Notice of Sale
Georgia, Banks County
There will be sold at public outcry to the highest and best bidder for cash within the legal hours of 10:00 a.m., before the Courthouse door in Banks County, Georgia, on the first Tuesday in July 1999, the following described property:
1998 Sweetwater Double Wide Mobile Home, Mfg. Label Number Geo 1095851, Light Beige in Color, Size 22 x 52.
Said property was levied upon to satisfy fi-fa in favor of Harold R. Ballew Jr. and Donna Huntsinger and against Roger Stockton issued from the Magistrate Court and said property was levied as property of the defendant and found in the possession of Roger Stockton on this 17th day of June 1999.
Charles Chapman, Sheriff
Banks County, Georgia
(JU23,30,JY7INV)

Divorce Notice
Barbara Ann Mellulis, Plaintiff vs. Ronald Lee Mellulis, Defendant
Civil Action No. 99CV192M
You are hereby notified of the above action filed in the Superior Court of Banks County, Georgia, on the 21st day of June 1999, in the office of the Clerk of said Court.
You are hereby commanded to appear at said Court on the 2 day of September 1999, at 1:30 p.m., to show cause before me if any, as to the proceedings of divorce being sought by Barbara Ann Mellulis.
This 21st day of June 1999.
Witness, the Honorable T. Penn McWhorter, Judge of the Superior Court
Tim Harper, Clerk of the Superior Court, Banks County
(JU30,JY7,14,21P4)

Saville Estate
Notice to Debtors
and Creditors
All Creditors of the Estate of Ernest W. Saville, deceased, late of Banks County, Georgia, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us.
This 15th day of June, 1999.
Frances M. Cadotte, Executor, Administrator
304 Spring Point Drive, Columbus, SC 29229
1 (804) 736-4983
(JU30,JY7,14,21P4)

Inc. Notice
Notice of Intent to Incorporate
Notice is given that Articles of Incorporation which will incorporate Perry Shirley Enterprises Inc. will be delivered to the Secretary of State for filing in accordance with the Georgia Business Corporation Code. The initial registered office of the corporation will be located at 2028 Samples Scales Road, Homer, Banks County, Georgia 30547. The initial registered agent of the corporation at such address shall be Perry Shirley.
Lisa M. Gable
D.H. Robertson & Associates, P.C.
2945 West Main Street
Snellville, GA 30078
(770) 736-5182
(JU30,JY7P2)

