Banks County Legal Advertisements...

DECEMBER 8, 2004

The legal notices posted on this site are for reference only. Only the legal notices published in the legal organ newspaper of this county (The Banks County News) are official per O.C.G.A. sec. 9-13-140, et seq.
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Westmoreland Estate
Notice to Debtors
and Creditors
State of Georgia
County of Jackson
IN RE ESTATE OF Bobby R. Westmoreland
All creditors of the Estate of Bobby R. Westmoreland, deceased, late of Banks County, Georgia, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment to us.
This 5th day of November, 2004.
Pamela W. Craven, Executor
P.O. Box 609
Commerce, GA 30529
(NV17,24,DC1,8P4)

Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Keith Tucker to Wells Fargo Home Mortgage, Inc., dated June 10, 2002, recorded in Deed Book 194, Page 239, Banks County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY-THREE THOUSAND SEVEN HUNDRED FORTY-FOUR AND 0/100 DOLLARS ($143,744.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Banks County, Georgia, within the legal hours of sale on the first Tuesday in January, 2005, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Keith Tucker or a tenant or tenants and said property is more commonly known as 58-A Homer Street, Maysville, Georgia 30558.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Wells Fargo Bank, NA sbm Wells Fargo Home Mortgage, Inc. as Attorney-in-Fact for Keith Tucker
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehot-line.net
DDP/sab 1/4/05
Our file no. 5551103-FT5
EXHIBIT “A”
All that tract or parcel of land, with improvements thereon, lying and being in the Anderson (465) District, G.M. Banks County, GA in the corporate limits of the Town of Maysville, Georgia, CONTAINING 1.62 acres, more or less, and being bounded now or formerly as follows: On the Northwest by Homer-Maysville Highway and lands of Blanton Jacks; on the Northeast by lands of Blanton Jacks and other land of Mrs. Addie Sheridan; on the Southeast by Mrs. Addie Sheridan; and on the Southwest by lands of Mrs. Addie Sheridan, and by said Homer-Maysville Highway, and being more clearly shown and delineated on Plat of Survey of H. G. Prickett, Surveyor, dated April, 27, 1948, and being recorded in Plat Book 1, Page 324, Banks County Records. Said plat and the record thereof are herein incorporated for a full and complete legal description.
Being the same property conveyed by Arthur H. Sanders to James Cecil Highfield by Warranty Deed dated August 17, 1966, and being recorded in Deed Book “RR”, Page 58, Banks Co. GA.
(NV24,DC1,8,15,22,29B/3642 7000)
Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Charles J. Cummiskey and Terry J. Cummiskey to Hamilton Financial Services Corporation, dated January 11, 2002, recorded in Deed Book 187, Page 147, Banks County, Georgia Records, as last transferred to Union Planters, NA dba Regions Mortgage by assignment to be recorded in the Office of the Clerk of Superior Court of Banks County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of NINETY-SIX THOUSAND ONE HUNDRED AND 0/100 DOLLARS ($96,100.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Banks County, Georgia, within the legal hours of sale on the first Tuesday in January, 2005, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Charles J. Cummiskey or a tenant or tenants and said property is more commonly known as Lot 1, New Image Drive, Lula, GA 30554.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Union Planters, NA dba Regions Mortgage as Attorney-in-Fact for
Charles J. Cummiskey and Terry J. Cummiskey
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehot-line.net
DDP/emn 1/4/05
Our file no. 52044704-FT2
EXHIBIT “A”
All that tract or parcel of land lying and being in the GMD 912, Banks County, Georgia, being Lot 1 of New Image Subdivision, as per plat recorded in Plat Book C, page 38, Banks County, Georgia records, to which plat reference is made for a more detailed description.
(DC8,15,22,29B/3642 6000)

Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Sonia Moody Simmons and Lynn Alton Simmons to Mercantile Mortgage Company, dated March 8, 2000, recorded in Deed Book 154, Page 541, Banks County, Georgia Records, as last transferred to The Provident Bank, Inc. by assignment recorded in Deed Book 180, Page 25, Banks County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of SIXTY THOUSAND AND 0/100 DOLLARS ($60,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Banks County, Georgia, within the legal hours of sale on the first Tuesday in January, 2005, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Sonia Moody Simmons and Lynn Alton Simmons or a tenant or tenants and said property is more commonly known as 357 Rice Street, Alto, Georgia 30510.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
The Provident Bank, Inc. as Attorney-in-Fact for Sonia Moody Simmons and Lynn Alton Simmons
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehot-line.net
DDP/tr 1/4/05
Our file no. 51489703-FT2
EXHIBIT “A”
All that tract or parcel of land lying and being in the 448th G.M.D., in the City of Alto, of Banks County, Georgia, being known and designated as Lot 4, Block B, containing 1.08 acres more or less, on a plat of survey prepared by Max Lewallen, R.S., under date of June 21, 1984, a copy of said plat being of record in the Office of the Clerk of Superior Court of Banks County, Georgia, in Plat Book 10, Page 102, to which said plat and the record thereof reference is hereby made for a more complete description.
(DC8,15,22,29,B/3642 6000)
Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Ronald Harris to Mortgage Electronic Registration Systems, Inc., dated June 5, 2002, recorded in Deed Book 193, Page 892, Banks County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED THREE THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($203,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Banks County, Georgia, within the legal hours of sale on the first Tuesday in January, 2005, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, ovenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Ronald Harris or a tenant or tenants and said property is more commonly known as 391 Murray Road, Homer, Georgia 30547.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Mortgage Electronic Registration Systems, Inc. as Attorney-in-Fact for Ronald Harris
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehot-line.net
DDP/hbh 1/4/05
Our file no. 5236904-FT7
EXHIBIT “A”
All that tract or parcel of land, together with improvements thereon, situate, lying and being in G.M.D. 284, Banks County, Georgia, being shown as Tract I containing 4.00 acres and Tract 2 containing 1.00 acres on a plat of survey prepared for Jason Dungan by Max Lewallen, Registered Surveyor, dated May 29, 1986, revised November 10, 1998, recorded in Plat Book 23, Page 126, Banks County, Georgia records, which plat is incorporated herein by reference and made a part of this description.
(DC8,15,22,29B/3642 6000)


