392-0303
(OC6,13,20,27B/224 5000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Craig Vandeford and Valerie Vandeford to Wells Fargo Home Mortgage, Inc, dated May 8, 2001, recorded in Deed Book 23-J, Page 640, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of EIGHTY-THREE THOUSAND SIX HUNDRED EIGHTY-SIX AND 0/100 DOLLARS ($83,686.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in November, 2004, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Craig Vandeford and Valerie Vandeford or a tenant or tenants and said property is more commonly known as 127 Hillcrest Drive, Commerce, Georgia 30529.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Wells Fargo Bank, N.A. sbm Wells Fargo Home Mortgage, Inc as Attorney-in-Fact for Craig Vandeford and Valerie Vandeford
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
DDP/lw1 11/2/04
Our file no. 51650704-FT5
EXHIBIT “A”
All that tract or parcel or land, with all improvements thereon, lying and being in the 255th (Minish) District, G.M., Jackson County, Georgia and within the City of Commerce, containing 0.37 acres, more or less, as shown by plat and survey by Max Lewallen, Surveyor, dated May 20, 1982, revised October 7, 1982 and being recorded in the Office of the Clerk of the Superior Court of Jackson County, Georgia in Plat Book 19, Page 21, and Plat Book 36, Page 190. Said tract is more particularly described as follows:
Beginning at a point on the right of way Hillcrest Circle, said point located 661.1 feet along the Westerly right of way of Hillcrest Circle to the right of way of Nunn Street; thence from said point of beginning along the right of way of Hillcrest Circle with the chord of said distance being North 70 degrees 54 minutes East 51.8 feet to an iron pin on the right of way of Hillcrest Circle; thence from said point South 50 degrees 20 minutes East 86.4 feet to an iron pin; thence South 39 degrees 44 minutes West 261.0 feet to an iron pin; thence North 12 degrees 08 minutes East 244.3 feet to an iron pin, being the point of beginning. Said tract being comprised of parts of Lots 9 and 10 of the Hillcrest Subdivision. Said tract is bounded on the Northeast by the balance of Lot 10, on the South by land now or formerly of Hardman and on the West by the balance of Lot 9. For a more detailed description to said tract, reference is hereby made to said plat as recorded.
(OC6,13,20,27B/3642 8000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Brandy W. Keown to Mortgage Electronic Registration Systems, Inc., dated April 15, 2002, recorded in Deed Book 26-L, Page 459, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of NINETY-NINE THOUSAND SIX HUNDRED THIRTEEN AND 0/100 DOLLARS ($99,613.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in November, 2004, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Brandy W. Keown or a tenant or tenants and said property is more commonly known as 365 Freeman Drive, Maysville, Georgia 30558.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Mortgage Electronic Registration Systems, Inc. as Attorney-in-Fact for Brandy W. Keown
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net <file://www.foreclosurehotline.net>
DDP/dej 11/2/04
Our file no. 51541004-FT4
EXHIBIT “A”
All that tract or parcel of land lying and being in L GMD 465, Jackson County, Georgia, and being Lot 3, Freeman Place Subdivision, containing 1.38 acres, more or less, as per individual plat of survey, recorded in Plat Book 55, Page 85, of the Public Records of Jackson County, Georgia, which plat is hereby referred to and made a part hereof by reference.
Together with an ingress-egress easement along Freeman Drive to the intersection of Freeman Drive and West Freeman Street. This perpetual easement shall run with the land.
(OC6,13,20,27B/3642 6000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Dana Adams Swindle to Option One Mortgage Corporation, dated March 20, 2001, recorded in Deed Book 23-E, Page 440, Jackson County, Georgia Records, as last transferred to Wells Fargo Bank Minnesota, National Association, as Trustee for Option One Mortgage Loan Trust 2001-B, Asset Backed Certificates, Series 2001-B by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of SEVENTY-THREE THOUSAND SIX HUNDRED AND 0/100 DOLLARS ($73,600.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in November, 2004, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Dana Adams Swindle or a tenant or tenants and said property is more commonly known as 42 Hickory Street, Nicholson, Georgia 30565.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Wells Fargo Bank Minnesota, National Association, as Trustee for Option One Mortgage Loan Trust 2001-B, Asset Backed Certificates, Series 2001-B as Attorney-in-Fact for Dana Adams Swindle
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
DDP/rkw 11/2/04
Our file no. 51375604-FT2
EXHIBIT “A”
All that tract or parcel of land lying and being in the 253rd District, G.M., Jackson County, Georgia, City of Nicholson containing 1.556 acres, more or less, and designated as Tract 5, as shown on that plat and survey for Mrs. Harold Swindle prepared by James Robert Cheatham, dated 10/30/98 and recorded in the Office of the Clerk of Court of Jackson County, Georgia, in Plat Book 54, Page 42. Reference to said plat and description thereon is incorporated herein for a more detailed description.
Subject to all restrictions of record, if any.
(OC6,13,20,27B/3642 6000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Ralph Ramsey to Mortgage Electronic Registration Systems, Inc., dated December 12, 2003, recorded in Deed Book 33-F, Page 580, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED EIGHTY-FOUR THOUSAND SEVEN HUNDRED FIFTY AND 0/100 DOLLARS ($184,750.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in November, 2004, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Ralph Ramsey or a tenant or tenants and said property is more commonly known as 46 Glenn Crest Drive, Commerce, Georgia 30529.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Mortgage Electronic Registration Systems, Inc. as Attorney-in-Fact for Ralph Ramsey
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
DDP/jxk 11/2/04
Our file no. 5628304-FT10
EXHIBIT “A”
All that tract or parcel of land lying and being in the City of Commerce, 255th District, G.M., Jackson County, Georgia, and being more particularly shown as Lot 2, Lakeview Glen on plat of survey by Ingram, Lord and Associates, Land surveying and Planning, Georgia Registered Surveyor, dated November 2, 2000, and entitled “Final Plat for Lakeview Glen”, and being recorded to Plat Book 57, Page 172, in the Office of the Clerk, Superior Court, Jackson County, Georgia Records.
(OC6,13,20,27B/3642 6000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Christopher N. Smith and Amber L. Smith to Secretary of Veterans Affairs, an Officer of the United States of America, dated November 30, 2000, recorded in Deed Book 22-J, Page 29, Jackson County, Georgia Records, as last transferred to Bankers Trust Company of California, N.A., not in its individual capacity but solely as trustee, or its permitted successors and assigns, on behalf of Vendee Mortgage Trust 2001-1, c/o Countrywide Home Loans, Inc., 1800 Tapo Canyon Rd., MSN SV-103, Simi Valley, CA 93063, by assignment recorded in Deed Book 23-C, Page 520, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of NINETY-SEVEN THOUSAND AND 0/100 DOLLARS ($97,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in November, 2004, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Christopher N. Smith and Amber L. Smith or a tenant or tenants and said property is more commonly known as 137 Will Clark Road, Jefferson, Georgia 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Deutsche Bank National Trust Company as Trustee formerly known as Bankers Trust Company of California, N.A., not in its individual capacity but solely as trustee, or its permitted successors and assigns, on behalf of Vendee Mortgage Trust 2001-1, c/o Countrywide Home Loans, Inc., 1800 Tapo Canyon Rd., MSN SV-103, Simi Valley, CA 93063, as Attorney-in-Fact for Christopher N. Smith and Amber L. Smith
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
DDP/jbh 11/2/04
Our file no. 5462804-FT4
EXHIBIT “A”
All that tract or parcel of land lying and being in the 245th District, GM Jackson County, Georgia, containing 0.750 acres, more or less, being Designated as Lot 10, as shown on that plat and survey for Hogan’s Mill Subdivision, prepared by Venable & Associates, dated March 14, 1996 and revised May 29, 1996, and recorded in the Office of the Clerk of the Superior Court of Jackson County, Georgia, in Plat Book 46, Page 215. Said plat, as recorded, is hereby incorporated by reference for a more detailed description of said property, subject to existing easements and rights of way for public roads and utilities now in use. Subject to restrictive covenants recorded in Deed Book 16-K, Page 66, in the office of the Clerk of Superior Court of Jackson County, Georgia. Said property is known as 137 Will Clark Road, Jefferson, GA 30549.
(OC6,13,20,27B/3642 8000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Ricky D. McDuffie to Mortgage Electronic Registration Systems, Inc., dated March 19, 2001, recorded in Deed Book 23-A, Page 340, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of NINETY-TWO THOUSAND SEVEN HUNDRED AND 0/100 DOLLARS ($92,700.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in November, 2004, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Ricky D. McDuffie or a tenant or tenants and said property is more commonly known as 2559 B. Wilson Road, Commerce, Georgia 30529.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Mortgage Electronic Registration Systems, Inc. as Attorney-in-Fact for Ricky D. McDuffie
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
DDP/sab 11/2/04
Our file no. 51649704-FT5
EXHIBIT “A”
All that tract or parcel of land lying and being in the 255th District, G.M., Jackson County, Georgia, and being that 2.18 acres, more or less, as more particularly shown on a plat of survey prepared for James H. Blakenship by W. T. Dunahoo and Associates, Inc., Registered Surveyor, dated May 25, 1989, recorded in Plat Book 32, Page 27, in the Office of the Clerk of the Superior Court of Jackson County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description. Subject to existing easements and rights of way for public road and utilities now in use. Also subject to Declaration of Protective Covenants for Montgomery Shores Subdivision recorded in Deed Book 10-S, Page 557-561, Jackson County, Georgia Records.
(OC6,13,20,27B/3642 6000)\

