DECEMBER 22, 2004

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Mickey J. Bryant and Pamela G. Bryant to Fairfield Financial Corporation, dated July 12, 1989, recorded in Deed Book 10-U, Page 628, Jackson County, Georgia Records, as last transferred to Wells Fargo Home Mortgage, Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of FIFTY-SIX THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($56,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in January, 2005, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Mickey J. Bryant and Pamela G. Bryant or a tenant or tenants and said property is more commonly known as Route 2 Box 2095-3 County Road 332, Hoschton, Georgia 30548.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Wells Fargo Bank, N.A. sbm Wells Fargo Home Mortgage, Inc.
as Attorney-in-Fact for Mickey J. Bryant and Pamela G. Bryant
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
DDP/hbh 1/4/05
Our file no. 5249396-FT7
EXHIBIT “A”
All that tract or parcel of land, together with all improvements thereon, containing 1.5 acre, more or less, situate, lying and being in the 248th District, G.M., Jackson County, Georgia, and being known and designated as Route 2, Box 2095-3 County Road Number 332, Hoschton, Georgia 30548 as shown according to an individual plat entitled “Closing Plat for Mickey J. Bryant and Pamela G. Bryant”, dated June 26, 1989, prepared by W. T. Dunahoo and Associates, Inc., W. T. Dunahoo, Registered Surveyor, being recorded in Plat Book 32, Page 73, Real Estate Records of Jackson County, Georgia. Said plat is hereby specifically referred to and incorporated herein as part of the description.
(DC8,15,22,29B/3642 6000)

