Jackson County Legal Advertisements...

DECEMBER 22, 2004


The legal notices posted on this site are for reference only. Only the legal notices published in the legal organ newspaper of this county (The Jackson Herald) are official per O.C.G.A. sec. 9-13-140, et seq.

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Wingate Estate
Notice to Debtors
and Creditors
IN RE ESTATE OF Atha W. Wingate
All creditors of the Estate of Atha W. Wingate, late of Jackson County, deceased, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment.
This 19th day of November, 2004.
Cynthia W. Holman
1931 Ramblers Inn Road
Jefferson, Georgia 30549
(DC1,8,15,22P4)

Rucker Estate
Notice to Debtors
and Creditors
IN RE ESTATE OF Cinderella Martin Rucker
All creditors of the Estate of Cinderella Martin Rucker, late of Jackson County, deceased, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment.
This 18 day of November, 2004.
Cornolia Ellis Rucker
262 Dreamland Circle
Winder, GA 30680
(DC1,8,15,22P4)

Elrod Estate
Georgia, Jackson County
Probate Court
The petition of Brenda T. Elrod, for a year’s support from the estate of James Howard Elrod, deceased, for decedent’s surviving spouse, having been duly filed, all interested persons are hereby notified to show cause, if any they have, on or before January 4, 2005 by 10 a.m., why said petition should not be granted.
All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed on or before the time stated in the preceding sentence. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.
WITNESS, the Hon. Margaret Deadwyler, Judge
By: Susan Garmon, Clerk, Probate Court of Jackson County
(DC1,8,15,22B/498 2000)

Sauls Estate
Georgia, Jackson County
Probate Court
The petition of Peggy Sosebee Sauls, for a year’s support from the estate of Ronald Steven Sauls, deceased, for decedent’s surviving spouse, having been duly filed, all interested persons are hereby notified to show cause, if any they have, on or before January 4, 2005 by 10 a.m., why said petition should not be granted.
All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed on or before the time stated in the preceding sentence. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.
WITNESS, the Hon. Margaret Deadwyler, Judge
By: Susan Garmon, Clerk, Probate Court of Jackson County
(DC1,8,15,22B/498 2000)

Banion Estate
Probate Court of
Jackson County
Re: Petition of Duane Stewart to probate in solemn form the will of Robert Duane Banion, deceased, upon which an order for service was granted by this Court on November 12, 2004.
To: Any and all unknown heirs of Robert Duane Banion and all and singular the heirs of said decedent, and to whom it may concern:
This is to notify you to file objection, if there is any, to the above referenced petition, in this Court on or before January 4, 2005 by 10 a.m.
BE NOTIFIED FURTHER: All objections to the petition must be in writing, setting forth the grounds of any such objections. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.
WITNESS, the Hon. Margaret Deadwyler, Judge
By: Susan Garmon, Clerk, Probate Court of Jackson County
(DC1,8,15,22B/498 2000)

Webb Estate
Georgia, Jackson County
Probate Court
The petition of GEORGE OWEN WEBB, for a year’s support from the estate of RACHEL VIRGINIA WEBB, deceased, for decedent’s surviving spouse, having been duly filed, all interested persons are hereby notified to show cause, if any they have, on or before January 4, 2005 by 10 a.m., why said petition should not be granted.
All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed on or before the time stated in the preceding sentence. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.
WITNESS, the Hon. Margaret Deadwyler, Judge
By: Susan Garmon, Clerk, Probabe Court of Jackson County
(DC1,8,15,22B/498 2000)

Notice
Georgia, Jackson County
Probate Court
Ruthie Linda Webb has petitioned to be appointed (for Ruthie Linda Webb) to be appointed Administrator of the estate of Ella Jeanette Davis, deceased, of said County. (The petitioner has also applied for waiver of bond and/or grant of certain powers contained in O.C.G.A. §53-12-232.) All interested parties are hereby notified to show cause why said petition should not be granted. All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed with the court on or before January 4, 2005 by 10 a.m. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.
Margaret Deadwyler, Judge of the Probate Court
By: Susan Garmon, Clerk of the Probate Court
(DC1,8,15,22B/498 2000)

Notice
Georgia, Jackson County
Probate Court
Ditress Whitfield and Lucy Williams, have petitioned to be appointed Co-Administratrixs of the estate of Julia Haynes a/k/a Julia Haynes Smith, deceased, of said County. The petitioners have also applied for waiver of bond and/or grant of certain powers contained in O.C.G.A. §53-12-232. All interested parties are hereby notified to show cause why said petition should not be granted. All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed with the court on or before January 4, 2005 by 10 a.m. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.
Margaret Deadwyler, Judge of the Probate Court
By: Susan Garmon, Clerk of the Probate Court Jackson County
(DC1,8,15,22B/498 2000)
Divorce Notice
In the Superior Court of Jackson County
State of Georgia
Barbara Brock Lewallen, Petitioner, vs. Richard Earl Lewallen, Respondent.
Civil Action File No.: B04-CV-1370
Notice of Publication
TO: Richard Earl Lewallen
By order of the Court for Service by Publication dated November 16, 2004, BARBARA BROCK LEWALLEN has filed a Complaint for Divorce.
You are required to file with the Clerk of Superior Court, and to serve upon Petitioner’s Attorney, Sherry L. Jackson, P.O. Box 1162, Athens, Georgia 30603 an answer in writing within sixty (60) days of December 1, 2004.
Witness the Honorable Joseph H. Booth, Judge Superior Courts.
This 16th day of November, 2004.
/s/Reba Parks
Clerk of Superior Court
(DC1,8,15,22P4)

Hardman Estate
Notice to Debtors
and Creditors
IN RE ESTATE OF Montine S. Hardman
All creditors of the Estate of Montine S. Hardman, late of Jackson County, deceased, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment.
This 29th day of November, 2004.
William J. Hardman, Jr.
199 Tanglewood Drive
Athens, GA 30606
(DC8,15,22,29P4)