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by William P. Vance and Heidi D. Vance to Mortgage Electronic Registration Systems, Inc., dated August 17, 2001, recorded in Deed Book 24-G, Page 793, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of NINETY-FIVE THOUSAND NINE HUNDRED SIXTY-SIX AND 0/100 DOLLARS ($95,966.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in November, 2004, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is William P. Vance and Heidi D. Vance or a tenant or tenants and said property is more commonly known as 34 Meadow Lark Way, Maysville, Georgia 30558.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Mortgage Electronic Registration Systems, Inc. as Attorney-in-Fact for William P. Vance and Heidi D. Vance
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
DDP/kdp 11/2/04
Our file no. 51526804-FT8
EXHIBIT “A”
All that tract or parcel of land lying and being in 257 GMD, Jackson County, Georgia, being Lot 31, Hidden Meadows Subdivision, Phase II, according to plat recorded at Plat Book 55, Page 246, Jackson County Records, which plat is incorporated herein by reference.
Subject to the one year right of redemption in favor of the United States of America pursuant to 28 U.S.C. Section 2410(c).
(OC6,13,20,27B/3642 5000)

Notice of Sale
By virtue of a Power of Sale contained in that certain Security Deed from Sonia J. Davis and Andrew J. Davis to HomeSouth Mortgage Corporation, dated November 17, 1998, recorded in Deed Book 18-S, Page 223, Jackson County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of ONE HUNDRED TWENTY-SIX THOUSAND AND 00/100 DOLLARS ($ 126,000.00) with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Nationsbanc Mortgage Corporation, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in November 2004 the following described property:
All that tract or parcel of land lying and being in the 253 G.M.D., Jackson County, Georgia, and being that 2.04 acres, more or less, designated as Lot 90 on a plat and survey prepared for Staghorn Plantation Estates by Venable & Associates, Registered Surveyor, dated April 25, 1985, recorded to the Office of the Clerk of Superior Court of Jackson County, Georgia, in Plat Book 22, at Page 127, Jackson County Records, and incorporated herein and made a part hereof by reference for a more detailed description. Said property is bounded on the North by lands now or formerly of McGinnis; on the East by Lot 92; on the South by Lot 89, and on the West by Waterworks Road (80’ right of way).
Said property is commonly known as 5231 Waterworks Road, Jefferson, GA 30549
The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorney’s fees and all other payments provided for under the terms of the Security Deed and Note.
Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Sonia J. Davis and Andrew J. Davis or tenant(s).
BANK OF AMERICA N.A. SBM OF BA MORTGAGE, LLC SII BY MERGER OF NATIONSBANC MORTGAGE CORPORATION
as Attorney-in-Fact for SONIA J. DAVIS AND ANDREW J. DAVIS
Contact: Tonda Burt (ext. 1115)
Morris, Schneider & Prior, L.L.C
3300 N.E. Expressway, Suite 8B
Atlanta, Georgia 30341
(770) 234-9181
MSP File No. 158.0407063\-TEB
www.foreclosures.msplaw.com
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(OC6,13,20,27B/3641 6000)