Notice of Sale
Notice of Sale Under Power
State of Georgia
County of Banks
Under and by virtue of the power of sale contained in a certain Deed to Secure Debt (the “Security Deed”) executed by JOSE M. CORRAL (hereinafter the “Maker”) in favor of ATHENS FIRST BANK AND TRUST COMPANY (hereinafter the “Lender”), said Security Deed being dated April 8, 2003, and being recorded at Deed Book 212, Page 101, Banks County, Georgia records, there will be sold at public outcry by the Lender before the Courthouse in said state and county as attorney in fact for the said Maker of the Security Deed on the first Tuesday in January, 2005 (being January 4, 2005) during the legal hours of sale to the highest bidder for cash the following property to wit:
ALL that tract or parcel of land, situate, lying and being in the 207th District G.M., Banks County, Georgia and being that 1.250 acres, more or less, designated as Tract No. 2 on a plat of survey prepared for D.E. Adams by Roy A. Terrell, Registered Land Surveyor, dated September 15, 1997, recorded in Plat Book 22, Page 78, in the Office of the Clerk of the Superior Court of Banks County, Georgia, and incorporated herein and made a part hereof by reference for a more detailed description.
ALSO: A non-exclusive easement for the purpose of ingress and egress along the jointly owned driveway beginning on the southerly right of way of State Route 59; traveling thence in a southerly and easterly direction as more particularly shown on a plat of survey referenced herein above.
ALSO: 2001 28’ x 70’ Mobile Home, Model 28-11466AUG, Serial No. GMHGA140101797AB.
The debt secured by said Security Deed being in default and the Lender having declared the balance of the indebtedness due, this sale will be made for the purpose of paying the same and proceeds thereof will be applied to the payment of said indebtedness and all charges and expenses in connection with the foreclosure and the balance, if any, to be applied as provided by law. To the best knowledge and belief of the Lender, the property is presently in the possession of JOSE M. CORRAL. The sale will be subject to, unpaid taxes, street improvements, easements and covenants appearing of record.
Athens First Bank and Trust Company,
Attorney in Fact for Jose M. Corral.
George W. “Chip” Brown, III
Blasingame, Burch, Garrard, Bryant & Ashley, P.C.
440 College Avenue North
Athens, Georgia 30601
(706) 354-4000
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.(DC8,15,22,29B/510 5000)
Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
WHEREAS, in 1974 KATHRYN L. NEWMAN entered into a Co-Tenants’ Agreement with the undersigned, which Agreement is recorded in the Clerk’s Office of the Superior Court of Banks County, Georgia, in Deed Book 7, Pages 588-600, and
WHEREAS, said Co-Tenants’ Agreement was made in connection with the purchase by KATHRYN L. NEWMAN of 5.555 acres undivided interest in the property described by Exhibit “A” attached hereto, and
WHEREAS, pursuant to the terms of said Co-Tenants’ Agreement, the said KATHRYN L. NEWMAN agreed to pay the principal and interest on the indebtedness of record related to her undivided interest, together with a proportionate share of taxes and other expenses attendant to the ownership of said property, and
WHEREAS, the undivided interest of KATHRYN L. NEWMAN was reduced from 5.555 acres undivided interest to 4.54 acres undivided interest by virtue of a Quit-Claim Deed executed by KATHRYN L. NEWMAN in favor of Maingate Properties, Inc., dated April 20, 1976, recorded in Deed Book 12, Page 296 of the Banks County, Georgia Deed Records, and
WHEREAS, under the terms of said Co-Tenants’ Agreement the said KATHRYN L. NEWMAN granted to the other co-tenants an irrevocable power of attorney, the same being coupled with an interest, to be exercised by at least sixty percent (60%) of the remaining co-tenants for the purpose of selling all or a part of the undivided interest of KATHRYN L. NEWMAN at auction at the usual place for conducting sales at the Courthouse in Banks County, Georgia to the highest bidder for cash after advertising the time, terms and place of sale once a week for four (4) weeks immediately preceding the sale, in a newspaper published in Banks County or in the newspaper in which the Sheriff’s advertisements for Banks County are published in the event that the said KATHRYN L. NEWMAN failed, upon fifteen (15) days’ written notice, to cure any default in the obligations contained in the Co-Tenants’ Agreement, and
WHEREAS, said KATHRYN L. NEWMAN has failed to pay any of the obligations undertaken by her in the Co-Tenants’ Agreement and is currently in default and in arrears in a sum in excess of $38,282.02, and