Notice of Sale
Notice of Sale Under Power in Deed to Secure Debt
Georgia, Jackson County
Because of the default in the payment of the indebtedness secured by a Deed to Secure Debt executed by MARY W. KELLEY to FARM EQUITIES, INC., dated September 16, 2002, and recorded in Deed Book 29-N, Page 57, of the records of the Clerk of the Superior Court of Jackson County, Georgia, FARM EQUITIES, INC., pursuant to said deed and the note thereby secured has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed will on the first Tuesday in January, 2005, during the legal hours of sale at the Courthouse door in Jackson County, Georgia, sell at public outcry to the highest bidder for cash the property described in said deed, to-wit:
All that tract or parcel of land and all improvements thereon, lying and being in Jackson County, Georgia; City of Nicholson, Farm(s) #52, BLOCK A in IVY PLANTATION Subdivision as shown on Plat Book 54, Page 228, Clerk’s Office, Jackson County Superior Court, to which reference is hereby made for a more complete and detailed description and containing 1.46 acres.
The above-described real estate is more commonly known as 235 Ivy Creek Drive, Nicholson, Georgia.
The sale will be subject to any unpaid taxes and other assessments which may be liens against the property. Notice has been given of the intention to collect attorney’s fees in accordance with the terms of the note and deed to secure debt. Said property will be sold as the property of MARY W. KELLEY and the proceeds will be applied to the payment of said indebtedness, the expenses and costs of sale, including attorney’s fees. Any remaining proceeds will be applied pursuant to said deed and the laws of the State of Georgia.
The undersigned will execute a deed to the purchaser at said sale as provided for in the aforementioned deed to secure debt. Said sale will divest all the right, title and interest of the maker thereof of said property and shall vest said title in the purchaser at said sale.
FARM EQUITIES, INC. As Attorney-in-Fact for MARY W. KELLEY
RUSSELL, STELL, SMITH & MATTISON, P. C.
ATTORNEYS FOR FARM EQUITIES, INC.
98 North Broad Street
P.O. Box 644
Winder, Georgia 30680
(770) 867-7431
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(DC8,15,22,29B/818 5000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of the power of sale contained in a Deed to Secure Debt and its modifications from Kevin Miller and Jennifer Miller to Coleman Bass, dated July 27, 2001, and recorded at Deed Book 24-C, Page 593, in the Office of the Clerk of Superior Court of Jackson County, Georgia, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, during the legal hours of sale on the first Tuesday in January, 2005, the following described property, to-wit:
All that tract or parcel of land lying and being in the 257th District, Jackson County, Georgia, containing 2.26 acres, more or less, as per plat of survey prepared for Kevin and Jennifer Miller by Ringo & Sadler, Georgia Registered Surveyors, dated July 10, 2001, and recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia, in Plat Book 58, Page 229. Said plat as recorded, is hereby referenced for a more detailed description of said property. This conveyance is made subject to all zoning ordinances easements and restrictions of record affecting said bargained premises.
The debt secured by said instrument having been declared due because of default in payment, this sale will be made for the purpose of satisfying said indebtedness and any other indebtedness secured by said property and all expenses of this sale, including attorney’s fees. This property will be sold as the property of Kevin Miller and Jennifer Miller subject to any taxes, easements and assessments appearing of record.
To the best of the undersigned’s knowledge, the property is in the possession of Kevin Miller and Jennifer Miller.
Coleman Bass, as attorneys-in-fact for Kevin Miller and Jennifer Miller.
Scott R. Tolbert
Attorney at Law
62 Washington Street
Jefferson, Georgia 30549
(706) 367-5290
(DC8,15,22,29B/344 4000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Sasha Morris and Michael Morris to Access Financial, dated July 5, 2002, recorded in Deed Book 27-A, Page 62, Jackson County, Georgia Records, as last transferred to Franklin Credit Management Corporation by assignment recorded in Deed Book 31-U, Page 603, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-NINE THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($139,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in January, 2005, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Sasha Morris and Michael Morris or a tenant or tenants and said property is more commonly known as 143 Freeman Drive, Maysville, Georgia 30558.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Franklin Credit Management Corporation as Attorney-in-Fact for Sasha Morris and Michael Morris
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
DDP/gcg 1/4/05
Our file no. 52084704-FT10
EXHIBIT “A”
All that tract or parcel of land lying and being in the City of Maysville, 465th District, G.M., Jackson County, Georgia, and being that 1.00 acres, more or less, designated as Lot No. 38 of Freeman Place Subdivision, as more particularly shown on a plat of survey prepared for Property Development Group, Inc. by G. Brian Slate, Registered Surveyor, dated December 29, 1997, recorded in Plat Book 52, Page 151, in the Office of the Clerk of the Superior Court of Jackson County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description.
(DC8,15,22,29B/3642 6000)