Puckett Estate
Notice to Debtors and Creditors
State of Georgia
County of Jackson
IN RE ESTATE OF Jon Thomas Puckett, Sr., deceased,
All creditors of the Estate of Jon Thomas Puckett, Sr., deceased, late of Jackson County, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment to me.
This 2nd day of December, 2004.
Mary Ann Puckett, Administrator of the Estate of Jon L. Puckett, Sr., deceased
264 Hunters Run
Jefferson, GA 30549
(DC8,15,22,29P4)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Gregory Glass and Tarsha Bailey to Option One Mortgage Corporation, a California Corporation, dated January 2, 2003, recorded in Deed Book 29-H, Page 117, Jackson County, Georgia Records, as last transferred to Option One Mortgage Corporation by Option One Mortgage Corporation, a California Corporation, as Attorney in Fact. by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of SEVENTY-EIGHT THOUSAND SEVEN HUNDRED FIFTY AND 0/100 DOLLARS ($78,750.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in January, 2005, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Gregory Glass and Tarsha Bailey or a tenant or tenants and said property is more commonly known as 108 Hickory St, Commerce, Georgia 30529.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Option One Mortgage Corporation by Option One Mortgage Corporation, a California Corporation, as Attorney in Fact. as Attorney-in-Fact for Gregory Glass and Tarsha Bailey
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
DDP/mh 1/4/05
Our file no. 52058204-FT1
EXHIBIT “A”
All that tract or parcel of land lying and being in Land Lot 255 of Jackson County, Georgia, located within the City of Commerce, and containing 0.300 acre, as shown on that certain plat of survey for Reed’s Home Improvement, dated December 19, 2002, by Venable & Associates, which plat of survey is hereby incorporated by reference, said property being more particularly described as follows:
Beginning at a nail found in the asphalt at the intersection of the eastern right of way of Hickory Street and the northern right of way of Barber Street; said point being the true point of beginning; thence proceeding north 33 degrees 55 minutes 12 seconds west along the eastern right of way of Hickory Street a distance of 98.12 feet to a nail at 3/4 inch pipe found; thence proceeding north 57 degrees 53 minutes 30 seconds east a distance of 89.75 feet to a 3/4 inch pipe found; thence proceeding north 00 degrees 38 minutes 43 seconds east a distance of 86.21 feet to a 1/2 inch rebar found; thence proceeding north 82 degrees 29 minutes 46 seconds east a distance of 25 feet to an iron pin set; thence proceeding south 05 degrees 01 minute 53 seconds east a distance of 209.49 feet to a point on the northern right of way of Barber Street; thence proceeding south 81 degrees 35 minutes 56 seconds west along the northern right of way of Barber Street a distance of 46.00 feet to a bumper jack found; thence proceeding south 80 degrees 53 minutes 01 second west along the northern right of way of Barber Street a distance of 20.15 feet to a nail found in asphalt at the intersection of the eastern right of way of Hickory Street and the northern right of way of Barber Street and the true point of beginning.
(DC8,15,22,29B/3642 9000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Lee A. Waddell and Tamara D. Waddell to First Citizens Bank, dated January 19, 1999, recorded in Deed Book 18-Z, Page 776, Jackson County, Georgia Records, as last transferred to Chase Manhattan Mortgage Corporation by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED EIGHTY-FIVE THOUSAND AND 0/100 DOLLARS ($185,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in January, 2005, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Lee A. Waddell and Tamara D. Waddell or a tenant or tenants and said property is more commonly known as 2682 Jackson Trail Road, Jefferson, Georgia 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Chase Manhattan Mortgage Corporation as Attorney-in-Fact for Lee A. Waddell and Tamara D. Waddell
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
DDP/mld 1/4/05
Our file no. 51985104-FT3
EXHIBIT “A”
All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 245th District, G.M., Jackson County, Georgia, containing 5.00 acres more or less, and being more particularly described and delineated by plat of survey for Lee A. Waddell dated January 15, 1998 prepared by Venable & Associates, Inc., certified by Allen L. Venable, GRLS No. 1761, recorded in Plat Book 53, Page 194, Jackson County, Georgia records; which plat and the record thereof are hereby incorporated herein by reference for a more detailed description of the property.
Together with 20-foot easement for purposes of ingress and egress as shown and described on the above referenced plat.
(DC8,15,22,29B/3642 6000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Frankie Roper and Windy Roper to Wells Fargo Home Mortgage, Inc., dated February 26, 2002, recorded in Deed Book 26-J, Page 759, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of FIFTY-FOUR THOUSAND TWO HUNDRED EIGHT AND 93/100 DOLLARS ($54,208.93), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in January, 2005, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Frankie Roper and Windy Roper or a tenant or tenants and said property is more commonly known as 1541 Bob Mann Rd, Maysville, Georgia 30558.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Wells Fargo Bank, N.A. sbm Wells Fargo Home Mortgage, Inc. as Attorney-in-Fact for Frankie Roper and Windy Roper
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
DDP/hbh 1/4/05
Our file no. 51441604-FT7
EXHIBIT “A”
All that certain property situated in the County of Jackson and the State of Georgia and being described in a deed dated December 23, 1999, and recorded January 28, 2000, among the land records of the county and state set forth above and referenced as follows: Book 20-R and Page 787.
Tract I: All that tract or parcel of land lying and being in the 465th G.M.D. in Jackson County, Georgia, containing 1.71 acres being more fully described and shown on a plat of survey titled Bernice Edwards, Danny and Rachel Crane dated September 1, 1998, prepared by Slate and Associates, Inc., being designated as Tract 2A-1 recorded in Plat Book 53, Page 123, Jackson County, Georgia, Deed Records.
Tract II: All that tract or parcel of land lying and being in the 465th G.M.D. in Jackson County, Georgia, containing .03 acres being more fully described as shown on a plat of survey titled Bernice Edwards, Danny and Rachel Crane dated September 1, 1998, prepared by Slate and Associates, Inc., being designated as Tract 1A-3 recorded in Plat Book 53, Page 123, Jackson County, Georgia, Deed Records. Tax ID# 061 001G.
DDP/hbh 1/4/05
(DC8,15,22,29B/3642 6000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Nicholas A. Rose and Marsha L. Rose to Wells Fargo Home Mortgage, Inc., dated May 16, 2001, recorded in Deed Book 23-P, Page 424, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of SEVENTY-THREE THOUSAND FIFTY AND 0/100 DOLLARS ($73,050.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in January, 2005, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Nicholas A. Rose and Marsha L. Rose or a tenant or tenants and said property is more commonly known as 2099 Davenport Road, Braselton, Georgia 30517.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Wells Fargo Bank, N.A. sbm Wells Fargo Home Mortgage, Inc. as Attorney-in-Fact for Nicholas A. Rose and Marsha L. Rose
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
DDP/hbh 1/4/05
Our file no. 52096304-FT7
EXHIBIT “A”
All that tract or parcel of land lying and being in the 1765th District, G.M., Jackson County, Georgia, containing 1.810 acres, as per plat recorded at Plat Book 56, Page 296, in the Office of the Clerk of the Superior Court of Jackson County, Georgia, which recorded plat is incorporated herein by reference and made a part of this description.
(DC8,15,22,29B/3642 6000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Michael Wingfield to Mortgage Lenders Network USA, Inc, dated June 3, 1999, recorded in Deed Book 19-T, Page 341, Jackson County, Georgia Records, as last transferred to HomeComings Financial Network, Inc by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of FORTY-FOUR THOUSAND AND 0/100 DOLLARS ($44,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in January, 2005, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Michael Wingfield or a tenant or tenants and said property is more commonly known as 128 Little Valley Church Road, Nicholson, Georgia 30565.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
HomeComings Financial Network, Inc as Attorney-in-Fact for Michael Wingfield
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
DDP/lw1 1/4/05
Our file no. 52099804-FT5
EXHIBIT “A”
All that tract or parcel of land situate, lying and being in the 1704th G.M.D., Jackson County, Georgia, being designated as Lot B containing 0.586 acres, more or less, as shown by plat and survey of Ben McLeroy and Associates, Surveyors, dated February 25, 1975, said plat being recorded in the Office of the Clerk of the Superior Court of Jackson County, Georgia, in Plat Book 10, Page 275, said tract bounded, according to said plat, on the North by Little Valley Baptist Church Road, on the East by Lot A, on the West by Little Valley Baptist Church Road and on the South by lands of E.M. Hall. For a more detailed description of said tract, reference is hereby made to said plat as recorded.
(DC8,15,22,29B/3642 6000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Jeffery S. Lowery and Tabitha L. Sharp to Wells Fargo Home Mortgage, Inc, dated March 29, 2001, recorded in Deed Book 23-C, Page 649, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-SEVEN THOUSAND NINE HUNDRED NINETY-ONE AND 0/100 DOLLARS ($127,991.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in January, 2005, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Jeffery S. Lowery and Tabitha L. Sharp or a tenant or tenants and said property is more commonly known as 44 Robert Drive, Braselton, Georgia 30517.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Wells Fargo Bank, N.A. sbm Wells Fargo Home Mortgage, Inc as Attorney -in-Fact for Jeffery S. Lowery and Tabitha L. Sharp
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
DDP/lw1 1/4/05
Our file no. 51889604-FT5
EXHIBIT “A”
All that tract or parcel of land lying and being in GMD 1765, Jackson County, Georgia, being Lot 18, Pine Ridge Subdivision, as per plat thereof recorded in Plat Book 50, Page 26, Jackson County Records, said plat being incorporated herein by reference thereto.
(DC8,15,22,29B/3642 5000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness, secured by a Security Deed executed by James Lamar Wood to Choice Capital Funding Inc. dated the 4th day of February, 2003, and recorded in Deed Book 29-C, Page 86, JACKSON County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems Inc., by assignment to be recorded; the undersigned, Mortgage Electronic Registration Systems Inc., pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in January, 2005, during the legal hours of sale, at the Courthouse door in JACKSON County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
FOR LEGAL DESCRIPTION, SEE EXHIBIT “A” ATTACHED
which has the property address of 1330 Ward Road, Hoschton, GA,
together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of James Lamar Wood and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Mortgage Electronic Registration Systems Inc. Attorney -in-Fact for James Lamar Wood
McCurdy & Candler, L.L.C.
Anthony DeMarlo, Attorney
(404) 373-1612
http://www.mccurdyandcandler.com
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Mortgage Electronic Registration Systems Inc./James Lamar Wood
EXHIBIT “A”
That tract or parcel of land lying and being in the 248th GMD of Jackson County, Georgia containing 1.82 acres, more or Less as shown on a plat of survey for James Wood dated November 27, 1987, and recorded in Plat Book 31, Page 92, Jackson County records; said plat being incorporated herein by reference for a more complete description of the property. Together with a 2001 Palm Harbor 23XPP348E2 28 X 48, manufactured home, Serial Number PH234378AB which is attached to and made a part of the real property.
(DC8,15,22,29B/1325 5000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of a Power of Sale contained in that certain Security Deed from Ricky E. Hogan and Sharon E. Hogan to Concorde Acceptance Corporation, dated July 17, 2002, recorded in Deed Book 27-C, Page 753, Jackson County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of ONE HUNDRED THIRTY-SEVEN THOUSAND AND 00/100 DOLLARS ($ 137,000.00) with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Citifinancial Mortgage Company Inc., there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in January 2005 the following described property:
All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 245th District, G.M., Jackson County, Georgia, lying within the City of Jefferson, containing 0.64 acre, more or less, and being designated as Lot 2, Alexander Place Subdivision, as shown on plat of survey of said subdivision recorded in Plat Book 35, at Page 247, Jackson County Georgia records, and as more particularly described and delineated by plat of survey prepared for Steven R. Holder, dated June 29, 1993, by Venable & Associates, Inc., Allen L. Venable, Jr., GRLS No. 1761, recorded in Plat Book 35, Page 303, Jackson County, Georgia records, which plat and thereof are hereby incorporated by reference for a more detailed description of the property.
Said property is commonly known as 30 Alexander Lane, Jefferson, GA 30549
The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorney’s fees and all other payments provided for under the terms of the Security Deed and Note.
Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Ricky E. Hogan and Sharon E. Hogan or tenant(s).
CITIFINANCIAL MORTGAGE OMPANY INC. as Attorney-in-Fact for
RICKY E. HOGAN AND SHARON E. HOGAN
Contact: Amy Stone (ext. 1417)
Morris, Schneider & Prior, L.L.C.
1587 Northeast Expressway
Atlanta, GA 30329
(770) 234-9181
MSP File No. 732.0419862\ALS
Web Site: www.foreclosures.msplaw.com
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(DC8,15,22,29B/3641 6000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Under and by virtue of the Power of Sale contained in a Security deed given by Dawn Cody to Regions Bank, dated March 29, 2001, recorded in Deed Book 23-U, Page 277, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of THIRTY SEVEN THOUSAND TWO HUNDRED SEVENTY FOUR AND 55/100 DOLLARS ($37,274.55), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in January, 2005, the following described property:
All that tract or parcel of land lying and being in the 245th District, G.M., Jackson County, Georgia, and containing 6.337 acres, more or less, as shown by plat and survey of same of Venable & Associates, Inc., Surveyors, dated November 3, 2000, said plat being recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia, in Plat Book 57, Page 82. Together with an easement for ingress-egress leading from Arcade Park Street to said tract. For a more detailed description to said tract and easement reference is hereby made to said plat as recorded.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien but not yet due and payable), and matters which might be disclosed by an accurate survey, and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Dawn Cody or a tenant or tenants and said property is more commonly known as 6.337 Acres, Jefferson, Georgia 30549.
Regions Bank as Attorney-in-Fact for Dawn Cody
Gary N. Freeman
Attorney at Law
P.O. Box 10
4 Homer Street
Maysville, Georgia 30558
(706) 652-2928
Our File No.: 04-01608
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR, ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(DC8,15,22,29B/682 5000)