WHEREAS, the undersigned have mailed to said KATHRYN L. NEWMAN at her last known address notice of said default and a demand that she pay all sums in arrears, and she has failed to do so, and
WHEREAS, the undersigned constitute at least sixty percent (60%) of the remaining co-tenants,
NOW, THEREFORE, the undersigned, acting under the power of sale contained in said Agreement, for the purpose of paying the indebtedness of KATHRYN L. NEWMAN will, on the first Tuesday in January, 2005, during the legal hours of sale at the Courthouse in Banks County, Georgia, sell at public outcry to the highest bidder for cash the land and all improvements thereon Kathryn L. Newman’s 4.54 acre undivided interest in the property described by Exhibit “A” attached hereto.
This sale will be held subject to any unpaid taxes or other assessments, which may be liens against said property, and all easements and covenants of record.
The indebtedness remaining in default, the sale will be made for the purpose of applying proceeds thereof to the payment of the indebtedness of KATHRYN L. NEWMAN secured by the Co-Tenants’ Agreement, accrued interest and expenses of the sale and other sums secured by the Co-Tenants’ Agreement and the remainder if any shall be applied as permitted by law.
To the best of the undersigned’s knowledge and belief the undivided interest in the property is in the possession of the undersigned Co-Tenants, James Arogeti as Executor of the Estate of Marvin Nodvin, and Joe Nodvin, and said undivided interest in the property will be sold as undivided 4.54 acre interest in the property of KATHRYN L. NEWMAN.
The undersigned will execute a deed to the purchaser as authorized in the aforementioned Co-Tenants’ Agreement.
Fred J. Ackel, Robert W. Depuy, Jeanne Beatty DeSana, Steven J. Finkle, Bruce A. Forsberg, Marlene Jane Kolesky, Joel C. Lobel, Edward A. Lockamy, Thurman R. Lollar, James L. Oliver, II, Charles B. Radlauer, Trustee or his successors in trust under the Charles B. Radlauer Trust Agreement dated July 22, 1997, Jacobo Schemo, Bobby J. Shelnutt, Ward C. Swain, Dorothy J. Swain, Stanley W. Wallace and A. Merlin Wuebbenhorst As Attorneys-in-Fact for KATHRYN L. NEWMAN
Frank W. Armstrong
Stewart, Melvin & Frost, LLP
P. O. Box 3280
Gainesville, GA 30503
(770) 536-0101
EXHIBIT “A”
All that tract or parcel of land lying and being in Bushville and Davids, G.M.D., Banks County, Georgia, and in the 207th and 208th Districts, Georgia Militia, Banks County, Georgia, as is described in a Warranty Deed recorded in Book 4, Folio 445, 446, Banks County Records; and being more particularly described in three (3) plats prepared by Clarence L. Wickersham, Registered Land Surveyor, being Plat DWG PLS-740308-R, dated March 8, 1974, recorded in Plat Book 5, page 176, Banks County Records; plat DWG PLS-037413-R, dated March 13, 1974, recorded in Plat Book 5, page 178, Banks County Records; and plat DWG PLS-740423-R, dated April 23, 1974, recorded in Plat Book 5, page 177, Banks County Records; those tracts and parcels of land heretofore described being less and except a 5.7375-acre tract heretofore reserved, as recorded in Plat Book 5, page 179, Banks County Records, and being, after said reservation, 359.67 acres, more or less.
TOGETHER with such other rights of possession and of ingress and egress as Maingate Properties, Inc. shall by law have been entitled to, including, but specifically not limited to, an easement from Carl Purcell to W. E. Segars, dated December 14, 1973, and together with so much of Grantor’s right, title and interest as is applicable to the acreage conveyed herein to any and all claims, demands and causes of action.
LESS AND EXCEPT a 2.03-acre undivided interest in and to all that tract or parcel of land lying and being in the 208th District, Georgia Militia, Banks County, Georgia, as is particularly described in a plat prepared by Clarence L. Wickersham, Registered Land Surveyor, being plat DWG PLS-037413-R, dated March 13, 1974, recorded in Plat Book 5, page 178, Banks County Records. Together with such other rights of possession and of ingress and egress to which Grantor shall have been entitled. Said tract being:
LESS AND EXCEPT the specific tract consisting of 0.984 acres bounded on the North by the right-of-way of Interstate 85 and being denominated on the aforementioned plat as “ADDITIONAL TRACT”, and
LESS AND EXCEPT all that tract or parcel of land particularly described in a plat prepared by Clarence L. Wickersham, Registered Land Surveyor, being plat DWG 740516-BS, dated May 20, 1974, recorded in Plat Book 5, page 179, Banks County Records.
(DC8,15,22,29B/886 48000)