Notice of Publication
In the Juvenile Court of Jackson County
State of Georgia
IN THE INTEREST OF:
S.C.
SEX: Female
AGE: 11 months
DOB: 10-12-03, A CHILD
Civil Action No. 078-04J-485
Mother: Nancy Chandler
Father: Steven Stokes
Notice of Summons
TO WHOM IT MAY CONCERN: Nancy Chandler, the mother of the above-named child, and any other individual claiming a parental interest in S.C. The putative father of the child is Steven Stokes.
YOU ARE FURTHER NOTIFIED that the above-styled action seeking custody of the above-named child was filed against you in the Juvenile Court of Jackson County on or about the 22 day of September, 2004, and that by reason of an order for service by publication entered by the Court on or about the 22 day of September, 2004.
YOU ARE HEREBY COMMANDED AND REQUIRED to appear before the Juvenile Court of Jackson County, Georgia, at the Jackson County Courthouse in Jefferson, Georgia, on the 1st day of December, 2004, at 1:30 o’clock p.m. for the purposes of a final hearing to determine whether or not the above-named child is deprived and, if so, what disposition should be made.
YOU ARE FURTHER NOTIFIED that a provisional hearing will be held in the above-named styled action on the 8th day of October, 2004, beginning at 10:00 o’clock a.m. at the Jackson County Courthouse, Jefferson, Georgia. Findings of fact and orders of disposition made pursuant to the provisional hearing will become final at the final hearing unless you appear at the final hearing.
A copy of the petition may be obtained from the Clerk of the Juvenile Court at the Jackson County Courthouse, Jefferson, Georgia, during regular business hours, exclusive of holidays. A free copy shall be available to the parents. Upon request, the copy will be mailed to the requester. The child is in the present legal and physical custody of the Jackson County Department of Family and Children Services.
The general nature of the allegations are: neglect, abandonment and deprivation.
YOU ARE FURTHER NOTIFIED that while responsive pleadings are not mandatory, they are permissible, and you are encouraged to file with the clerk of this court and serve upon Petitioner’s attorney, Deidra L. Schad, Post Office Box 6485, Athens, Georgia 30604, an answer or other responsive pleading within thirty (30) days of the date of the order for service by publication.
All concerned parties are informed that they are entitled to have an attorney represent them; and if a party is entitled to counsel during the proceedings, the Court will appoint counsel at no cost if the party is unable without undue financial hardship to employ counsel.
WITNESS THE HONORABLE Kevin J. Guidry, Judge of said Court.
This 22 day of September, 2004.
Reba Parks, Clerk
Juvenile Court of Jackson County, Georgia
(OC6,13,20,27B/3894 5000)

Adams Estate
Probate Court of
Jackson County
Re: Petition of Kevin David Kell and Patricia Baxter Williams for discharge as Co-Executors of the estate of Ruby Belle Adams, deceased.
TO: Dottie Copeland Jarrard Legal Siloam, GA Cousin, and Thelma Draper Legal Hull, GA Cousin
all and singular the heirs of said decedent, the beneficiaries under the purported will, and to whom it may concern:
This is to notify you to file objection, if there is any, to the above referenced petition, in this Court on or before November 1, 2004.
Be Further Notified: All objections to the petition must be in writing, setting forth the grounds of any such objections. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.
Witness, the Hon. Margaret Deadwyler, Judge
By: Jennifer M. Gearing
Clerk, Probate Court of Jackson County
(OC6,13,20,27B/498 2000)

Puckett Estate
Georgia, Jackson County
Probate Court
Puckett Estate
Mary Ann Puckett has petitioned to be appointed Administrator of the estate of Jon Thomas Puckett, deceased, of said County. (The petitioner has also applied for waiver of bond and/or grant of certain powers contained in O.C.G.A. §53-12-232.) All interested parties are hereby notified to show cause why said petition should not be granted. All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed with the court on or before November 1, 2004, by 10 a.m. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.
Margaret Deadwyler, Judge of the Probate Court
By: Susan Garmon, Clerk of the Probate Court
(OC6,13,20,27B/498 2000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by Harold G. Shadburn and Glenda A. Shadburn to NationsCredit Financial Services Corp., dated October 16, 1998, and Recorded in Deed Book 18-O, Page 259, Jackson County, Georgia records, as last assigned to GMAC Mortgage Corporation by assignment to be recorded in Jackson County, Georgia Records, conveying the after-described property to secure a Note of even date in the original principal amount of $91,447.30, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in November, 2004, to wit: November 2, 2004, the following described property:
ALL THAT TRACT or parcel of land lying and being in the 257th District, G.M., Jackson County, Georgia, on the North side of Mauldin Road, near the Brockton paved county road, and containing 12.20 acres, more or less. This tract is shown as Tract 2 according to a plat and survey prepared for Timothy D. Anthony by W.T. Dunahoo, Surveyor, dated 01/23/90, which plat is recorded in Plat Book 33, Page 102, Jackson County, Georgia Records.
Said property is bounded on the South by the centerline of Mauldin Road, on the West by lands of Harold Mauldin, on the North by centerline of Creek and on the East by lands of Roberts and Tract 1, the above referenced plat is incorporated herein by reference for a more detailed description of the land conveyed.
The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property known as 338 Mauldin Rd., Jefferson, GA 30549 is (are): Harold G. Shadburn or tenant or tenants.
Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc.
The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; (2) O.C.G.A. Section 9-13-172.1; and (3) final confirmation and audit of the status of the loan with the holder of the security deed.
Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.
GMAC Mortgage Corporation as attorney-in-fact for
Harold G. Shadburn and Glenda A. Shadburn
Dene S. Perusse
Hudnall, Cohn and Abrams, P.C.
780 Johnson Ferry Road, Suite 250
Atlanta, Georgia 30342
(404) 256-1212
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
F04-590
(OC6,13,20,27P4)

Notice of Sale
Notice of Sale Under Power in Security Deed
State of Georgia
County of Jackson
Because of default in the payment of the indebtedness secured by a Security Deed executed by GREG BREEDLOVE, Grantor, to PEOPLES BANK & TRUST, Grantee, dated April 16, 2002, as modified, said deed recorded in Jackson County Deed Records at Deed Book 26-I, Pages 343-346, the undersigned, PEOPLES BANK & TRUST, pursuant to said deed and the Note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed will, on the first Tuesday in November, 2004, during the legal hours of sale, at the Courthouse door in Jackson County, Georgia, sell at public outcry, to the highest bidder for cash, the property described in said deed, to wit:
All that tract or parcel of land lying and being in GMD 245, Jackson County, Georgia, Being Lot 8, Mountain View Subdivision, as shown on plat of said subdivision recorded in Jackson County Plat Records, at Plat Book 22, Page 296, which plat is incorporated herein by reference for a more complete description.
Said property will be sold together with any and all fixtures and personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes or other assessments which may be liens against said property; all prior protective or restrictive covenants, rights-of-ways, and easements; and all rights of the Internal Revenue Service as applicable; and any other matters of record superior to the PEOPLES BANK & TRUST Security Deed.
Notice has been given of intention to collect attorney fees in accordance with the terms of the Note secured by said deed.
Said property will be sold as the property of GREG BREEDLOVE, and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser at said sale as provided in the aforementioned Security Deed.
PEOPLES BANK & TRUST, as Attorney-in-Fact for GREG BREEDLOVE
Jery N. Kilgore
Garner & Kilgore
16 S. Harris Street
P.O. Box 602
Buford, Georgia 30515
(770) 945-1294
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(OC6,13,20,27P4)

Embrick Estate
Notice to Debtors and Creditors
State of Georgia
County of Jackson
IN RE ESTATE OF Sarah Elizabeth Embrick
All creditors of the Estate of Sarah Elizabeth Embrick, deceased, late of Jackson County, Georgia are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment to the undersigned.
This 20 day of August, 2004.
Janice Sanders
Administrator of the Estate of Sarah Elizabeth Embrick, deceased
4411 Deadwyler Road
Maysville, GA 30558
(OC13,20,27,NV3P4)

