Notice
Notice of Letting of Contract
State of Georgia
County of Jackson
To Whom It May Concern:
Notice is hereby given that the Jackson County Board of Commissioners will let a contract to the lowest responsible, qualified, general contractor, bidder by sealed bids submitted to the Jackson County Board of Commissioners Office, 67 Athens Street, Jefferson, Georgia no later than 2:00 p.m. December 7, 1999, for the construction of a new Mental Health Center Building. The project shall consist of 5,280 square foot facility. Structure to be wood frame, exterior to be brick and E.I.F.S. Construction Documents and Project Manuals are posted in the office of the County Commission. Copies of such can be obtained for a non-refundable fee of $50.00. A pre-bid Conference shall be conducted on November 22, 1999 at 2:00 p.m. at the site which is on Darnell Road on the right hand side of the Health Department Building in Jefferson. Attendance is not mandatory. Both a Performance and a Payment Bond will be required in an amount equal to 100% of the Contract Price. Proof of General Liability Insurance and Workman's Compensation Insurance will be required with the Jackson County Board of Commissioners listed as an additional insured. All bids must be accompanied by a Bid Bond or Certified Funds in the amount of 5% of the Bid Amount. Jackson County reserves the right to reject any and all bids and to waive any technicalities or irregularities and to award the bid based on the highest and best interests of Jackson County.
Honorable Jerry Waddell, Chairman
Jackson County Board of Commissioners
(NV3,10,17,24B/485 3000)

Notice
Notice for Service
by Publication
In the State Court of
Jackson County
State of Georgia
Deanna Michelle Gibbs, Plaintiff, vs. Lee Roy Singley Jr., Defendant.
Civil Action File No. 98-SV-123
To: Lee Roy Singley Jr., 5685 Thompson Mill Road, Hoschton, Georgia 30548
The above-styled action for negligence in an automobile accident was filed against you by Deanna M. Gibbs on June 12, 1998. By Order dated September 7, 1999, this Court ordered that service of process upon you be had by publication, all as provided by law. You are hereby required to file with the Clerk of this Court and to serve upon Plaintiff's attorney, W. Newton Moore, 34 Peachtree Street, Suite 2570, Atlanta, Georgia 30303, an answer to Plaintiff's Complaint within sixty (60) days from the date of the Order for Service by publication as set forth above.
Witness, the Honorable Jerry Gray, Judge of the State Court of Jackson County, Georgia
This 8 day of September, 1999.
By: Reba Parks, Clerk of Jackson County State Court, Georgia
(NV3,10,17,24P4)

Name Change
Notice of Publication
of Name Change
In the Superior Court of Jackson County
State of Georgia
In Re: Pro Se William Jackson Harlan, Petitioner
Civil Action File No. X99CV1024
You are hereby notified that one William Jackson Harlan, the above-named Petitioner, filed a Petition to Change Name from William Jackson Harlan to William Jackson Mixon in the Superior Court of Jackson County the 28th day of October, 1999.
Any interested or affected persons have the right to appear and file objections within the period set by law.
This 28th day of October, 1999.
Submitted by, William Jackson Harlan
Reba Parks, Clerk, Superior Court of Jackson County
By: Janie Hart, Deputy Clerk of Superior Court of Jackson County
(NV3,10,17,24P4)

Notice
Georgia, Jackson County Probate Court
Blake Bridges and Candace Hefner have petitioned for waiver of bond and/or for the grant of certain powers contained in O.C.G.A. §53-12-232 to the administrator of the estate of Kenneth Smith Bridges, deceased. All interested parties are hereby notified to show cause why said petition should not be granted. All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed with the court on or before December 6, 1999. If any objections are filed, a hearing will be scheduled tor a later date. If no objections are filed, the petition may be granted without a hearing.