Notice of Sale
Georgia, Banks County
Whereas, heretofore on January 19, 1994, Larry Lee Reed did execute and deliver to Habersham Bank a certain Deed to Secure Debt with Power of Sale recorded in the office of the Clerk of Superior Court of Banks County, Georgia, in Deed Book 85, Pages 787-788; and modified by Additional/Renewal Loan Agreement and Affidavit Regarding Intangible Tax, dated June 3, 1996, recorded in the office of the Clerk of Superior Court of Banks County, Georgia, in Deed Book 107, Page 68; and further modified by Additional/Renewal Loan Agreement and Affidavit Regarding Intangible Tax, dated March 17, 1995, recorded in the office of the office of the Clerk of Superior Court of Banks County, Georgia, in Deed Book 95, Page 314; and further modified by Additional/Renewal Loan Agreement and Affidavit Regarding Intangible Tax, dated December 8, 1995, recorded in the office of the Clerk of Superior Court of Banks County, Georgia, in Deed Book 102, Page 110; and further modified by Renewal Loan Agreement, dated June 21, 1994, recorded in the office of the Clerk of Superior Court of Banks County, Georgia, in Deed Book 88, Page 485, conveying the following described property, to-wit:
Tract One: All That Tract or parcel of land lying and being in Homer, 265th District, G.M., and within the corporate limits of Homer, Banks County, Georgia, and being a part of the J.B.G. Logan Place, being shown and designated as all of Lot 23 and all of Lot 24, on a plat of survey prepared for Helen D. Sikes by J.G. King, G.R.S., dated May, 1967, a copy of said plat being of record in the office of the Clerk of Superior Court of Banks County, Georgia, in Plat Book 3, Page 60, to which said plat and the record thereof reference is hereby made for a more complete description.
Tract Two: All That Tract or parcel of land lying and being in Homer, 265th District, G.M., and within the corporate limits of Homer, Banks County, Georgia, and being a part of the J.B.G. Logan Place, and being more particularly described as follows:
To find the true point of beginning, start at an iron pin located on Woodland Drive, said iron pin being the southeast corner of Lot #25, and proceed north along the boundary line of Lot #25 and right of way of Woodland Drive 50 feet to the true point of beginning; from said true point of beginning, south 32 degrees 34 minutes East 50 feet to iron pin, said iron pin being the southeast corner of Lot #25; thence north 54 degrees 13 minutes East 121.5 feet to iron pin; thence North 29 degrees 25 minutes West 50 feet to a point on right of way of road; thence across Lot #25 to point of beginning. Said tract or land being a portion of Lot #25 which is more particularly shown on a plat of survey for Helen D. Sikes, prepared by J.G. King, Surveyor, dated May, 1967, which plat is recorded in Plat Book 3, Page 60, Banks County, Georgia Records. Said plat and the recording thereof are incorporated herein for a more detailed description of the portion of Lot #25 conveyed herein.
Together with a 1972 Paragon Mobile Home, Manufacturer's ID No. 1381, Title No. 27010165, which is attached to and affixed to the above-described real property.
The above described land will be sold subject to all unpaid taxes.
Whereas, the Note secured by said Deed to Secure Debt has become in default as to payment of the principal and interest, and Habersham Bank has given notice of its intention to foreclose said Deed to Secure Debt and claim attorney's fees as provided in said Note and Deed to Secure Debt.
Now, Therefore, according to the terms of said Deed to Secure Debt and the laws in such cases made and provided, the undersigned will expose for sale to the highest and best bidder, for cash, the above-described land, after proper advertisement, on the first Tuesday in August, 1999, between the legal hours of sale before the Courthouse Door in Homer, Banks County, Georgia. The proceeds from said sale will be used first to pay the costs and expenses of said sale, second to pay the indebtedness secured by said Deed to Secure Debt, and the balance, if any, delivered to the persons legally entitled thereto.
Please be advised that Adams, Ellard & Frankum, P.C., is retained counsel for Habersham Bank regarding the above-referenced matter. All information obtained will be used for the purpose of collecting the referenced debt.
This 1st day of July, 1999.
Habersham Bank
By: s/Kathy Turpin, as Attorney-in-Fact for Larry Lee Reed
(JY7,14,21,28INV)

Notice of Sale
Georgia, Banks County
By virtue of Power of Sale contained in Security Deed from Patsy J. Coley to First Bank of Habersham, dated February 20, 1998, which Deed is recorded among Banks County Records in Deed Book 125, page 271, said Security Deed being given to secure an indebtedness of $60,000.00 plus interest. There will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse Door at Banks County, Georgia, within the legal hours of sale on the first Tuesday in August, 1999, the following described property to-wit:
All that tract or parcel of land lying and being in the Poplar Springs G.M.D. (912) of Banks County, Georgia, containing 9.7 acres, according to the Plat, dated November 5, 1971 of a survey by Farley-Collins Associates, RLS, said Plat is incorporated and made a part of this description and recorded in Plat Book 4 at Page 33 in the Office of the Clerk of Superior Court of Banks County, Georgia.
This is the same property acquired by Rocky E. Brown and Linda K. Brown from Stacia K. Smith, et al, by Deed, dated March 22, 1995, recorded in Deed Book 95 at Page 633 in said Clerk's Office.
The debt secured by said Security Deed has been and is hereby declared due because of the non-payment of the current indebtedness secured by said Deed to Secure Debt. Said property will be sold as the property of Patsy J. Coley and subject to the outstanding ad valorem taxes.
The proceeds of such sale should be applied first to the payment in full of the aforementioned indebtedness, next to the payment of all expenses connected with said sale, including attorney fees, and the remainder if any, should be paid as provided in said Deed to Secure Debt.
This 1st day of July, 1999.
First Bank of Habersham
By: James Burrell, as Attorney-in-Fact for Patsy J. Coley
Douglas L. Henry
Attorney at Law
P.O. Box 1257
Clarkesville, GA 30523
(706) 754-5395
(JY7,14,21,28INV)