Pethel Estate
Notice to Debtors
and Creditors
State of Georgia
County of Jackson
IN RE ESTATE OF Maggie Pethel, deceased,
All creditors of the estate of Maggie Pethel, deceased, late of Jackson County, Georgia are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment to me.
This 2nd day of October, 2004.
Sammy Pethel
Executor of the Estate of Maggie Pethel, deceased
(OC13,20,27,NV3B/251 1000)

Seagraves Estate
Notice to Debtors
and Creditors
State of Georgia
County of Jackson
IN RE ESTATE OF James Buford Seagraves, deceased,
All creditors of the estate of James Buford Seagraves,
deceased, late of Jackson County, Georgia are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment to me.
This 2nd day of October, 2004.
Darryl Seagraves
Executor of the Estate of James Buford Seagraves, deceased
(OC13,20,27,NV3B/251 1000)

Public Hearing
The Jackson County Board of Adjustment will hold a public hearing on Monday, November 1, 2004, at 7:00 p.m., in the Grand Jury Room (EMS Conference Room) on the following matter:
1. #BOA-04-24 Cynthia Lord requests a variance for reduction in rear setback located at 412 McCreery Rd. (Map 71, Parcel 14C)
2. #BOA-04-25 Brian Kelch requests a variance for reduction in front setback located at 545 Silver Dollar Rd. (Map 63A, Parcel 59)
Complete applications, plats, and texts are available for review in the Planning and Development Office during regular office hours.
All interested persons are invited to attend.
(OC13,20,27B/485 2000)


Name Change
Notice of Petition to Change Name of Minor Child
In the Superior Court of Jackson County
State of Georgia
In re: THE NAME CHANGE OF
DESIREE ELIZABETH ANNE WINFREE,
Petitioner.
Civil Action File No. A04-CV-1032
Notice is hereby given that Thomas Jason Winfree and Amanda Anne Winfree the undersigned, filed their petition to the Superior Court of Jackson County, Georgia, on the 26th day of August, 2004, praying for change in the name of the following child from Desiree Elizabeth Anne Winfree to Desiree Elizabeth Anne Braswell. Notice is hereby given pursuant to law to any interested or affected party to appear in said Court and to file objections to such name change. Objections must be filed with said Court within thirty (30) days of the filing of said petition.
This 13th day of September, 2004.
Thomas Jason Winfree
Amanda Anne Winfree
176 Fincher Drive
Commerce, Georgia 30529
(OC13,20,27,NV3P4)

Name Change
Notice of Petition to Change Name
In the Superior Court of Jackson County
State of Georgia
In re: AMANDA ANNE WINFREE,
Petitioner.
Civil Action File No. A04-CV-1031
Notice is hereby given that Amanda Anne Winfree the undersigned, filed her petition to the Superior Court of Jackson County, Georgia, on the 26th day of August, 2004, praying for change in the name of petitioner from Amanda Anne Winfree to Amanda Anne Braswell. Notice is hereby given pursuant to law to any interested or affected party to appear in said Court and to file objections to such name change. Objections must be filed with said Court within thirty (30) days of the filing of said petition.
This 13th day of September, 2004.
Amanda Anne Winfree
176 Fincher Drive
Commerce, Georgia 30529
(OC13,20,27,NV3P4)

Name Change
Notice of Petition
to Change Name
In the Superior Court of Jackson County
State of Georgia
In re: THOMAS JASON WINFREE,
Petitioner.
Civil Action File No. A04-CV-1030
Notice is hereby given that Thomas Jason Winfree the undersigned, filed his petition to the Superior Court of Jackson County, Georgia, on the 26th day of August, 2004, praying for change in the name of petitioner from Thomas Jason Winfree to Thomas Jason Braswell. Notice is hereby given pursuant to law to any interested or affected party to appear in said Court and to file objections to such name change. Objections must be filed with said Court within thirty (30) days of the filing of said petition.
This 13th day of September, 2004.
Thomas Jason Winfree
176 Fincher Drive
Commerce, Georgia 30529
(OC13,20,27,NV3P4)

Name Change
Notice of Petition to Change Name of Minor Child
In the Superior Court of Jackson County
State of Georgia
In re: THE NAME CHANGE OF
VANESSA LEIGH ANNE WINFREE,
Petitioner.
Civil Action File No. A04-CV-1033
Notice is hereby given that Thomas Jason Winfree and Amanda Anne Winfree the undersigned, filed their petition to the Superior Court of Jackson County, Georgia, on the 26th day of August, 2004, praying for change in the name of the following child from Vanessa Leigh Anne Winfree to Vanessa Leigh Anne Braswell. Notice is hereby given pursuant to law to any interested or affected party to appear in said Court and to file objections to such name change. Objections must be filed with said Court within thirty (30) days of the filing of said petition.
This 13th day of September, 2004.
Thomas Jason Winfree
Amanda Anne Winfree
176 Fincher Drive
Commerce, Georgia 30529
(OC13,20,27,NV3P4)