Helen Gunnels, Clerk of the Probate Court
(NV3,10,17,24B/498 1000)

Notice of Sale
Notice of Sale Under Power
in Deed to Secure Debt
State of Georgia
County of Jackson
Under and by virtue of the Power of Sale contained in that certain Deed to Secure Debt from Guy L. Johnson to Approved Residential Mortgage, Inc. dated May 15, 1998, and recorded in Deed Book 17-Y, Page 205, Jackson County Records, which deed was subsequently transferred to Associates Home Equity Services, Inc. f/k/a Ford Consumer Finance Company, Inc. by instrument recorded in aforesaid records, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday in December 1999, by Associates Home Equity Services, Inc. f/k/a Ford Consumer Finance Company, Inc., as Attorney-in-Fact for Guy L. Johnson the following described property:
All that tract or parcel of land, situate, lying and being in the 255th District, G.M. Jackson County, Georgia, containing 2.594 acres, more or less, and designated as Tract No. 1, as shown by that certain plat of survey entitled "Final Plat of Harden Orchard Estates" prepared by Hambrick Surveying, Inc., certified by Wallace Long Hambrick, Georgia Registered Surveyor, dated January 22, 1990, and being of record in the Office of the Clerk of the Superior Court for Jackson County, Georgia, in Plat Book 29, Page 249, which plat and its recording are by reference incorporated herein for further identification and description.
Said property is known as 256 Old Harden Orchard Road, Commerce, Georgia.
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney's fees, (notice having been given as provided by law).
The property will be sold as the property of The Aforesaid Grantors subject to the following:
(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; and the outstanding ad valorem taxes and assessments, if any, and unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (4) matters of record superior to the security deed first set out above.
To the best of the undersigned's knowledge and belief, the party in possession is Guy L. Johnson.
Associates Home Equity Services, Inc., f/k/a Ford Consumer Finance Company, Inc., as Attorney-in-Fact for Guy L. Johnson
This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.
Pendergast & Blum, P.C.
One Premier Plaza, Suite 800
5605 Glenridge Drive
Atlanta, Georgia 30342
(404) 303-0300
(NV10,17,24,DC1P4)

Notice of Sale
Notice of Sale Under Power
By virtue of the power contained in a Deed to Secure Debt executed and delivered by Jeffery W. Roberts to Community Bank and Trust-Jackson, dated May 2, 1997, and recorded in Deed Book 16-O, Pages 513-516, Office of the Clerk of Superior Court of Jackson County, Georgia; securing sums in the original principal amount of $145,000.00, in addition to interest accruing, there will be sold at public outcry to the highest bidder for cash, before the Courthouse door in Jackson County, Georgia, by the undersigned, acting as Attorney-in-Fact for the said Jeffrey W. Roberts, as provided in said Deed to Secure Debt, between the hours of 10:00 a.m. and 4:00 p.m. Eastern Time, on the first Tuesday in December 1999, to-wit: December 7, 1999:
All that tract or parcel of land lying and being in the City of Jefferson, 245th District, G.M., Jackson County, Georgia, and being that 0.48 acre, more or less, as shown on Plat and Survey for Jeffery W. Roberts dated January 20, 1989, by Allen L. Venable Jr., Registered Surveyor. Said Plat is recorded in Plat Book 49, Page 209, Office of the Clerk of Superior Court of Jackson County, Georgia, and is incorporated herein, and made a part hereof by reference for a more detailed description. Said property is bounded according to said Plat on the North by Ralph Roberts; on the West by Cheatham; on the South by Jeffery W. Roberts.
There is also conveyed herewith a 20' easement for ingress and egress running from US Hwy. 129 back to the above described property.
The debt secured by said Deed to Secure Debt, being in default, said powers contained therein will be exercised and the land will be sold as property of Jeffery W. Roberts, by the undersigned, as Attorney-in-Fact for the said Jeffery W. Roberts.
Said property shall be sold subject to any and all outstanding easements and rights-of-ways, restrictions of record, if any, and to all unpaid taxes and assessments.
The proceeds from said sale will be applied to the payment of the above-styled indebtedness, the expenses of the procedure, attorney's fees (notice as required in Sec. 13-1-11, O.C.G.A., 1982, as amended, having been sent as required), and the balance, if any, shall be applied as provided in said Deed to Secure Debt. Proper conveyance will be made to the purchaser at the said sale by the undersigned acting as Attorney-in-Fact for the said Jeffery W. Roberts.
To the best knowledge, information, and belief of Community Bank and Trust-Jackson, the premises are currently unoccupied.
Pursuant to the Fair Debt Collection Practices Act, it is required that the following is stated: "This document is an attempt to collect a debt and any information obtained will be used for that purpose." [15 U.S.C. Section 1692e(11).]