Public Notice
The Braselton Planning Commission will hold a Public Hearing on Monday, January 3, 2005, at 7 p.m. on the following items:
I. 04-1300-RZ
Applicant Levko Land Develop-ment, LLC, requests annexation and zoning for 20.7 acres located at Jackson County Tax Parcels # 118 34B, 34, 33, 91 and 39B on Highway 53 and Ednaville Road. The property is currently zoned A-1 in Jackson County. The applicant has requested Braselton Zoning District G-C General Commercial for a proposed Commercial/Office Development.
II. 04-1400-RZ
Applicant Ruby-Forrest LTD, requests annexation and zoning for 31.2 acres located at 6175 Thompson Mill Road, Gwinnett County Tax Parcel # 3 006 020. The property is currently zoned RA-200 in Gwinnett County. The applicant has requested Braselton Zoning District R-3 for a Residential Subdivision.
The Braselton Planning Commission holds their meetings at the Braselton Community Center located at 126 Harrison Street. Copies of the applications and proposed amendments are available for Public Inspection at the Braselton Planning and Development Department located in the Braselton Town Hall at 4982 Highway 53.
(DC15,22,29B/171 2000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of Power of Sale contained in Deed to Secure Debt from STEWART D. EVANS, hereinafter GRANTOR, in favor of AMERICAN GENERAL FINANCIAL SERVICES, INC., F/K/A AMERICAN GENERAL FINANCE, INC., dated the 18th day of May, 2000, and recorded the 31st day of May, 2000, in Deed Book 21-I, Page 739, Jackson County, Georgia Records; said Deed to Secure Debt being given to secure a Promissory Note of even date in the original principal amount of Thirty Nine Thousand Two Hundred Forty Nine and 50/100ths Dollars ($39,249.50), with interest from date as stated therein; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at JACKSON County, Georgia, within the legal hours of sale on the first Tuesday in JANUARY, 2005, the following described property:
All that tract or parcel of land lying and being in the County of Jackson, State of Georgia, and being within the incorporate limits of the City of Commerce, 255th District, G.M., lying at the intersection of Hickory Street and Shankle Road, more particularly described according to plat prepared by Nat Hancock, Surveyor, in September, 1954, as follows; Beginning at a rock at the intersection of Hickory Street and Shankle Road and running along Shankle Road 9 degrees north 30 minutes west one hundred ninety nine and five tenths (199.5) feet to an iron pin on Drake corner, thence along Drake line, south 78 degrees 58 minutes west eighty-five and one tenth (85.1) feet to iron pin corner with Crumbley, thence along Crumbley line, south 10 degrees, 45 minutes east one hundred ninety nine (199.0) feet to an iron pin on Hickory Street, thence along Hickory Street, north 79 degrees 28 minutes east eighty and eight tenths (80.8) feet to the beginning corner.
The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, non-payment of the monthly installments on said loan. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney’s fees. Said property will be sold subject to any outstanding ad valorem taxes, special assessments, unpaid utility bills constituting liens against the property, and all Deeds to Secure Debt, liens and encumbrances existing when the above-described Deed to Secure Debt was filed for record. To the best of the undersigned’s knowledge, information and belief, equitable title to this property is held by STEWART D. EVANS. This property is located at 317 Barber Street, Commerce, GA 30529.
AMERICAN GENERAL FINANCIAL SERVICES, INC. as Attorney-in-Fact for the above-named Grantor
AMERICAN GENERAL FINANCIAL SERVICES, INC.
by Robert W. Broome, Attorney
1800 Peachtree Street, NW Suite 445
Atlanta, Georgia 30309
#404-350-8349
(DC8,15,22,29B/1331 5000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of Power of Sale contained in Deed to Secure Debt from BRIAN M. SCOTT AND KELLIE D. SCOTT, hereinafter GRANTOR, in favor of AMERICAN GENERAL FINANCIAL SERVICES, INC., F/K/A AMERICAN GENERAL FINANCE, INC., dated the 25th day of October, 1995, and recorded the 8th day of November, 1995, in Deed Book 15-B, Folio 381-383, Jackson County, Georgia Records; said Deed to Secure Debt being given to secure a Promissory Note of even date in the original principal amount of Twenty Two Thousand Five Hundred Twenty Eight and 50/100ths Dollars ($22,528.50), with interest from date as stated therein; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at JACKSON County, Georgia, within the legal hours of sale on the first Tuesday in JANUARY, 2005, the following described property:
All that tract or parcel of land lying and being on the western right of way of Green Hill Court in the 455 G.M. District of Jackson County, Georgia, containing 1.42 acres and designated as Lot 5 of Section 2 of “Pleasant Acres” according to plat of survey prepared by W.T. Dunahoo, Georgia Registered Land Surveyor, dated February 1974, and recorded at Plat Book 9, Page 200, Jackson County, Georgia Records. Reference is made to said plat of survey for a more complete description of the property.
The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, non-payment of the monthly installments on said loan. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney’s fees. Said property will be sold subject to any outstanding ad valorem taxes, special assessments, unpaid utility bills constituting liens against the property, and all Deeds to Secure Debt, liens and encumbrances existing when the above-described Deed to Secure Debt was filed for record. To the best of the undersigned’s knowledge, information and belief, equitable title to this property is held by BRIAN M. SCOTT AND KELLIE D. SCOTT. This property is located at 91 Green Hill Court, Maysville, GA 30558.
AMERICAN GENERAL FINANCIAL SERVICES, INC. as Attorney-in-Fact for the above-named Grantors
AMERICAN GENERAL FINANCIAL SERVICES, INC.
by Robert W. Broome, Attorney
1800 Peachtree Street, NW Suite 445
Atlanta, Georgia 30309
#404-350-8349
(DC8,15,22,29B/1331 5000)



Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Mickey J. Bryant and Pamela G. Bryant to Fairfield Financial Corporation, dated July 12, 1989, recorded in Deed Book 10-U, Page 628, Jackson County, Georgia Records, as last transferred to Wells Fargo Home Mortgage, Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of FIFTY-SIX THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($56,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in January, 2005, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Mickey J. Bryant and Pamela G. Bryant or a tenant or tenants and said property is more commonly known as Route 2 Box 2095-3 County Road 332, Hoschton, Georgia 30548.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Wells Fargo Bank, N.A. sbm Wells Fargo Home Mortgage, Inc.
as Attorney-in-Fact for Mickey J. Bryant and Pamela G. Bryant
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
DDP/hbh 1/4/05
Our file no. 5249396-FT7
EXHIBIT “A”
All that tract or parcel of land, together with all improvements thereon, containing 1.5 acre, more or less, situate, lying and being in the 248th District, G.M., Jackson County, Georgia, and being known and designated as Route 2, Box 2095-3 County Road Number 332, Hoschton, Georgia 30548 as shown according to an individual plat entitled “Closing Plat for Mickey J. Bryant and Pamela G. Bryant”, dated June 26, 1989, prepared by W. T. Dunahoo and Associates, Inc., W. T. Dunahoo, Registered Surveyor, being recorded in Plat Book 32, Page 73, Real Estate Records of Jackson County, Georgia. Said plat is hereby specifically referred to and incorporated herein as part of the description.
(DC8,15,22,29B/3642 6000)