Notice of Election
SUMMARY OF PROPOSED CONSTITUTIONAL
AMENDMENTS
Pursuant to requirements of the Georgia Constitution, Attorney General Thurbert E. Baker, Secretary of State Cathy Cox, and Legislative Counsel Sewell R. Brumby hereby provide the summaries of the proposed constitutional amendments that will appear on the November 2, 2004, general election ballot for consideration by the people of Georgia:
- 1 -
To define marriage as the union of man and woman.
Senate Resolution No. 595
Resolution Act No. 841
Ga. L. 2004, P. 1111
“( ) YES
( ) NO - Shall the Constitution be amended so as to provide that this state shall recognize as marriage only the union of man and woman?”
This first paragraph of this proposal provides that Georgia shall recognize as marriage only the union of man and woman and prohibits marriages between persons of the same sex in this state. The second paragraph of this proposal further provides that the state: (1) shall not recognize any union between persons of the same sex as being entitled to the benefits of marriage; (2) shall not give effect to any public act, record, or judicial proceeding of any other state or jurisdiction respecting a relationship between persons of the same sex where that relationship is treated as a marriage under the laws of such other state or jurisdiction; and (3) removes from the jurisdiction of Georgia’s courts the ability to grant a divorce or separate maintenance or otherwise consider or rule on parties’ rights arising from or in connection with such a same-sex relationship.
A copy of this entire proposed amendment is on file in the office of the judge of the probate court and is available for public inspection.
- 2 -
To provide the Supreme Court jurisdiction to answer questions of law from federal courts.
House Resolution 68
Resolution Act No. 165
Ga. L. 2003, P. 404
“( ) YES
( ) NO - Shall the Constitution be amended so as to provide that the Supreme Court shall have jurisdiction and authority to answer questions of law from any state appellate or federal district or appellate court?”
This proposal provides that the Supreme Court of Georgia shall have jurisdiction and authority to answer any question of law from any state appellate or federal district or appellate court. Currently the Supreme Court has constitutional authority to answer questions of law from state and federal appellate courts only. The proposal adds the authority to answer questions of law from federal district courts. This procedure is used when another court desires to ask the Georgia Supreme Court to determine an unsettled question of state law.
A copy of this entire proposed amendment is on file in the office of the judge of the probate court and is available for public inspection.
(OC13,20,27B/379 5000)
.
Notice of Publication
In the Juvenile Court of Jackson County
State of Georgia
IN THE INTEREST OF:
D.R.
Gender: M, Age: 16 yrs., DOB: 07-14-88
Case No. 078-04J-481
A child under 18 years of age
Notice of Summons
TO WHOM IT MAY CONCERN, Cynthia Roberts, mother, Thomas Cook, alleged biological father, and Jeffery Roberts, legal father, and anyone claiming to have a parental interest in the minor child named above.
YOU ARE NOTIFIED that the above styled deprivation action was filed on September 15, 2004, by the Jackson County Department of Family and Children Services alleging that the child is deprived. An order for service by publication was entered on the 6 day of October, 2004.
YOU ARE HEREBY COMMANDED AND REQUIRED to appear before the Juvenile Court of Jackson County, Georgia, in Jefferson, Georgia, on the 1st day of December, 2004, at 2:00 o’clock p.m. The hearing is for the purpose of determining whether or not the child should be placed in the temporary custody of the Department based upon the allegation that the child is without parental care and control.
A copy of the petition may be obtained from the Clerk of the Juvenile Court at 5000 Jackson Parkway; Jefferson, Georgia 30549, during regular business hours, Monday through Friday, 8:00 a.m. until 5:00 p.m. exclusive of holidays. A free copy shall be available to the parents. Upon request, the copy will be mailed to the requester.
The general nature of the allegations is: that the child is deprived.
YOU ARE FURTHER NOTIFIED that while responsive pleadings are not mandatory, they are permissible and you are encouraged to file with the Clerk of this court and serve upon Petition’s attorney, K. Angela Pope, P.O. Box 7998, Athens, Georgia, 30604, an answer or other responsive pleading. You are hereby informed that you are entitled to have an attorney represent you and that the Court will appoint counsel at no cost, if the party is unable, without undue financial hardship, to employ counsel.
WITNESS THE HONORABLE Kevin Guidry, Judge of said Court.
This 6 day of October, 2004.
Reba Parks, Clerk of Court
Juvenile Court of Jackson County
(OC13,20,27,NV3P4)


Whitlock Estate
Notice to Debtors and Creditors
State of Georgia
County of Jackson
All creditors of the estate of Michael G. Whitlock, late of Jackson County, deceased, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to law, and all persons indebted to said estate are required to make immediate payment.
This 5th day of October, 2004.
Mary B. Whitlock
102 Barber Street
Commerce, Georgia
(OC13,20,27,NV3P4)

Brown Estate
Notice to Debtors and Creditors
State of Georgia
County of Jackson
IN RE: Estate of John C. Brown, Dec’d
All creditors of the Estate of John C. Brown, deceased, late of Jackson County, Georgia are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment to me.
This 30th day of September, 2004.
John Terry Brown, Executor
John C. Brown, Dec’d
P.O. Box 423
Commerce, GA 30529
(OC13,20,27,NV3P4)

Piotrowski Estate
Notice to Debtors
and Creditors
IN RE ESTATE OF Judy Piotrowski
All creditors of the Estate of Judy Piotrowski, late of Jackson County, deceased, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment.
This 30th day of September, 2004.
Scott Piotrowski
3635 Lyle Field Road
Jefferson, GA 30548
(OC13,20,27,NV3P4)

Advertisement
for Bids
Sealed proposals will be accepted by Jackson County Government until 3:00 p.m. ET on Thursday, October 28, 2004, in Jackson County Purchasing Department, 67 Athens Street, Jefferson, Georgia 30549 for RFPP #04-14, for one (1) Skid Steer Loader System for the Jackson County Government, Jefferson, Georgia.
All proposals will be opened in public and offerors names will be read aloud immediately following the specified closing time. Proposals received after the due date and time will not be accepted or considered.
The Proposal documents may be obtained at the office of Linda Kay Daniel, Purchasing Manager, 67 Athens Street, Jefferson, Georgia 30549, phone (706) 367-6309 or email ldaniel@co.jackson.ga.us to request a copy of the proposal.
A qualified interpreter for the hearing impaired is available upon request at least 10 (ten) days in advance of the proposal receipt date. Please call (706) 367-6312 for more information for the hearing impaired.
Jackson County reserves the right to reject any or all proposals, to waive any technicalities or irregularities, and to award the proposal based on the highest and best interest of Jackson County.
Submitted by:
Linda Kay Daniel
Purchasing Manager
(OC20,27B/485 PO#4878 3000)

Notice of Adoption and Termination of Parental Rights
State of Georgia
County of Banks
Notice of Publication
In the Superior Court of Banks County, State of Georgia
IN RE: John O’Neal Roberts for adoption of Liberty Fallon Edwards, a minor child, date of birth June 24, 2000
TO: Justin Keith Glenn
Pursuant to Order of this Court dated October 12, 2004, you are hereby notified that on September 30, 2004, a petition for adoption and a motion to terminate parental rights was filed in this Court by the adoptive parent of the above-named child asking the Court to terminate your parental rights to the above-named child.
You will lose all rights to the child and will neither receive notice nor be entitled to object to the adoption of the child unless, within 30 days of receipt of such notice, you file a petition to legitimate the child pursuant to Code Section 19-7-22 and notice of the filing of the petition to legitimate with the Office of the Clerk of Superior Court of Banks County, Georgia, and with the petitioner’s attorney, Donna Golden Sikes, P.O. Box 856, Jefferson, Georgia 30549.
Tim Harper, Clerk
Banks County, Georgia Superior Court
(OC20,27,NV3B259 1600)

Public Hearing
STATE BOARD MEMBER TO HOLD PUBLIC HEARING NOVEMBER 4, 2004
Mrs. Pat Biggerstaff to Host
State Board of Education
Ninth District Public Hearing
The State Board of Education will hold a public hearing for citizens in the Ninth Congressional District on Thursday, November 4, 2004. The meeting will be held from 7:00-8:00 p.m. at Stephens County Middle School, 6270 Roselane, Toccoa. The purpose of the hearing is to receive comments from citizens and educators regarding public education in the district. Persons wishing to speak may sign in upon arrival. Mrs. Pat Biggerstaff,
the Board’s Ninth District representative, will conduct the hearing. For more information contact Ms. Lynn Roberts at 404-657-7410 or by e-mail: lroberts@doe.k12.ga.us or contact Mrs. Biggerstaff at (706)359-3353.
The Georgia Department of Education does not discriminate on the basis of disability in admission to, access to, or operations of its programs, services or activities. Individuals who need assistance or auxiliary aids for participation in this public forum are invited to make their needs known to Ms. Lynn Roberts, Georgia Department of Education at (404)657-7410.
Peggy Guice
Office of Policy and External Affairs
Georgia Department of Education
205 Jesse Hill Jr. Dr., Suite 2062
Atlanta, GA 30334
404-463-1543
(OC20,27B/269 3000)