This 4th day of November, 1999.
Community Bank and Trust-Jackson
By: Elton Collins, President, as Attorney-in-Fact for Jeffery W. Roberts
Gregory M. Perry
Attorney at Law
P.O. Box 299
Commerce, Georgia 30529
(706) 335-3500
(NV10,17,24,DC1P4)

Notice of Sale
Georgia, Jackson County
Because of the default in the payment of a note executed by Charles G. Fields and Arthur Parr Jr., secured by a Deed to Secure Debt executed by Charles G. Fields to The First National Bank of Jackson County, dated October 31, 1991, and recorded in the Clerk's Office of Jackson County, Georgia, in Deed Book 13-I, Pages 625-626, assigned to Arthur Parr Jr., and further assigned to Harold Fletcher on October 11, 1999, and recorded on the Jackson County Deed Records, the undersigned has declared the full unpaid amount of the indebtedness secured by said deed due and payable, and acting under the power of sale contained in said deed, for the purpose of paying said indebtedness, will on the first Tuesday in December, 1999, during the legal hours of sale at the Courthouse in Jackson County, Georgia, sell at pubic outcry to the highest bidder for cash, the land described as follows:
All that tract or parcel of land more particularly described as follows:
Beginning at a point on the western margin of Lavender Road at the property on Neal Estate; said point being 1848.0 feet south of the right of way of U.S. Highway 129 as measured along Lavender Road, and thence running along Lavender Road South 7 degrees 38 minutes East 562.0 feet to an iron pin and property of Lenore Hunter; thence North 85 degrees 32 minutes West 458.0 feet to an iron pin; thence North 36 degrees 15 minutes East 646.5 feet to an iron pin, the point of beginning. Being part of the same property which was conveyed to Hines B. Whitfield on December 20, 1947, from H.T. Mobley, by deed recorded in Deed Book 3-L, Page 231, Deed Records of Jackson County, Georgia.
Notice has been given of intention to collect attorney's fees in accordance with the terms of the note secured by said Deed to Secure Debt.
This sale will be held subject to any unpaid taxes or other assessments which may be liens against said property.
Said property will be sold as the property of Charles G. Fields and the proceeds of said sale shall be applied first to the payment in full of said indebtedness, next, to the payment of all expenses connected with said sale, and the remainder, if any, shall be paid as provided in said Deed to Secure Debt.
The undersigned will execute a deed to the purchaser as authorized in the aforementioned Deed to Secure Debt.
Harold Fletcher, Attorney-in-Fact for Charles G. Fields
Frank W. Armstrong
Stewart, Melvin & Frost, LLP
P.O. Box 3280
Gainesville, GA 30503
(770) 536-0101
(NV10,17,24,DC1B/886 5000)

Notice of Sale
Notice of Sale Under Power
in Deed to Secure Debt
State of Georgia
Jackson County
Because of default in the payment of the indebtedness secured by a Deed to Secure Debt executed by William Larry Starks Jr. and Martisha Williams, Grantor, to Wanda B. David, Grantee, dated April 12, 1999, recorded in Deed Book 19-K, Page 520, in the Office of the Clerk of Superior Court, Jackson County, Georgia, the undersigned has declared the entire amount of said indebtedness due and payable and pursuant to the Power of Sale contained in said deed, will on the first Tuesday in December, 1999, during the legal hours of sale at the Courthouse door in Jackson County, sell at public outcry to the highest and best bidder for cash, the following described property:
All that tract or parcel of land lying and being in the 245th G.M.D., City of Jefferson, Jackson County, Georgia, and being designated as Lot 17, Block "A," as shown on that plat and survey for Academy Woods Subdivision, prepared by Cornerstone Land Surveying, Registered Surveyor, dated April 25, 1997 and recorded in Plat Book 50, Page 10. Said plat, as recorded, is hereby referenced for a more detailed description of said property. Subject to existing easements and right of ways for public roads and utilities.
The sale will be held subject to any outstanding and unpaid taxes and/or easements and/or restrictive covenants appearing of record.
Notice has been given of intention to collect attorney's fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of William Larry Starks Jr. and Martisha Williams, and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, the undersigned will execute a deed to the purchaser at said sale as provided in the aforementioned Deed to Secure Debt.