Gilbert Estate
Notice to Debtors
and Creditors
State of Georgia
County of Jackson
IN RE ESTATE OF EDNA H. GILBERT
All creditors of the Estate of Edna H. Gilbert, late of Jackson County, deceased, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment.
This 1st day of December, 2004.
Mary G. Bates
P.O. Box 123
Pendergrass, GA 30567
ATTORNEY: Leonard C. Lewellen
Attorney at Law
P.O. Box 635
Jefferson, GA 30549
(DC8,15,22,29P4)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Anthony Wayne Newberry to Wells Fargo Home Mortgage, Inc., dated March 4, 2004, recorded in Deed Book 33-T, Page 314, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTEEN THOUSAND SEVENTY-ONE AND 0/100 DOLLARS ($113,071.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in January, 2005, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Anthony Wayne Newberry or a tenant or tenants and said property is more commonly known as 208 Jackson Woods Road, Maysville, Georgia 30558.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Wells Fargo Bank, NA sbn Wells Fargo Home Mortgage, Inc. as Attorney-in-Fact for Anthony Wayne Newberry
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
DDP/geb 1/4/05
Our file no. 51998204-FT5
EXHIBIT “A”
That tract or parcel of land lying and being in the 455th GMD of Jackson County, Georgia, being described as Farm 6 in the Jackson Woods Farms Subdivision as shown on a plat of survey recorded in Plat Book 22, Page 26, Jackson County records; said plat being incorporated herein by reference for a more complete description of the property. Subject to Restrictive Covenants shown on the above-referenced plat of survey.
Together with an improvement and immovable fixture permanently attached thereto, a 2001 Palm Harbor 60G9, Serial Number PH234276AB.
(DC8,15,22,29B/3642 6000)
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Benjamin E. Wurtz to Mortgage Electronic Registration Systems, Inc., dated September 29, 2003, recorded in Deed Book 32-C, Page 745, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of NINETY-FOUR THOUSAND SEVEN AND 0/100 DOLLARS ($94,007.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in January, 2005, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Benjamin E. Wurtz or a tenant or tenants and said property is more commonly known as 295 Maywood Ct, Maysville, Georgia 30558.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Mortgage Electronic Registration Systems, Inc. as Attorney-in-Fact for Benjamin E. Wurtz
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
DDP/mch 1/4/05
Our file no. 51979204-FT4
EXHIBIT “A”
All that tract or parcel of land lying and being in GMD 465 of Jackson County, Georgia and being in the City of Maysville and being more particularly described as 2.5 acres more or less according to a survey for Paul Dean Christian and Connie D. Gunter prepared by Jick A. Page Jr. registered land surveyor No. 1894 dated June 22nd 1995 said property being more particularly described according to said plat as follows:
Beginning at a point located at the intersection of the centerline of a creek with the southeast right of way Boundary of Hogan Street (closed); thence run north 38 degrees 45 minutes 06 seconds east 414.30 feet along the southeast boundary of Hogan Street (closed) to a point; thence run south 27 degrees 37 minutes 54 seconds east 412.70 feet to a point; thence run south 74 degrees 01 minute 00 second west 102.25 feet to a point; thence run south 73 degrees 53 minutes 57 seconds west 310.70 feet to a point located at the center line of aforesaid creek (said point being designated for the purpose of this description as “point a”); thence run in a northerly, northwesterly and northeasterly direction along the center line of aforesaid creek, and following the meandering thereof, to the point of beginning (the tie line between “point a” and the point of beginning being north 18 degrees 58 minute 19 seconds west 165.87 feet).
(DC8,15,22,29B/3642 5000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Elizabeth R. Mask and Matthew W. Miller to Wells Fargo Home Mortgage, Inc, dated February 28, 2002, recorded in Deed Book 26-B, Page 746, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED ONE THOUSAND ONE AND 0/100 DOLLARS ($101,001.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in January, 2005, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Elizabeth R. Mask and Matthew W. Miller or a tenant or tenants and said property is more commonly known as 34 Ivy Creek Drive, Nicholson, Georgia 30565.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Wells Fargo Bank, NA sbm Wells Fargo Home, Inc. as Attorney-in-Fact for Elizabeth R. Mask and Matthew W. Miller
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
DDP/geb 1/4/05
Our file no. 5468504-FT5
EXHIBIT “A”
All that tract or parcel of land lying and being in the City of Nicholson, 253rd District, G.M. of Jackson County, Georgia being Lot 1, Block A of Ivy Plantation Subdivision, as per plat recorded in Plat Book 54, Page 228, records of Jackson County, Georgia, which plat is by reference incorporated herein and made a part hereof.
(DC8,14,22,29B/3642 6000)