Coffee Estate
Notice to Debtors
and Creditors
All creditors of the Estate of TROY COFFEE, deceased, late of Banks County, Georgia, are hereby notified to render their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to me.
s/Charles C. Coffee, Executor of TROY COFFEE, deceased
M. KEITH YORK
KIMZEY, KIMZEY & YORK
P.O. Box 38
Cornelia, GA 30531
(706) 778-6823
(NV17,24,DC1,8B/1326 1000)

Advertisement
for Bids
BANKS COUNTY UPPER ELEMENTARY SCHOOL
(ADDITION AND
RENOVATION)
HOMER, GEORGIA
Construction Manager: Charles Black Construction Company, Inc.
P.O. Box 960
1955 Highway 129 South
Cleveland, Georgia 30528
Tel: (706) 865-3155
Fax: (706) 865-7032
Owner: Banks County Schools
P.O. Box 248
Homer, GA 30547
Architect: Robertson / Loia / Roof, Architects & Engineers
3460 Preston Ridge Road
Suite 275
Alpharetta, Georgia 30005
Tel: (770) 674-2600
Fax: (678) 319-0745
Bid Documents
- Advertisement for Bids
- General Package Notes


- Proposal Form
- Description of Bid Package



- General Conditions of the Contract for Construction, AIA Document A201, Current Edition. This document is by reference only.
- Instructions to Bidders, AIA Document A701, Current Edition. This document is by reference only.
*** A thorough review of all above documents is required prior to pricing ***
Advertisement for Bids
Bid Packages One through Twenty-Six (1-26)
Project: Banks County Upper Elementary School Addition & Renovation
Owner: Banks County Board of Education
Architect: Robertson/Loia/Roof, Architects & Engineers
Construction Manger: Charles Black Construction Company, Inc.
Contractors are invited to submit lump sum bids for Bid Packages One through Twenty-Six (1-26) for the Banks County Upper Elementary School Addition & Renovation, Homer, Georgia.
Sealed bids will be received by the Construction Manager until 3:00 p.m., Thursday, December 16, 2004, at the office of the Charles Black Construction Company, P.O. Box 960; 1955 Highway 129 South, Cleveland, GA 30528. Bids must be submitted in duplicate on the Construction Manager’s proposal form. Some packages require a 5% Bid Bond as described in the bid package descriptions. A thorough review of the bid package descriptions and bid documents is required prior to submitting bids.
The form of agreement will be AGC Document 640, 1994 Edition, between the Construction Manager and the successful bidder.
Bidding Documents are available for the cost of reproduction from the AGC Plan Room/Gainesville Whiteprint, 312 Bradford Street NW, Gainesville, Georgia 30501, (770) 534-2086. Documents will be available for review at the following locations:
1. Office of Charles Black Construction Company, Inc.
1955 Highway 129, South
Cleveland, Georgia
2. Dodge Plan Rooms
4170 Ashford Dunwoody Road
Suite 200
Atlanta, Georgia 30319
3. Reed’s Construction Data
30 Technology Parkway
Norcross, Georgia 30092
4. AGC Builder’s Exchange
1940 The Exchange
Suite 300
Atlanta, Georgia 30339
Gainesville Whiteprint
312 Bradford Street NW
Gainesville, Georgia 30501
(770) 534-2086
INDEX TO BID PACKAGES
1. Bid Package Name: Concrete - Bid Date: December 16, 2004
2. Bid Package Name: Masonry - Bid Date: December 16, 2004
3. Bid Package Name: Structural & Miscellaneous Steel - Bid Date: December 16, 2004
4. Bid Package Name: SBS – Modified Bitumous Sheet Roofing - Bid Date: December 16, 2004
5. Bid Package Name: Skylights - Bid Date: December 16, 2004
6. Bid Package Name: Steel Doors & Frames - Bid Date: Decem7. Bid Package Name: Wood Doors - Bid Date: December 16, 2004
8. Bid Package Name: Finish Hardware - Bid Date: December 16, 2004
9. Bid Package Name: Installation of Doors and Hardware - Bid Date: December 16, 2004
10. Bid Package Name: Aluminum Storefront, Glass & Glazing - Bid Date: December 16, 2004
11. Bid Package Name: Drywall, Ceilings & Finish Systems - Bid Date: December 16, 2004
12. Bid Package Name: Tile - Bid Date: December 16, 2004
13. Bid Package Name: Floorcovering, Carpet & VCT - Bid Date: Bid In Phase # 2
14. Bid Package Name: Painting - Bid Date: December 16, 2004
15. Bid Package Name: Visual Display Boards - Bid Date: Bid In Phase # 2
16. Bid Package Name: Specialties - Bid Date: December 16, 2004
17. Bid Package Name: Aluminum Canopies - Bid Date: Bid In Phase # 2
18. Bid Package Name: Food Service Equipment - Bid Date: Bid In Phase # 2
19. Bid Package Name: Casework / Media Center - Bid Date: Bid In Phase # 2
20. Bid Package Name: Basketball Backstops - Bid Date: Bid In Phase # 2
21. Bid Package Name: Gym Flooring - Bid Date: Bid In Phase # 2
22. Bid Package Name: Telescoping Bleachers - Bid Date: Bid In Phase # 2
23. Bid Package Name: Interior & Exterior Plumbing - Bid Date: Bid In Phase # 2
24. Bid Package name: Fire Protection / Sprinkler System - Bid Date: December 16, 2004
25. Bid Package Name: H.V.A.C. - Bid Date: December 16, 2004
26. Bid Package Name: Electrical - Bid Date: December 16, 2004
***See Bid Package Des-cription, General Package Notes and Construction Manager’s Special Con-ditions Prior to Pricing***
Tommy J Wiley, Project Manager
Charles Black Construction Company, Inc.
P.O. Box 960, 1955 Highway 129, South
Cleveland, Georgia 30528