Wanda B. David, as Attorney-in-Fact for William Larry Starks Jr. and Martisha Williams
Wanda Barnett David
P.O. Box 99
Jefferson, Georgia 30549
(706) 367-8030
(NV10,17,24,DC1B/783 4000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of a Power of Sale contained in that certain Security Deed from Larry J. David and Shirley A. David to Venture Mortgage, Inc., dated February 4, 1994, recorded in Deed Book 13-R, Page 298, Jackson County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of Fifty-Five Thousand Six Hundred and 00/100 Dollars ($55,600.00) with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to NationsBanc Mortgage Corporation, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in December 1999, the following described property:
All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the City of Commerce, 255th District, G.M., Jackson County, Georgia, and being known as Lot 4, Hillcrest Subdivision, as more particularly shown on a survey entitled "Survey for Larry J. David and Shirley A. David," dated January 27, 1994, by Surveying Co., Sherald G. Sharp, Registered Surveyor, and recorded in Plat Book 43, Page 4. In the Office of the Clerk of the Superior Court of Jackson County, Georgia, reference to which is hereby made particular description of the property herein conveyed.
Said property is commonly known as 48 Hillcrest Street, Commerce, GA 30529.
The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorney's fees, and all other payments provided for under the terms of the Security Deed and Note.
Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Larry J. David and Shirley A. David or tenant(s).
NationsBanc Mortgage Corporation, as Attorney-in-Fact for Larry J. David and Shirley A. David
Contact: Amy Saliba (Ext. 117)
Morris, Schneider & Prior, L.L.C.
3300 N.E. Expressway, Suite 8B
Atlanta, Georgia 30341
(770) 234-9181
MSP File No. 158.993165/acs
This law firm is attempting to collect a debt. Any information obtained will be used for that purpose.
(NV10,17,24,DC1P4)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Under and by virtue of the Power of Sale contained in a Security Deed from Timothy S. Atkinson and Annette M. Atkinson to Green Tree Financial Servicing Corp. in the original amount of $106,359.15, dated October 22, 1997, recorded on October 28, 1997 in Deed Book 17-D, Page 167, Jackson County, Georgia Records, to be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in December, 1999, the following described property:
All that tract or parcel of land lying and being in the 245th District, G.M., Town of Arcade, Jackson County, Georgia, being Tract 11, containing 1.57 acres, Woodland Hills, Unit Two, according to plat recorded in Plat Book 50, Page 20, Jackson County Records and incorporated herein; being a portion of the property conveyed by deed from Thom Douglas Ramsdell to Arcade Homes, Inc., recorded in Deed Book 16-M, Page 505, said Records.
Also included in the sale is certain personal property described as follows: 1998 Palm Harbor Mobile Home, Serial No. PH231859, which is located on the above referenced real property.
The indebtedness secured by said Security Deed has been and is hereby declared due and payable because of, among other possible events of default, non-payment of the monthly installments as required by said Security Deed. The sale will be made for the purpose of paying the same and all expenses of sale, including attorney's fees.
The property will be sold subject to any and all matters of record superior to said Security Deed, outstanding ad valorem taxes, and easements and restrictions against the property, if any.
To the best of the undersigned's knowledge and belief, said property is also known as Woodland Drive, Arcade, GA 30622 a/k/a 397 Woodland Hills Drive, Jefferson, GA 30549 and the party in possession of the property is the Borrower or their tenants.
Green Tree Financial Servicing Corporation, as Attorney-in-Fact for Timothy S. Atkinson and Annette M. Atkinson
Kenney & Solomon, P.C.
3675 Crestwood Parkway, Suite 110
Duluth, Georgia 30096
(770) 564-1600
The law firm is acting as a debt collector attempting to collect a debt. Any information obtained will be used for that purpose.