Name Change
Notice of Petition
to Change Name
On October 8th, 2004, Richard Shawn Smith, filed a Petition to change his name to Shawn Stafford with the Superior Court of Jackson County, Jefferson, Georgia, and any interested party, may appear and file objection with the Superior Court of Jackson County to the proposed name change; Civil Action File No. A04CV1195.
This 14th day of October, 2004.
/s/Shawn Richard Smith
Petitioner
Palmer H. Ansley, Jr.
Attorney for Petitioner
Suite 226, Lakeshore Place
125 John W. Morrow, Jr. Pkwy
Gainesville, GA 30501
770-287-8788 (office)
770-654-6618 (cell)
(OC20,27,NV3,10P4)


Legal Notice
The City of Buford has filed its Application for Certificate of Public Convenience and Necessity (Natural Gas) with the Georgia Public Service Commission.
This matter has been assigned Docket No. 19219-U and has been scheduled for public hearing before the Commission at 10:00 a.m. on Friday, November 5, 2004. This hearing will be held in the Commission’s Hearing Room at 244 Washington St., SW, Atlanta, Georgia 30334-5701, at which time anyone interested in this matter will be given the opportunity to express their views.
In accordance with O.C.G.A. § 46-2-59(c), persons wishing to intervene must file a petition to intervene with the Commission within thirty (30) days of the first publication of this notice. Fifteen (15) copies of any prefiled testimony must be filed with the Commission’s Executive Secretary on November 1, 2004 by 4:00 p.m. Any expert testimony of a technical nature must be prefiled.
If you have a disability and will need assistance or accommodation to participate or need further information, please contact the Executive Secretary’s Office, Georgia Public Service Commission at (404)656-4540 or 1(800)282-5813 (inside Georgia only).
This notice is published at the direction of the Georgia Public Service Commission.
Phillip Beard, Chairman
City of Buford Commission
(OC20,27,NV3P3)

Inc. Notice
Notice is given that Articles of Incorporation which will incorporate Magnolia Pointe Homeowners’ Association, Inc. will be delivered to the Secretary of State for filing in accordance with the Georgia Business Corporation Code. The initial registered office of the Corporation will be located at 185 Blackjack Oak Drive, Jefferson, Georgia 30549 and its initial registered agent at such address is Shannon Kendrix.
(OC20,27P2)

Citation
Probate Court of
Jackson County
IN THE MATTER OF: Mya Turpin, Minor
RE: Petition of Margaret Turpin for Appointment as Temporary Guardian of the Person
TO: Unknown Father
All objections to the Petition described above must be in writing, setting forth the grounds of any such objections, and must be filed with this Court no later than the close of business 14 days after this notice is mailed or 10 days after this notice is first published or served by the sheriff upon the recipient, whichever is later.
This 7th day of October, 2004
WITNESS, the Honorable Margaret Deadwyler
By: Susan Garmon, Clerk, Probate Court
(OC20,27B/498 2000)

Public Hearing
The Hoschton Planning Commission will hold a public hearing on Monday, November 15, 2004, 7:00 p.m. at Hoschton City Hall, Hoschton, Georgia, on the following matter:
•RZ-04-03 Phillip and Vickki Hayes request to rezone approximately .31 acre located at 59 E. Broad Street from R-1 to C-1 for use as a commercial office.
All interested persons are invited to attend. Complete applications, plats, and texts are available for review at Hoschton City Hall during regular office hours. Hoschton Mayor and City Council will address the recommendations of the Planning Commission at a work session on December 2, 7:00 p.m. and at their regular council meeting on December 6, 2004, 7:00 p.m. at Hoschton City Hall.
(OC27,NV10B/174 2000)

Inc. Notice
Notice is given that Articles of Incorporation that will incorporate KALEEM AHMED, M.D., P.C. have been delivered to the Secretary of State for filing in accordance with the Georgia Business Corporation Code. The initial registered office of the corporation is located at 641 Hospital Road #2, Commerce, Georgia 30529-1143 and its initial registered agent at such address is Kaleem Ahmed, M.D.
(OC27,NV3P2)

Inc. Notice
Notice is given that Articles of Incorporate as Jefferson Georgia Assembly of God have been delivered to the Secretary of State for filing in accordance with the Georgia Business Nonprofit Corporation Code. The initial registered office of the corporation is located at 5912 Old Pendergrass Road, Jefferson, Georgia, and its initial registered agent at such address is Charles E. Shepherd.
(OC27,NV3P2)

Public Hearing
The Jackson County Board of Commissioners will hold a public hearing on Monday, November 15, 2004, at 7:00 p.m. at the Jackson County Courthouse on 5000 Jackson Parkway, on the following matter:
1. MA-04-17 Everwood Developers, LLC to request a Future Land Use Map Amendment from Agricultural Preservation to Rural Places, for property located on Brock Rd.
(OC27,NV3,10B/485 1000)

Public Hearing
The Quad Cities Planning Commission will hold a public hearing on Tuesday, November 16, 2004, at 6 p.m. at the Jefferson Clubhouse, 302 Longview Drive, on the following matters:
Jefferson
1. R-04-J27 Potluck Properties, LP to rezone property (7.25 acres) located at the corner of SR11 (Winder Highway) and NE Corner of US 129 (Gause Parkway) from R-1 to C-2 for the purpose of commercial use.
2. R-04-J28 Ready Mix USA, Inc. to rezone property (12.13 acres) located at New Salem Church Road and Quarry Road from LI to HI for a concrete business.
3. R-04-J29 James B. Braden to rezone property (54.0 acres) located on Hog Mountain Road from PCFD (county) and A-2 (county) to R-2 (city) for a conservation subdivision for single family homes.
4. CU-04-J02 Ready Mix USA, Inc. request a conditional use for the purpose of a concrete batch 1 on property (12.13 acres) located at New Salem Church Road and Quarry Road.
Complete applications, plats and texts are available for review in the Planning and Development Office (at Jefferson City Hall) during regular office hours. The recommendations of the Planning Commission will be addressed by the Jefferson City Council at a public hearing on December 6, 2004, at 6 p.m. at the Jefferson Clubhouse, 302 Longview Drive, Jefferson, GA; and the Arcade City Council at a public hearing on December 13, 2004 at 6:30 p.m. at Arcade City Hall, 3325 Athens Highway, Arcade, GA; and the Talmo City Council at a public hearing on December 7, 2004 at 6:30 p.m. at Talmo City Hall, 24 A. J. Irvin Road, Talmo, GA. All interested persons are invited to attend.
(OC27,NV3B/175 3000)

Vaughn Estate
Notice to Debtors and Creditors
All creditors of the Estate of J.B. Vaughn, late of Jackson County, deceased, are hereby notified to render their demands to the undersigned according to law, and all persons indebted to law, and all persons indebted to said Estate are required to make immediate payment.
This 18 day of October, 2004.
J.B. Vaughn
141 Williford Street
Commerce, Ga. 30529
(OC27,NV3,10,17P4)