Notice of Sale
Notice of Sale Under Power in Deed to Secure Debt
Georgia, Jackson County
Because of the default in the payment of the indebtedness secured by a Deed to Secure Debt executed by MARY W. KELLEY to FARM EQUITIES, INC., dated September 16, 2002, and recorded in Deed Book 29-N, Page 57, of the records of the Clerk of the Superior Court of Jackson County, Georgia, FARM EQUITIES, INC., pursuant to said deed and the note thereby secured has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed will on the first Tuesday in January, 2005, during the legal hours of sale at the Courthouse door in Jackson County, Georgia, sell at public outcry to the highest bidder for cash the property described in said deed, to-wit:
All that tract or parcel of land and all improvements thereon, lying and being in Jackson County, Georgia; City of Nicholson, Farm(s) #52, BLOCK A in IVY PLANTATION Subdivision as shown on Plat Book 54, Page 228, Clerk’s Office, Jackson County Superior Court, to which reference is hereby made for a more complete and detailed description and containing 1.46 acres.
The above-described real estate is more commonly known as 235 Ivy Creek Drive, Nicholson, Georgia.
The sale will be subject to any unpaid taxes and other assessments which may be liens against the property. Notice has been given of the intention to collect attorney’s fees in accordance with the terms of the note and deed to secure debt. Said property will be sold as the property of MARY W. KELLEY and the proceeds will be applied to the payment of said indebtedness, the expenses and costs of sale, including attorney’s fees. Any remaining proceeds will be applied pursuant to said deed and the laws of the State of Georgia.
The undersigned will execute a deed to the purchaser at said sale as provided for in the aforementioned deed to secure debt. Said sale will divest all the right, title and interest of the maker thereof of said property and shall vest said title in the purchaser at said sale.
FARM EQUITIES, INC. As Attorney-in-Fact for MARY W. KELLEY
RUSSELL, STELL, SMITH & MATTISON, P. C.
ATTORNEYS FOR FARM EQUITIES, INC.
98 North Broad Street
P.O. Box 644
Winder, Georgia 30680
(770) 867-7431
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(DC8,15,22,29B/818 5000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of the power of sale contained in a Deed to Secure Debt and its modifications from Kevin Miller and Jennifer Miller to Coleman Bass, dated July 27, 2001, and recorded at Deed Book 24-C, Page 593, in the Office of the Clerk of Superior Court of Jackson County, Georgia, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, during the legal hours of sale on the first Tuesday in January, 2005, the following described property, to-wit:
All that tract or parcel of land lying and being in the 257th District, Jackson County, Georgia, containing 2.26 acres, more or less, as per plat of survey prepared for Kevin and Jennifer Miller by Ringo & Sadler, Georgia Registered Surveyors, dated July 10, 2001, and recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia, in Plat Book 58, Page 229. Said plat as recorded, is hereby referenced for a more detailed description of said property. This conveyance is made subject to all zoning ordinances easements and restrictions of record affecting said bargained premises.
The debt secured by said instrument having been declared due because of default in payment, this sale will be made for the purpose of satisfying said indebtedness and any other indebtedness secured by said property and all expenses of this sale, including attorney’s fees. This property will be sold as the property of Kevin Miller and Jennifer Miller subject to any taxes, easements and assessments appearing of record.
To the best of the undersigned’s knowledge, the property is in the possession of Kevin Miller and Jennifer Miller.
Coleman Bass, as attorneys-in-fact for Kevin Miller and Jennifer Miller.
Scott R. Tolbert
Attorney at Law
62 Washington Street
Jefferson, Georgia 30549
(706) 367-5290
(DC8,15,22,29B/344 4000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Sasha Morris and Michael Morris to Access Financial, dated July 5, 2002, recorded in Deed Book 27-A, Page 62, Jackson County, Georgia Records, as last transferred to Franklin Credit Management Corporation by assignment recorded in Deed Book 31-U, Page 603, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-NINE THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($139,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in January, 2005, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Sasha Morris and Michael Morris or a tenant or tenants and said property is more commonly known as 143 Freeman Drive, Maysville, Georgia 30558.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Franklin Credit Management Corporation as Attorney-in-Fact for Sasha Morris and Michael Morris
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
DDP/gcg 1/4/05
Our file no. 52084704-FT10
EXHIBIT “A”
All that tract or parcel of land lying and being in the City of Maysville, 465th District, G.M., Jackson County, Georgia, and being that 1.00 acres, more or less, designated as Lot No. 38 of Freeman Place Subdivision, as more particularly shown on a plat of survey prepared for Property Development Group, Inc. by G. Brian Slate, Registered Surveyor, dated December 29, 1997, recorded in Plat Book 52, Page 151, in the Office of the Clerk of the Superior Court of Jackson County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description.
(DC8,15,22,29B/3642 6000)