(NV10,17,24,DC1P4)

Notice of Sale
Notice of Sale Under Power
State of Georgia
County of Jackson
Because of a default in the payment of the indebtedness secured by a Security Deed executed by Donald A. Winters to Perimeter Mortgage Funding Corporation dated March 13, 1998, and recorded in Deed Book 17-P, Page 411, Jackson County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Fleet Mortgage Corporation by assignment dated March 25, 1998, and recorded in Deed Book 18-Q, Page 435, aforesaid records, securing a Note in the original principal amount of $96,284.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, December 7, 1999, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:
All that tract or parcel of land lying and being in the 245th District, G.M. Jackson County, Georgia, containing 0.0750 acres, more or less, being designated as Lot 10, as shown on that plat and survey for Hogan's Mill Subdivision, prepared by Venable & Associates, dated March 14, 1996 and revised May 29, 1996, and recorded in the Office of the Clerk of the Superior Court of Jackson County, Georgia, in Plat Book 46, Page 215. Said plat, as recorded, is hereby incorporated by reference for a more detailed description of said property. Subject to existing easements and rights of way for public roads and utilities now in use. Subject to Restrictive Covenants recorded in Deed Book 16-K, Page 66, in the Office of the Clerk of Superior Court of Jackson County, Georgia.
Said property is known as 137 Will Clark Road, Jefferson, GA 30549, together with all fixtures and personal property attached to and constituting a part of said property, if any.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.
Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed.
Said property will be sold as the property of Donald A. Winters, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Donald A. Winters, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.
Fleet Mortgage Corporation, as Attorney-in-Fact for Donald A. Winters
File no. 99-1382
L.J. Swertfeger, Jr.
Shapiro & Swertfeger
Attorneys and Counselors at Law
3300 Northeast Expressway
Suite 5-C
Atlanta, Georgia 30341-3941
(770) 220-2730/md
The law firm is acting as a debt collector. Any information obtained will be used for that purpose.
(NV10,17,24,DC1INV)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Under and by virtue of the Power of Sale contained in a Security Deed given by Dorothy P. Nix and Kathy E. Shubert to FT Mortgage Companies dba HomeBanc Mortgage Corporation, dated March 7, 1997, recorded in Deed Book 16-J, Page 703, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of Eighty One Thousand Six Hundred & No/100 Dollars ($81,600.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in December, 1999, the following described property:
See Exhibit "A" attached hereto and made a part hereof
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given.)
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Dorothy P. Nix and Kathy E. Shubert or a tenant or tenants and said property is more commonly known as 125 Stone Creek Drive, Hoschton, GA 30548.
FT Mortgage Companies, dba Homebanc Mortgage Corporation, as Attorney-in-Fact for Dorothy P. Nix and Kathy E. Shubert
Stanley H. McCalla
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC
56 Perimeter Center East, N.E., Fifth Floor
Atlanta, Georgia 30346
(770) 729-8875
SHM/jlp 12/7/99
Our file no. 51210/99-1-25329
The law firm is acting as a debt collector attempting to collect a debt. Any information obtained will be used for that purpose.
Exhibit "A"
All that tract or parcel of land lying and being in Headrights G.M.D. 248 of Jackson County, Georgia, being Lot 34, Stone Creek Subdivision, as shown on subdivision plat recorded in Plat Book 42, Page 235, Jackson County, Georgia Records, which plat is incorporated herein by reference and made a part hereof.
(NV10,17,24,DC1B/930 5000)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of the Power of Sale contained in a Security Deed from Marvin and Sheila Trammell to CommonPoint Mortgage, dated December 30, 1997, recorded in Deed Book 17-K, Page 302, Jackson County Records, and last assigned to Bankers Trust Company of California N.A., as Custodian or Trustee, dated January 4, 1999 and recorded on June 30, 1999 in Deed Book 19-T, Page 627 and 628, Jackson County Records, conveying the after-described property to secure a Note in the original principal amount of Ninety One Thousand and No/100 Dollars ($91,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash, before the Courthouse door of Jackson County, Georgia, during the legal hours of sale on the first Tuesday in December, 1999, the following described property, to-wit:
All that tract or parcel of land lying and being in 257th GMD, Jackson County, Georgia, being shown and designated as 2.00 acres according to plat of survey by F.B. Flourney, GA RLS dated May 5, 1997 and recorded in Plat Book 49, Page 242, Jackson County Records, which recorded plat and record thereof is referred to herein for a more complete and detailed description.
The Debt secured by said Security Deed has been and is hereby declared due because of nonpayment of the indebtedness when due and in the manner provided in the Note and Security Deed. The debt remaining in default, the sale will be made for the purpose of paying the same and all expenses of sale, as provided in the Security Deed and by law, including attorney's fees, notice of intent to collect attorney's fees having been given.