Notice of Sale
Notice of Sale Under Power
Georgia, Banks County
By virtue of Power of Sale contained in Deed to Secure Debt from Thomas Lamar Palmer, hereinafter Grantor, in favor of Approved Residential Mortgage, Inc., dated the 11th day of July, 1996 and recorded the 23rd day of July, 1996, in Deed Book 108, Page 83, Banks County, Georgia Records; subsequently transferred and assigned to American General Finance, Inc., dated the 15th day of August, 1996, and recorded the 29th day of December, 1998, in Deed Book 138, Page 259. Said Deed to Secure Debt being given to secure a Promissory Note of even date in the original principal amount of Ninety Eight Thousand and 00/100ths Dollars ($98,000.00), with interest from date as stated therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Banks County, Georgia, within the legal hours of sale on the first Tuesday in August, 1999, the following described property:
All that tract or parcel of land lying and being in GMD Hollingsworth of Banks County, Georgia, containing 6.36 acres, more or less, and being more fully shown as Tract #7, as per plat recorded in Plat Book 9, Page 19, Banks County, Georgia Records, which plat is hereby referred to and made a part of this description.
The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, non-payment of the monthly installments on said loan. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney's fees. Said property will be sold subject to any outstanding ad valorem taxes, special assessments, unpaid utility bills constituting liens against the property, and all Deeds to Secure Debt, lines and encumbrances existing when the above-described Deed to Secure Debt was filed for record. To the best of the undersigned's knowledge, information and belief, equitable title to this property is held by Thomas Lamar Palmer. This property is located at 899 Purvis Drive, Baldwin, Georgia 30511.
American General Finance, Inc., as Attorney-in-Fact for the above-named Grantor
American General Finance, Inc., by Robert W. Broome, Attorney
1655 Peachtree Street, NE, Suite 702
Atlanta, Georgia 30309
404-249-7337
(JY7,14,21,28INV)

Advertisement
for Bids
Department of Transportation
State of Georgia
State Project No. SAMA-184(11) 01, SAMA-184(12) 01
Banks, Franklin,
Stephens Counties
Sealed proposals for furnishing all labor, material, equipment and other things necessary for the following work will be received by the undersigned at the general office of the Department of Transportation, 2 Capitol Square, Atlanta, Georgia 30334, until 11:00 a.m., July 23, 1999 and publicly opened.
14.162 kilometers of plant mix resurfacing on SR 184 beginning at SR 63 and extending to the Stephens County line and beginning at SR 17 ALT and extending to the bridge over Tugaloo River.
Contract Time: 08/31/00; Proposal Guaranty: 5%; District Office: Gainesville; Price of Plans: None
Plans and specifications may be inspected at the general office in Atlanta and the district office indicated. Copies of the standard specifications ($20.00), the proposal form ($10.00), and the plans (indicated price) may be obtained from the state transportation office engineer at the general office in Atlanta, telephone number (404) 656-5293. Payment of the correct amount must be made within 30 days of billing; such payments are not refundable.
Payment will be made to the contractor each calendar month based on the estimated work complete in place as prescribed by the standard specifications. Retainage as prescribed by the standard specifications will be withheld. On all projects, retainage may be deposited in escrow accounts at the option of the contractor. Final payment of amounts withheld or deposited in escrow will not be made until the chief engineer has certified that the work has been satisfactorily completed and accepted.
The state reserves the right to reject any or all bids.
Wayne Shackelford, Commissioner
Department of Transportation
(JY7,14B/271 3000)

Notice
Georgia, Banks County
Probate Court
The petition of Hazel Elizabeth Mathis Moss, for a year's support from the estate of Penn Clayton Moss, deceased, for decedent's surviving spouse, having been duly filed, all interested persons are hereby notified to show cause, if any they have, on or before August 2, 1999, why said petition should not be granted.
All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed on or before the time stated in the preceding sentence. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.
Witness, the Honorable Milton L. Dalton, Judge
By: Kathy Hill, Clerk, Probate Court of Banks County
(JY7,14,21,28P4)

Adams Estate
Notice to Debtors
and Creditors
All Creditors of the Estate of Charles Quincy Adams, deceased, late of Banks County, Georgia, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us.
This 28 day of June, 1999.
Ruth Brock Adams, Executor/Administrator, 4544 Hwy. 63, Carnesville, GA 30521
(JY7,14,21,28P4)