Notice of Sale
Notice of Sale Under Power
State of Georgia
County of Jackson
Because of a default in the payment of the indebtedness secured by a Security Deed executed by Shelia Louise Jackson to NBank Mortgage Company dated March 7, 2001, and recorded in Deed Book 22-Y, Page 350, JACKSON County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Mortgage Electronic Registration Systems, Inc., by Assignment securing a Note in the original principal amount of $49,600.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, January 4, 2005, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:
All that tract or parcel of land lying and being in or near the town of Commerce, County of Jackson, State of Georgia, 255th District, G.M., the lot being shown on a plat of survey by C.C. Bawken, Registered Engineer, recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia, in Plat Book 2, Page 251, as Lot No. 2, Block No. D, described as follows: fronting on Poplar Street 182.60 feet running thence in a Westerly direction 276.70 feet to an iron pin, running thence in a Southerly direction 46.7 feet to an iron pin, running thence in an Easterly direction 180.90 feet to an iron pin on Poplar Street.
Said property is known as 471 Poplar Street, Commerce, GA 30529, together with all fixtures and personal property attached to and constituting a part of said property, if any.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.
Said property will be sold as the property of Shelia Louise Jackson, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Shelia Louise Jackson, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.
Mortgage Electronic Registration Systems, Inc. as Attorney-in-Fact for Shelia Louise Jackson
File no. 04-4136
L. J. SWERTFEGER, JR.
SHAPIRO & SWERTFEGER*
Attorneys and Counselors at Law
2872 Woodcock Boulevard
Suite 100
Atlanta, GA 30341
(770) 220-2535/CC
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(DC8,15,22,29B/1323 6000)

Citation
Probate Court of
Jackson County
In the Matter of: Alexandria Paige Jacobs, Minor
The Petition of Kathy B. Burdette to be appointed as temporary guardian of person
TO: Darrell Wayne Jacobs
All objections to the Petition described above must be in writing, setting forth the grounds of any such objections, and must be filed with this Court no later than the close of business 14 days after this notice is mailed or 10 days after this notice is first published or served by the sheriff upon the recipient, whichever is later.
This 6th day of December, 2004
WITNESS the Honorable Margaret Deadwyler
By: Susan Garmon, Clerk, Probate Court
(DC15,22B/498 2000)

Sanders Estate
Notice to Debtors
and Creditors
IN RE ESTATE OF James H. Sanders
All creditors of the estate of James H. Sanders, late of Jackson County, deceased, are hereby notified to render their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment.
This 6th day of December, 2004.
Timothy Sanders
491 W. Crogan St.
Lawrenceville, Ga. 30045
(DC15,22,29,JA5P4)

Smith Estate
Notice to Debtors
and Creditors
State of Georgia
Jackson County
IN RE ESTATE OF Virginia S. Smith, deceased
All creditors of the estate of Virginia S. Smith, deceased, late of Jackson County, are hereby notified to render their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment to me.
This 6th day of December, 2004.
James Smith, Administrator of the Estate of Virginia S. Smith, deceased
3108 Waterworks Rd.
Commerce, Ga. 30529
(DC15,22,29,JA5P4)

Benson Estate
Notice to Debtors
and Creditors
State of Georgia
County of Jackson
ALL PERSONS INDEBTED TO Grace Elrod Benson, deceased, are hereby notified to make immediate payment to the undersigned and all creditors of said decedent are hereby notified to render their claims to the undersigned.
This 1st day of December, 2004.
Witness my hand and seal, on the day above written.
Mrs. Elaine Czaplinski, as Executor of the Grace Benson Estate
116 Schaefer Court
Toccoa, Ga. 30577
(DC15,22,29,JA5P4)

Butters Estate
State of Georgia
Jackson County
Notice to Debtors
and Creditors
IN RE ESTATE OF Hershell Butters
All creditors of the Estate of Hershell Butters, deceased, late of Jackson County, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment to me.
This 7th day of December, 2004.
Tempie Smith, Executor of the Estate of Hershell Butters, deceased
(DC15,22,29,JA5P4)

Inc. Notice
Notice is given that Articles of Incorporation which will incorporate COMMERCE HOMES & PROPERTIES, INC. will be delivered to the Secretary of State of Georgia for filing in accordance with the Georgia Business Corporation Code. (O.C.G.A. 14.2-201.1). The initial registered office of the corporation will be located at 32 Pine Street, Commerce, Georgia 30529, and its initial registered agent at such address is Kimberly Caudell.
(DC15,22P2)

