Dear Editor:

I read Mike Buffington's entire editorial in Wednesday’s Jackson Herald.

As a senior citizen, I wanted to explain what “fixed income” is to me.

I retired in 2008 with my income since then coming from Social Security and benefits from two retirement plans that I was fortunate enough to participate in as an active employee for long enough to qualify for a benefit (usually requires at least 10 years of service with the company to become even partial qualified).

The amount of income I received for the first month I was retired (September 2008) from the retirement plans HAS NOT CHANGED ONE CENT since that month. And will not change. I only pray these retirement plans continue to be funded by my former employers. My Social Security benefit did not increase at all during some years and increased a small amount in others. Keep in mind, the Medicare premium that is withheld from my Social Security benefit goes up and nearly erases the Social Security increases.

Basically, what I am trying to explain is that “fixed income” to a senior citizen means that they have lived on the same dollar amount of income from the date they retired to the present day and will live on that same amount until the day they die. I hope to live another 10-15 years. That will make a total 28 years without a raise. This is “fixed income.” How much higher will my taxes go up in the next 10-15 years.

Many other Georgia counties have reduced the amount of school tax that senior citizens pay. And Jackson County continues to have one of the highest school millage rates in Georgia.


Ruth Lively


(3) comments

Bobby Jones

I agree! Every time we get an increase in social security, the cost of medicare goes up!

Jon Oblesen

I sympathize to an extent with Mrs. Lively but am surprised at how long she expects to be on SSA benefits...28 years?! That's more than 1/3 of life expectancy in the U.S. And while I wish her good health, it sounds like she may have retired a bit too soon or else is bullish on her own life expectancy. I understand that life is difficult when you are depending on fixed benefits to pay the bills but for Millenials like myself who have been told that we may never see any benefits from SSA when we go to retire, my sympathies only extend so much.

Bobby Jones

Some situations force us to retire. I had to retire at 65 because of my husband's health issues. I hope to live in my early 90"s which means approximately 27 years on SS. At least you and other Millennials have been warned and start preparing for retirement.

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