Gilbert Estate
Notice to Debtors
and Creditors
State of Georgia
County of Jackson
IN RE ESTATE OF EDNA H. GILBERT
All creditors of the Estate of Edna H. Gilbert, late of Jackson County, deceased, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment.
This 1st day of December, 2004.
Mary G. Bates
P.O. Box 123
Pendergrass, GA 30567
ATTORNEY: Leonard C. Lewellen
Attorney at Law
P.O. Box 635
Jefferson, GA 30549
(DC8,15,22,29P4)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Anthony Wayne Newberry to Wells Fargo Home Mortgage, Inc., dated March 4, 2004, recorded in Deed Book 33-T, Page 314, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTEEN THOUSAND SEVENTY-ONE AND 0/100 DOLLARS ($113,071.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in January, 2005, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Anthony Wayne Newberry or a tenant or tenants and said property is more commonly known as 208 Jackson Woods Road, Maysville, Georgia 30558.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Wells Fargo Bank, NA sbn Wells Fargo Home Mortgage, Inc. as Attorney-in-Fact for Anthony Wayne Newberry
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
DDP/geb 1/4/05
Our file no. 51998204-FT5
EXHIBIT “A”
That tract or parcel of land lying and being in the 455th GMD of Jackson County, Georgia, being described as Farm 6 in the Jackson Woods Farms Subdivision as shown on a plat of survey recorded in Plat Book 22, Page 26, Jackson County records; said plat being incorporated herein by reference for a more complete description of the property. Subject to Restrictive Covenants shown on the above-referenced plat of survey.
Together with an improvement and immovable fixture permanently attached thereto, a 2001 Palm Harbor 60G9, Serial Number PH234276AB.
(DC8,15,22,29B/3642 6000)
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Benjamin E. Wurtz to Mortgage Electronic Registration Systems, Inc., dated September 29, 2003, recorded in Deed Book 32-C, Page 745, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of NINETY-FOUR THOUSAND SEVEN AND 0/100 DOLLARS ($94,007.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in January, 2005, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Benjamin E. Wurtz or a tenant or tenants and said property is more commonly known as 295 Maywood Ct, Maysville, Georgia 30558.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Mortgage Electronic Registration Systems, Inc. as Attorney-in-Fact for Benjamin E. Wurtz
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
DDP/mch 1/4/05
Our file no. 51979204-FT4
EXHIBIT “A”
All that tract or parcel of land lying and being in GMD 465 of Jackson County, Georgia and being in the City of Maysville and being more particularly described as 2.5 acres more or less according to a survey for Paul Dean Christian and Connie D. Gunter prepared by Jick A. Page Jr. registered land surveyor No. 1894 dated June 22nd 1995 said property being more particularly described according to said plat as follows:
Beginning at a point located at the intersection of the centerline of a creek with the southeast right of way Boundary of Hogan Street (closed); thence run north 38 degrees 45 minutes 06 seconds east 414.30 feet along the southeast boundary of Hogan Street (closed) to a point; thence run south 27 degrees 37 minutes 54 seconds east 412.70 feet to a point; thence run south 74 degrees 01 minute 00 second west 102.25 feet to a point; thence run south 73 degrees 53 minutes 57 seconds west 310.70 feet to a point located at the center line of aforesaid creek (said point being designated for the purpose of this description as “point a”); thence run in a northerly, northwesterly and northeasterly direction along the center line of aforesaid creek, and following the meandering thereof, to the point of beginning (the tie line between “point a” and the point of beginning being north 18 degrees 58 minute 19 seconds west 165.87 feet).
(DC8,15,22,29B/3642 5000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Elizabeth R. Mask and Matthew W. Miller to Wells Fargo Home Mortgage, Inc, dated February 28, 2002, recorded in Deed Book 26-B, Page 746, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED ONE THOUSAND ONE AND 0/100 DOLLARS ($101,001.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in January, 2005, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Elizabeth R. Mask and Matthew W. Miller or a tenant or tenants and said property is more commonly known as 34 Ivy Creek Drive, Nicholson, Georgia 30565.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Wells Fargo Bank, NA sbm Wells Fargo Home, Inc. as Attorney-in-Fact for Elizabeth R. Mask and Matthew W. Miller
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
DDP/geb 1/4/05
Our file no. 5468504-FT5
EXHIBIT “A”
All that tract or parcel of land lying and being in the City of Nicholson, 253rd District, G.M. of Jackson County, Georgia being Lot 1, Block A of Ivy Plantation Subdivision, as per plat recorded in Plat Book 54, Page 228, records of Jackson County, Georgia, which plat is by reference incorporated herein and made a part hereof.
(DC8,14,22,29B/3642 6000)

Notice of Sale
Notice of Sale Under Power
State of Georgia
County of Jackson
Because of a default in the payment of the indebtedness secured by a Security Deed executed by Shelia Louise Jackson to NBank Mortgage Company dated March 7, 2001, and recorded in Deed Book 22-Y, Page 350, JACKSON County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Mortgage Electronic Registration Systems, Inc., by Assignment securing a Note in the original principal amount of $49,600.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, January 4, 2005, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:
All that tract or parcel of land lying and being in or near the town of Commerce, County of Jackson, State of Georgia, 255th District, G.M., the lot being shown on a plat of survey by C.C. Bawken, Registered Engineer, recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia, in Plat Book 2, Page 251, as Lot No. 2, Block No. D, described as follows: fronting on Poplar Street 182.60 feet running thence in a Westerly direction 276.70 feet to an iron pin, running thence in a Southerly direction 46.7 feet to an iron pin, running thence in an Easterly direction 180.90 feet to an iron pin on Poplar Street.
Said property is known as 471 Poplar Street, Commerce, GA 30529, together with all fixtures and personal property attached to and constituting a part of said property, if any.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.
Said property will be sold as the property of Shelia Louise Jackson, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Shelia Louise Jackson, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.
Mortgage Electronic Registration Systems, Inc. as Attorney-in-Fact for Shelia Louise Jackson
File no. 04-4136
L. J. SWERTFEGER, JR.
SHAPIRO & SWERTFEGER*
Attorneys and Counselors at Law
2872 Woodcock Boulevard
Suite 100
Atlanta, GA 30341
(770) 220-2535/CC
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(DC8,15,22,29B/1323 6000)

Citation
Probate Court of
Jackson County
In the Matter of: Alexandria Paige Jacobs, Minor
The Petition of Kathy B. Burdette to be appointed as temporary guardian of person
TO: Darrell Wayne Jacobs
All objections to the Petition described above must be in writing, setting forth the grounds of any such objections, and must be filed with this Court no later than the close of business 14 days after this notice is mailed or 10 days after this notice is first published or served by the sheriff upon the recipient, whichever is later.
This 6th day of December, 2004
WITNESS the Honorable Margaret Deadwyler
By: Susan Garmon, Clerk, Probate Court
(DC15,22B/498 2000)

Sanders Estate
Notice to Debtors
and Creditors
IN RE ESTATE OF James H. Sanders
All creditors of the estate of James H. Sanders, late of Jackson County, deceased, are hereby notified to render their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment.
This 6th day of December, 2004.
Timothy Sanders
491 W. Crogan St.
Lawrenceville, Ga. 30045
(DC15,22,29,JA5P4)