Notice of Publication
In the Superior Court of Jackson County
State of Georgia
IN RE: PETITION OF
BRYAN BULLOCK and
KAREE BULLOCK
ADOPTION OF
C.A.M., A Minor Child
Civil Action No. 04-29
Attention: Any interested party
You are hereby notified that the above-captioned Petition of Adoption was filed in the Superior Court of Jackson County, Georgia, on the 30th day of September, 2004, in the office of the clerk of said Court, and by virtue of an order for service by publication which was signed on the 12th day of October, 2004, you are hereby commanded to be and appear at said court on the 17th day of December, 2004, at 9:00 o’clock a.m., to show cause before me if any you have, as to the adoption of C.A.M., male minor child, born March 22, 2004, by the Petitioners.
Witness the Honorable David Motes, Judge of the Superior Court, this 12 day of October, 2004.
Honorable David Motes
Judge of the Superior Court
Jackson County
(OC27,NV3,10B/344 1600)

Watkins Citation
Probate Court of Jackson County
Re: Estate of Jennie Nicole Watkins, former minor
Sandra Watkins, guardian, has applied for letters of Dismission from said trust. This is to notify all persons concerned to show cause, if any they can, why said applicant should not be discharged. All objections must be in writing, setting forth the grounds of any such objections, and filed on or before November 8, 2004.
If any objections are filed a hearing will be scheduled for a later date. If no objections are filed, the application may be granted without a hearing.
WITNESS the Honorable Margaret Deadwyler
By: Susan Garmon, Clerk, Probate Court
(OC27,B/498 2000)

Notice
Request for Claims
Notice is given that a Statement of Commencement of Winding Up of TALON INVESTMENTS, LLC, a Georgia Limited Liability Company with its registered office at 480 Deer Run, Maysville, Jackson County, Georgia 30558, has been delivered to the Secretary of State for filing in accordance with the Georgia Limited Liability Company Code.
TALON INVESTMENTS, LLC requests that persons with claims against the limited liability company present their claims to the limited liability company at the registered office of the limited liability company. All claims should describe in detail the particulars of the claim, the amount of the claim, and the name and address of the claimant. Except for claims that are contingent at the time of the filing of the statement of commencement of winding up or that arise after the filing of the statement of commencement of winding up, a claim against the limited liability company not otherwise barred will be barred unless a proceeding to enforce the claim is commenced within two years after the publication of this request.
Robertson & Gable, LLC
3075 Breckinridge Blvd.
Suite 450
Duluth, GA 30096
(770)736-5182
(OC27,NV3P2)

Name Change
Notice of Petition to Change Name
State of Georgia
County of Jackson
Petitioner: Lucrecia Watts
Civil Action File No. A04-CV-1219
Notice is hereby given that Lucrecia Watts, the undersigned, has filed her Petition to the Superior Court of Jackson County, Georgia, on the 19th day of October, 2004, praying for change in the name of petitioner from LUCRECIA WATTS to LUCRECIA ARIAS.
Notice is hereby given pursuant to law to any interested or affected party to appear in said Court and file objections to such name change. Objections must be filed with the Court within 30 days of the filing of said petition.
This 19th day of October, 2004.
Lucrecia Watts
290 Panhandle Circle
Maysville, Georgia 30558
(706)652-3340
(OC27,NV3,10,17P4)

Citation
Probate Court of
Jackson County
IN THE MATTER OF: DeErick Letray Griffeth, Minor
RE: Petition of Kim Griffeth and Zonia Ferguson for Appointment as Temporary Guardian of the Person
TO: Shelby Williams
All objections to the Petition described above must be in writing, setting forth the grounds of any such objections, and must be filed with this Court no later than the close of business 14 days after this notice is mailed or 10 days after this notice is first published or served by the sheriff upon the recipient, whichever is later.
This 19th day of October, 2004
WITNESS the Honorable Margaret Deadwyler
By: Susan Garmon, Clerk, Probate Court
(OC27,NV3B/498 2000)

Citation
Probate Court of
Jackson County
IN THE MATTER OF: Daniel Ray Shores, Minor
RE: Petition of Melissa Davidson for Appointment as Temporary Guardian of the Person
TO: Charles Shores
All objections to the Petition described above must be in writing, setting forth the grounds of any such objections, and must be filed with this Court no later than the close of business 14 days after this notice is mailed or 10 days after this notice is first published or served by the sheriff upon the recipient, whichever is later.
This 19th day of October, 2004
WITNESS the Honorable Margaret Deadwyler
By: Susan Garmon, Clerk, Probate Court
(OC27,NV3B/498 2000)

Doss Estate
Notice to Debtors
and Creditors
IN RE ESTATE OF George T. Doss
All creditors of the Estate of George T. Doss, late of Jackson County, deceased, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to law, and all persons indebted to said estate are required to make immediate payment.
This 18 day of October, 2004.
Greg Doss
68 George Doss Rd.
Maysville, Ga. 30558
(OC27,NV3,10,17P4)
Inc. Notice
Notice of Intent
to Incorporate
Notice is given that articles of incorporation which will incorporate TALON INVESTMENTS, INC. will be delivered to the Secretary of State for filing in accordance with the Georgia Business Corporation Code. The initial registered office of the corporation will be located at 480 Deer Run, Maysville, Jackson County, Georgia 30558. The initial registered agent at such address is STANLEY H. MARTIN.
MANOJ K. MISHRA
ROBERTSON & GABLE, LLC
3075 Breckinridge Blvd.
Suite 450
Duluth, GA 30096
(770)736-5182
(OC27,NV3P2)

Inc. Notice
Notice is given that Articles of Incorporation which incorporate NAILS CREEK BAPTIST CHURCH, INC., will be delivered to the Secretary of State for filing in accordance with the Georgia Nonprofit Corporation Code. The initial registered office of the corporation will be located at 4 Homer Street, Maysville, Jackson County, Georgia, and its initial registered agent at such address is Gary N. Freeman.
(OC27,NV3P2)

Name Change
Notice of Petition to
Change Name
Georgia
Jackson County
Notice is hereby given that IMOGENE W. HOOPER, by and through her Attorney at Law, GREGORY M. PERRY, the undersigned, filed her Petition to the Superior Court of said County on the 15th day of October, 2004, praying for a change in the name of Petitioner from IMOGENE W. HOOPER to JEAN H. HOOPER, and Notice is hereby given to any interested or affected party to be and appear in said matter, at the Jackson County Courthouse in Jefferson, Georgia, on or before 2:00 o’clock p.m. on the 15th day of December, 2004, at which time all objections to the granting of the relief prayed for must be filed in said Court.
This 13th day of October, 2004.
GREGORY M. PERRY
Attorney for Petitioner
Georgia Bar No. 572550
P.O. Box 299
Commerce, Georgia 30529
(706)335-3500