Said property will be sold subject to any outstanding ad valorem taxes, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Marvin and Sheila Trammell, or a tenant or tenants, and said property was or is commonly known as 3942 Brockton Road, Jefferson, Georgia 30549.
Bankers Trust Company of California N.A., as Custodian or Trustee, as Attorney-in-Fact for Marvin and Sheila Trammell
Matt Naughton
Attorney for Grantee
Post Office Box 600
Clarkston, Georgia 30021
(404) 294-4040
This law firm is acting as a debt collector, attempting to collect a debt. Any information obtained will be used for that purpose.
(NV10,17,24,DC1INV)

Notice of Sale
Georgia, Jackson County
By virtue of the power set forth in a certain Security Deed given by Henry Grady Lord Jr., a/k/a Grady Lord Jr. dated December 30, 1998, recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia, in Deed Book 18-Y, Pages 570-572, Jackson County Records, and in Banks County Records in Deed Book 138, Pages 648-650; there will be sold before the Courthouse Door in said County during the legal hours of sale on December 7, 1999, the following described property, to-wit:
Tract One: All that tract or parcel of land and improvements thereon lying and being approximately 1/4 mile West of U.S. Highway 441 on the North side of Ridgeway Road in the 208 G.M. District of Banks County, Georgia containing 0.99 acre and being more particularly described as follows: Beginning at the southeast corner of the tract herein described which joins the southwest corner of property of Gerald L. Sheridan; thence in a counterclockwise direction North 24 degrees East 2.62 chains to an iron pin; thence in a counterclockwise direction North 53 degrees East 1.00 chain to an iron pin; thence in a counterclockwise direction North 8 degrees West 1.48 chain to a rock; thence in a counterclockwise direction South 75 degrees West 4.28 chains to a rock; thence in a counterclockwise direction South 5 degrees West 1.48 chains to an iron pin; thence in a counterclockwise direction North 67 degrees East 2.93 chains to an iron pin on the West side of a road; thence along the road South 11 1/2 degrees West 2.85 chains to an iron pin on the North side of Ridgeway Road; thence along Ridgeway Road South 77 1/2 degrees East to the point of beginning.
The property described herein is the same as that encompassed within the boundaries of a Plat of Survey prepared by H.G. Prickett, Surveyor, dated October 14, 1968 and recorded at Plat Book 3, Page 146, Banks County, Georgia Records, Less and Except that 0.47 acre conveyed to Carolyn S. Wilson from Howard Sheridan by Warranty Deed dated September 14, 1971, and recorded at Deed Book XX, Page 43, Banks County, Georgia Records.
Tract Two: All that tract or parcel of land situate in the 255th District of Jackson County, Georgia, containing 133.12 acres, more or less, more particularly described according to Plat prepared by James D. Barrett, Surveyor, on August 9, 1962, recorded in Clerk's Office of Jackson Superior Court in Plat Book 3, Page 483. Bounded on the North by lands of Wilson and Belliue, on the East by lands of Leachman and Braezeale, on the South by lands of Wheeler and Blacktop Road in part, on the West by lands of Wilson and Dye. Said lands being formerly in three tracts and known as the Blalock property. For a more detailed description to said tract, reference is made to said Plat as recorded.
The debt secured by said deed was and is represented by one note of even date herewith for $537,820.89 and payable with respect to principal and interest as therein provided, together with an installment of other charges, such as taxes, hazard insurance, interest, late charges, if any, and attorney's fees as provided in said security deed. Default having occurred in respect to installments of principal and interest and other charges provided

Public Notice
Public Notice of The Panoz Family Foundation Inc.
The Annual Report of The Panoz Family Foundation Inc. is available at the address noted below for inspection during regular business hours, by any citizen who so requests within 180 days after publication of the notice of its availability.
The Panoz Family Foundation Inc., c/o Mr. Tony Mastandrea, 1394 Broadway Avenue, Braselton, Georgia 30517
The Principal Manager of the Foundation is Dr. Donald E. Panoz. The Foundation's telephone number is (770) 867-0903.
(NV3,10,17,24P4)