Smith Estate
Notice to Debtors
and Creditors
State of Georgia
Jackson County
IN RE ESTATE OF Virginia S. Smith, deceased
All creditors of the estate of Virginia S. Smith, deceased, late of Jackson County, are hereby notified to render their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment to me.
This 6th day of December, 2004.
James Smith, Administrator of the Estate of Virginia S. Smith, deceased
3108 Waterworks Rd.
Commerce, Ga. 30529
(DC15,22,29,JA5P4)

Benson Estate
Notice to Debtors
and Creditors
State of Georgia
County of Jackson
ALL PERSONS INDEBTED TO Grace Elrod Benson, deceased, are hereby notified to make immediate payment to the undersigned and all creditors of said decedent are hereby notified to render their claims to the undersigned.
This 1st day of December, 2004.
Witness my hand and seal, on the day above written.
Mrs. Elaine Czaplinski, as Executor of the Grace Benson Estate
116 Schaefer Court
Toccoa, Ga. 30577
(DC15,22,29,JA5P4)

Butters Estate
State of Georgia
Jackson County
Notice to Debtors
and Creditors
IN RE ESTATE OF Hershell Butters
All creditors of the Estate of Hershell Butters, deceased, late of Jackson County, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment to me.
This 7th day of December, 2004.
Tempie Smith, Executor of the Estate of Hershell Butters, deceased
(DC15,22,29,JA5P4)

Inc. Notice
Notice is given that Articles of Incorporation which will incorporate COMMERCE HOMES & PROPERTIES, INC. will be delivered to the Secretary of State of Georgia for filing in accordance with the Georgia Business Corporation Code. (O.C.G.A. 14.2-201.1). The initial registered office of the corporation will be located at 32 Pine Street, Commerce, Georgia 30529, and its initial registered agent at such address is Kimberly Caudell.
(DC15,22P2)

Advertisement for Bids
Sealed proposals will be accepted by Jackson County Government until 3:00 P.M. ET on THURSDAY, JANUARY 13, 2005 in Jackson County Purchasing Department, 67 Jefferson Street, Jefferson, Georgia, 30549 for the cleaning of the Jackson County Courthouse, 5000 Jackson Parkway, Jefferson, Georgia. All proposals will be opened in public and offeror’s names will be read aloud immediately following the specified closing time. Proposals received after the due date and time will not be accepted or considered.
Inquiries regarding this Request for Proposal (RFP) should be made in writing to Bob Schommer, Project Manager, by email rschommer@jacksoncountygov.com, postal mail, hand delivered or fax to the Purchasing Office. Any questions submitted should have the RFP 04-17 and Courthouse Cleaning on the subject line in order to process the information in a timely manner.
ONLY BIDDERS THAT HAVE RECEIVED THE RFP SHALL ATTEND THE MANDATORY PRE-PROPOSAL THAT WILL CONSIST OF A COMPLETE WALK-THROUGH OF THE COURTHOUSE. ALL BIDDERS MUST ATTEND THIS MEETING IN ORDER TO BID ON THIS CONTRACT. BACKGROUND CHECKS WILL BE CONDUCTED BEFORE THE AWARD OF THE CONTRACT.
The Proposal documents may be obtained at the office of Linda Kay Daniel, Purchasing Manager, 67 Athens Street, Jefferson, Georgia 30549, phone (706) 367-6309, fax (706) 367-1505 or email ldaniel@jacksoncountygov.com to request a copy of the proposal.
A qualified interpreter for the hearing impaired is available upon request at least 10 (ten) days in advance of the proposal receipt date. Please call (706) 367-6312 for more information for the hearing impaired.
Jackson County reserves the right to reject any or all proposals, to waive any technicalities or irregularities, and to award the proposal based on the highest and best interest of Jackson County.
Submitted by:
Linda Kay Daniel
Purchasing Manager
PO#5132
RFP #04-17
(DC22,29,B/485PO5132 4000)

Advertisement
for Bids
Sealed bids will be accepted by Jackson County Government until 3:00 P.M. E.S.T. on THURSDAY, JANUARY 20, 2005 in Room 204, Jackson County Purchasing, 67 Athens Street, Jefferson, Georgia 30549, for the JACKSON COUNTY BOARD OF COMMISSIONERS CONCORD ROAD EXTENSION AND US 129/SR 11 INTERSECTION IMPROVEMENTS for the JACKSON COUNTY GOVERNMENT.
The project consists of, but is not limited to:
The construction of 1.2 miles of new 4-lane roadway and one signalized intersection.
Time of completion for all work associated with this project shall be ONE HUNDRED EIGHTY (180) consecutive calendar days from the date of a written “Notice to Proceed” from OWNER.
Bidding information and specifications may be obtained from the Jackson County Purchasing Department at the above location. For technical information, contact Mike Alligood or Richard Crowder at (770) 338-8000.
A pre-bid conference to respond to any questions related to the details of this project will be held on MONDAY, JANUARY 10, 2005 at 2:00 P.M. in the Jackson County Purchasing Department, 67 Athens Street, Room 204, Jefferson, Georgia. Potential bidders are encouraged to attend.
Bidding documents may be obtained at the office of Precision Planning, Inc., 400 Pike Boulevard, Lawrenceville, GA 30045 upon payment of a non-refundable cost of $150.00. Checks shall be made payable to Precision Planning, Inc.
BONDING REQUIREMENTS: A Bid Bond for 5% of the total bid must be submitted with the bid. Performance and Payment Bonds in the amount of 100% of the contract price will be required if contract is awarded.
Plans/Specifications/Contract Documents will be on file FOR INSPECTION ONLY at the following locations on or after December 22, 2004:
Jackson County Purchasing
67 Athens Street, Room 204
Jefferson, GA 30549
ATTN: Linda Kay Daniel
PHONE: 706-367-6309
Email: 1daniel@co.jackson.-ga.us
Dodge Plan Room
4170 Ashford-Dunwoody Road, NE
Suite 200
Atlanta, GA 30319
PHONE: (404) 255-2565
FAX: 706-367-1505
Each bid must be submitted in a SEALED ENVELOPE, addressed to the OWNER. Each sealed envelope containing a Bid must be plainly marked on the outside as, “Bid for JACKSON COUNTY BOARD OF COMMISSIONERS CONCORD ROAD EXTENSION AND US 129/SR 11 INTERSECTION IMPROVEMENTS-BID #04-18”. If bid is forwarded by mail, the sealed envelope containing the Bid must be enclosed in a separate mailing envelope to the attention of the OWNER at the address previously given.
All Bids must be made out on the bid form of the type bound in the Contract Documents, in accordance with the instructions in the Information for Bidders. No interlineations, additions, or deletions shall be made in the proposal form by the BIDDER.
Any and all Bids received without the aforementioned qualification criteria enclosed, will be returned to the BIDDER.
CONTRACTORS and SUBCONTRACTORS bidding on this Project will be required to comply with all Federal, State, and local laws.
Successful Bidder will be required to perform WORK as the Prime Contractor. WORK performed by Prime Contractor shall be at a minimum 30% of the contract value.
No BIDDER may withdraw his bid within the time limit specified in the Instruction to Bidders (Section 00100).
*Surety companies executing Bonds must appear on the Treasury Department’s most current list (Circular 570 as amended) and be authorized to transact business in the State of Georgia.
This Project is being financed by the Georgia Department of Transportation and local funds.
A qualified interpreter for the hearing impaired is available upon request at least 10 (ten) days in advance of the BID OPENING DATE. Please call (706) 367-6312 for more information. This service is in compliance with the Americans With Disabilities Act (ADA).
Jackson County reserves the right to reject any or all bids, to waive any technicalities or irregularities, and to award the bid based on the highest and best interest of Jackson County.
Submitted by:
Linda Kay Daniel, Purchasing Manager
PO # 5133
BID # 04-18
(DC22,29,JA5,12PO5133B/485 7000)