Advertisement for Bids
Sealed proposals will be accepted by Jackson County Government until 3:00 P.M. ET on THURSDAY, JANUARY 13, 2005 in Jackson County Purchasing Department, 67 Jefferson Street, Jefferson, Georgia, 30549 for the cleaning of the Jackson County Courthouse, 5000 Jackson Parkway, Jefferson, Georgia. All proposals will be opened in public and offeror’s names will be read aloud immediately following the specified closing time. Proposals received after the due date and time will not be accepted or considered.
Inquiries regarding this Request for Proposal (RFP) should be made in writing to Bob Schommer, Project Manager, by email rschommer@jacksoncountygov.com, postal mail, hand delivered or fax to the Purchasing Office. Any questions submitted should have the RFP 04-17 and Courthouse Cleaning on the subject line in order to process the information in a timely manner.
ONLY BIDDERS THAT HAVE RECEIVED THE RFP SHALL ATTEND THE MANDATORY PRE-PROPOSAL THAT WILL CONSIST OF A COMPLETE WALK-THROUGH OF THE COURTHOUSE. ALL BIDDERS MUST ATTEND THIS MEETING IN ORDER TO BID ON THIS CONTRACT. BACKGROUND CHECKS WILL BE CONDUCTED BEFORE THE AWARD OF THE CONTRACT.
The Proposal documents may be obtained at the office of Linda Kay Daniel, Purchasing Manager, 67 Athens Street, Jefferson, Georgia 30549, phone (706) 367-6309, fax (706) 367-1505 or email ldaniel@jacksoncountygov.com to request a copy of the proposal.
A qualified interpreter for the hearing impaired is available upon request at least 10 (ten) days in advance of the proposal receipt date. Please call (706) 367-6312 for more information for the hearing impaired.
Jackson County reserves the right to reject any or all proposals, to waive any technicalities or irregularities, and to award the proposal based on the highest and best interest of Jackson County.
Submitted by:
Linda Kay Daniel
Purchasing Manager
PO#5132
RFP #04-17
(DC22,29,B/485PO5132 4000)