(NV24,DC1,8,15B/2409 9000)

Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Randall Lee Matheny to Oceans Funding Company, Inc., dated May 6, 2002, recorded in Deed Book 194, Page 70, Banks County, Georgia Records, as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Banks County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED SEVENTY-FIVE THOUSAND FOUR HUNDRED AND 0/100 DOLLARS ($275,400.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Banks County, Georgia, within the legal hours of sale on the first Tuesday in January, 2005, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Randall Lee Matheny or a tenant or tenants and said property is more commonly known as 128 Forrester Road, Maysville, Georgia 30558.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Mortgage Electronic Registration Systems, Inc. as Attorney-in-Fact for Randall Lee Matheny
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehot-line.net
DDP/eag 1/4/05
Our file no. 52113704-FT8
EXHIBIT “A”
All that tract or parcel of land lying and being in Banks County, Georgia, and in GMD 912, and being thereof shown as “Tract I, 13.00 acres” on a plat of survey by Slate Bauknight, GRLS No. 2534, dated April 29, 2002, which plat is recorded in Plat Book D, Page 60, in the Office of the Clerk of the Superior Court of said county. Said plat is incorporated herein and made a part hereof.
(DC8,15,22,29B/3642 6000)

Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Jennifer F. Hensley and Michael C. Hensley to Norwest Mortgage, Inc, dated January 20, 1999, recorded in Deed Book 139, Page 340, Banks County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY-EIGHT THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($148,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Banks County, Georgia, within the legal hours of sale on the first Tuesday in January, 2005, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Jennifer F. Hensley and Michael C. Hensley or a tenant or tenants and said property is more commonly known as 205 Crooked Pine Trail, Baldwin, Georgia 30511.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Wells Fargo Bank, N.A. sbm Wells Fargo Home Mortgage, Inc fka Norwest Mortgage, Inc as Attorney-in-Fact for Jennifer F. Hensley and Michael C. Hensley
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehot-line.net
DDP/lw1 1/4/05
Our file no. 5676604-FT5
EXHIBIT “A”
All that tract or parcel of land lying and being in Land Lot 205, 10th District, Banks County, Georgia, designated as Lot 20 and part Lot 21, Block A of Smoke Rise, as shown on plat and survey of D.J. Baggett Land Surveying, dated October 13, 1998, recorded in the Office of the Clerk of Superior Court of Banks County, Georgia, in Plat Book B, at Page 144. For a more detailed description to said tract, reference is hereby made to said plat as recorded. Subject to existing easements and rights of way for public roads and utilities now in use.
(DC8,15,22,29B/3642 6000)

Notice of Petition to Change Name
Georgia, Banks County
MICHAEL THOMAS KINTNER, the undersigned, filed his petition in the Superior Court of Banks County, Georgia on December 2, 2004 praying for a change in the name from MICHAEL THOMAS KINTNER to MICHAEL THOMAS VIOLA. Notice is hereby given pursuant to law to any interested or affected party to appear in said Court and to file objections to such name change. Objections must be filed with said Court within thirty (30) days of the filing of said Petition.
Winslow H. Verdery, Jr.
P.O. Box 1556
Cornelia, GA 30531
(706) 778-1800
(DC8,15,22,29P4)