Inc. Notice
Notice of Intent
to Incorporate
Notice is given that articles of incorporation which will incorporate HOLDERS MILL HOMEOWNERS ASSOCIATION; PHASE 2 AND 3, INC. will be delivered to the Secretary of State for filing in accordance with the Georgia Nonprofit Corporation Code. The initial registered office of the corporation will be located at 793 Monte Lane, Jefferson, Jackson County, Georgia 30549-6928. The initial registered agent of the corporation at such address shall be DEFOREST H. MILLER.
LISA M. GABLE
ROBERTSON & GABLE, LLC
3075 Breckinridge Blvd.
Suite 450
Duluth, GA 30096
(770) 736-5182
(DC22,29P2)

Saucier Estate
Notice to Debtors
and Creditors
State of Georgia
Jackson County
IN RE ESTATE OF Patricia Jean Saucier, deceased
All creditors of the Estate of Patricia Jean Saucier, deceased, late of Jackson County, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment to me.
This 11th day of December, 2004.
Burch Anno Saucier, Sr. Administrator of the Estate of Patricia Jean Saucier, deceased
(DC22,29,JA5,12P4)

Public Notice
Pyarali and Sherah Shikarpuria, representing Royalty Investments, Inc. (Citgo Food and Gas) located at 4210 Hwy. 53, Hoschton, Georgia, have made application to the City of Hoschton for a retail beer and wine license.
A public hearing will be held January 3, 2005, 6:30 p.m. at Hoschton City Hall. All interested parties are invited to attend.
(DC22,29B/174 1000)

Inc. Notice
Notice is given that Articles of Incorporation which will incorporate Power Zone Electric, Inc., will be delivered to the Secretary of State for filing in accordance with the Georgia Business Corporation Code. (O.C.G.A.) (14-2-101). The initial registered office of the corporation will be 247 Arbor Trace, Braselton, GA 30517. The initial registered agent at such address is Aaron B. Henry.
(DC22,29P2)

Citation
Probate Court of
Jackson County
IN THE MATTER OF Bertina Parker, Minor
RE: Petition of Maleser Banks for appointment as temporary guardian of the person
TO: Bruce Butler
All objections to the Petition described above must be in writing, setting forth the grounds of any such objections, and must be filed with this Court no later than the close of business 14 days after this notice is mailed or 10 days after this notice is first published or served by the sheriff upon the recipient, whichever is later.
This 13th day of December, 2004
WITNESS the Honorable Margaret Deadwyler
By: Susan Garmon, Clerk, Probate Court
(DC22,29,B498 2000)

Hunter Estate
Notice to Debtors
and Creditors
IN RE ESTATE OF Evelyn Hunter
All creditors of the Estate of Evelyn Hunter, late of Jackson County, deceased, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment.
This 17th day of December, 2004.
Tommy C. Hunter, Executor
367 Hunter Rd.
Jefferson, GA 30549
(DC22,29,JA5,12P4)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Marcia Moon to World Wide Financial Services, State of Michigan, dated July 2, 1998, recorded in Deed Book 18-F, Page 93, Jackson County, Georgia Records and as re-recorded in Deed Book 19-A, Page 98, Jackson County, Georgia Records, as last transferred to M & T Trust Company, as trustee, in trust for the Holders of Securitization Series 1998-3 by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWENTY-NINE THOUSAND NINE HUNDRED AND 0/100 DOLLARS ($29,900.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in January, 2005, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Marcia Moon or a tenant or tenants and said property is more commonly known as 596 Peachtree Rd, Jefferson, Georgia 31044.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
M & T Trust Company, as trustee, in trust for the Holders of Securitization Series 1998-3 as Attorney-in-Fact for Marcia Moon
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
DDP/krf 1/4/05
Our file no. 52001904-FT1
EXHIBIT “A”
All that tract or parcel of land lying and being in the 245th District, G.M., Jackson County, Georgia, containing 2.00 acres, more or less, as shown on plat and survey of Venable & Associates Surveyors, dated August 29, 1985, and being recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia, in Plat Book 23, page 212. Said tract is bounded on the north by Peachtree Road, east and west by Bates, et al, and on the south by O.L. Wiseley. For a more detailed description to said tract reference is hereby made to said plat as recorded. Subject to existing easements and rights of ways for public roads and utilities now in use.
(DC8,15,22,29B/3642 7000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Jim H. Eller, Jr. and Crystal R. Eller to Washington Mutual Bank, FA, dated March 7, 2002, recorded in Deed Book 25-Z, Page 457, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWELVE THOUSAND AND 0/100 DOLLARS ($112,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in January, 2005, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Jim H. Eller, Jr. and Crystal R. Eller or a tenant or tenants and said property is more commonly known as 224 Brown Thrasher Place, Pendergrass, Georgia 30567.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Washington Mutual Bank, FA as Attorney-in-Fact for Jim H. Eller, Jr. and Crystal R. Eller
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
DDP/krf 1/4/05
Our file no. 51985704-FT1
EXHIBIT “A”
All that tract or parcel of land lying and being in the 1691st District, GM, Jackson County, Georgia, containing 9.29 acres as shown on plat and survey of Venable & Associates, Inc. dated March 14, 1989, and recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia, in Plat Book 31, Page 182, Jackson County records, which plat is hereby referred to and made a part of this description.
(DC8,15,22,29B/3642 6000)



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