Advertisement
for Bids
Sealed bids will be accepted by Jackson County Government until 3:00 P.M. E.S.T. on THURSDAY, JANUARY 20, 2005 in Room 204, Jackson County Purchasing, 67 Athens Street, Jefferson, Georgia 30549, for the JACKSON COUNTY BOARD OF COMMISSIONERS CONCORD ROAD EXTENSION AND US 129/SR 11 INTERSECTION IMPROVEMENTS for the JACKSON COUNTY GOVERNMENT.
The project consists of, but is not limited to:
The construction of 1.2 miles of new 4-lane roadway and one signalized intersection.
Time of completion for all work associated with this project shall be ONE HUNDRED EIGHTY (180) consecutive calendar days from the date of a written “Notice to Proceed” from OWNER.
Bidding information and specifications may be obtained from the Jackson County Purchasing Department at the above location. For technical information, contact Mike Alligood or Richard Crowder at (770) 338-8000.
A pre-bid conference to respond to any questions related to the details of this project will be held on MONDAY, JANUARY 10, 2005 at 2:00 P.M. in the Jackson County Purchasing Department, 67 Athens Street, Room 204, Jefferson, Georgia. Potential bidders are encouraged to attend.
Bidding documents may be obtained at the office of Precision Planning, Inc., 400 Pike Boulevard, Lawrenceville, GA 30045 upon payment of a non-refundable cost of $150.00. Checks shall be made payable to Precision Planning, Inc.
BONDING REQUIREMENTS: A Bid Bond for 5% of the total bid must be submitted with the bid. Performance and Payment Bonds in the amount of 100% of the contract price will be required if contract is awarded.
Plans/Specifications/Contract Documents will be on file FOR INSPECTION ONLY at the following locations on or after December 22, 2004:
Jackson County Purchasing
67 Athens Street, Room 204
Jefferson, GA 30549
ATTN: Linda Kay Daniel
PHONE: 706-367-6309
Email: 1daniel@co.jackson.-ga.us
Dodge Plan Room
4170 Ashford-Dunwoody Road, NE
Suite 200
Atlanta, GA 30319
PHONE: (404) 255-2565
FAX: 706-367-1505
Each bid must be submitted in a SEALED ENVELOPE, addressed to the OWNER. Each sealed envelope containing a Bid must be plainly marked on the outside as, “Bid for JACKSON COUNTY BOARD OF COMMISSIONERS CONCORD ROAD EXTENSION AND US 129/SR 11 INTERSECTION IMPROVEMENTS-BID #04-18”. If bid is forwarded by mail, the sealed envelope containing the Bid must be enclosed in a separate mailing envelope to the attention of the OWNER at the address previously given.
All Bids must be made out on the bid form of the type bound in the Contract Documents, in accordance with the instructions in the Information for Bidders. No interlineations, additions, or deletions shall be made in the proposal form by the BIDDER.
Any and all Bids received without the aforementioned qualification criteria enclosed, will be returned to the BIDDER.
CONTRACTORS and SUBCONTRACTORS bidding on this Project will be required to comply with all Federal, State, and local laws.
Successful Bidder will be required to perform WORK as the Prime Contractor. WORK performed by Prime Contractor shall be at a minimum 30% of the contract value.
No BIDDER may withdraw his bid within the time limit specified in the Instruction to Bidders (Section 00100).
*Surety companies executing Bonds must appear on the Treasury Department’s most current list (Circular 570 as amended) and be authorized to transact business in the State of Georgia.
This Project is being financed by the Georgia Department of Transportation and local funds.
A qualified interpreter for the hearing impaired is available upon request at least 10 (ten) days in advance of the BID OPENING DATE. Please call (706) 367-6312 for more information. This service is in compliance with the Americans With Disabilities Act (ADA).
Jackson County reserves the right to reject any or all bids, to waive any technicalities or irregularities, and to award the bid based on the highest and best interest of Jackson County.
Submitted by:
Linda Kay Daniel, Purchasing Manager
PO # 5133
BID # 04-18
(DC22,29,JA5,12PO5133B/485 7000)

Inc. Notice
Notice of Intent
to Incorporate
Notice is given that articles of incorporation which will incorporate HOLDERS MILL HOMEOWNERS ASSOCIATION; PHASE 2 AND 3, INC. will be delivered to the Secretary of State for filing in accordance with the Georgia Nonprofit Corporation Code. The initial registered office of the corporation will be located at 793 Monte Lane, Jefferson, Jackson County, Georgia 30549-6928. The initial registered agent of the corporation at such address shall be DEFOREST H. MILLER.
LISA M. GABLE
ROBERTSON & GABLE, LLC
3075 Breckinridge Blvd.
Suite 450
Duluth, GA 30096
(770) 736-5182
(DC22,29P2)

Saucier Estate
Notice to Debtors
and Creditors
State of Georgia
Jackson County
IN RE ESTATE OF Patricia Jean Saucier, deceased
All creditors of the Estate of Patricia Jean Saucier, deceased, late of Jackson County, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment to me.
This 11th day of December, 2004.
Burch Anno Saucier, Sr. Administrator of the Estate of Patricia Jean Saucier, deceased
(DC22,29,JA5,12P4)

Public Notice
Pyarali and Sherah Shikarpuria, representing Royalty Investments, Inc. (Citgo Food and Gas) located at 4210 Hwy. 53, Hoschton, Georgia, have made application to the City of Hoschton for a retail beer and wine license.
A public hearing will be held January 3, 2005, 6:30 p.m. at Hoschton City Hall. All interested parties are invited to attend.
(DC22,29B/174 1000)