Advertisements
for Bids
Department of Transportation
State of Georgia
Federal Project No. BRST-0885 (3) 01
Banks County
Sealed proposals for furnishing all labor, material, equipment and other things necessary for the following work will be received by the undersigned at the General Office of the Department of Transportation, 2 Capitol Square, Atlanta, Georgia, 30334, until 11:00 a.m., December 17, 2004 and publicly opened.
0.483 miles of grading, drainage, base, plant mix resurfacing and construction of a bridge culvert at Grove Creek on SR 51 beginning west of Grove Creek and extending east of Grove Creek.
(E)
Contract Time: 12/31/05; Proposal Guaranty: 5%; District Office: Gainesville; Price of Plans: $46.00; DBE: 12.00
Plans and specifications may be inspected at the general office in Atlanta and the district office indicated. Copies of the standard specifications ($20.00), the proposal form ($10.00), and the plans (indicated price) may be obtained from the State Transportation Office Engineer at the General Office in Atlanta, telephone Number (404) 656-5293. Payment of the correct amount must be made within 30 days of billing; such payments are not refundable.
Payment will be made to the contractor each calendar month based on the estimated work complete in place as prescribed by the standard specifications.
The state reserves the right to reject any or all bids.
Harold E. Linnenkohl, Commissioner
Department of Transportation
(DC8,15B/271 5000)

Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by James R. Reed and Denise D. Reed to America’s Wholesale Lender, dated August 4, 1998, recorded in Deed Book 132, Page 718, Banks County, Georgia Records, as last transferred to America’s Wholesale Lender being the registered trade name entity of Countrywide Home Loans, Inc., as reflected by that certain trade name registration recorded on April 12, 1996, in Book 1, Page 1 of Banks County, Georgia by assignment to be recorded in the Office of the Clerk of Superior Court of Banks County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of SIXTY-THREE THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($63,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Banks County, Georgia, within the legal hours of sale on the first Tuesday in January, 2005, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is James R. Reed and Denise D. Reed or a tenant or tenants and said property is more commonly known as 472 Trout Lane, Commerce, Georgia 30529.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Countrywide Home Loans, Inc. dba America’s Wholesale Lender
as Attorney-in-Fact for James R. Reed and Denise D. Reed
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehot-line.net
DDP/ims 1/4/05
Our file no. 52110204-FT7
EXHIBIT “A”
All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 208th and 465th District, G.M., Banks County, Georgia, containing 5.00 acres, more or less, as more particularly shown on a survey entitled “Survey for: J.R. Reed & Denise Reed”, dated April 3, 1998, by Holcomb Surveying, Inc., Richard H. Holcomb, Registered Land Surveyor, and recorded in Plat Book 23, Page 70, in the Office of the Clerk of the Superior Court of Banks County, Georgia, reference to which is hereby made for a more particular description of the property herein conveyed.
(DC8,15,22,29B/3642 7000)

Inc. Notice
Notice is given that Articles of Incorporation that will incorporate Blackwells Garage & Body Shop, Inc. have been delivered to the Secretary of State for filing in accordance with the Georgia Business Corporation Code. The initial registered office of the corporation is located at 566 GA Hwy 98 West, Homer, Georgia 30547. Its initial registered agent at such address is Richi Blackwell.
(DC8,15P2)

Eberhart Estate
Georgia, Banks County
Probate Court
Re: Petition of Tammy Roberts to probate in solemn form the will of Gary Irvin Eberhart, deceased, upon which an Order for Service was granted by this Court on November 24, 2004.
TO: Faith Smith and all and singular the heirs of said decedent, and to whom it may concern:
This is to notify you to file objection, if there is any, to the above referenced petition, in this Court on or before January 3, 2005, 10 a.m.
BE FURTHER NOTIFIED: All objections to the petition must be in writing, setting forth the grounds of any such objections. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.
WITNESS, the Hon. Betty Thomas, Judge
By: Kathy Hill, Clerk, Probate Court of Banks County
(DC8,15,22,29P4)


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