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
By virtue of the Power of Sale contained in a Security Deed given by Sherry K. Stinchcomb to The Peoples Bank, dated October 19, 1998, recorded in Deed Book 18-Q, Page 553, Jackson County, Georgia Records, modified in Deed Book 21-S, Page 545 same records, conveying the after-described property to secure a Note with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in November, 2004, the following described property:
All that tract or parcel of land lying and being in the 455th District, G.M., Jackson County, Georgia, and shown as Tract No. 5 containing 10.32 acres, more or less, as per plat of survey prepared for Guy Latty Estate by Slate & Associates, Inc. Georgia Registered Surveyors, dated July 23, 1997 and recorded in the Office of the Clerk of the Superior Court of Jackson County, Georgia, in Plat Book 50, Page 120. Said plat as recorded, is hereby referenced for a more detailed description of said property. Subject to existing easements for public roads and utilities now in use.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Sherry K. Stinchcomb, or a tenant or tenants. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
The Peoples Bank, as Attorney-in-Fact for Sherry K. Stinchcomb
Samuel L. Chesnutt as Attorney for The Peoples Bank
Strickland, Chesnutt & Lindsay, LLP
P.O. Box 249
Winder, Georgia 30680
(OC6,13,20,27B/887 5000)

Notice of Sale
Notice of Sale Under Power to Secure Debt
State of Georgia
County of Jackson
On the 23 day of January, 2001, JERRY S. HUGHES and JOYANN M. HUGHES, GRANTOR/DEBTOR executed a Deed to Secure Debt to Conseco Finance Servicing Corp., securing a Note of even date in the amount of ONE HUNDRED ONE THOUSAND TWO HUNDRED NINETY ONE AND 61/100 ($101,291.61), said Deed to Secure Debt being recorded in Deed Book 22-R, Page 743, Records of Jackson, Georgia.
By virtue of Power of Sale contained in said Deed to Secure Debt, there will be sold by the undersigned at public outcry to the highest bidder, for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in November, 2004, the same being November 2, 2004, the following described property:
All that tract or parcel of land lying and being in the 455th GMD, Jackson County, Georgia, containing 1.362 acres, more or less, according to a plat of survey for Jerry Sean Hughes and Joy Hughes prepared by W.T. Dunahoo, Georgia Registered Land Surveyor No. 1577, dated January 11, 2001, and being more particularly described as follows:
From the intersection of the centerline of Plainview Road and the centerline of Donahoo Road (a/k/a Dry Pond-Hurricane Shoals Road), run thence Northeasterly a distance of 659.0 feet to a point and the TRUE POINT OF BEGINNING; run thence North 26 degrees 16 minutes 12 seconds West a distance of 25.00 feet to an iron pin found; run thence North 26 degrees 16 minutes 12 seconds West a distance of 577.17 feet to an iron pin set; run thence South 51 degrees 51 minutes 37 seconds East a distance of 444.27 feet to an iron pin set; run thence South 51 degrees 51 minutes 37 seconds East a distance of 20.00 feet to a point on the centerline of Donahoo Road (A/K/A Dry Pond-Hurricane Shoals Road); run thence South 26 degrees 19 minutes 02 seconds West a distance of 75.75 feet along the centerline of Donahoo Road (A/K/A Dry Pond-Hurricane Shoals Road); run thence South 19 degrees 45 minutes 28 seconds West a distance of 195.04 feet along the centerline of Donahoo Road (A/K/A Dry Pond-Hurricane Shoals Road) to the TRUE POINT OF BEGINNING.
Together with a security interest in that certain 1999, 70 X 32 mobile home, serial number PSH2GA1346AB.
The property described hereinabove has a street address of Donahoo Road, Maysville, Georgia 30517.
The Debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, non-payment of the monthly installments on said loan. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, and all other payments provided for in the Deed to Secure Debt, including attorney’s fees, notice of intention to collect attorneys’ fees having been given as provided by law.
Said property will be sold as the property of JERRY S. HUGHES and JOYANN M. HUGHES, subject to a Federal Tax Lien against Jerry Hughes dated January 27, 1997 and recorded on February 6, 1997 in GED 7, Page 228 in the Office of the Clerk of the Superior Court of Jackson County, Georgia deed records, a Writ of Fieri Facias against Jerry Hughes in favor of Greenwood Trust Company by Servicing Agent Novus Services, Inc. d/b/a Discover Card in the amount of $3,535.15 dated February 15, 1999 and recorded on February 15, 1999 in GED 10, Page 695 of the aforewritten deed records, outstanding ad valorem taxes and/or easements, and/or restrictive covenants appearing of record, if any. To the best knowledge and belief of the undersigned, subject property is in the possession of JERRY S. HUGHES and JOYANN M. HUGHES.
The undersigned will execute a deed to the purchaser at said sale as provided in the aforementioned Deed to Secure Debt.
Dated this 28 day of September 2004.
GREEN TREE SERVICING, LLC
f/k/a CONSECO FINANCE SERVICING CORP. Attorney-in-Fact for JERRY S. HUGHES and JOYANN M. HUGHES
JOHN L. SKELTON, JR.
MOORE INGRAM JOHNSON & STEELE, LLP
192 Anderson Street
Marietta, Georgia 30060
(770) 429-1499
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(OC6,13,20,27P/4)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness, secured by a Security Deed executed by William Buffington and Martha Buffington to Mortgage Electronic Registration Systems Inc. as nominee for Decision One Mortgage dated the 27th day of June, 2002, and recorded in Deed Book 26-Y, Page 703, JACKSON County, Georgia Records; the undersigned, Mortgage Electronic Registration Systems Inc., pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in November, 2004, during the legal hours of sale, at the Courthouse door in JACKSON County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
FOR LEGAL DESCRIPTION, SEE EXHIBIT “A” ATTACHED
which has the property address of 67 Traynham Road, Commerce, GA, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of William Buffington and Martha Buffington and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Mortgage Electronic Registration Systems Inc. Attorney-in-Fact for
William Buffington and Martha Buffington
McCurdy & Candler, L.L.C.
Anthony DeMarlo, Attorney
(404) 373-1612
http://www.mccurdyandcandler.com
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Mortgage Electronic Registration Systems Inc./William Buffington and Martha Buffington
EXHIBIT “A”
All that tract or parcel of land lying and being in the 255th G.M.D., Jackson County, Georgia, containing 1.5000 acres, more or less, as per plat of survey prepared for Margaret Lacy by Venable & Associates Inc., Georgia Registered surveyor, dated March 12, 1996, and recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia in Plat Book 48, Page 239. Said plat as recorded is hereby referenced for a more detailed description of said property. Subject to existing easements for public roads and utilities now in use.
This property is a portion of that property conveyed from James Lacey to Mrs. Margaret (Purcell) Lacey by Warranty Deed dated August 2, 1945 and recorded in Deed Book 3-I, Page 26.
(OC6,13,20,27B/1325 6000)



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