Inc. Notice
Notice is given that Articles of Incorporation which will incorporate Power Zone Electric, Inc., will be delivered to the Secretary of State for filing in accordance with the Georgia Business Corporation Code. (O.C.G.A.) (14-2-101). The initial registered office of the corporation will be 247 Arbor Trace, Braselton, GA 30517. The initial registered agent at such address is Aaron B. Henry.
(DC22,29P2)

Citation
Probate Court of
Jackson County
IN THE MATTER OF Bertina Parker, Minor
RE: Petition of Maleser Banks for appointment as temporary guardian of the person
TO: Bruce Butler
All objections to the Petition described above must be in writing, setting forth the grounds of any such objections, and must be filed with this Court no later than the close of business 14 days after this notice is mailed or 10 days after this notice is first published or served by the sheriff upon the recipient, whichever is later.
This 13th day of December, 2004
WITNESS the Honorable Margaret Deadwyler
By: Susan Garmon, Clerk, Probate Court
(DC22,29,B498 2000)

Hunter Estate
Notice to Debtors
and Creditors
IN RE ESTATE OF Evelyn Hunter
All creditors of the Estate of Evelyn Hunter, late of Jackson County, deceased, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment.
This 17th day of December, 2004.
Tommy C. Hunter, Executor
367 Hunter Rd.
Jefferson, GA 30549
(DC22,29,JA5,12P4)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Marcia Moon to World Wide Financial Services, State of Michigan, dated July 2, 1998, recorded in Deed Book 18-F, Page 93, Jackson County, Georgia Records and as re-recorded in Deed Book 19-A, Page 98, Jackson County, Georgia Records, as last transferred to M & T Trust Company, as trustee, in trust for the Holders of Securitization Series 1998-3 by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWENTY-NINE THOUSAND NINE HUNDRED AND 0/100 DOLLARS ($29,900.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in January, 2005, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Marcia Moon or a tenant or tenants and said property is more commonly known as 596 Peachtree Rd, Jefferson, Georgia 31044.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
M & T Trust Company, as trustee, in trust for the Holders of Securitization Series 1998-3 as Attorney-in-Fact for Marcia Moon
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
DDP/krf 1/4/05
Our file no. 52001904-FT1
EXHIBIT “A”
All that tract or parcel of land lying and being in the 245th District, G.M., Jackson County, Georgia, containing 2.00 acres, more or less, as shown on plat and survey of Venable & Associates Surveyors, dated August 29, 1985, and being recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia, in Plat Book 23, page 212. Said tract is bounded on the north by Peachtree Road, east and west by Bates, et al, and on the south by O.L. Wiseley. For a more detailed description to said tract reference is hereby made to said plat as recorded. Subject to existing easements and rights of ways for public roads and utilities now in use.
(DC8,15,22,29B/3642 7000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Jim H. Eller, Jr. and Crystal R. Eller to Washington Mutual Bank, FA, dated March 7, 2002, recorded in Deed Book 25-Z, Page 457, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWELVE THOUSAND AND 0/100 DOLLARS ($112,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in January, 2005, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Jim H. Eller, Jr. and Crystal R. Eller or a tenant or tenants and said property is more commonly known as 224 Brown Thrasher Place, Pendergrass, Georgia 30567.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Washington Mutual Bank, FA as Attorney-in-Fact for Jim H. Eller, Jr. and Crystal R. Eller
Daniel D. Phelan
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
DDP/krf 1/4/05
Our file no. 51985704-FT1
EXHIBIT “A”
All that tract or parcel of land lying and being in the 1691st District, GM, Jackson County, Georgia, containing 9.29 acres as shown on plat and survey of Venable & Associates, Inc. dated March 14, 1989, and recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia, in Plat Book 31, Page 182, Jackson County records, which plat is hereby referred to and made a part of this description.
(DC8,15,22,29B/3642 6000)

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